Best Cheap Auto Insurance in Cape Canaveral, FL (2021)

The average Cape Canaveral, FL auto insurance rates are $328 per month. The minimum auto insurance in Cape Canaveral is at least 10/20/10 in coverage to comply with Florida auto insurance laws. To find the best cheap auto insurance in Cape Canaveral, Florida, compare quotes from multiple companies.

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Mathew B. Sims is Editor-in-Chief and has authored, edited, and contributed to several books. He has been working in the insurance industry ensuring content is accurate for consumers who are searching for the best policies and rates. He has also been featured on sites like UpJourney.

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Dan Walker graduated with a BS in Administrative Management in 2005 and has been working in his family’s insurance agency, FCI Agency, for 15 years (BBB A+). He is licensed as an agent to write property and casualty insurance, including home, auto, umbrella, and dwelling fire insurance. He’s also been featured on sites like Reviews.com and Safeco. He reviews content, ensuring that ex...

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Reviewed by Daniel Walker
Licensed Auto Insurance Agent

UPDATED: May 17, 2021

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Things to Remember

  • The minimum auto insurance required in Cape Canaveral, Florida is 10/20/10
  • Average auto insurance rates in Cape Canaveral, FL for senior drivers are $2,390 per year
  • The average commute length in Cape Canaveral is 24.0 minutes

Cape Canaveral, Florida auto insurance requirements are 10/20/10 according to Florida auto insurance laws. Finding cheap auto insurance in Cape Canaveral can seem like a difficult task, but all of the information you need is right here. We’ll cover factors that affect auto insurance rates in Cape Canaveral, Florida, including driving record, credit, commute time, and more.

Compare auto insurance in Cape Canaveral to other Florida cities, including Cape Coral auto insurance rates, Port St. Lucie auto insurance rates, and Hialeah auto insurance rates to see how Cape Canaveral, Florida auto insurance rates stack up.

Before you buy Cape Canaveral, Florida auto insurance, make sure you have compared rates from multiple companies. Enter your ZIP code above to get free Cape Canaveral, Florida auto insurance quotes.

Minimum Auto Insurance in Cape Canaveral, Florida

Cape Canaveral, Florida auto insurance laws require that you have at least the Florida minimum auto insurance to be financially responsible in the event of an accident. Take a look at the required auto insurance in Cape Canaveral, Florida.

Minimum Required Auto Insurance Coverage in Cape Canaveral, Florida

Liability Insurance Required Minimum Coverage Limits Required
Bodily Injury Liability Coverage $10,000 per person
$20,000 per accident
Property Damage Liability Coverage $10,000 minimum

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Cheap Cape Canaveral, Florida Auto Insurance by Age, Gender, and Marital Status

Auto insurance rates in Cape Canaveral, Florida are affected by age, gender, and marital status. See how demographics impact the annual cost of insurance.

Annual Auto Insurance Rates by Age, Gender, and Marital Status in Cape Canaveral, Florida

Insurance Company Married 35-Year-Old Female Married 35-Year-Old Male Married 60-Year-Old Female Married 60-Year-Old Male Single 17-Year-Old Female Single 17-Year-Old Male Single 25-Year-Old Female Single 25-Year-Old Male
Allstate $3,917 $3,784 $3,435 $3,509 $13,809 $15,126 $3,956 $4,036
GEICO $2,651 $2,664 $2,485 $2,485 $4,746 $5,988 $2,922 $2,973
Liberty Mutual $3,079 $3,079 $2,829 $2,829 $6,404 $9,815 $3,079 $4,142
Nationwide $2,441 $2,413 $2,187 $2,261 $5,773 $7,101 $2,683 $2,792
Progressive $3,350 $3,157 $2,882 $3,082 $9,364 $10,198 $4,019 $3,838
State Farm $1,635 $1,635 $1,491 $1,491 $4,567 $5,898 $1,814 $1,937
USAA $1,334 $1,310 $1,251 $1,238 $4,535 $5,257 $1,657 $1,783

Cheap Cape Canaveral, Florida Auto Insurance for Teen Drivers

Finding cheap teen auto insurance in Cape Canaveral, Florida is a challenge. Take a look at the annual teen auto insurance rates in Cape Canaveral, Florida.

Annual Auto Insurance Rates for Teen Drivers in Cape Canaveral, Florida

Insurance Company Single 17-Year-Old Female Single 17-Year-Old Male
Allstate $13,809 $15,126
GEICO $4,746 $5,988
Liberty Mutual $6,404 $9,815
Nationwide $5,773 $7,101
Progressive $9,364 $10,198
State Farm $4,567 $5,898
USAA $4,535 $5,257

Cheap Cape Canaveral, Florida Auto Insurance for Seniors

What are senior auto insurance rates in Cape Canaveral, Florida? Take a look at the annual average rates for older drivers.

Annual Auto Insurance Rates for Senior Drivers in Cape Canaveral, Florida

Insurance Company Married 60-Year-Old Female Married 60-Year-Old Male
Allstate $3,435 $3,509
GEICO $2,485 $2,485
Liberty Mutual $2,829 $2,829
Nationwide $2,187 $2,261
Progressive $2,882 $3,082
State Farm $1,491 $1,491
USAA $1,251 $1,238

Cheap Cape Canaveral, Florida Auto Insurance By Driving Record

Driving record has a big impact on your auto insurance rates. See the annual auto insurance rates for a bad record in Cape Canaveral, Florida compared to the annual auto insurance rates with a clean record in Cape Canaveral, Florida.

Annual Cape Canaveral, Florida Auto Insurance Rates by Driving Record

Group Clean Record With 1 Accident With 1 DUI With 1 Speeding Violation
Allstate $5,551 $6,642 $7,419 $6,174
GEICO $2,354 $2,999 $4,447 $3,657
Liberty Mutual $3,196 $4,130 $5,961 $4,340
Nationwide $2,961 $3,242 $4,341 $3,281
Progressive $3,948 $5,814 $4,903 $5,280
State Farm $2,340 $2,778 $2,559 $2,559
USAA $1,797 $2,219 $3,283 $1,884

Cheap Cape Canaveral, Florida Auto Insurance Rates After a DUI

Finding cheap auto insurance after a DUI in Cape Canaveral, Florida is not easy. Compare the annual rates for DUI auto insurance in Cape Canaveral, Florida to find the best deal.

Annual Auto Insurance Rates After a DUI in Cape Canaveral, Florida

Insurance Company Annual Auto Insurance Rates With a DUI
Allstate $7,419
GEICO $4,447
Liberty Mutual $5,961
Nationwide $4,341
Progressive $4,903
State Farm $2,559
USAA $3,283

Cheap Cape Canaveral, Florida Auto Insurance By Credit History

Credit history can have a major effect on the cost of auto insurance. See how Cape Canaveral, Florida annual auto insurance rates by credit history compare.

Annual Auto Insurance Rates by Credit Score in Cape Canaveral, Florida

Insurance Company Poor Fair Good
Allstate $8,982 $5,708 $4,649
GEICO $4,889 $2,969 $2,235
Liberty Mutual $5,651 $4,171 $3,399
Nationwide $4,308 $3,180 $2,881
Progressive $6,504 $4,612 $3,842
State Farm $3,498 $2,295 $1,883
USAA $3,714 $1,834 $1,339

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Cheap Cape Canaveral, Florida Auto Insurance Rates By ZIP Code

Auto insurance rates by ZIP code in Cape Canaveral, Florida can vary. Compare the annual cost of auto insurance by ZIP code in Cape Canaveral, Florida to see how car insurance rates are affected by location.

Annual Auto Insurance Rates by ZIP Code in Cape Canaveral, Florida

ZIP Code Average Annual Rates
32920 $3,041

Cheap Cape Canaveral, Florida Auto Insurance Rates By Commute

Commute length and annual mileage affect Cape Canaveral, Florida auto insurance. Find the cheapest annual Cape Canaveral, Florida auto insurance by commute length.

Annual Auto Insurance Rates by Commute Length in Cape Canaveral, Florida

Insurance Company 10 Mile Commute, 6000 Annual Mileage 25 Mile Commute, 12000 Annual Mileage
Allstate $6,262 $6,631
GEICO $3,348 $3,381
Liberty Mutual $4,268 $4,546
Nationwide $3,456 $3,456
Progressive $4,986 $4,986
State Farm $2,472 $2,646
USAA $2,270 $2,322

Cheap Cape Canaveral, Florida Auto Insurance Rates By Coverage Level

How much does the coverage level you select affect the cost of your auto insurance in Cape Canaveral, Florida? Check out the comparison of annual Cape Canaveral, Florida auto insurance rates by coverage level.

Annual Auto Insurance Rates by Coverage Level in Cape Canaveral, Florida

Insurance Company Low Medium High
Allstate $4,934 $6,790 $7,616
GEICO $2,714 $3,489 $3,890
Liberty Mutual $4,030 $4,474 $4,717
Nationwide $2,690 $3,601 $4,078
Progressive $4,170 $5,103 $5,686
State Farm $2,160 $2,625 $2,891
USAA $1,970 $2,380 $2,537

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Best By Category: Cheapest Auto Insurance in Cape Canaveral, Florida

Compare the cheapest auto insurance companies in Cape Canaveral, Florida in each category to find the company with the best rates for your personal needs.

Best Annual Auto Insurance Rates by Company in Cape Canaveral, Florida

Category Insurance Company
Teenagers USAA
Seniors USAA
Clean Record USAA
With 1 Accident USAA
With 1 DUI State Farm
With 1 Speeding Violation USAA

The Cheapest Cape Canaveral, Florida Auto Insurance Companies

What auto insurance companies in Cape Canaveral, Florida are the cheapest? Compare the top Cape Canaveral, Florida auto insurance companies to find the best annual rates.

Average Annual Auto Insurance Rates by Company in Cape Canaveral, Florida

Insurance Company Average Annual Rates
Allstate $6,447
GEICO $3,364
Liberty Mutual $4,407
Nationwide $3,456
Progressive $4,986
State Farm $2,559
USAA $2,296

What affects auto insurance rates in Cape Canaveral, Florida?

There are a lot of reasons why auto insurance rates in Cape Canaveral, Florida are higher or lower than in other cities. These include traffic and the number of vehicle thefts in Cape Canaveral, Florida. Many local factors may affect your Cape Canaveral auto insurance rates.

Cape Canaveral Commute Time

Cities in which drivers have a longer average commute time tend to have higher auto insurance costs. The average Cape Canaveral, Florida commute length is 24.0 minutes according to City-Data.

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Compare Cape Canaveral, Florida Auto Insurance Quotes

Before you buy Cape Canaveral, Florida auto insurance, make sure you have compared rates from multiple companies. Enter your ZIP code below to get free Cape Canaveral, Florida auto insurance quotes.

Free Auto Insurance Comparison

Enter your ZIP code below to view companies that have cheap auto insurance rates.

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