Best Cheap Auto Insurance in Turlock, CA (2021)

The average Turlock, CA auto insurance rates are $300 per month. The minimum auto insurance in Turlock is at least 15/30/5 in coverage to comply with California auto insurance laws. To find the best cheap auto insurance in Turlock, California, compare quotes from multiple companies.

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Leslie Kasperowicz holds a BA in Social Sciences from the University of Winnipeg. She spent several years as a Farmers Insurance CSR, gaining a solid understanding of insurance products including home, life, auto, and commercial and working directly with insurance customers to understand their needs. She has since used that knowledge in her more than ten years as a writer, largely in the insuranc...

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Dan Walker graduated with a BS in Administrative Management in 2005 and has been working in his family’s insurance agency, FCI Agency, for 15 years (BBB A+). He is licensed as an agent to write property and casualty insurance, including home, auto, umbrella, and dwelling fire insurance. He’s also been featured on sites like Reviews.com and Safeco. He reviews content, ensuring that ex...

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Reviewed by Daniel Walker
Licensed Auto Insurance Agent

UPDATED: May 17, 2021

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Things to Remember

  • The most expensive auto insurance company in Turlock for teen drivers is Farmers
  • The average commute length in Turlock is 25.9 minutes
  • The minimum auto insurance required in Turlock, California is 15/30/5

Turlock, California auto insurance requirements are 15/30/5 according to California auto insurance laws. Finding cheap auto insurance in Turlock can seem like a difficult task, but all of the information you need is right here. We’ll cover factors that affect auto insurance rates in Turlock, California, including driving record, credit, commute time, and more.

Compare auto insurance in Turlock to other California cities, including Sacramento auto insurance rates, San Diego auto insurance rates, and San Jose auto insurance rates to see how Turlock, California auto insurance rates stack up.

Before you buy Turlock, California auto insurance, make sure you have compared rates from multiple companies. Enter your ZIP code above to get free Turlock, California auto insurance quotes.

Minimum Auto Insurance in Turlock, California

Turlock, California auto insurance laws require that you have at least the California minimum auto insurance to be financially responsible in the event of an accident. Take a look at the required auto insurance in Turlock, California.

Minimum Required Auto Insurance Coverage in Turlock, California

Liability Insurance Required Minimum Coverage Limits Required
Bodily Injury Liability Coverage $15,000 per person
$30,000 per accident
Property Damage Liability Coverage $5,000 minimum

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Cheap Turlock, California Auto Insurance by Age, Gender, and Marital Status

Auto insurance rates in Turlock, California are affected by age, gender, and marital status. See how demographics impact the annual cost of insurance.

Annual Auto Insurance Rates by Age, Gender, and Marital Status in Turlock, California

Insurance Company Married 35-Year-Old Female Married 35-Year-Old Male Married 60-Year-Old Female Married 60-Year-Old Male Single 17-Year-Old Female Single 17-Year-Old Male Single 25-Year-Old Female Single 25-Year-Old Male
Allstate $2,945 $2,950 $2,138 $2,161 $8,094 $10,183 $3,764 $4,142
Farmers $2,689 $2,689 $2,422 $2,422 $8,545 $13,991 $3,183 $3,541
GEICO $1,682 $1,683 $1,582 $1,582 $5,101 $5,184 $2,413 $2,466
Liberty Mutual $2,151 $2,026 $2,009 $1,944 $4,629 $4,971 $2,410 $2,444
Nationwide $3,097 $2,957 $2,722 $2,566 $7,861 $8,690 $3,699 $3,647
Progressive $1,748 $1,798 $1,493 $1,768 $4,680 $5,628 $2,523 $2,711
State Farm $3,332 $3,332 $2,976 $2,976 $6,156 $7,650 $3,689 $3,801
Travelers $2,449 $2,372 $2,164 $2,140 $5,046 $5,784 $3,186 $3,119
USAA $1,897 $1,799 $1,849 $1,858 $4,332 $4,353 $2,621 $2,479

Cheap Turlock, California Auto Insurance for Teen Drivers

Finding cheap teen auto insurance in Turlock, California is a challenge. Take a look at the annual teen auto insurance rates in Turlock, California.

Annual Auto Insurance Rates for Teen Drivers in Turlock, California

Insurance Company Single 17-Year-Old Female Single 17-Year-Old Male
Allstate $8,094 $10,183
Farmers $8,545 $13,991
GEICO $5,101 $5,184
Liberty Mutual $4,629 $4,971
Nationwide $7,861 $8,690
Progressive $4,680 $5,628
State Farm $6,156 $7,650
Travelers $5,046 $5,784
USAA $4,332 $4,353

Cheap Turlock, California Auto Insurance for Seniors

What are senior auto insurance rates in Turlock, California? Take a look at the annual average rates for older drivers.

Annual Auto Insurance Rates for Senior Drivers in Turlock, California

Insurance Company Married 60-Year-Old Female Married 60-Year-Old Male
Allstate $2,138 $2,161
Farmers $2,422 $2,422
GEICO $1,582 $1,582
Liberty Mutual $2,009 $1,944
Nationwide $2,722 $2,566
Progressive $1,493 $1,768
State Farm $2,976 $2,976
Travelers $2,164 $2,140
USAA $1,849 $1,858

Cheap Turlock, California Auto Insurance By Driving Record

Driving record has a big impact on your auto insurance rates. See the annual auto insurance rates for a bad record in Turlock, California compared to the annual auto insurance rates with a clean record in Turlock, California.

Annual Turlock, California Auto Insurance Rates by Driving Record

Group Clean Record With 1 Accident With 1 DUI With 1 Speeding Violation
Allstate $2,738 $4,604 $7,252 $3,593
Farmers $3,650 $4,969 $6,189 $4,933
GEICO $1,897 $2,924 $3,672 $2,353
Liberty Mutual $2,450 $3,281 $2,964 $2,597
Nationwide $3,073 $3,943 $6,661 $3,943
Progressive $1,828 $3,111 $3,602 $2,635
State Farm $3,026 $3,609 $6,810 $3,512
Travelers $2,194 $3,564 $4,150 $3,222
USAA $1,760 $2,618 $4,288 $1,927

Cheap Turlock, California Auto Insurance Rates After a DUI

Finding cheap auto insurance after a DUI in Turlock, California is not easy. Compare the annual rates for DUI auto insurance in Turlock, California to find the best deal.

Annual Auto Insurance Rates After a DUI in Turlock, California

Insurance Company Annual Auto Insurance Rates With a DUI
Allstate $7,252
Farmers $6,189
GEICO $3,672
Liberty Mutual $2,964
Nationwide $6,661
Progressive $3,602
State Farm $6,810
Travelers $4,150
USAA $4,288

Cheap Turlock, California Auto Insurance Rates By ZIP Code

Auto insurance rates by ZIP code in Turlock, California can vary. Compare the annual cost of auto insurance by ZIP code in Turlock, California to see how car insurance rates are affected by location.

Annual Auto Insurance Rates by ZIP Code in Turlock, California

ZIP Code Average Annual Rates
95380 $4,994
95382 $4,844

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Cheap Turlock, California Auto Insurance Rates By Commute

Commute length and annual mileage affect Turlock, California auto insurance. Find the cheapest annual Turlock, California auto insurance by commute length.

Annual Auto Insurance Rates by Commute Length in Turlock, California

Insurance Company 10 Mile Commute, 6000 Annual Mileage 25 Mile Commute, 12000 Annual Mileage
Allstate $4,094 $5,000
Farmers $4,478 $5,393
GEICO $2,463 $2,960
Liberty Mutual $2,592 $3,054
Nationwide $3,894 $4,916
Progressive $2,534 $3,054
State Farm $4,084 $4,394
Travelers $2,952 $3,612
USAA $2,440 $2,857

Cheap Turlock, California Auto Insurance Rates By Coverage Level

How much does the coverage level you select affect the cost of your auto insurance in Turlock, California? Check out the comparison of annual Turlock, California auto insurance rates by coverage level.

Annual Auto Insurance Rates by Coverage Level in Turlock, California

Insurance Company Low Medium High
Allstate $4,284 $4,589 $4,768
Farmers $4,592 $4,973 $5,241
GEICO $2,446 $2,744 $2,944
Liberty Mutual $2,607 $2,850 $3,011
Nationwide $3,924 $4,488 $4,802
Progressive $2,488 $2,883 $3,011
State Farm $3,792 $4,320 $4,606
Travelers $2,879 $3,369 $3,599
USAA $2,397 $2,700 $2,847

Best By Category: Cheapest Auto Insurance in Turlock, California

Compare the cheapest auto insurance companies in Turlock, California in each category to find the company with the best rates for your personal needs.

Best Annual Auto Insurance Rates by Company in Turlock, California

Category Insurance Company
Teenagers USAA
Seniors GEICO
Clean Record USAA
With 1 Accident USAA
With 1 DUI Liberty Mutual
With 1 Speeding Violation USAA

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The Cheapest Turlock, California Auto Insurance Companies

What auto insurance companies in Turlock, California are the cheapest? Compare the top Turlock, California auto insurance companies to find the best annual rates.

Average Annual Auto Insurance Rates by Company in Turlock, California

Insurance Company Average Annual Rates
Allstate $4,547
Farmers $4,935
GEICO $2,711
Liberty Mutual $2,823
Nationwide $4,405
Progressive $2,794
State Farm $4,239
Travelers $3,282
USAA $2,648

What affects auto insurance rates in Turlock, California?

There are a lot of reasons why auto insurance rates in Turlock, California are higher or lower than in other cities. These include traffic and the number of vehicle thefts in Turlock, California. Many local factors may affect your Turlock auto insurance rates.

Turlock Auto Theft

More theft means higher auto insurance rates because auto insurance companies are paying more in claims. According to the FBI’s annual Turlock, California auto theft statistics, there have been 435 auto thefts in the city.

Turlock Commute Time

Cities in which drivers have a longer average commute time tend to have higher auto insurance costs. The average Turlock, California commute length is 25.9 minutes according to City-Data.

Compare Turlock, California Auto Insurance Quotes

Before you buy Turlock, California auto insurance, make sure you have compared rates from multiple companies. Enter your ZIP code below to get free Turlock, California auto insurance quotes.

Free Auto Insurance Comparison

Enter your ZIP code below to view companies that have cheap auto insurance rates.

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