Best Cheap Auto Insurance in Brooksville, FL (2021)

The average Brooksville, FL auto insurance rates are $399 per month. The minimum auto insurance in Brooksville is at least 10/20/10 in coverage to comply with Florida auto insurance laws. To find the best cheap auto insurance in Brooksville, Florida, compare quotes from multiple companies.

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Mathew B. Sims is Editor-in-Chief and has authored, edited, and contributed to several books. He has been working in the insurance industry ensuring content is accurate for consumers who are searching for the best policies and rates. He has also been featured on sites like UpJourney.

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Dan Walker graduated with a BS in Administrative Management in 2005 and has been working in his family’s insurance agency, FCI Agency, for 15 years (BBB A+). He is licensed as an agent to write property and casualty insurance, including home, auto, umbrella, and dwelling fire insurance. He’s also been featured on sites like Reviews.com and Safeco. He reviews content, ensuring that ex...

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Reviewed by Daniel Walker
Licensed Auto Insurance Agent

UPDATED: May 17, 2021

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Things to Remember

  • The most expensive auto insurance company in Brooksville for teen drivers is Allstate
  • The cheapest auto insurance company in Brooksville is USAA
  • Average auto insurance rates in Brooksville, FL for senior drivers are $2,883 per year

Brooksville, Florida auto insurance requirements are 10/20/10 according to Florida auto insurance laws. Finding cheap auto insurance in Brooksville can seem like a difficult task, but all of the information you need is right here. We’ll cover factors that affect auto insurance rates in Brooksville, Florida, including driving record, credit, commute time, and more.

Compare auto insurance in Brooksville to other Florida cities, including Orlando auto insurance rates, Tallahassee auto insurance rates, and Tampa auto insurance rates to see how Brooksville, Florida auto insurance rates stack up.

Before you buy Brooksville, Florida auto insurance, make sure you have compared rates from multiple companies. Enter your ZIP code above to get free Brooksville, Florida auto insurance quotes.

Minimum Auto Insurance in Brooksville, Florida

Brooksville, Florida auto insurance laws require that you have at least the Florida minimum auto insurance to be financially responsible in the event of an accident. Take a look at the required auto insurance in Brooksville, Florida.

Minimum Required Auto Insurance Coverage in Brooksville, Florida

Liability Insurance Required Minimum Coverage Limits Required
Bodily Injury Liability Coverage $10,000 per person
$20,000 per accident
Property Damage Liability Coverage $10,000 minimum

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Cheap Brooksville, Florida Auto Insurance by Age, Gender, and Marital Status

Auto insurance rates in Brooksville, Florida are affected by age, gender, and marital status. See how demographics impact the annual cost of insurance.

Annual Auto Insurance Rates by Age, Gender, and Marital Status in Brooksville, Florida

Insurance Company Married 35-Year-Old Female Married 35-Year-Old Male Married 60-Year-Old Female Married 60-Year-Old Male Single 17-Year-Old Female Single 17-Year-Old Male Single 25-Year-Old Female Single 25-Year-Old Male
Allstate $4,469 $4,297 $3,920 $3,990 $15,550 $16,990 $4,442 $4,509
GEICO $2,755 $2,768 $2,580 $2,580 $4,907 $6,164 $3,034 $3,082
Liberty Mutual $3,991 $3,991 $3,647 $3,647 $8,553 $13,238 $3,991 $5,454
Nationwide $3,120 $3,077 $2,784 $2,879 $7,540 $9,274 $3,437 $3,572
Progressive $3,969 $3,722 $3,389 $3,629 $11,107 $12,009 $4,763 $4,473
State Farm $2,247 $2,247 $2,037 $2,037 $6,607 $8,452 $2,502 $2,673
USAA $1,740 $1,710 $1,634 $1,616 $5,984 $6,901 $2,169 $2,336

Cheap Brooksville, Florida Auto Insurance for Teen Drivers

Finding cheap teen auto insurance in Brooksville, Florida is a challenge. Take a look at the annual teen auto insurance rates in Brooksville, Florida.

Annual Auto Insurance Rates for Teen Drivers in Brooksville, Florida

Insurance Company Single 17-Year-Old Female Single 17-Year-Old Male
Allstate $15,550 $16,990
GEICO $4,907 $6,164
Liberty Mutual $8,553 $13,238
Nationwide $7,540 $9,274
Progressive $11,107 $12,009
State Farm $6,607 $8,452
USAA $5,984 $6,901

Cheap Brooksville, Florida Auto Insurance for Seniors

What are senior auto insurance rates in Brooksville, Florida? Take a look at the annual average rates for older drivers.

Annual Auto Insurance Rates for Senior Drivers in Brooksville, Florida

Insurance Company Married 60-Year-Old Female Married 60-Year-Old Male
Allstate $3,920 $3,990
GEICO $2,580 $2,580
Liberty Mutual $3,647 $3,647
Nationwide $2,784 $2,879
Progressive $3,389 $3,629
State Farm $2,037 $2,037
USAA $1,634 $1,616

Cheap Brooksville, Florida Auto Insurance By Driving Record

Driving record has a big impact on your auto insurance rates. See the annual auto insurance rates for a bad record in Brooksville, Florida compared to the annual auto insurance rates with a clean record in Brooksville, Florida.

Annual Brooksville, Florida Auto Insurance Rates by Driving Record

Group Clean Record With 1 Accident With 1 DUI With 1 Speeding Violation
Allstate $6,266 $7,512 $8,346 $6,959
GEICO $2,438 $3,106 $4,604 $3,787
Liberty Mutual $4,128 $5,427 $7,981 $5,720
Nationwide $3,798 $4,175 $5,642 $4,225
Progressive $4,645 $6,863 $5,793 $6,229
State Farm $3,290 $3,911 $3,600 $3,600
USAA $2,359 $2,913 $4,298 $2,474

Cheap Brooksville, Florida Auto Insurance Rates After a DUI

Finding cheap auto insurance after a DUI in Brooksville, Florida is not easy. Compare the annual rates for DUI auto insurance in Brooksville, Florida to find the best deal.

Annual Auto Insurance Rates After a DUI in Brooksville, Florida

Insurance Company Annual Auto Insurance Rates With a DUI
Allstate $8,346
GEICO $4,604
Liberty Mutual $7,981
Nationwide $5,642
Progressive $5,793
State Farm $3,600
USAA $4,298

Cheap Brooksville, Florida Auto Insurance By Credit History

Credit history can have a major effect on the cost of auto insurance. See how Brooksville, Florida annual auto insurance rates by credit history compare.

Annual Auto Insurance Rates by Credit Score in Brooksville, Florida

Insurance Company Poor Fair Good
Allstate $10,198 $6,421 $5,194
GEICO $5,058 $3,075 $2,318
Liberty Mutual $7,522 $5,491 $4,430
Nationwide $5,585 $4,095 $3,701
Progressive $7,681 $5,446 $4,521
State Farm $4,932 $3,227 $2,642
USAA $4,907 $2,394 $1,732

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Cheap Brooksville, Florida Auto Insurance Rates By ZIP Code

Auto insurance rates by ZIP code in Brooksville, Florida can vary. Compare the annual cost of auto insurance by ZIP code in Brooksville, Florida to see how car insurance rates are affected by location.

Annual Auto Insurance Rates by ZIP Code in Brooksville, Florida

ZIP Code Average Annual Rates
34601 $3,618
34602 $3,637
34604 $3,764
34614 $3,745

Cheap Brooksville, Florida Auto Insurance Rates By Commute

Commute length and annual mileage affect Brooksville, Florida auto insurance. Find the cheapest annual Brooksville, Florida auto insurance by commute length.

Annual Auto Insurance Rates by Commute Length in Brooksville, Florida

Insurance Company 10 Mile Commute, 6000 Annual Mileage 25 Mile Commute, 12000 Annual Mileage
Allstate $7,063 $7,479
GEICO $3,467 $3,501
Liberty Mutual $5,622 $6,006
Nationwide $4,460 $4,460
Progressive $5,883 $5,883
State Farm $3,475 $3,726
USAA $2,977 $3,046

Cheap Brooksville, Florida Auto Insurance Rates By Coverage Level

How much does the coverage level you select affect the cost of your auto insurance in Brooksville, Florida? Check out the comparison of annual Brooksville, Florida auto insurance rates by coverage level.

Annual Auto Insurance Rates by Coverage Level in Brooksville, Florida

Insurance Company Low Medium High
Allstate $5,382 $7,699 $8,732
GEICO $2,833 $3,608 $4,010
Liberty Mutual $5,289 $5,918 $6,236
Nationwide $3,453 $4,649 $5,279
Progressive $4,813 $6,033 $6,801
State Farm $3,038 $3,696 $4,067
USAA $2,543 $3,133 $3,358

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Best By Category: Cheapest Auto Insurance in Brooksville, Florida

Compare the cheapest auto insurance companies in Brooksville, Florida in each category to find the company with the best rates for your personal needs.

Best Annual Auto Insurance Rates by Company in Brooksville, Florida

Category Insurance Company
Teenagers GEICO
Seniors USAA
Clean Record USAA
With 1 Accident USAA
With 1 DUI State Farm
With 1 Speeding Violation USAA

The Cheapest Brooksville, Florida Auto Insurance Companies

What auto insurance companies in Brooksville, Florida are the cheapest? Compare the top Brooksville, Florida auto insurance companies to find the best annual rates.

Average Annual Auto Insurance Rates by Company in Brooksville, Florida

Insurance Company Average Annual Rates
Allstate $7,271
GEICO $3,484
Liberty Mutual $5,814
Nationwide $4,460
Progressive $5,883
State Farm $3,600
USAA $3,011

What affects auto insurance rates in Brooksville, Florida?

There are a lot of reasons why auto insurance rates in Brooksville, Florida are higher or lower than in other cities. These include traffic and the number of vehicle thefts in Brooksville, Florida. Many local factors may affect your Brooksville auto insurance rates.

Brooksville Commute Time

Cities in which drivers have a longer average commute time tend to have higher auto insurance costs. The average Brooksville, Florida commute length is 22.3 minutes according to City-Data.

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Compare Brooksville, Florida Auto Insurance Quotes

Before you buy Brooksville, Florida auto insurance, make sure you have compared rates from multiple companies. Enter your ZIP code below to get free Brooksville, Florida auto insurance quotes.

Free Auto Insurance Comparison

Enter your ZIP code below to view companies that have cheap auto insurance rates.

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