Best Cheap Auto Insurance in Augusta, GA (2021)

The average Augusta, GA auto insurance rates are $391 per month. The minimum auto insurance in Augusta is at least 25/50/25 in coverage to comply with Georgia auto insurance laws. To find the best cheap auto insurance in Augusta, Georgia, compare quotes from multiple companies.

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Leslie Kasperowicz holds a BA in Social Sciences from the University of Winnipeg. She spent several years as a Farmers Insurance CSR, gaining a solid understanding of insurance products including home, life, auto, and commercial and working directly with insurance customers to understand their needs. She has since used that knowledge in her more than ten years as a writer, largely in the insuranc...

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Dan Walker graduated with a BS in Administrative Management in 2005 and has been working in his family’s insurance agency, FCI Agency, for 15 years (BBB A+). He is licensed as an agent to write property and casualty insurance, including home, auto, umbrella, and dwelling fire insurance. He’s also been featured on sites like Reviews.com and Safeco. He reviews content, ensuring that ex...

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Reviewed by Daniel Walker
Licensed Auto Insurance Agent

UPDATED: May 17, 2021

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Things to Remember

  • The most expensive auto insurance company in Augusta for teen drivers is Liberty Mutual
  • The minimum auto insurance required in Augusta, Georgia is 25/50/25
  • Average auto insurance rates in Augusta, GA for senior drivers are $2,585 per year

Augusta, Georgia auto insurance requirements are 25/50/25 according to Georgia auto insurance laws. Finding cheap auto insurance in Augusta can seem like a difficult task, but all of the information you need is right here. We’ll cover factors that affect auto insurance rates in Augusta, Georgia, including driving record, credit, commute time, and more.

Compare auto insurance in Augusta to other Georgia cities, including Sandy Springs auto insurance rates, Warner Robins auto insurance rates, and Roswell auto insurance rates to see how Augusta, Georgia auto insurance rates stack up.

Before you buy Augusta, Georgia auto insurance, make sure you have compared rates from multiple companies. Enter your ZIP code above to get free Augusta, Georgia auto insurance quotes.

Minimum Auto Insurance in Augusta, Georgia

Augusta, Georgia auto insurance laws require that you have at least the Georgia minimum auto insurance to be financially responsible in the event of an accident. Take a look at the required auto insurance in Augusta, Georgia.

Minimum Required Auto Insurance Coverage in Augusta, Georgia

Liability Insurance Required Minimum Coverage Limits Required
Bodily Injury Liability Coverage $25,000 per person
$50,000 per accident
Property Damage Liability Coverage $25,000 minimum

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Cheap Augusta, Georgia Auto Insurance by Age, Gender, and Marital Status

Auto insurance rates in Augusta, Georgia are affected by age, gender, and marital status. See how demographics impact the annual cost of insurance.

Annual Auto Insurance Rates by Age, Gender, and Marital Status in Augusta, Georgia

Insurance Company Married 35-Year-Old Female Married 35-Year-Old Male Married 60-Year-Old Female Married 60-Year-Old Male Single 17-Year-Old Female Single 17-Year-Old Male Single 25-Year-Old Female Single 25-Year-Old Male
Allstate $2,927 $2,927 $2,800 $2,800 $6,769 $8,714 $3,272 $3,572
GEICO $1,594 $1,578 $1,549 $1,549 $4,859 $5,822 $2,073 $2,304
Liberty Mutual $5,318 $5,788 $4,351 $4,944 $22,963 $25,648 $5,628 $5,977
Nationwide $3,071 $3,175 $3,051 $3,349 $9,394 $12,069 $3,731 $4,042
Progressive $2,629 $2,410 $2,266 $2,388 $8,504 $9,413 $3,041 $3,180
State Farm $2,218 $2,218 $1,995 $1,995 $5,988 $7,871 $2,438 $2,634
USAA $1,691 $1,688 $1,577 $1,580 $6,093 $7,202 $2,104 $2,321

Cheap Augusta, Georgia Auto Insurance for Teen Drivers

Finding cheap teen auto insurance in Augusta, Georgia is a challenge. Take a look at the annual teen auto insurance rates in Augusta, Georgia.

Annual Auto Insurance Rates for Teen Drivers in Augusta, Georgia

Insurance Company Single 17-Year-Old Female Single 17-Year-Old Male
Allstate $6,769 $8,714
GEICO $4,859 $5,822
Liberty Mutual $22,963 $25,648
Nationwide $9,394 $12,069
Progressive $8,504 $9,413
State Farm $5,988 $7,871
USAA $6,093 $7,202

Cheap Augusta, Georgia Auto Insurance for Seniors

What are senior auto insurance rates in Augusta, Georgia? Take a look at the annual average rates for older drivers.

Annual Auto Insurance Rates for Senior Drivers in Augusta, Georgia

Insurance Company Married 60-Year-Old Female Married 60-Year-Old Male
Allstate $2,800 $2,800
GEICO $1,549 $1,549
Liberty Mutual $4,351 $4,944
Nationwide $3,051 $3,349
Progressive $2,266 $2,388
State Farm $1,995 $1,995
USAA $1,577 $1,580

Cheap Augusta, Georgia Auto Insurance By Driving Record

Driving record has a big impact on your auto insurance rates. See the annual auto insurance rates for a bad record in Augusta, Georgia compared to the annual auto insurance rates with a clean record in Augusta, Georgia.

Annual Augusta, Georgia Auto Insurance Rates by Driving Record

Group Clean Record With 1 Accident With 1 DUI With 1 Speeding Violation
Allstate $3,489 $5,371 $4,364 $3,667
GEICO $1,800 $2,251 $4,596 $2,018
Liberty Mutual $7,653 $10,459 $12,015 $10,182
Nationwide $4,046 $4,741 $7,262 $4,893
Progressive $3,293 $5,875 $3,911 $3,836
State Farm $3,110 $3,729 $3,420 $3,420
USAA $2,323 $2,941 $4,273 $2,591

Cheap Augusta, Georgia Auto Insurance Rates After a DUI

Finding cheap auto insurance after a DUI in Augusta, Georgia is not easy. Compare the annual rates for DUI auto insurance in Augusta, Georgia to find the best deal.

Annual Auto Insurance Rates After a DUI in Augusta, Georgia

Insurance Company Annual Auto Insurance Rates With a DUI
Allstate $4,364
GEICO $4,596
Liberty Mutual $12,015
Nationwide $7,262
Progressive $3,911
State Farm $3,420
USAA $4,273

Cheap Augusta, Georgia Auto Insurance By Credit History

Credit history can have a major effect on the cost of auto insurance. See how Augusta, Georgia annual auto insurance rates by credit history compare.

Annual Auto Insurance Rates by Credit Score in Augusta, Georgia

Insurance Company Poor Fair Good
Allstate $5,473 $3,802 $3,393
GEICO $3,353 $2,357 $2,288
Liberty Mutual $14,419 $8,865 $6,948
Nationwide $6,207 $5,057 $4,442
Progressive $4,743 $4,121 $3,824
State Farm $4,850 $3,018 $2,390
USAA $3,940 $2,780 $2,376

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Cheap Augusta, Georgia Auto Insurance Rates By ZIP Code

Auto insurance rates by ZIP code in Augusta, Georgia can vary. Compare the annual cost of auto insurance by ZIP code in Augusta, Georgia to see how car insurance rates are affected by location.

Annual Auto Insurance Rates by ZIP Code in Augusta, Georgia

ZIP Code Average Annual Rates
30805 $4,608
30815 $4,624
30901 $4,543
30904 $4,529
30905 $4,520
30906 $4,568
30907 $4,420
30909 $4,507
30912 $4,539

Cheap Augusta, Georgia Auto Insurance Rates By Commute

Commute length and annual mileage affect Augusta, Georgia auto insurance. Find the cheapest annual Augusta, Georgia auto insurance by commute length.

Annual Auto Insurance Rates by Commute Length in Augusta, Georgia

Insurance Company 10 Mile Commute, 6000 Annual Mileage 25 Mile Commute, 12000 Annual Mileage
Allstate $4,127 $4,319
GEICO $2,621 $2,711
Liberty Mutual $10,077 $10,077
Nationwide $5,235 $5,235
Progressive $4,229 $4,229
State Farm $3,420 $3,420
USAA $2,894 $3,170

Cheap Augusta, Georgia Auto Insurance Rates By Coverage Level

How much does the coverage level you select affect the cost of your auto insurance in Augusta, Georgia? Check out the comparison of annual Augusta, Georgia auto insurance rates by coverage level.

Annual Auto Insurance Rates by Coverage Level in Augusta, Georgia

Insurance Company Low Medium High
Allstate $3,886 $4,268 $4,514
GEICO $2,477 $2,680 $2,841
Liberty Mutual $9,644 $10,021 $10,566
Nationwide $5,017 $5,335 $5,355
Progressive $3,873 $4,161 $4,653
State Farm $3,189 $3,423 $3,646
USAA $2,893 $3,016 $3,187

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Best By Category: Cheapest Auto Insurance in Augusta, Georgia

Compare the cheapest auto insurance companies in Augusta, Georgia in each category to find the company with the best rates for your personal needs.

Best Annual Auto Insurance Rates by Company in Augusta, Georgia

Category Insurance Company
Teenagers GEICO
Seniors GEICO
Clean Record GEICO
With 1 Accident GEICO
With 1 DUI State Farm
With 1 Speeding Violation GEICO

The Cheapest Augusta, Georgia Auto Insurance Companies

What auto insurance companies in Augusta, Georgia are the cheapest? Compare the top Augusta, Georgia auto insurance companies to find the best annual rates.

Average Annual Auto Insurance Rates by Company in Augusta, Georgia

Insurance Company Average Annual Rates
Allstate $4,223
GEICO $2,666
Liberty Mutual $10,077
Nationwide $5,235
Progressive $4,229
State Farm $3,420
USAA $3,032

What affects auto insurance rates in Augusta, Georgia?

There are a lot of reasons why auto insurance rates in Augusta, Georgia are higher or lower than in other cities. These include traffic and the number of vehicle thefts in Augusta, Georgia. Many local factors may affect your Augusta auto insurance rates.

Augusta Commute Time

Cities in which drivers have a longer average commute time tend to have higher auto insurance costs. The average Augusta, Georgia commute length is 21.1 minutes according to City-Data.

Augusta Traffic

How does Augusta, Georgia rank for traffic? According to Inrix Augusta, Georgia is the 513th most congested worldwide.

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Compare Augusta, Georgia Auto Insurance Quotes

Before you buy Augusta, Georgia auto insurance, make sure you have compared rates from multiple companies. Enter your ZIP code below to get free Augusta, Georgia auto insurance quotes.

Free Auto Insurance Comparison

Enter your ZIP code below to view companies that have cheap auto insurance rates.

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