Best Cheap Auto Insurance in Monroe, GA (2021)

The average Monroe, GA auto insurance rates are $446 per month. The minimum auto insurance in Monroe is at least 25/50/25 in coverage to comply with Georgia auto insurance laws. To find the best cheap auto insurance in Monroe, Georgia, compare quotes from multiple companies.

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Leslie Kasperowicz holds a BA in Social Sciences from the University of Winnipeg. She spent several years as a Farmers Insurance CSR, gaining a solid understanding of insurance products including home, life, auto, and commercial and working directly with insurance customers to understand their needs. She has since used that knowledge in her more than ten years as a writer, largely in the insuranc...

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Dan Walker graduated with a BS in Administrative Management in 2005 and has been working in his family’s insurance agency, FCI Agency, for 15 years (BBB A+). He is licensed as an agent to write property and casualty insurance, including home, auto, umbrella, and dwelling fire insurance. He’s also been featured on sites like Reviews.com and Safeco. He reviews content, ensuring that ex...

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Reviewed by Daniel Walker
Licensed Auto Insurance Agent

UPDATED: May 17, 2021

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Things to Remember

  • The minimum auto insurance required in Monroe, Georgia is 25/50/25
  • The cheapest auto insurance company in Monroe is USAA
  • The most expensive auto insurance company in Monroe for teen drivers is Liberty Mutual

Monroe, Georgia auto insurance requirements are 25/50/25 according to Georgia auto insurance laws. Finding cheap auto insurance in Monroe can seem like a difficult task, but all of the information you need is right here. We’ll cover factors that affect auto insurance rates in Monroe, Georgia, including driving record, credit, commute time, and more.

Compare auto insurance in Monroe to other Georgia cities, including Roswell auto insurance rates, Warner Robins auto insurance rates, and Sandy Springs auto insurance rates to see how Monroe, Georgia auto insurance rates stack up.

Before you buy Monroe, Georgia auto insurance, make sure you have compared rates from multiple companies. Enter your ZIP code above to get free Monroe, Georgia auto insurance quotes.

Minimum Auto Insurance in Monroe, Georgia

Monroe, Georgia auto insurance laws require that you have at least the Georgia minimum auto insurance to be financially responsible in the event of an accident. Take a look at the required auto insurance in Monroe, Georgia.

Minimum Required Auto Insurance Coverage in Monroe, Georgia

Liability Insurance Required Minimum Coverage Limits Required
Bodily Injury Liability Coverage $25,000 per person
$50,000 per accident
Property Damage Liability Coverage $25,000 minimum

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Cheap Monroe, Georgia Auto Insurance by Age, Gender, and Marital Status

Auto insurance rates in Monroe, Georgia are affected by age, gender, and marital status. See how demographics impact the annual cost of insurance.

Annual Auto Insurance Rates by Age, Gender, and Marital Status in Monroe, Georgia

Insurance Company Married 35-Year-Old Female Married 35-Year-Old Male Married 60-Year-Old Female Married 60-Year-Old Male Single 17-Year-Old Female Single 17-Year-Old Male Single 25-Year-Old Female Single 25-Year-Old Male
Allstate $3,228 $3,228 $3,095 $3,095 $7,644 $9,843 $3,615 $3,947
GEICO $2,156 $2,134 $2,095 $2,095 $6,738 $8,061 $2,789 $3,103
Liberty Mutual $5,451 $5,931 $4,456 $5,057 $23,465 $26,200 $5,779 $6,146
Nationwide $3,753 $3,883 $3,716 $4,089 $11,658 $15,019 $4,577 $4,968
Progressive $3,077 $2,826 $2,650 $2,789 $9,870 $10,928 $3,561 $3,729
State Farm $2,464 $2,464 $2,215 $2,215 $6,625 $8,698 $2,706 $2,925
USAA $1,998 $1,991 $1,862 $1,860 $7,399 $8,765 $2,493 $2,747

Cheap Monroe, Georgia Auto Insurance for Teen Drivers

Finding cheap teen auto insurance in Monroe, Georgia is a challenge. Take a look at the annual teen auto insurance rates in Monroe, Georgia.

Annual Auto Insurance Rates for Teen Drivers in Monroe, Georgia

Insurance Company Single 17-Year-Old Female Single 17-Year-Old Male
Allstate $7,644 $9,843
GEICO $6,738 $8,061
Liberty Mutual $23,465 $26,200
Nationwide $11,658 $15,019
Progressive $9,870 $10,928
State Farm $6,625 $8,698
USAA $7,399 $8,765

Cheap Monroe, Georgia Auto Insurance for Seniors

What are senior auto insurance rates in Monroe, Georgia? Take a look at the annual average rates for older drivers.

Annual Auto Insurance Rates for Senior Drivers in Monroe, Georgia

Insurance Company Married 60-Year-Old Female Married 60-Year-Old Male
Allstate $3,095 $3,095
GEICO $2,095 $2,095
Liberty Mutual $4,456 $5,057
Nationwide $3,716 $4,089
Progressive $2,650 $2,789
State Farm $2,215 $2,215
USAA $1,862 $1,860

Cheap Monroe, Georgia Auto Insurance By Driving Record

Driving record has a big impact on your auto insurance rates. See the annual auto insurance rates for a bad record in Monroe, Georgia compared to the annual auto insurance rates with a clean record in Monroe, Georgia.

Annual Monroe, Georgia Auto Insurance Rates by Driving Record

Group Clean Record With 1 Accident With 1 DUI With 1 Speeding Violation
Allstate $3,857 $6,018 $4,907 $4,066
GEICO $2,392 $2,984 $6,448 $2,761
Liberty Mutual $7,824 $10,700 $12,299 $10,420
Nationwide $4,970 $5,835 $8,999 $6,027
Progressive $3,847 $6,835 $4,554 $4,479
State Farm $3,448 $4,130 $3,789 $3,789
USAA $2,774 $3,522 $5,166 $3,096

Cheap Monroe, Georgia Auto Insurance Rates After a DUI

Finding cheap auto insurance after a DUI in Monroe, Georgia is not easy. Compare the annual rates for DUI auto insurance in Monroe, Georgia to find the best deal.

Annual Auto Insurance Rates After a DUI in Monroe, Georgia

Insurance Company Annual Auto Insurance Rates With a DUI
Allstate $4,907
GEICO $6,448
Liberty Mutual $12,299
Nationwide $8,999
Progressive $4,554
State Farm $3,789
USAA $5,166

Cheap Monroe, Georgia Auto Insurance By Credit History

Credit history can have a major effect on the cost of auto insurance. See how Monroe, Georgia annual auto insurance rates by credit history compare.

Annual Auto Insurance Rates by Credit Score in Monroe, Georgia

Insurance Company Poor Fair Good
Allstate $6,100 $4,248 $3,787
GEICO $4,768 $3,117 $3,054
Liberty Mutual $14,760 $9,067 $7,104
Nationwide $7,682 $6,232 $5,459
Progressive $5,536 $4,800 $4,450
State Farm $5,369 $3,346 $2,652
USAA $4,732 $3,336 $2,850

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Cheap Monroe, Georgia Auto Insurance Rates By ZIP Code

Auto insurance rates by ZIP code in Monroe, Georgia can vary. Compare the annual cost of auto insurance by ZIP code in Monroe, Georgia to see how car insurance rates are affected by location.

Annual Auto Insurance Rates by ZIP Code in Monroe, Georgia

ZIP Code Average Annual Rates
30655 $5,217
30656 $5,154

Cheap Monroe, Georgia Auto Insurance Rates By Commute

Commute length and annual mileage affect Monroe, Georgia auto insurance. Find the cheapest annual Monroe, Georgia auto insurance by commute length.

Annual Auto Insurance Rates by Commute Length in Monroe, Georgia

Insurance Company 10 Mile Commute, 6000 Annual Mileage 25 Mile Commute, 12000 Annual Mileage
Allstate $4,604 $4,820
GEICO $3,587 $3,706
Liberty Mutual $10,311 $10,311
Nationwide $6,458 $6,458
Progressive $4,929 $4,929
State Farm $3,789 $3,789
USAA $3,473 $3,806

Cheap Monroe, Georgia Auto Insurance Rates By Coverage Level

How much does the coverage level you select affect the cost of your auto insurance in Monroe, Georgia? Check out the comparison of annual Monroe, Georgia auto insurance rates by coverage level.

Annual Auto Insurance Rates by Coverage Level in Monroe, Georgia

Insurance Company Low Medium High
Allstate $4,365 $4,759 $5,012
GEICO $3,364 $3,666 $3,909
Liberty Mutual $9,889 $10,257 $10,786
Nationwide $6,262 $6,580 $6,532
Progressive $4,522 $4,851 $5,414
State Farm $3,537 $3,792 $4,038
USAA $3,484 $3,623 $3,811

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Best By Category: Cheapest Auto Insurance in Monroe, Georgia

Compare the cheapest auto insurance companies in Monroe, Georgia in each category to find the company with the best rates for your personal needs.

Best Annual Auto Insurance Rates by Company in Monroe, Georgia

Category Insurance Company
Teenagers GEICO
Seniors USAA
Clean Record GEICO
With 1 Accident GEICO
With 1 DUI State Farm
With 1 Speeding Violation GEICO

The Cheapest Monroe, Georgia Auto Insurance Companies

What auto insurance companies in Monroe, Georgia are the cheapest? Compare the top Monroe, Georgia auto insurance companies to find the best annual rates.

Average Annual Auto Insurance Rates by Company in Monroe, Georgia

Insurance Company Average Annual Rates
Allstate $4,712
GEICO $3,646
Liberty Mutual $10,311
Nationwide $6,458
Progressive $4,929
State Farm $3,789
USAA $3,639

What affects auto insurance rates in Monroe, Georgia?

There are a lot of reasons why auto insurance rates in Monroe, Georgia are higher or lower than in other cities. These include traffic and the number of vehicle thefts in Monroe, Georgia. Many local factors may affect your Monroe auto insurance rates.

Monroe Commute Time

Cities in which drivers have a longer average commute time tend to have higher auto insurance costs. The average Monroe, Georgia commute length is 25.5 minutes according to City-Data.

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Compare Monroe, Georgia Auto Insurance Quotes

Before you buy Monroe, Georgia auto insurance, make sure you have compared rates from multiple companies. Enter your ZIP code below to get free Monroe, Georgia auto insurance quotes.

Free Auto Insurance Comparison

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