Best Cheap Auto Insurance in Bonita Springs, FL (2021)

The average Bonita Springs, FL auto insurance rates are $319 per month. The minimum auto insurance in Bonita Springs is at least 10/20/10 in coverage to comply with Florida auto insurance laws. To find the best cheap auto insurance in Bonita Springs, Florida, compare quotes from multiple companies.

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Mathew B. Sims is Editor-in-Chief and has authored, edited, and contributed to several books. He has been working in the insurance industry ensuring content is accurate for consumers who are searching for the best policies and rates. He has also been featured on sites like UpJourney.

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Dan Walker graduated with a BS in Administrative Management in 2005 and has been working in his family’s insurance agency, FCI Agency, for 15 years (BBB A+). He is licensed as an agent to write property and casualty insurance, including home, auto, umbrella, and dwelling fire insurance. He’s also been featured on sites like Reviews.com and Safeco. He reviews content, ensuring that ex...

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Reviewed by Daniel Walker
Licensed Auto Insurance Agent

UPDATED: Jul 18, 2021

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Things to Remember

  • The average commute length in Bonita Springs is 22.8 minutes
  • The most expensive auto insurance company in Bonita Springs for teen drivers is Allstate
  • Average auto insurance rates in Bonita Springs, FL for senior drivers are $2,327 per year

Bonita Springs, Florida auto insurance requirements are 10/20/10 according to Florida auto insurance laws. Finding cheap auto insurance in Bonita Springs can seem like a difficult task, but all of the information you need is right here. We’ll cover factors that affect auto insurance rates in Bonita Springs, Florida, including driving record, credit, commute time, and more.

Compare auto insurance in Bonita Springs to other Florida cities, including Port St. Lucie auto insurance rates, Cape Coral auto insurance rates, and Tallahassee auto insurance rates to see how Bonita Springs, Florida auto insurance rates stack up.

Before you buy Bonita Springs, Florida auto insurance, make sure you have compared rates from multiple companies. Enter your ZIP code above to get free Bonita Springs, Florida auto insurance quotes.

Minimum Auto Insurance in Bonita Springs, Florida

Bonita Springs, Florida auto insurance laws require that you have at least the Florida minimum auto insurance to be financially responsible in the event of an accident. Take a look at the required auto insurance in Bonita Springs, Florida.

Minimum Required Auto Insurance Coverage in Bonita Springs, Florida

Liability Insurance Required Minimum Coverage Limits Required
Bodily Injury Liability Coverage $10,000 per person
$20,000 per accident
Property Damage Liability Coverage $10,000 minimum

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Cheap Bonita Springs, Florida Auto Insurance by Age, Gender, and Marital Status

Auto insurance rates in Bonita Springs, Florida are affected by age, gender, and marital status. See how demographics impact the annual cost of insurance.

Annual Auto Insurance Rates by Age, Gender, and Marital Status in Bonita Springs, Florida

Insurance Company Married 35-Year-Old Female Married 35-Year-Old Male Married 60-Year-Old Female Married 60-Year-Old Male Single 17-Year-Old Female Single 17-Year-Old Male Single 25-Year-Old Female Single 25-Year-Old Male
Allstate $3,808 $3,597 $3,295 $3,326 $12,934 $13,883 $3,741 $3,764
GEICO $2,445 $2,460 $2,287 $2,287 $4,367 $5,515 $2,698 $2,751
Liberty Mutual $2,907 $2,907 $2,674 $2,674 $5,994 $9,163 $2,907 $3,894
Nationwide $2,610 $2,570 $2,329 $2,409 $6,242 $7,658 $2,868 $2,973
Progressive $3,268 $3,094 $2,818 $3,012 $9,152 $10,007 $3,942 $3,789
State Farm $1,676 $1,676 $1,523 $1,523 $4,843 $6,130 $1,858 $1,988
USAA $1,299 $1,276 $1,213 $1,202 $4,451 $5,177 $1,620 $1,747

Cheap Bonita Springs, Florida Auto Insurance for Teen Drivers

Finding cheap teen auto insurance in Bonita Springs, Florida is a challenge. Take a look at the annual teen auto insurance rates in Bonita Springs, Florida.

Annual Auto Insurance Rates for Teen Drivers in Bonita Springs, Florida

Insurance Company Single 17-Year-Old Female Single 17-Year-Old Male
Allstate $12,934 $13,883
GEICO $4,367 $5,515
Liberty Mutual $5,994 $9,163
Nationwide $6,242 $7,658
Progressive $9,152 $10,007
State Farm $4,843 $6,130
USAA $4,451 $5,177

Cheap Bonita Springs, Florida Auto Insurance for Seniors

What are senior auto insurance rates in Bonita Springs, Florida? Take a look at the annual average rates for older drivers.

Annual Auto Insurance Rates for Senior Drivers in Bonita Springs, Florida

Insurance Company Married 60-Year-Old Female Married 60-Year-Old Male
Allstate $3,295 $3,326
GEICO $2,287 $2,287
Liberty Mutual $2,674 $2,674
Nationwide $2,329 $2,409
Progressive $2,818 $3,012
State Farm $1,523 $1,523
USAA $1,213 $1,202

Cheap Bonita Springs, Florida Auto Insurance By Driving Record

Driving record has a big impact on your auto insurance rates. See the annual auto insurance rates for a bad record in Bonita Springs, Florida compared to the annual auto insurance rates with a clean record in Bonita Springs, Florida.

Annual Bonita Springs, Florida Auto Insurance Rates by Driving Record

Group Clean Record With 1 Accident With 1 DUI With 1 Speeding Violation
Allstate $5,211 $6,256 $6,925 $5,782
GEICO $2,174 $2,766 $4,095 $3,370
Liberty Mutual $3,014 $3,882 $5,586 $4,078
Nationwide $3,163 $3,474 $4,678 $3,514
Progressive $3,864 $5,700 $4,802 $5,175
State Farm $2,425 $2,880 $2,652 $2,652
USAA $1,758 $2,172 $3,220 $1,843

Cheap Bonita Springs, Florida Auto Insurance Rates After a DUI

Finding cheap auto insurance after a DUI in Bonita Springs, Florida is not easy. Compare the annual rates for DUI auto insurance in Bonita Springs, Florida to find the best deal.

Annual Auto Insurance Rates After a DUI in Bonita Springs, Florida

Insurance Company Annual Auto Insurance Rates With a DUI
Allstate $6,925
GEICO $4,095
Liberty Mutual $5,586
Nationwide $4,678
Progressive $4,802
State Farm $2,652
USAA $3,220

Cheap Bonita Springs, Florida Auto Insurance By Credit History

Credit history can have a major effect on the cost of auto insurance. See how Bonita Springs, Florida annual auto insurance rates by credit history compare.

Annual Auto Insurance Rates by Credit Score in Bonita Springs, Florida

Insurance Company Poor Fair Good
Allstate $8,446 $5,349 $4,336
GEICO $4,499 $2,738 $2,066
Liberty Mutual $5,297 $3,920 $3,203
Nationwide $4,646 $3,403 $3,073
Progressive $6,372 $4,517 $3,767
State Farm $3,627 $2,379 $1,951
USAA $3,644 $1,793 $1,308

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Cheap Bonita Springs, Florida Auto Insurance Rates By ZIP Code

Auto insurance rates by ZIP code in Bonita Springs, Florida can vary. Compare the annual cost of auto insurance by ZIP code in Bonita Springs, Florida to see how car insurance rates are affected by location.

Annual Auto Insurance Rates by ZIP Code in Bonita Springs, Florida

ZIP Code Average Annual Rates
34134 $2,942
34135 $3,000

Cheap Bonita Springs, Florida Auto Insurance Rates By Commute

Commute length and annual mileage affect Bonita Springs, Florida auto insurance. Find the cheapest annual Bonita Springs, Florida auto insurance by commute length.

Annual Auto Insurance Rates by Commute Length in Bonita Springs, Florida

Insurance Company 10 Mile Commute, 6000 Annual Mileage 25 Mile Commute, 12000 Annual Mileage
Allstate $5,875 $6,212
GEICO $3,086 $3,117
Liberty Mutual $4,010 $4,270
Nationwide $3,707 $3,707
Progressive $4,885 $4,885
State Farm $2,562 $2,742
USAA $2,223 $2,273

Cheap Bonita Springs, Florida Auto Insurance Rates By Coverage Level

How much does the coverage level you select affect the cost of your auto insurance in Bonita Springs, Florida? Check out the comparison of annual Bonita Springs, Florida auto insurance rates by coverage level.

Annual Auto Insurance Rates by Coverage Level in Bonita Springs, Florida

Insurance Company Low Medium High
Allstate $4,848 $6,315 $6,967
GEICO $2,577 $3,207 $3,520
Liberty Mutual $3,813 $4,196 $4,411
Nationwide $2,985 $3,843 $4,294
Progressive $4,126 $4,994 $5,536
State Farm $2,287 $2,712 $2,957
USAA $1,947 $2,327 $2,470

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Best By Category: Cheapest Auto Insurance in Bonita Springs, Florida

Compare the cheapest auto insurance companies in Bonita Springs, Florida in each category to find the company with the best rates for your personal needs.

Best Annual Auto Insurance Rates by Company in Bonita Springs, Florida

Category Insurance Company
Teenagers USAA
Seniors USAA
Clean Record USAA
With 1 Accident USAA
With 1 DUI State Farm
With 1 Speeding Violation USAA

The Cheapest Bonita Springs, Florida Auto Insurance Companies

What auto insurance companies in Bonita Springs, Florida are the cheapest? Compare the top Bonita Springs, Florida auto insurance companies to find the best annual rates.

Average Annual Auto Insurance Rates by Company in Bonita Springs, Florida

Insurance Company Average Annual Rates
Allstate $6,043
GEICO $3,101
Liberty Mutual $4,140
Nationwide $3,707
Progressive $4,885
State Farm $2,652
USAA $2,248

What affects auto insurance rates in Bonita Springs, Florida?

There are a lot of reasons why auto insurance rates in Bonita Springs, Florida are higher or lower than in other cities. These include traffic and the number of vehicle thefts in Bonita Springs, Florida. Many local factors may affect your Bonita Springs auto insurance rates.

Bonita Springs Commute Time

Cities in which drivers have a longer average commute time tend to have higher auto insurance costs. The average Bonita Springs, Florida commute length is 22.8 minutes according to City-Data.

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Compare Bonita Springs, Florida Auto Insurance Quotes

Before you buy Bonita Springs, Florida auto insurance, make sure you have compared rates from multiple companies. Enter your ZIP code below to get free Bonita Springs, Florida auto insurance quotes.

Free Auto Insurance Comparison

Enter your ZIP code below to view companies that have cheap auto insurance rates.

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