Best Cheap Auto Insurance in Atlanta, GA (2021)

The average Atlanta, GA auto insurance rates are $517 per month. The minimum auto insurance in Atlanta is at least 25/50/25 in coverage to comply with Georgia auto insurance laws. To find the best cheap auto insurance in Atlanta, Georgia, compare quotes from multiple companies.

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Leslie Kasperowicz holds a BA in Social Sciences from the University of Winnipeg. She spent several years as a Farmers Insurance CSR, gaining a solid understanding of insurance products including home, life, auto, and commercial and working directly with insurance customers to understand their needs. She has since used that knowledge in her more than ten years as a writer, largely in the insuranc...

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Dan Walker graduated with a BS in Administrative Management in 2005 and has been working in his family’s insurance agency, FCI Agency, for 15 years (BBB A+). He is licensed as an agent to write property and casualty insurance, including home, auto, umbrella, and dwelling fire insurance. He’s also been featured on sites like Reviews.com and Safeco. He reviews content, ensuring that ex...

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Reviewed by Daniel Walker
Licensed Auto Insurance Agent

UPDATED: Jul 17, 2021

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Advertiser Disclosure: We strive to help you make confident auto insurance decisions. Comparison shopping should be easy. We are not affiliated with any one auto insurance provider and cannot guarantee quotes from any single provider. Our partnerships don’t influence our content. Our opinions are our own. To compare quotes from many different companies please enter your ZIP code on this page to use the free quote tool. The more quotes you compare, the more chances to save.

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Things to Remember

  • The cheapest auto insurance company in Atlanta is USAA
  • The most expensive auto insurance company in Atlanta for teen drivers is Liberty Mutual
  • The minimum auto insurance required in Atlanta, Georgia is 25/50/25

Atlanta, Georgia auto insurance requirements are 25/50/25 according to Georgia auto insurance laws. Finding cheap auto insurance in Atlanta can seem like a difficult task, but all of the information you need is right here. We’ll cover factors that affect auto insurance rates in Atlanta, Georgia, including driving record, credit, commute time, and more.

Compare auto insurance in Atlanta to other Georgia cities, including Atlanta auto insurance rates, Alpharetta auto insurance rates, and Johns Creek auto insurance rates to see how Atlanta, Georgia auto insurance rates stack up.

Before you buy Atlanta, Georgia auto insurance, make sure you have compared rates from multiple companies. Enter your ZIP code above to get free Atlanta, Georgia auto insurance quotes.

Minimum Auto Insurance in Atlanta, Georgia

Atlanta, Georgia auto insurance laws require that you have at least the Georgia minimum auto insurance to be financially responsible in the event of an accident. Take a look at the required auto insurance in Atlanta, Georgia.

Minimum Required Auto Insurance Coverage in Atlanta, Georgia

Liability Insurance Required Minimum Coverage Limits Required
Bodily Injury Liability Coverage $25,000 per person
$50,000 per accident
Property Damage Liability Coverage $25,000 minimum

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Cheap Atlanta, Georgia Auto Insurance by Age, Gender, and Marital Status

Auto insurance rates in Atlanta, Georgia are affected by age, gender, and marital status. See how demographics impact the annual cost of insurance.

Annual Auto Insurance Rates by Age, Gender, and Marital Status in Atlanta, Georgia

Insurance Company Married 35-Year-Old Female Married 35-Year-Old Male Married 60-Year-Old Female Married 60-Year-Old Male Single 17-Year-Old Female Single 17-Year-Old Male Single 25-Year-Old Female Single 25-Year-Old Male
Allstate $3,507 $3,507 $3,364 $3,364 $8,262 $10,626 $3,924 $4,283
GEICO $2,322 $2,304 $2,262 $2,262 $7,375 $8,828 $3,031 $3,364
Liberty Mutual $6,661 $7,250 $5,451 $6,196 $28,981 $32,365 $7,044 $7,473
Nationwide $4,763 $4,923 $4,732 $5,197 $15,007 $19,302 $5,829 $6,322
Progressive $3,573 $3,262 $3,078 $3,249 $11,575 $12,808 $4,116 $4,288
State Farm $2,645 $2,645 $2,380 $2,380 $7,204 $9,457 $2,909 $3,149
USAA $1,946 $1,940 $1,823 $1,819 $7,223 $8,526 $2,429 $2,676

Cheap Atlanta, Georgia Auto Insurance for Teen Drivers

Finding cheap teen auto insurance in Atlanta, Georgia is a challenge. Take a look at the annual teen auto insurance rates in Atlanta, Georgia.

Annual Auto Insurance Rates for Teen Drivers in Atlanta, Georgia

Insurance Company Single 17-Year-Old Female Single 17-Year-Old Male
Allstate $8,262 $10,626
GEICO $7,375 $8,828
Liberty Mutual $28,981 $32,365
Nationwide $15,007 $19,302
Progressive $11,575 $12,808
State Farm $7,204 $9,457
USAA $7,223 $8,526

Cheap Atlanta, Georgia Auto Insurance for Seniors

What are senior auto insurance rates in Atlanta, Georgia? Take a look at the annual average rates for older drivers.

Annual Auto Insurance Rates for Senior Drivers in Atlanta, Georgia

Insurance Company Married 60-Year-Old Female Married 60-Year-Old Male
Allstate $3,364 $3,364
GEICO $2,262 $2,262
Liberty Mutual $5,451 $6,196
Nationwide $4,732 $5,197
Progressive $3,078 $3,249
State Farm $2,380 $2,380
USAA $1,823 $1,819

Cheap Atlanta, Georgia Auto Insurance By Driving Record

Driving record has a big impact on your auto insurance rates. See the annual auto insurance rates for a bad record in Atlanta, Georgia compared to the annual auto insurance rates with a clean record in Atlanta, Georgia.

Annual Atlanta, Georgia Auto Insurance Rates by Driving Record

Group Clean Record With 1 Accident With 1 DUI With 1 Speeding Violation
Allstate $4,181 $6,524 $5,307 $4,407
GEICO $2,615 $3,257 $7,010 $2,992
Liberty Mutual $9,617 $13,162 $15,123 $12,808
Nationwide $6,357 $7,467 $11,502 $7,711
Progressive $4,462 $7,994 $5,320 $5,200
State Farm $3,723 $4,469 $4,096 $4,096
USAA $2,709 $3,446 $5,011 $3,025

Cheap Atlanta, Georgia Auto Insurance Rates After a DUI

Finding cheap auto insurance after a DUI in Atlanta, Georgia is not easy. Compare the annual rates for DUI auto insurance in Atlanta, Georgia to find the best deal.

Annual Auto Insurance Rates After a DUI in Atlanta, Georgia

Insurance Company Annual Auto Insurance Rates With a DUI
Allstate $5,307
GEICO $7,010
Liberty Mutual $15,123
Nationwide $11,502
Progressive $5,320
State Farm $4,096
USAA $5,011

Cheap Atlanta, Georgia Auto Insurance By Credit History

Credit history can have a major effect on the cost of auto insurance. See how Atlanta, Georgia annual auto insurance rates by credit history compare.

Annual Auto Insurance Rates by Credit Score in Atlanta, Georgia

Insurance Company Poor Fair Good
Allstate $6,610 $4,602 $4,102
GEICO $5,176 $3,385 $3,344
Liberty Mutual $18,149 $11,152 $8,732
Nationwide $9,828 $7,976 $6,974
Progressive $6,441 $5,600 $5,191
State Farm $5,812 $3,615 $2,862
USAA $4,605 $3,255 $2,784

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Cheap Atlanta, Georgia Auto Insurance Rates By ZIP Code

Auto insurance rates by ZIP code in Atlanta, Georgia can vary. Compare the annual cost of auto insurance by ZIP code in Atlanta, Georgia to see how car insurance rates are affected by location.

Annual Auto Insurance Rates by ZIP Code in Atlanta, Georgia

ZIP Code Average Annual Rates
30303 $6,585
30304 $6,609
30305 $5,510
30306 $5,557
30307 $5,626
30308 $5,519
30309 $5,519
30310 $6,665
30311 $6,544
30312 $6,404
30313 $6,376
30314 $6,767
30315 $6,660
30316 $6,439
30317 $6,130
30318 $6,402
30319 $5,356
30326 $5,509
30327 $5,542
30331 $6,448
30334 $6,673
30336 $5,940
30337 $6,213
30339 $5,431
30340 $5,988
30341 $5,837
30342 $5,301
30345 $5,808
30349 $6,344
30354 $6,248
30360 $5,939
30361 $5,751
30363 $5,523
30369 $5,809

Cheap Atlanta, Georgia Auto Insurance Rates By Commute

Commute length and annual mileage affect Atlanta, Georgia auto insurance. Find the cheapest annual Atlanta, Georgia auto insurance by commute length.

Annual Auto Insurance Rates by Commute Length in Atlanta, Georgia

Insurance Company 10 Mile Commute, 6000 Annual Mileage 25 Mile Commute, 12000 Annual Mileage
Allstate $4,987 $5,222
GEICO $3,904 $4,033
Liberty Mutual $12,678 $12,678
Nationwide $8,259 $8,259
Progressive $5,744 $5,744
State Farm $4,096 $4,096
USAA $3,386 $3,710

Cheap Atlanta, Georgia Auto Insurance Rates By Coverage Level

How much does the coverage level you select affect the cost of your auto insurance in Atlanta, Georgia? Check out the comparison of annual Atlanta, Georgia auto insurance rates by coverage level.

Annual Auto Insurance Rates by Coverage Level in Atlanta, Georgia

Insurance Company Low Medium High
Allstate $4,706 $5,159 $5,449
GEICO $3,660 $3,990 $4,255
Liberty Mutual $12,122 $12,603 $13,307
Nationwide $8,036 $8,421 $8,321
Progressive $5,216 $5,643 $6,372
State Farm $3,828 $4,101 $4,360
USAA $3,380 $3,530 $3,734

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Best By Category: Cheapest Auto Insurance in Atlanta, Georgia

Compare the cheapest auto insurance companies in Atlanta, Georgia in each category to find the company with the best rates for your personal needs.

Best Annual Auto Insurance Rates by Company in Atlanta, Georgia

Category Insurance Company
Teenagers USAA
Seniors USAA
Clean Record GEICO
With 1 Accident GEICO
With 1 DUI State Farm
With 1 Speeding Violation GEICO

The Cheapest Atlanta, Georgia Auto Insurance Companies

What auto insurance companies in Atlanta, Georgia are the cheapest? Compare the top Atlanta, Georgia auto insurance companies to find the best annual rates.

Average Annual Auto Insurance Rates by Company in Atlanta, Georgia

Insurance Company Average Annual Rates
Allstate $5,105
GEICO $3,969
Liberty Mutual $12,678
Nationwide $8,259
Progressive $5,744
State Farm $4,096
USAA $3,548

What affects auto insurance rates in Atlanta, Georgia?

There are a lot of reasons why auto insurance rates in Atlanta, Georgia are higher or lower than in other cities. These include traffic and the number of vehicle thefts in Atlanta, Georgia. Many local factors may affect your Atlanta auto insurance rates.

Atlanta Commute Time

Cities in which drivers have a longer average commute time tend to have higher auto insurance costs. The average Atlanta, Georgia commute length is 27.2 minutes according to City-Data.

Atlanta Traffic

How does Atlanta, Georgia rank for traffic? According to Inrix Atlanta, Georgia is the 174th most congested worldwide.

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Compare Atlanta, Georgia Auto Insurance Quotes

Before you buy Atlanta, Georgia auto insurance, make sure you have compared rates from multiple companies. Enter your ZIP code below to get free Atlanta, Georgia auto insurance quotes.

Free Auto Insurance Comparison

Enter your ZIP code below to view companies that have cheap auto insurance rates.

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