Best Cheap Auto Insurance in Springfield, GA (2021)

The average Springfield, GA auto insurance rates are $413 per month. The minimum auto insurance in Springfield is at least 25/50/25 in coverage to comply with Georgia auto insurance laws. To find the best cheap auto insurance in Springfield, Georgia, compare quotes from multiple companies.

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Leslie Kasperowicz holds a BA in Social Sciences from the University of Winnipeg. She spent several years as a Farmers Insurance CSR, gaining a solid understanding of insurance products including home, life, auto, and commercial and working directly with insurance customers to understand their needs. She has since used that knowledge in her more than ten years as a writer, largely in the insuranc...

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Dan Walker graduated with a BS in Administrative Management in 2005 and has been working in his family’s insurance agency, FCI Agency, for 15 years (BBB A+). He is licensed as an agent to write property and casualty insurance, including home, auto, umbrella, and dwelling fire insurance. He’s also been featured on sites like Reviews.com and Safeco. He reviews content, ensuring that ex...

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Reviewed by Daniel Walker
Licensed Auto Insurance Agent

UPDATED: May 17, 2021

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Things to Remember

  • The average commute length in Springfield is 30.8 minutes
  • The cheapest auto insurance company in Springfield is GEICO
  • The most expensive auto insurance company in Springfield for teen drivers is Liberty Mutual

Springfield, Georgia auto insurance requirements are 25/50/25 according to Georgia auto insurance laws. Finding cheap auto insurance in Springfield can seem like a difficult task, but all of the information you need is right here. We’ll cover factors that affect auto insurance rates in Springfield, Georgia, including driving record, credit, commute time, and more.

Compare auto insurance in Springfield to other Georgia cities, including Warner Robins auto insurance rates, Savannah auto insurance rates, and South Fulton auto insurance rates to see how Springfield, Georgia auto insurance rates stack up.

Before you buy Springfield, Georgia auto insurance, make sure you have compared rates from multiple companies. Enter your ZIP code above to get free Springfield, Georgia auto insurance quotes.

Minimum Auto Insurance in Springfield, Georgia

Springfield, Georgia auto insurance laws require that you have at least the Georgia minimum auto insurance to be financially responsible in the event of an accident. Take a look at the required auto insurance in Springfield, Georgia.

Minimum Required Auto Insurance Coverage in Springfield, Georgia

Liability Insurance Required Minimum Coverage Limits Required
Bodily Injury Liability Coverage $25,000 per person
$50,000 per accident
Property Damage Liability Coverage $25,000 minimum

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Cheap Springfield, Georgia Auto Insurance by Age, Gender, and Marital Status

Auto insurance rates in Springfield, Georgia are affected by age, gender, and marital status. See how demographics impact the annual cost of insurance.

Annual Auto Insurance Rates by Age, Gender, and Marital Status in Springfield, Georgia

Insurance Company Married 35-Year-Old Female Married 35-Year-Old Male Married 60-Year-Old Female Married 60-Year-Old Male Single 17-Year-Old Female Single 17-Year-Old Male Single 25-Year-Old Female Single 25-Year-Old Male
Allstate $2,927 $2,927 $2,800 $2,800 $6,769 $8,714 $3,272 $3,572
GEICO $1,598 $1,579 $1,549 $1,549 $4,779 $5,721 $2,060 $2,291
Liberty Mutual $5,303 $5,776 $4,345 $4,933 $22,265 $24,866 $5,621 $5,987
Nationwide $4,132 $4,272 $4,104 $4,509 $13,048 $16,789 $5,059 $5,489
Progressive $2,640 $2,434 $2,275 $2,389 $8,408 $9,309 $3,063 $3,213
State Farm $2,104 $2,104 $1,888 $1,888 $5,577 $7,330 $2,308 $2,491
USAA $1,872 $1,870 $1,714 $1,731 $6,655 $7,935 $2,336 $2,590

Cheap Springfield, Georgia Auto Insurance for Teen Drivers

Finding cheap teen auto insurance in Springfield, Georgia is a challenge. Take a look at the annual teen auto insurance rates in Springfield, Georgia.

Annual Auto Insurance Rates for Teen Drivers in Springfield, Georgia

Insurance Company Single 17-Year-Old Female Single 17-Year-Old Male
Allstate $6,769 $8,714
GEICO $4,779 $5,721
Liberty Mutual $22,265 $24,866
Nationwide $13,048 $16,789
Progressive $8,408 $9,309
State Farm $5,577 $7,330
USAA $6,655 $7,935

Cheap Springfield, Georgia Auto Insurance for Seniors

What are senior auto insurance rates in Springfield, Georgia? Take a look at the annual average rates for older drivers.

Annual Auto Insurance Rates for Senior Drivers in Springfield, Georgia

Insurance Company Married 60-Year-Old Female Married 60-Year-Old Male
Allstate $2,800 $2,800
GEICO $1,549 $1,549
Liberty Mutual $4,345 $4,933
Nationwide $4,104 $4,509
Progressive $2,275 $2,389
State Farm $1,888 $1,888
USAA $1,714 $1,731

Cheap Springfield, Georgia Auto Insurance By Driving Record

Driving record has a big impact on your auto insurance rates. See the annual auto insurance rates for a bad record in Springfield, Georgia compared to the annual auto insurance rates with a clean record in Springfield, Georgia.

Annual Springfield, Georgia Auto Insurance Rates by Driving Record

Group Clean Record With 1 Accident With 1 DUI With 1 Speeding Violation
Allstate $3,489 $5,371 $4,364 $3,667
GEICO $1,782 $2,229 $4,556 $1,997
Liberty Mutual $7,510 $10,250 $11,787 $10,001
Nationwide $5,520 $6,484 $10,000 $6,697
Progressive $3,299 $5,829 $3,897 $3,840
State Farm $2,928 $3,494 $3,211 $3,211
USAA $2,549 $3,214 $4,752 $2,838

Cheap Springfield, Georgia Auto Insurance Rates After a DUI

Finding cheap auto insurance after a DUI in Springfield, Georgia is not easy. Compare the annual rates for DUI auto insurance in Springfield, Georgia to find the best deal.

Annual Auto Insurance Rates After a DUI in Springfield, Georgia

Insurance Company Annual Auto Insurance Rates With a DUI
Allstate $4,364
GEICO $4,556
Liberty Mutual $11,787
Nationwide $10,000
Progressive $3,897
State Farm $3,211
USAA $4,752

Cheap Springfield, Georgia Auto Insurance By Credit History

Credit history can have a major effect on the cost of auto insurance. See how Springfield, Georgia annual auto insurance rates by credit history compare.

Annual Auto Insurance Rates by Credit Score in Springfield, Georgia

Insurance Company Poor Fair Good
Allstate $5,473 $3,802 $3,393
GEICO $3,321 $2,335 $2,267
Liberty Mutual $14,179 $8,679 $6,803
Nationwide $8,541 $6,928 $6,056
Progressive $4,742 $4,103 $3,804
State Farm $4,550 $2,836 $2,248
USAA $4,368 $3,050 $2,596

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Cheap Springfield, Georgia Auto Insurance Rates By ZIP Code

Auto insurance rates by ZIP code in Springfield, Georgia can vary. Compare the annual cost of auto insurance by ZIP code in Springfield, Georgia to see how car insurance rates are affected by location.

Annual Auto Insurance Rates by ZIP Code in Springfield, Georgia

ZIP Code Average Annual Rates
31329 $4,797

Cheap Springfield, Georgia Auto Insurance Rates By Commute

Commute length and annual mileage affect Springfield, Georgia auto insurance. Find the cheapest annual Springfield, Georgia auto insurance by commute length.

Annual Auto Insurance Rates by Commute Length in Springfield, Georgia

Insurance Company 10 Mile Commute, 6000 Annual Mileage 25 Mile Commute, 12000 Annual Mileage
Allstate $4,127 $4,319
GEICO $2,596 $2,686
Liberty Mutual $9,887 $9,887
Nationwide $7,175 $7,175
Progressive $4,216 $4,216
State Farm $3,211 $3,211
USAA $3,186 $3,490

Cheap Springfield, Georgia Auto Insurance Rates By Coverage Level

How much does the coverage level you select affect the cost of your auto insurance in Springfield, Georgia? Check out the comparison of annual Springfield, Georgia auto insurance rates by coverage level.

Annual Auto Insurance Rates by Coverage Level in Springfield, Georgia

Insurance Company Low Medium High
Allstate $3,886 $4,268 $4,514
GEICO $2,446 $2,654 $2,822
Liberty Mutual $9,474 $9,832 $10,355
Nationwide $6,973 $7,313 $7,240
Progressive $3,893 $4,154 $4,601
State Farm $3,004 $3,213 $3,417
USAA $3,207 $3,323 $3,485

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Best By Category: Cheapest Auto Insurance in Springfield, Georgia

Compare the cheapest auto insurance companies in Springfield, Georgia in each category to find the company with the best rates for your personal needs.

Best Annual Auto Insurance Rates by Company in Springfield, Georgia

Category Insurance Company
Teenagers GEICO
Seniors GEICO
Clean Record GEICO
With 1 Accident GEICO
With 1 DUI State Farm
With 1 Speeding Violation GEICO

The Cheapest Springfield, Georgia Auto Insurance Companies

What auto insurance companies in Springfield, Georgia are the cheapest? Compare the top Springfield, Georgia auto insurance companies to find the best annual rates.

Average Annual Auto Insurance Rates by Company in Springfield, Georgia

Insurance Company Average Annual Rates
Allstate $4,223
GEICO $2,641
Liberty Mutual $9,887
Nationwide $7,175
Progressive $4,216
State Farm $3,211
USAA $3,338

What affects auto insurance rates in Springfield, Georgia?

There are a lot of reasons why auto insurance rates in Springfield, Georgia are higher or lower than in other cities. These include traffic and the number of vehicle thefts in Springfield, Georgia. Many local factors may affect your Springfield auto insurance rates.

Springfield Commute Time

Cities in which drivers have a longer average commute time tend to have higher auto insurance costs. The average Springfield, Georgia commute length is 30.8 minutes according to City-Data.

Springfield Traffic

How does Springfield, Georgia rank for traffic? According to Inrix Springfield, Georgia is the 830th most congested worldwide.

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Compare Springfield, Georgia Auto Insurance Quotes

Before you buy Springfield, Georgia auto insurance, make sure you have compared rates from multiple companies. Enter your ZIP code below to get free Springfield, Georgia auto insurance quotes.

Free Auto Insurance Comparison

Enter your ZIP code below to view companies that have cheap auto insurance rates.

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