Best Cheap Auto Insurance in Hiawassee, GA (2021)

The average Hiawassee, GA auto insurance rates are $382 per month. The minimum auto insurance in Hiawassee is at least 25/50/25 in coverage to comply with Georgia auto insurance laws. To find the best cheap auto insurance in Hiawassee, Georgia, compare quotes from multiple companies.

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Leslie Kasperowicz holds a BA in Social Sciences from the University of Winnipeg. She spent several years as a Farmers Insurance CSR, gaining a solid understanding of insurance products including home, life, auto, and commercial and working directly with insurance customers to understand their needs. She has since used that knowledge in her more than ten years as a writer, largely in the insuranc...

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Dan Walker graduated with a BS in Administrative Management in 2005 and has been working in his family’s insurance agency, FCI Agency, for 15 years (BBB A+). He is licensed as an agent to write property and casualty insurance, including home, auto, umbrella, and dwelling fire insurance. He’s also been featured on sites like Reviews.com and Safeco. He reviews content, ensuring that ex...

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Reviewed by Daniel Walker
Licensed Auto Insurance Agent

UPDATED: May 17, 2021

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Things to Remember

  • The cheapest auto insurance company in Hiawassee is GEICO
  • The most expensive auto insurance company in Hiawassee for teen drivers is Liberty Mutual
  • The minimum auto insurance required in Hiawassee, Georgia is 25/50/25

Hiawassee, Georgia auto insurance requirements are 25/50/25 according to Georgia auto insurance laws. Finding cheap auto insurance in Hiawassee can seem like a difficult task, but all of the information you need is right here. We’ll cover factors that affect auto insurance rates in Hiawassee, Georgia, including driving record, credit, commute time, and more.

Compare auto insurance in Hiawassee to other Georgia cities, including Alpharetta auto insurance rates, Columbus auto insurance rates, and Warner Robins auto insurance rates to see how Hiawassee, Georgia auto insurance rates stack up.

Before you buy Hiawassee, Georgia auto insurance, make sure you have compared rates from multiple companies. Enter your ZIP code above to get free Hiawassee, Georgia auto insurance quotes.

Minimum Auto Insurance in Hiawassee, Georgia

Hiawassee, Georgia auto insurance laws require that you have at least the Georgia minimum auto insurance to be financially responsible in the event of an accident. Take a look at the required auto insurance in Hiawassee, Georgia.

Minimum Required Auto Insurance Coverage in Hiawassee, Georgia

Liability Insurance Required Minimum Coverage Limits Required
Bodily Injury Liability Coverage $25,000 per person
$50,000 per accident
Property Damage Liability Coverage $25,000 minimum

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Cheap Hiawassee, Georgia Auto Insurance by Age, Gender, and Marital Status

Auto insurance rates in Hiawassee, Georgia are affected by age, gender, and marital status. See how demographics impact the annual cost of insurance.

Annual Auto Insurance Rates by Age, Gender, and Marital Status in Hiawassee, Georgia

Insurance Company Married 35-Year-Old Female Married 35-Year-Old Male Married 60-Year-Old Female Married 60-Year-Old Male Single 17-Year-Old Female Single 17-Year-Old Male Single 25-Year-Old Female Single 25-Year-Old Male
Allstate $3,102 $3,102 $2,970 $2,970 $7,339 $9,510 $3,484 $3,809
GEICO $1,621 $1,602 $1,572 $1,572 $4,871 $5,837 $2,098 $2,327
Liberty Mutual $5,151 $5,601 $4,210 $4,763 $21,834 $24,354 $5,479 $5,845
Nationwide $2,929 $3,027 $2,867 $3,149 $8,831 $11,386 $3,540 $3,843
Progressive $2,672 $2,471 $2,294 $2,416 $8,600 $9,541 $3,115 $3,296
State Farm $1,916 $1,916 $1,718 $1,718 $5,082 $6,657 $2,099 $2,276
USAA $1,696 $1,693 $1,568 $1,576 $6,053 $7,187 $2,109 $2,330

Cheap Hiawassee, Georgia Auto Insurance for Teen Drivers

Finding cheap teen auto insurance in Hiawassee, Georgia is a challenge. Take a look at the annual teen auto insurance rates in Hiawassee, Georgia.

Annual Auto Insurance Rates for Teen Drivers in Hiawassee, Georgia

Insurance Company Single 17-Year-Old Female Single 17-Year-Old Male
Allstate $7,339 $9,510
GEICO $4,871 $5,837
Liberty Mutual $21,834 $24,354
Nationwide $8,831 $11,386
Progressive $8,600 $9,541
State Farm $5,082 $6,657
USAA $6,053 $7,187

Cheap Hiawassee, Georgia Auto Insurance for Seniors

What are senior auto insurance rates in Hiawassee, Georgia? Take a look at the annual average rates for older drivers.

Annual Auto Insurance Rates for Senior Drivers in Hiawassee, Georgia

Insurance Company Married 60-Year-Old Female Married 60-Year-Old Male
Allstate $2,970 $2,970
GEICO $1,572 $1,572
Liberty Mutual $4,210 $4,763
Nationwide $2,867 $3,149
Progressive $2,294 $2,416
State Farm $1,718 $1,718
USAA $1,568 $1,576

Cheap Hiawassee, Georgia Auto Insurance By Driving Record

Driving record has a big impact on your auto insurance rates. See the annual auto insurance rates for a bad record in Hiawassee, Georgia compared to the annual auto insurance rates with a clean record in Hiawassee, Georgia.

Annual Hiawassee, Georgia Auto Insurance Rates by Driving Record

Group Clean Record With 1 Accident With 1 DUI With 1 Speeding Violation
Allstate $3,744 $5,759 $4,700 $3,939
GEICO $1,812 $2,269 $4,639 $2,031
Liberty Mutual $7,313 $10,014 $11,524 $9,767
Nationwide $3,824 $4,470 $6,872 $4,620
Progressive $3,375 $5,966 $3,937 $3,925
State Farm $2,666 $3,179 $2,923 $2,923
USAA $2,316 $2,924 $4,288 $2,579

Cheap Hiawassee, Georgia Auto Insurance Rates After a DUI

Finding cheap auto insurance after a DUI in Hiawassee, Georgia is not easy. Compare the annual rates for DUI auto insurance in Hiawassee, Georgia to find the best deal.

Annual Auto Insurance Rates After a DUI in Hiawassee, Georgia

Insurance Company Annual Auto Insurance Rates With a DUI
Allstate $4,700
GEICO $4,639
Liberty Mutual $11,524
Nationwide $6,872
Progressive $3,937
State Farm $2,923
USAA $4,288

Cheap Hiawassee, Georgia Auto Insurance By Credit History

Credit history can have a major effect on the cost of auto insurance. See how Hiawassee, Georgia annual auto insurance rates by credit history compare.

Annual Auto Insurance Rates by Credit Score in Hiawassee, Georgia

Insurance Company Poor Fair Good
Allstate $5,883 $4,082 $3,641
GEICO $3,380 $2,376 $2,307
Liberty Mutual $13,840 $8,481 $6,642
Nationwide $5,888 $4,770 $4,182
Progressive $4,825 $4,188 $3,890
State Farm $4,140 $2,581 $2,047
USAA $3,946 $2,770 $2,363

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Cheap Hiawassee, Georgia Auto Insurance Rates By ZIP Code

Auto insurance rates by ZIP code in Hiawassee, Georgia can vary. Compare the annual cost of auto insurance by ZIP code in Hiawassee, Georgia to see how car insurance rates are affected by location.

Annual Auto Insurance Rates by ZIP Code in Hiawassee, Georgia

ZIP Code Average Annual Rates
30546 $4,430

Cheap Hiawassee, Georgia Auto Insurance Rates By Commute

Commute length and annual mileage affect Hiawassee, Georgia auto insurance. Find the cheapest annual Hiawassee, Georgia auto insurance by commute length.

Annual Auto Insurance Rates by Commute Length in Hiawassee, Georgia

Insurance Company 10 Mile Commute, 6000 Annual Mileage 25 Mile Commute, 12000 Annual Mileage
Allstate $4,437 $4,635
GEICO $2,642 $2,733
Liberty Mutual $9,654 $9,654
Nationwide $4,947 $4,947
Progressive $4,301 $4,301
State Farm $2,923 $2,923
USAA $2,889 $3,164

Cheap Hiawassee, Georgia Auto Insurance Rates By Coverage Level

How much does the coverage level you select affect the cost of your auto insurance in Hiawassee, Georgia? Check out the comparison of annual Hiawassee, Georgia auto insurance rates by coverage level.

Annual Auto Insurance Rates by Coverage Level in Hiawassee, Georgia

Insurance Company Low Medium High
Allstate $4,219 $4,577 $4,811
GEICO $2,496 $2,701 $2,866
Liberty Mutual $9,298 $9,608 $10,058
Nationwide $4,947 $5,022 $4,871
Progressive $4,000 $4,243 $4,659
State Farm $2,753 $2,923 $3,092
USAA $2,899 $3,012 $3,169

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Best By Category: Cheapest Auto Insurance in Hiawassee, Georgia

Compare the cheapest auto insurance companies in Hiawassee, Georgia in each category to find the company with the best rates for your personal needs.

Best Annual Auto Insurance Rates by Company in Hiawassee, Georgia

Category Insurance Company
Teenagers GEICO
Seniors USAA
Clean Record GEICO
With 1 Accident GEICO
With 1 DUI State Farm
With 1 Speeding Violation GEICO

The Cheapest Hiawassee, Georgia Auto Insurance Companies

What auto insurance companies in Hiawassee, Georgia are the cheapest? Compare the top Hiawassee, Georgia auto insurance companies to find the best annual rates.

Average Annual Auto Insurance Rates by Company in Hiawassee, Georgia

Insurance Company Average Annual Rates
Allstate $4,536
GEICO $2,688
Liberty Mutual $9,654
Nationwide $4,947
Progressive $4,301
State Farm $2,923
USAA $3,027

What affects auto insurance rates in Hiawassee, Georgia?

There are a lot of reasons why auto insurance rates in Hiawassee, Georgia are higher or lower than in other cities. These include traffic and the number of vehicle thefts in Hiawassee, Georgia. Many local factors may affect your Hiawassee auto insurance rates.

Hiawassee Commute Time

Cities in which drivers have a longer average commute time tend to have higher auto insurance costs. The average Hiawassee, Georgia commute length is 25.5 minutes according to City-Data.

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Compare Hiawassee, Georgia Auto Insurance Quotes

Before you buy Hiawassee, Georgia auto insurance, make sure you have compared rates from multiple companies. Enter your ZIP code below to get free Hiawassee, Georgia auto insurance quotes.

Free Auto Insurance Comparison

Enter your ZIP code below to view companies that have cheap auto insurance rates.

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