Best Cheap Auto Insurance in Chipley, FL (2021)

The average Chipley, FL auto insurance rates are $311 per month. The minimum auto insurance in Chipley is at least 10/20/10 in coverage to comply with Florida auto insurance laws. To find the best cheap auto insurance in Chipley, Florida, compare quotes from multiple companies.

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Mathew B. Sims is Editor-in-Chief and has authored, edited, and contributed to several books. He has been working in the insurance industry ensuring content is accurate for consumers who are searching for the best policies and rates. He has also been featured on sites like UpJourney.

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Dan Walker graduated with a BS in Administrative Management in 2005 and has been working in his family’s insurance agency, FCI Agency, for 15 years (BBB A+). He is licensed as an agent to write property and casualty insurance, including home, auto, umbrella, and dwelling fire insurance. He’s also been featured on sites like Reviews.com and Safeco. He reviews content, ensuring that ex...

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Reviewed by Daniel Walker
Licensed Auto Insurance Agent

UPDATED: May 17, 2021

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Things to Remember

  • The average commute length in Chipley is 19.7 minutes
  • The most expensive auto insurance company in Chipley for teen drivers is Allstate
  • Average auto insurance rates in Chipley, FL for senior drivers are $2,255 per year

Chipley, Florida auto insurance requirements are 10/20/10 according to Florida auto insurance laws. Finding cheap auto insurance in Chipley can seem like a difficult task, but all of the information you need is right here. We’ll cover factors that affect auto insurance rates in Chipley, Florida, including driving record, credit, commute time, and more.

Compare auto insurance in Chipley to other Florida cities, including Port St. Lucie auto insurance rates, Fort Lauderdale auto insurance rates, and Tallahassee auto insurance rates to see how Chipley, Florida auto insurance rates stack up.

Before you buy Chipley, Florida auto insurance, make sure you have compared rates from multiple companies. Enter your ZIP code above to get free Chipley, Florida auto insurance quotes.

Minimum Auto Insurance in Chipley, Florida

Chipley, Florida auto insurance laws require that you have at least the Florida minimum auto insurance to be financially responsible in the event of an accident. Take a look at the required auto insurance in Chipley, Florida.

Minimum Required Auto Insurance Coverage in Chipley, Florida

Liability Insurance Required Minimum Coverage Limits Required
Bodily Injury Liability Coverage $10,000 per person
$20,000 per accident
Property Damage Liability Coverage $10,000 minimum

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Cheap Chipley, Florida Auto Insurance by Age, Gender, and Marital Status

Auto insurance rates in Chipley, Florida are affected by age, gender, and marital status. See how demographics impact the annual cost of insurance.

Annual Auto Insurance Rates by Age, Gender, and Marital Status in Chipley, Florida

Insurance Company Married 35-Year-Old Female Married 35-Year-Old Male Married 60-Year-Old Female Married 60-Year-Old Male Single 17-Year-Old Female Single 17-Year-Old Male Single 25-Year-Old Female Single 25-Year-Old Male
Allstate $3,676 $3,548 $3,198 $3,271 $12,757 $13,874 $3,778 $3,870
GEICO $2,338 $2,354 $2,185 $2,185 $4,174 $5,280 $2,581 $2,637
Liberty Mutual $2,968 $2,968 $2,726 $2,726 $6,192 $9,498 $2,968 $3,996
Nationwide $2,392 $2,380 $2,131 $2,218 $5,680 $7,082 $2,637 $2,774
Progressive $2,787 $2,658 $2,405 $2,576 $7,462 $8,207 $3,362 $3,298
State Farm $1,719 $1,719 $1,546 $1,546 $4,900 $6,272 $1,898 $2,054
USAA $1,557 $1,540 $1,426 $1,433 $5,125 $6,036 $1,963 $2,141

Cheap Chipley, Florida Auto Insurance for Teen Drivers

Finding cheap teen auto insurance in Chipley, Florida is a challenge. Take a look at the annual teen auto insurance rates in Chipley, Florida.

Annual Auto Insurance Rates for Teen Drivers in Chipley, Florida

Insurance Company Single 17-Year-Old Female Single 17-Year-Old Male
Allstate $12,757 $13,874
GEICO $4,174 $5,280
Liberty Mutual $6,192 $9,498
Nationwide $5,680 $7,082
Progressive $7,462 $8,207
State Farm $4,900 $6,272
USAA $5,125 $6,036

Cheap Chipley, Florida Auto Insurance for Seniors

What are senior auto insurance rates in Chipley, Florida? Take a look at the annual average rates for older drivers.

Annual Auto Insurance Rates for Senior Drivers in Chipley, Florida

Insurance Company Married 60-Year-Old Female Married 60-Year-Old Male
Allstate $3,198 $3,271
GEICO $2,185 $2,185
Liberty Mutual $2,726 $2,726
Nationwide $2,131 $2,218
Progressive $2,405 $2,576
State Farm $1,546 $1,546
USAA $1,426 $1,433

Cheap Chipley, Florida Auto Insurance By Driving Record

Driving record has a big impact on your auto insurance rates. See the annual auto insurance rates for a bad record in Chipley, Florida compared to the annual auto insurance rates with a clean record in Chipley, Florida.

Annual Chipley, Florida Auto Insurance Rates by Driving Record

Group Clean Record With 1 Accident With 1 DUI With 1 Speeding Violation
Allstate $5,177 $6,164 $6,896 $5,750
GEICO $2,083 $2,647 $3,914 $3,223
Liberty Mutual $3,112 $3,996 $5,720 $4,192
Nationwide $2,946 $3,205 $4,246 $3,249
Progressive $3,286 $4,743 $4,020 $4,329
State Farm $2,486 $2,927 $2,707 $2,707
USAA $2,109 $2,566 $3,732 $2,203

Cheap Chipley, Florida Auto Insurance Rates After a DUI

Finding cheap auto insurance after a DUI in Chipley, Florida is not easy. Compare the annual rates for DUI auto insurance in Chipley, Florida to find the best deal.

Annual Auto Insurance Rates After a DUI in Chipley, Florida

Insurance Company Annual Auto Insurance Rates With a DUI
Allstate $6,896
GEICO $3,914
Liberty Mutual $5,720
Nationwide $4,246
Progressive $4,020
State Farm $2,707
USAA $3,732

Cheap Chipley, Florida Auto Insurance By Credit History

Credit history can have a major effect on the cost of auto insurance. See how Chipley, Florida annual auto insurance rates by credit history compare.

Annual Auto Insurance Rates by Credit Score in Chipley, Florida

Insurance Company Poor Fair Good
Allstate $8,309 $5,321 $4,360
GEICO $4,299 $2,621 $1,980
Liberty Mutual $5,462 $4,026 $3,278
Nationwide $4,263 $3,133 $2,839
Progressive $5,379 $3,774 $3,129
State Farm $3,653 $2,441 $2,026
USAA $4,377 $2,083 $1,498

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Cheap Chipley, Florida Auto Insurance Rates By ZIP Code

Auto insurance rates by ZIP code in Chipley, Florida can vary. Compare the annual cost of auto insurance by ZIP code in Chipley, Florida to see how car insurance rates are affected by location.

Annual Auto Insurance Rates by ZIP Code in Chipley, Florida

ZIP Code Average Annual Rates
32428 $2,868

Cheap Chipley, Florida Auto Insurance Rates By Commute

Commute length and annual mileage affect Chipley, Florida auto insurance. Find the cheapest annual Chipley, Florida auto insurance by commute length.

Annual Auto Insurance Rates by Commute Length in Chipley, Florida

Insurance Company 10 Mile Commute, 6000 Annual Mileage 25 Mile Commute, 12000 Annual Mileage
Allstate $5,822 $6,171
GEICO $2,952 $2,982
Liberty Mutual $4,120 $4,390
Nationwide $3,412 $3,412
Progressive $4,094 $4,094
State Farm $2,617 $2,797
USAA $2,622 $2,683

Cheap Chipley, Florida Auto Insurance Rates By Coverage Level

How much does the coverage level you select affect the cost of your auto insurance in Chipley, Florida? Check out the comparison of annual Chipley, Florida auto insurance rates by coverage level.

Annual Auto Insurance Rates by Coverage Level in Chipley, Florida

Insurance Company Low Medium High
Allstate $4,884 $6,248 $6,858
GEICO $2,547 $3,050 $3,304
Liberty Mutual $3,937 $4,316 $4,514
Nationwide $2,778 $3,532 $3,926
Progressive $3,637 $4,162 $4,484
State Farm $2,367 $2,761 $2,992
USAA $2,363 $2,728 $2,868

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Best By Category: Cheapest Auto Insurance in Chipley, Florida

Compare the cheapest auto insurance companies in Chipley, Florida in each category to find the company with the best rates for your personal needs.

Best Annual Auto Insurance Rates by Company in Chipley, Florida

Category Insurance Company
Teenagers GEICO
Seniors USAA
Clean Record GEICO
With 1 Accident USAA
With 1 DUI State Farm
With 1 Speeding Violation USAA

The Cheapest Chipley, Florida Auto Insurance Companies

What auto insurance companies in Chipley, Florida are the cheapest? Compare the top Chipley, Florida auto insurance companies to find the best annual rates.

Average Annual Auto Insurance Rates by Company in Chipley, Florida

Insurance Company Average Annual Rates
Allstate $5,997
GEICO $2,967
Liberty Mutual $4,255
Nationwide $3,412
Progressive $4,094
State Farm $2,707
USAA $2,653

What affects auto insurance rates in Chipley, Florida?

There are a lot of reasons why auto insurance rates in Chipley, Florida are higher or lower than in other cities. These include traffic and the number of vehicle thefts in Chipley, Florida. Many local factors may affect your Chipley auto insurance rates.

Chipley Auto Theft

More theft means higher auto insurance rates because auto insurance companies are paying more in claims. According to the FBI’s annual Chipley, Florida auto theft statistics, there have been 0 auto thefts in the city.

Chipley Commute Time

Cities in which drivers have a longer average commute time tend to have higher auto insurance costs. The average Chipley, Florida commute length is 19.7 minutes according to City-Data.

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Compare Chipley, Florida Auto Insurance Quotes

Before you buy Chipley, Florida auto insurance, make sure you have compared rates from multiple companies. Enter your ZIP code below to get free Chipley, Florida auto insurance quotes.

Free Auto Insurance Comparison

Enter your ZIP code below to view companies that have cheap auto insurance rates.

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