Best Cheap Auto Insurance in Rome, GA (2021)

The average Rome, GA auto insurance rates are $411 per month. The minimum auto insurance in Rome is at least 25/50/25 in coverage to comply with Georgia auto insurance laws. To find the best cheap auto insurance in Rome, Georgia, compare quotes from multiple companies.

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Leslie Kasperowicz holds a BA in Social Sciences from the University of Winnipeg. She spent several years as a Farmers Insurance CSR, gaining a solid understanding of insurance products including home, life, auto, and commercial and working directly with insurance customers to understand their needs. She has since used that knowledge in her more than ten years as a writer, largely in the insuranc...

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Dan Walker graduated with a BS in Administrative Management in 2005 and has been working in his family’s insurance agency, FCI Agency, for 15 years (BBB A+). He is licensed as an agent to write property and casualty insurance, including home, auto, umbrella, and dwelling fire insurance. He’s also been featured on sites like Reviews.com and Safeco. He reviews content, ensuring that ex...

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Reviewed by Daniel Walker
Licensed Auto Insurance Agent

UPDATED: May 17, 2021

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Things to Remember

  • The most expensive auto insurance company in Rome for teen drivers is Liberty Mutual
  • Average auto insurance rates in Rome, GA for senior drivers are $2,729 per year
  • The cheapest auto insurance company in Rome is GEICO

Rome, Georgia auto insurance requirements are 25/50/25 according to Georgia auto insurance laws. Finding cheap auto insurance in Rome can seem like a difficult task, but all of the information you need is right here. We’ll cover factors that affect auto insurance rates in Rome, Georgia, including driving record, credit, commute time, and more.

Compare auto insurance in Rome to other Georgia cities, including South Fulton auto insurance rates, Warner Robins auto insurance rates, and Atlanta auto insurance rates to see how Rome, Georgia auto insurance rates stack up.

Before you buy Rome, Georgia auto insurance, make sure you have compared rates from multiple companies. Enter your ZIP code above to get free Rome, Georgia auto insurance quotes.

Minimum Auto Insurance in Rome, Georgia

Rome, Georgia auto insurance laws require that you have at least the Georgia minimum auto insurance to be financially responsible in the event of an accident. Take a look at the required auto insurance in Rome, Georgia.

Minimum Required Auto Insurance Coverage in Rome, Georgia

Liability Insurance Required Minimum Coverage Limits Required
Bodily Injury Liability Coverage $25,000 per person
$50,000 per accident
Property Damage Liability Coverage $25,000 minimum

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Cheap Rome, Georgia Auto Insurance by Age, Gender, and Marital Status

Auto insurance rates in Rome, Georgia are affected by age, gender, and marital status. See how demographics impact the annual cost of insurance.

Annual Auto Insurance Rates by Age, Gender, and Marital Status in Rome, Georgia

Insurance Company Married 35-Year-Old Female Married 35-Year-Old Male Married 60-Year-Old Female Married 60-Year-Old Male Single 17-Year-Old Female Single 17-Year-Old Male Single 25-Year-Old Female Single 25-Year-Old Male
Allstate $2,981 $2,981 $2,856 $2,856 $7,022 $9,071 $3,343 $3,653
GEICO $1,685 $1,667 $1,636 $1,636 $5,076 $6,084 $2,187 $2,420
Liberty Mutual $5,176 $5,631 $4,236 $4,804 $22,047 $24,609 $5,486 $5,834
Nationwide $3,640 $3,762 $3,613 $3,966 $11,372 $14,624 $4,445 $4,819
Progressive $2,858 $2,619 $2,460 $2,594 $9,205 $10,193 $3,302 $3,453
State Farm $2,412 $2,412 $2,167 $2,167 $6,515 $8,554 $2,650 $2,869
USAA $1,730 $1,727 $1,604 $1,610 $6,219 $7,374 $2,153 $2,377

Cheap Rome, Georgia Auto Insurance for Teen Drivers

Finding cheap teen auto insurance in Rome, Georgia is a challenge. Take a look at the annual teen auto insurance rates in Rome, Georgia.

Annual Auto Insurance Rates for Teen Drivers in Rome, Georgia

Insurance Company Single 17-Year-Old Female Single 17-Year-Old Male
Allstate $7,022 $9,071
GEICO $5,076 $6,084
Liberty Mutual $22,047 $24,609
Nationwide $11,372 $14,624
Progressive $9,205 $10,193
State Farm $6,515 $8,554
USAA $6,219 $7,374

Cheap Rome, Georgia Auto Insurance for Seniors

What are senior auto insurance rates in Rome, Georgia? Take a look at the annual average rates for older drivers.

Annual Auto Insurance Rates for Senior Drivers in Rome, Georgia

Insurance Company Married 60-Year-Old Female Married 60-Year-Old Male
Allstate $2,856 $2,856
GEICO $1,636 $1,636
Liberty Mutual $4,236 $4,804
Nationwide $3,613 $3,966
Progressive $2,460 $2,594
State Farm $2,167 $2,167
USAA $1,604 $1,610

Cheap Rome, Georgia Auto Insurance By Driving Record

Driving record has a big impact on your auto insurance rates. See the annual auto insurance rates for a bad record in Rome, Georgia compared to the annual auto insurance rates with a clean record in Rome, Georgia.

Annual Rome, Georgia Auto Insurance Rates by Driving Record

Group Clean Record With 1 Accident With 1 DUI With 1 Speeding Violation
Allstate $3,579 $5,531 $4,503 $3,767
GEICO $1,890 $2,363 $4,824 $2,118
Liberty Mutual $7,384 $10,092 $11,601 $9,834
Nationwide $4,840 $5,680 $8,736 $5,865
Progressive $3,574 $6,371 $4,235 $4,162
State Farm $3,383 $4,054 $3,718 $3,718
USAA $2,371 $2,998 $4,386 $2,642

Cheap Rome, Georgia Auto Insurance Rates After a DUI

Finding cheap auto insurance after a DUI in Rome, Georgia is not easy. Compare the annual rates for DUI auto insurance in Rome, Georgia to find the best deal.

Annual Auto Insurance Rates After a DUI in Rome, Georgia

Insurance Company Annual Auto Insurance Rates With a DUI
Allstate $4,503
GEICO $4,824
Liberty Mutual $11,601
Nationwide $8,736
Progressive $4,235
State Farm $3,718
USAA $4,386

Cheap Rome, Georgia Auto Insurance By Credit History

Credit history can have a major effect on the cost of auto insurance. See how Rome, Georgia annual auto insurance rates by credit history compare.

Annual Auto Insurance Rates by Credit Score in Rome, Georgia

Insurance Company Poor Fair Good
Allstate $5,636 $3,912 $3,488
GEICO $3,520 $2,474 $2,402
Liberty Mutual $13,927 $8,553 $6,704
Nationwide $7,468 $6,065 $5,308
Progressive $5,147 $4,468 $4,142
State Farm $5,277 $3,281 $2,597
USAA $4,036 $2,838 $2,423

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Cheap Rome, Georgia Auto Insurance Rates By ZIP Code

Auto insurance rates by ZIP code in Rome, Georgia can vary. Compare the annual cost of auto insurance by ZIP code in Rome, Georgia to see how car insurance rates are affected by location.

Annual Auto Insurance Rates by ZIP Code in Rome, Georgia

ZIP Code Average Annual Rates
30161 $4,802
30165 $4,773

Cheap Rome, Georgia Auto Insurance Rates By Commute

Commute length and annual mileage affect Rome, Georgia auto insurance. Find the cheapest annual Rome, Georgia auto insurance by commute length.

Annual Auto Insurance Rates by Commute Length in Rome, Georgia

Insurance Company 10 Mile Commute, 6000 Annual Mileage 25 Mile Commute, 12000 Annual Mileage
Allstate $4,248 $4,442
GEICO $2,751 $2,846
Liberty Mutual $9,728 $9,728
Nationwide $6,280 $6,280
Progressive $4,586 $4,586
State Farm $3,718 $3,718
USAA $2,958 $3,240

Cheap Rome, Georgia Auto Insurance Rates By Coverage Level

How much does the coverage level you select affect the cost of your auto insurance in Rome, Georgia? Check out the comparison of annual Rome, Georgia auto insurance rates by coverage level.

Annual Auto Insurance Rates by Coverage Level in Rome, Georgia

Insurance Company Low Medium High
Allstate $4,023 $4,389 $4,624
GEICO $2,603 $2,812 $2,981
Liberty Mutual $9,336 $9,676 $10,172
Nationwide $6,098 $6,397 $6,345
Progressive $4,188 $4,509 $5,059
State Farm $3,484 $3,722 $3,949
USAA $2,965 $3,084 $3,249

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Best By Category: Cheapest Auto Insurance in Rome, Georgia

Compare the cheapest auto insurance companies in Rome, Georgia in each category to find the company with the best rates for your personal needs.

Best Annual Auto Insurance Rates by Company in Rome, Georgia

Category Insurance Company
Teenagers GEICO
Seniors USAA
Clean Record GEICO
With 1 Accident GEICO
With 1 DUI State Farm
With 1 Speeding Violation GEICO

The Cheapest Rome, Georgia Auto Insurance Companies

What auto insurance companies in Rome, Georgia are the cheapest? Compare the top Rome, Georgia auto insurance companies to find the best annual rates.

Average Annual Auto Insurance Rates by Company in Rome, Georgia

Insurance Company Average Annual Rates
Allstate $4,345
GEICO $2,799
Liberty Mutual $9,728
Nationwide $6,280
Progressive $4,586
State Farm $3,718
USAA $3,099

What affects auto insurance rates in Rome, Georgia?

There are a lot of reasons why auto insurance rates in Rome, Georgia are higher or lower than in other cities. These include traffic and the number of vehicle thefts in Rome, Georgia. Many local factors may affect your Rome auto insurance rates.

Rome Commute Time

Cities in which drivers have a longer average commute time tend to have higher auto insurance costs. The average Rome, Georgia commute length is 22.5 minutes according to City-Data.

Rome Traffic

How does Rome, Georgia rank for traffic? According to Inrix Rome, Georgia is the 18th most congested worldwide.

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Compare Rome, Georgia Auto Insurance Quotes

Before you buy Rome, Georgia auto insurance, make sure you have compared rates from multiple companies. Enter your ZIP code below to get free Rome, Georgia auto insurance quotes.

Free Auto Insurance Comparison

Enter your ZIP code below to view companies that have cheap auto insurance rates.

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