Fall is not a fun time for deer, drivers or many auto insurance holders. September to December marks a big rise in auto insurance claims due to deer collisions. Learn how to avoid deer collisions and keep your reasonable rates.
Cautious drivers are far less likely to be involved in deer collisions. In fact, there are a number of common sense tips that can help all drivers avoid animals on the road.
Here are a few items to keep in mind as you start driving around these next few months.
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Deer Travel in Groups
Like teenage girls, deer do not travel alone. Where this is one deer, there is a group. Sometimes the groups can be as small as two deer. Other times the groups can blow up to numbers higher than 20.
When you see a deer, slow down and stop if you need to. Never swerve or try to go around the deer.
This is the best way to keep you out of the auto insurance office.
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Flicking Your High Beams Can Cause a Frozen Deer to Move
There is a real reason for the phrase “a deer in headlights.” Deer will often freeze in fear when the bright lights of a car are on it.
Unfortunately for you, they often freeze right in the middle of the road.
Here is a trick to try to get that deer to get out of your way.
Try flashing your lights at the deer.
This can often wake the deer from the fear frozen state and get them out of your way.
Flickering lights or even no lights can signal potential danger.
Don’t Swerve to Miss the Deer
There are times when you just can’t avoid having to tell your auto insurance agent that you hit a deer. Regardless of how vigilant you maybe, sometimes deer just get in the way. When this happens, don’t swerve to miss a deer.
Here’s why it’s a problem. Let’s say a deer runs out in front of you.
You cross the center line to avoid said deer.
You run head-on into another motorist. A collision will cost you more auto insurance headaches than just hitting your breaks and hitting the deer.
You can do more damage trying to avoid a deer than just hitting it.
Mind Your Surroundings
The surrounding area you are traveling through can play a large part in your deer encounters. There are obviously going to be fewer deer in a city than in the cornfields of Iowa.
Keep your location in mind as you drive along.
Forests in low-lying areas are a big issue for deer. These areas provide the perfect ingredients to produce mosquitoes and biting flies. Just as these pests drive humans nuts, deer are not so happy with them either.
This often leads to deer running across the road and causing you an auto insurance headache.
Watching out for Bambi is your primary job for the next few months. Deer will be on the move more than ever.
Keep these tips in mind as you drive across this great country. Avoiding a deer will help to keep you safe and to avoid an increase in your auto insurance rates.
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