Best Cheap Auto Insurance in Homerville, GA (2021)

The average Homerville, GA auto insurance rates are $373 per month. The minimum auto insurance in Homerville is at least 25/50/25 in coverage to comply with Georgia auto insurance laws. To find the best cheap auto insurance in Homerville, Georgia, compare quotes from multiple companies.

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Leslie Kasperowicz holds a BA in Social Sciences from the University of Winnipeg. She spent several years as a Farmers Insurance CSR, gaining a solid understanding of insurance products including home, life, auto, and commercial and working directly with insurance customers to understand their needs. She has since used that knowledge in her more than ten years as a writer, largely in the insuranc...

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Dan Walker graduated with a BS in Administrative Management in 2005 and has been working in his family’s insurance agency, FCI Agency, for 15 years (BBB A+). He is licensed as an agent to write property and casualty insurance, including home, auto, umbrella, and dwelling fire insurance. He’s also been featured on sites like Reviews.com and Safeco. He reviews content, ensuring that ex...

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Reviewed by Daniel Walker
Licensed Auto Insurance Agent

UPDATED: May 17, 2021

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Things to Remember

  • The most expensive auto insurance company in Homerville for teen drivers is Liberty Mutual
  • The cheapest auto insurance company in Homerville is USAA
  • The average commute length in Homerville is 16.8 minutes

Homerville, Georgia auto insurance requirements are 25/50/25 according to Georgia auto insurance laws. Finding cheap auto insurance in Homerville can seem like a difficult task, but all of the information you need is right here. We’ll cover factors that affect auto insurance rates in Homerville, Georgia, including driving record, credit, commute time, and more.

Compare auto insurance in Homerville to other Georgia cities, including South Fulton auto insurance rates, Columbus auto insurance rates, and Roswell auto insurance rates to see how Homerville, Georgia auto insurance rates stack up.

Before you buy Homerville, Georgia auto insurance, make sure you have compared rates from multiple companies. Enter your ZIP code above to get free Homerville, Georgia auto insurance quotes.

Minimum Auto Insurance in Homerville, Georgia

Homerville, Georgia auto insurance laws require that you have at least the Georgia minimum auto insurance to be financially responsible in the event of an accident. Take a look at the required auto insurance in Homerville, Georgia.

Minimum Required Auto Insurance Coverage in Homerville, Georgia

Liability Insurance Required Minimum Coverage Limits Required
Bodily Injury Liability Coverage $25,000 per person
$50,000 per accident
Property Damage Liability Coverage $25,000 minimum

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Cheap Homerville, Georgia Auto Insurance by Age, Gender, and Marital Status

Auto insurance rates in Homerville, Georgia are affected by age, gender, and marital status. See how demographics impact the annual cost of insurance.

Annual Auto Insurance Rates by Age, Gender, and Marital Status in Homerville, Georgia

Insurance Company Married 35-Year-Old Female Married 35-Year-Old Male Married 60-Year-Old Female Married 60-Year-Old Male Single 17-Year-Old Female Single 17-Year-Old Male Single 25-Year-Old Female Single 25-Year-Old Male
Allstate $2,355 $2,355 $2,255 $2,255 $5,433 $6,994 $2,632 $2,873
GEICO $1,582 $1,558 $1,529 $1,529 $4,632 $5,542 $2,019 $2,249
Liberty Mutual $5,019 $5,468 $4,115 $4,669 $20,684 $23,096 $5,325 $5,681
Nationwide $4,160 $4,303 $4,100 $4,516 $13,009 $16,786 $5,079 $5,520
Progressive $1,991 $1,833 $1,711 $1,799 $6,258 $6,933 $2,302 $2,410
State Farm $2,149 $2,149 $1,918 $1,918 $5,553 $7,319 $2,353 $2,533
USAA $1,423 $1,422 $1,325 $1,330 $4,994 $5,902 $1,761 $1,941

Cheap Homerville, Georgia Auto Insurance for Teen Drivers

Finding cheap teen auto insurance in Homerville, Georgia is a challenge. Take a look at the annual teen auto insurance rates in Homerville, Georgia.

Annual Auto Insurance Rates for Teen Drivers in Homerville, Georgia

Insurance Company Single 17-Year-Old Female Single 17-Year-Old Male
Allstate $5,433 $6,994
GEICO $4,632 $5,542
Liberty Mutual $20,684 $23,096
Nationwide $13,009 $16,786
Progressive $6,258 $6,933
State Farm $5,553 $7,319
USAA $4,994 $5,902

Cheap Homerville, Georgia Auto Insurance for Seniors

What are senior auto insurance rates in Homerville, Georgia? Take a look at the annual average rates for older drivers.

Annual Auto Insurance Rates for Senior Drivers in Homerville, Georgia

Insurance Company Married 60-Year-Old Female Married 60-Year-Old Male
Allstate $2,255 $2,255
GEICO $1,529 $1,529
Liberty Mutual $4,115 $4,669
Nationwide $4,100 $4,516
Progressive $1,711 $1,799
State Farm $1,918 $1,918
USAA $1,325 $1,330

Cheap Homerville, Georgia Auto Insurance By Driving Record

Driving record has a big impact on your auto insurance rates. See the annual auto insurance rates for a bad record in Homerville, Georgia compared to the annual auto insurance rates with a clean record in Homerville, Georgia.

Annual Homerville, Georgia Auto Insurance Rates by Driving Record

Group Clean Record With 1 Accident With 1 DUI With 1 Speeding Violation
Allstate $2,807 $4,318 $3,501 $2,950
GEICO $1,733 $2,177 $4,467 $1,943
Liberty Mutual $7,035 $9,591 $11,032 $9,370
Nationwide $5,518 $6,483 $10,034 $6,701
Progressive $2,471 $4,358 $2,915 $2,876
State Farm $2,962 $3,511 $3,237 $3,237
USAA $1,933 $2,437 $3,529 $2,150

Cheap Homerville, Georgia Auto Insurance Rates After a DUI

Finding cheap auto insurance after a DUI in Homerville, Georgia is not easy. Compare the annual rates for DUI auto insurance in Homerville, Georgia to find the best deal.

Annual Auto Insurance Rates After a DUI in Homerville, Georgia

Insurance Company Annual Auto Insurance Rates With a DUI
Allstate $3,501
GEICO $4,467
Liberty Mutual $11,032
Nationwide $10,034
Progressive $2,915
State Farm $3,237
USAA $3,529

Cheap Homerville, Georgia Auto Insurance By Credit History

Credit history can have a major effect on the cost of auto insurance. See how Homerville, Georgia annual auto insurance rates by credit history compare.

Annual Auto Insurance Rates by Credit Score in Homerville, Georgia

Insurance Company Poor Fair Good
Allstate $4,399 $3,055 $2,727
GEICO $3,245 $2,281 $2,215
Liberty Mutual $13,286 $8,119 $6,367
Nationwide $8,567 $6,929 $6,056
Progressive $3,557 $3,069 $2,838
State Farm $4,589 $2,857 $2,264
USAA $3,267 $2,302 $1,968

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Cheap Homerville, Georgia Auto Insurance Rates By ZIP Code

Auto insurance rates by ZIP code in Homerville, Georgia can vary. Compare the annual cost of auto insurance by ZIP code in Homerville, Georgia to see how car insurance rates are affected by location.

Annual Auto Insurance Rates by ZIP Code in Homerville, Georgia

ZIP Code Average Annual Rates
31634 $4,312

Cheap Homerville, Georgia Auto Insurance Rates By Commute

Commute length and annual mileage affect Homerville, Georgia auto insurance. Find the cheapest annual Homerville, Georgia auto insurance by commute length.

Annual Auto Insurance Rates by Commute Length in Homerville, Georgia

Insurance Company 10 Mile Commute, 6000 Annual Mileage 25 Mile Commute, 12000 Annual Mileage
Allstate $3,317 $3,470
GEICO $2,535 $2,625
Liberty Mutual $9,257 $9,257
Nationwide $7,184 $7,184
Progressive $3,155 $3,155
State Farm $3,237 $3,237
USAA $2,399 $2,626

Cheap Homerville, Georgia Auto Insurance Rates By Coverage Level

How much does the coverage level you select affect the cost of your auto insurance in Homerville, Georgia? Check out the comparison of annual Homerville, Georgia auto insurance rates by coverage level.

Annual Auto Insurance Rates by Coverage Level in Homerville, Georgia

Insurance Company Low Medium High
Allstate $3,109 $3,431 $3,642
GEICO $2,403 $2,592 $2,745
Liberty Mutual $8,883 $9,207 $9,682
Nationwide $7,051 $7,313 $7,188
Progressive $2,891 $3,104 $3,469
State Farm $3,041 $3,238 $3,430
USAA $2,393 $2,498 $2,645

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Best By Category: Cheapest Auto Insurance in Homerville, Georgia

Compare the cheapest auto insurance companies in Homerville, Georgia in each category to find the company with the best rates for your personal needs.

Best Annual Auto Insurance Rates by Company in Homerville, Georgia

Category Insurance Company
Teenagers GEICO
Seniors USAA
Clean Record GEICO
With 1 Accident GEICO
With 1 DUI Progressive
With 1 Speeding Violation GEICO

The Cheapest Homerville, Georgia Auto Insurance Companies

What auto insurance companies in Homerville, Georgia are the cheapest? Compare the top Homerville, Georgia auto insurance companies to find the best annual rates.

Average Annual Auto Insurance Rates by Company in Homerville, Georgia

Insurance Company Average Annual Rates
Allstate $3,394
GEICO $2,580
Liberty Mutual $9,257
Nationwide $7,184
Progressive $3,155
State Farm $3,237
USAA $2,512

What affects auto insurance rates in Homerville, Georgia?

There are a lot of reasons why auto insurance rates in Homerville, Georgia are higher or lower than in other cities. These include traffic and the number of vehicle thefts in Homerville, Georgia. Many local factors may affect your Homerville auto insurance rates.

Homerville Commute Time

Cities in which drivers have a longer average commute time tend to have higher auto insurance costs. The average Homerville, Georgia commute length is 16.8 minutes according to City-Data.

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Compare Homerville, Georgia Auto Insurance Quotes

Before you buy Homerville, Georgia auto insurance, make sure you have compared rates from multiple companies. Enter your ZIP code below to get free Homerville, Georgia auto insurance quotes.

Free Auto Insurance Comparison

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