Insurance and Driving Laws

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What are state minimums for car insurance in Arizona?

Are you looking to find affordable car insurance in Arizona? If so, you’ll want to begin by learning about Arizona’s mandatory insurance coverage minimums. You can always buy more insurance than the state requires, but you will need to purchase at least minimal levels of coverage to be in compliance with state insurance laws. Make...

Are you looking to find affordable car insurance in Arizona?...

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What are the car seat laws in Washington DC?

Washington DC is the home of many lawmakers, and it’s the place where many laws take effect. It should come as no surprise to any resident or visitor of the District of Columbia that child car seat laws in the area are strict. Car seat laws in every state are strict to keep children safe...

Washington DC is the home of many lawmakers, and it’s the ...

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What are the car seat laws in New Hampshire?

New Hampshire law requires all children younger than six should ride in an approved child safety seat while in the car. These laws are designed to ensure the safety and well-being of children, and they are not negotiable. Anyone who is caught driving with a child who is not in the proper safety seat is...

New Hampshire law requires all children younger than six sho...

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What are the Child Safety Seat Laws in Idaho?

What are Idaho Car Seat Laws? Drivers in Idaho must take appropriate steps to keep children as safe as possible on the road. There are laws in Idaho regarding the proper use of car seats for younger children as well as seat belts for older children. However, some drivers also refer to the American Academy...

What are Idaho Car Seat Laws? Drivers in Idaho must take app...

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What are the car seat laws in Delaware?

Keeping children as safe as possible while on Delaware roads is a top priority. Many parents, guardians, and caregivers attempt to use car seats and booster seats as fully as possible to minimize the extent of injuries in the event of a car accident. All drivers in Delaware should be aware of the state’s child...

Keeping children as safe as possible while on Delaware roads...

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What are the car seat laws in Alabama?

Every state has its own government entity in charge of keeping citizens safe on the road. In Alabama, it’s the Department of Public Safety (DPS). One of the most important laws the DPS issues is the one regarding child safety seats. Not all children are not big enough to sit safely and appropriately in a...

Every state has its own government entity in charge of keepi...

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Does your car need to be registered to get auto insurance?

If you’ve got a new car, you might be wondering, “can you register it without insurance?” Most states will require you to present proof of insurance, but the exact answer varies by location. Read on to learn what will be required in order for you to register your car. Enter your ZIP code for the best...

If you’ve got a new car, you might be wondering, “ca...

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Do I need auto insurance to get a license plate?

Buying a new or used car can be exciting. And, as anyone who has bought a vehicle knows all too well, it can also be a very expensive purchase. Getting the keys to your car can feel pretty great. But your dwindling bank balance may make you wonder if you can get your new license...

Buying a new or used car can be exciting. And, as anyone who...

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Do you need proof of insurance to rent a car?

Your state laws require you to carry liability insurance for every vehicle you drive, but do you need proof of insurance to rent a car? Not always. Since you aren’t the registered owner of the rental car, you’re under no legal obligation to insure it. However, some rental car companies will require proof of insurance,...

Your state laws require you to carry liability insurance for...

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Auto Insurance Requirements By State | Do you have to have auto insurance in every state?

With the cost of car insurance rising in many areas, some people may wonder if there is a way around it. Drivers are under the jurisdiction of their individual states when it comes to car insurance, and the auto insurance laws vary by state. It’s important that individual drivers know their rights and responsibilities that...

With the cost of car insurance rising in many areas, some pe...

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How many days do you have to get auto insurance?

Getting auto insurance is extremely important for your financial health, as well as a legal requirement in most states. How many days do you have to get insurance for your new car? Should you buy it before getting the new car or afterward? If you have another car, do you simply add the new car...

Getting auto insurance is extremely important for your finan...

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Can police check your auto insurance?

Before getting behind the wheel, all drivers should have insurance. If you’re pulled over for a traffic offense, or for any reason, the first thing law enforcement will ask for is your driver’s license and verification of your insurance.  While selecting car insurance, ensure you choose a policy with the minimum coverage for your state. By...

Before getting behind the wheel, all drivers should have ins...

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What are the minimum auto insurance requirements?

Minimum levels of auto insurance are mandatory in most states. If an individual owns a new car they will usually get maximum amounts of coverage, but many times people that own older cars with high mileage, or have cars that are completely paid off will only select the minimum required amounts of car insurance. While minimum...

Minimum levels of auto insurance are mandatory in most ...

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Do states have different minimum insurance coverage policies?

Is there a difference in state minimum auto insurance coverage between states? There is a difference in the amount of liability coverage that each driver is required to carry between all of the states. Every state sets its own rules for driving and how people must conduct themselves on the public roads. This means that...

Is there a difference in state minimum auto insurance covera...

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Is not having auto insurance a criminal offense?

Driving without insurance is a civil offense depending on what happens during the course of your driving. Some circumstances, however, can change the offense from civil to criminal. The consequences of driving without auto insurance vary according to state auto insurance laws. Punishment can be as minor as receiving a ticket or as serious as...

Driving without insurance is a civil offense depending on wh...

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Do Teens Need Auto Insurance if They Have a License but No Car?

There is nothing like an excited teenager that just got their license and now wants to drive on their own. Many teens don’t own their own vehicle though, and instead, drive their parent’s or another family member’s car most of the time. So do teens need to carry their own auto insurance even if they...

There is nothing like an excited teenager that just got thei...

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When did auto insurance become mandatory?

Americans have been using cars since the early 20th century. The launch of Ford’s Model T democratized the automobile in the U.S., and the rising popularity of cars meant a rise in car accidents. Lawmakers then had to answer the question, who should pay for these losses?  This is when auto insurance came into play....

Americans have been using cars since the early 20th century....

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Is mandatory car insurance unconstitutional?

It’s understandable to wonder why you need to buy auto insurance if you can pay damages in an accident you caused. However, states must solve the problem of uninsured drivers who leave seriously injured accident victims high and dry with no way to recover their damages. Mandatory auto insurance laws protect drivers and victims from...

It’s understandable to wonder why you need to buy auto ins...

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Auto Insurance Laws

Everyone in the United States that owns any type of motor vehicle licensed for street use in almost every state must by law carry some form of auto insurance. It has become common knowledge that insurance is required by law, but what else do owners and drivers need to know about auto insurance and state...

Everyone in the United States that owns any type of motor ve...

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