Best Cheap Auto Insurance in Macon, GA (2021)

The average Macon, GA auto insurance rates are $422 per month. The minimum auto insurance in Macon is at least 25/50/25 in coverage to comply with Georgia auto insurance laws. To find the best cheap auto insurance in Macon, Georgia, compare quotes from multiple companies.

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Leslie Kasperowicz holds a BA in Social Sciences from the University of Winnipeg. She spent several years as a Farmers Insurance CSR, gaining a solid understanding of insurance products including home, life, auto, and commercial and working directly with insurance customers to understand their needs. She has since used that knowledge in her more than ten years as a writer, largely in the insuranc...

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Dan Walker graduated with a BS in Administrative Management in 2005 and has been working in his family’s insurance agency, FCI Agency, for 15 years (BBB A+). He is licensed as an agent to write property and casualty insurance, including home, auto, umbrella, and dwelling fire insurance. He’s also been featured on sites like Reviews.com and Safeco. He reviews content, ensuring that ex...

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Reviewed by Daniel Walker
Licensed Auto Insurance Agent

UPDATED: May 17, 2021

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Things to Remember

  • The average commute length in Macon is 21.3 minutes
  • The most expensive auto insurance company in Macon for teen drivers is Liberty Mutual
  • Average auto insurance rates in Macon, GA for senior drivers are $2,783 per year

Macon, Georgia auto insurance requirements are 25/50/25 according to Georgia auto insurance laws. Finding cheap auto insurance in Macon can seem like a difficult task, but all of the information you need is right here. We’ll cover factors that affect auto insurance rates in Macon, Georgia, including driving record, credit, commute time, and more.

Compare auto insurance in Macon to other Georgia cities, including South Fulton auto insurance rates, Savannah auto insurance rates, and Columbus auto insurance rates to see how Macon, Georgia auto insurance rates stack up.

Before you buy Macon, Georgia auto insurance, make sure you have compared rates from multiple companies. Enter your ZIP code above to get free Macon, Georgia auto insurance quotes.

Minimum Auto Insurance in Macon, Georgia

Macon, Georgia auto insurance laws require that you have at least the Georgia minimum auto insurance to be financially responsible in the event of an accident. Take a look at the required auto insurance in Macon, Georgia.

Minimum Required Auto Insurance Coverage in Macon, Georgia

Liability Insurance Required Minimum Coverage Limits Required
Bodily Injury Liability Coverage $25,000 per person
$50,000 per accident
Property Damage Liability Coverage $25,000 minimum

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Cheap Macon, Georgia Auto Insurance by Age, Gender, and Marital Status

Auto insurance rates in Macon, Georgia are affected by age, gender, and marital status. See how demographics impact the annual cost of insurance.

Annual Auto Insurance Rates by Age, Gender, and Marital Status in Macon, Georgia

Insurance Company Married 35-Year-Old Female Married 35-Year-Old Male Married 60-Year-Old Female Married 60-Year-Old Male Single 17-Year-Old Female Single 17-Year-Old Male Single 25-Year-Old Female Single 25-Year-Old Male
Allstate $2,868 $2,868 $2,745 $2,745 $6,648 $8,557 $3,206 $3,500
GEICO $1,751 $1,733 $1,701 $1,701 $5,317 $6,371 $2,275 $2,526
Liberty Mutual $5,516 $6,007 $4,514 $5,135 $23,858 $26,661 $5,838 $6,206
Nationwide $3,087 $3,190 $3,073 $3,369 $9,493 $12,186 $3,755 $4,066
Progressive $3,362 $3,054 $2,889 $3,059 $10,802 $11,956 $3,849 $3,989
State Farm $2,531 $2,531 $2,278 $2,278 $6,852 $8,998 $2,782 $3,007
USAA $1,866 $1,863 $1,739 $1,743 $6,812 $8,050 $2,329 $2,574

Cheap Macon, Georgia Auto Insurance for Teen Drivers

Finding cheap teen auto insurance in Macon, Georgia is a challenge. Take a look at the annual teen auto insurance rates in Macon, Georgia.

Annual Auto Insurance Rates for Teen Drivers in Macon, Georgia

Insurance Company Single 17-Year-Old Female Single 17-Year-Old Male
Allstate $6,648 $8,557
GEICO $5,317 $6,371
Liberty Mutual $23,858 $26,661
Nationwide $9,493 $12,186
Progressive $10,802 $11,956
State Farm $6,852 $8,998
USAA $6,812 $8,050

Cheap Macon, Georgia Auto Insurance for Seniors

What are senior auto insurance rates in Macon, Georgia? Take a look at the annual average rates for older drivers.

Annual Auto Insurance Rates for Senior Drivers in Macon, Georgia

Insurance Company Married 60-Year-Old Female Married 60-Year-Old Male
Allstate $2,745 $2,745
GEICO $1,701 $1,701
Liberty Mutual $4,514 $5,135
Nationwide $3,073 $3,369
Progressive $2,889 $3,059
State Farm $2,278 $2,278
USAA $1,739 $1,743

Cheap Macon, Georgia Auto Insurance By Driving Record

Driving record has a big impact on your auto insurance rates. See the annual auto insurance rates for a bad record in Macon, Georgia compared to the annual auto insurance rates with a clean record in Macon, Georgia.

Annual Macon, Georgia Auto Insurance Rates by Driving Record

Group Clean Record With 1 Accident With 1 DUI With 1 Speeding Violation
Allstate $3,418 $5,268 $4,287 $3,594
GEICO $1,973 $2,467 $5,036 $2,211
Liberty Mutual $7,947 $10,861 $12,481 $10,578
Nationwide $4,079 $4,781 $7,316 $4,934
Progressive $4,164 $7,482 $4,978 $4,856
State Farm $3,552 $4,262 $3,907 $3,907
USAA $2,579 $3,274 $4,758 $2,878

Cheap Macon, Georgia Auto Insurance Rates After a DUI

Finding cheap auto insurance after a DUI in Macon, Georgia is not easy. Compare the annual rates for DUI auto insurance in Macon, Georgia to find the best deal.

Annual Auto Insurance Rates After a DUI in Macon, Georgia

Insurance Company Annual Auto Insurance Rates With a DUI
Allstate $4,287
GEICO $5,036
Liberty Mutual $12,481
Nationwide $7,316
Progressive $4,978
State Farm $3,907
USAA $4,758

Cheap Macon, Georgia Auto Insurance By Credit History

Credit history can have a major effect on the cost of auto insurance. See how Macon, Georgia annual auto insurance rates by credit history compare.

Annual Auto Insurance Rates by Credit Score in Macon, Georgia

Insurance Company Poor Fair Good
Allstate $5,364 $3,731 $3,331
GEICO $3,675 $2,583 $2,507
Liberty Mutual $14,995 $9,200 $7,205
Nationwide $6,256 $5,100 $4,477
Progressive $6,033 $5,238 $4,840
State Farm $5,538 $3,450 $2,734
USAA $4,385 $3,091 $2,641

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Cheap Macon, Georgia Auto Insurance Rates By ZIP Code

Auto insurance rates by ZIP code in Macon, Georgia can vary. Compare the annual cost of auto insurance by ZIP code in Macon, Georgia to see how car insurance rates are affected by location.

Annual Auto Insurance Rates by ZIP Code in Macon, Georgia

ZIP Code Average Annual Rates
31201 $4,965
31204 $4,857
31206 $4,874
31207 $4,920
31210 $4,881
31211 $4,928
31216 $4,847
31217 $4,977
31220 $4,905

Cheap Macon, Georgia Auto Insurance Rates By Commute

Commute length and annual mileage affect Macon, Georgia auto insurance. Find the cheapest annual Macon, Georgia auto insurance by commute length.

Annual Auto Insurance Rates by Commute Length in Macon, Georgia

Insurance Company 10 Mile Commute, 6000 Annual Mileage 25 Mile Commute, 12000 Annual Mileage
Allstate $4,048 $4,236
GEICO $2,873 $2,971
Liberty Mutual $10,467 $10,467
Nationwide $5,277 $5,277
Progressive $5,370 $5,370
State Farm $3,907 $3,907
USAA $3,218 $3,526

Cheap Macon, Georgia Auto Insurance Rates By Coverage Level

How much does the coverage level you select affect the cost of your auto insurance in Macon, Georgia? Check out the comparison of annual Macon, Georgia auto insurance rates by coverage level.

Annual Auto Insurance Rates by Coverage Level in Macon, Georgia

Insurance Company Low Medium High
Allstate $3,817 $4,185 $4,424
GEICO $2,706 $2,937 $3,122
Liberty Mutual $9,995 $10,407 $10,998
Nationwide $5,038 $5,377 $5,417
Progressive $4,808 $5,263 $6,040
State Farm $3,641 $3,911 $4,170
USAA $3,210 $3,354 $3,552

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Best By Category: Cheapest Auto Insurance in Macon, Georgia

Compare the cheapest auto insurance companies in Macon, Georgia in each category to find the company with the best rates for your personal needs.

Best Annual Auto Insurance Rates by Company in Macon, Georgia

Category Insurance Company
Teenagers GEICO
Seniors GEICO
Clean Record GEICO
With 1 Accident GEICO
With 1 DUI State Farm
With 1 Speeding Violation GEICO

The Cheapest Macon, Georgia Auto Insurance Companies

What auto insurance companies in Macon, Georgia are the cheapest? Compare the top Macon, Georgia auto insurance companies to find the best annual rates.

Average Annual Auto Insurance Rates by Company in Macon, Georgia

Insurance Company Average Annual Rates
Allstate $4,142
GEICO $2,922
Liberty Mutual $10,467
Nationwide $5,277
Progressive $5,370
State Farm $3,907
USAA $3,372

What affects auto insurance rates in Macon, Georgia?

There are a lot of reasons why auto insurance rates in Macon, Georgia are higher or lower than in other cities. These include traffic and the number of vehicle thefts in Macon, Georgia. Many local factors may affect your Macon auto insurance rates.

Macon Commute Time

Cities in which drivers have a longer average commute time tend to have higher auto insurance costs. The average Macon, Georgia commute length is 21.3 minutes according to City-Data.

Macon Traffic

How does Macon, Georgia rank for traffic? According to Inrix Macon, Georgia is the 527th most congested worldwide.

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Compare Macon, Georgia Auto Insurance Quotes

Before you buy Macon, Georgia auto insurance, make sure you have compared rates from multiple companies. Enter your ZIP code below to get free Macon, Georgia auto insurance quotes.

Free Auto Insurance Comparison

Enter your ZIP code below to view companies that have cheap auto insurance rates.

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