Best Cheap Auto Insurance in Camarillo, CA (2021)

The average Camarillo, CA auto insurance rates are $287 per month. The minimum auto insurance in Camarillo is at least 15/30/5 in coverage to comply with California auto insurance laws. To find the best cheap auto insurance in Camarillo, California, compare quotes from multiple companies.

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Leslie Kasperowicz holds a BA in Social Sciences from the University of Winnipeg. She spent several years as a Farmers Insurance CSR, gaining a solid understanding of insurance products including home, life, auto, and commercial and working directly with insurance customers to understand their needs. She has since used that knowledge in her more than ten years as a writer, largely in the insuranc...

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Dan Walker graduated with a BS in Administrative Management in 2005 and has been working in his family’s insurance agency, FCI Agency, for 15 years (BBB A+). He is licensed as an agent to write property and casualty insurance, including home, auto, umbrella, and dwelling fire insurance. He’s also been featured on sites like Reviews.com and Safeco. He reviews content, ensuring that ex...

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Reviewed by Daniel Walker
Licensed Auto Insurance Agent Daniel Walker

UPDATED: May 4, 2022

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Things to Remember

  • The minimum auto insurance required in Camarillo, California is 15/30/5
  • The cheapest auto insurance company in Camarillo is USAA
  • Average auto insurance rates in Camarillo, CA for senior drivers are $2,062 per year

Camarillo, California auto insurance requirements are 15/30/5 according to California auto insurance laws. Finding cheap auto insurance in Camarillo can seem like a difficult task, but all of the information you need is right here. We’ll cover factors that affect auto insurance rates in Camarillo, California, including driving record, credit, commute time, and more.

Compare auto insurance in Camarillo to other California cities, including San Francisco auto insurance rates, San Jose auto insurance rates, and Sacramento auto insurance rates to see how Camarillo, California auto insurance rates stack up.

Before you buy Camarillo, California auto insurance, make sure you have compared rates from multiple companies. Enter your ZIP code above to get free Camarillo, California auto insurance quotes.

Minimum Auto Insurance in Camarillo, California

Camarillo, California auto insurance laws require that you have at least the California minimum auto insurance to be financially responsible in the event of an accident. Take a look at the required auto insurance in Camarillo, California.

Minimum Required Auto Insurance Coverage in Camarillo, California

Liability Insurance Required Minimum Coverage Limits Required
Bodily Injury Liability Coverage $15,000 per person
$30,000 per accident
Property Damage Liability Coverage $5,000 minimum

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Cheap Camarillo, California Auto Insurance by Age, Gender, and Marital Status

Auto insurance rates in Camarillo, California are affected by age, gender, and marital status. See how demographics impact the annual cost of insurance.

Annual Auto Insurance Rates by Age, Gender, and Marital Status in Camarillo, California

Insurance Company Married 35-Year-Old Female Married 35-Year-Old Male Married 60-Year-Old Female Married 60-Year-Old Male Single 17-Year-Old Female Single 17-Year-Old Male Single 25-Year-Old Female Single 25-Year-Old Male
Allstate $3,069 $3,056 $2,237 $2,244 $8,607 $10,787 $3,875 $4,201
Farmers $2,302 $2,302 $2,093 $2,093 $7,313 $11,878 $2,727 $3,038
GEICO $1,657 $1,657 $1,558 $1,558 $5,030 $5,113 $2,378 $2,429
Liberty Mutual $2,052 $1,935 $1,921 $1,857 $4,457 $4,767 $2,303 $2,333
Nationwide $2,982 $2,842 $2,633 $2,478 $7,625 $8,422 $3,553 $3,495
Progressive $1,724 $1,774 $1,479 $1,749 $4,651 $5,587 $2,490 $2,675
State Farm $3,053 $3,053 $2,730 $2,730 $5,677 $7,069 $3,379 $3,480
Travelers $2,274 $2,195 $2,020 $2,001 $4,765 $5,360 $2,945 $2,871
USAA $1,909 $1,805 $1,866 $1,869 $4,374 $4,398 $2,644 $2,495

Cheap Camarillo, California Auto Insurance for Teen Drivers

Finding cheap teen auto insurance in Camarillo, California is a challenge. Take a look at the annual teen auto insurance rates in Camarillo, California.

Annual Auto Insurance Rates for Teen Drivers in Camarillo, California

Insurance Company Single 17-Year-Old Female Single 17-Year-Old Male
Allstate $8,607 $10,787
Farmers $7,313 $11,878
GEICO $5,030 $5,113
Liberty Mutual $4,457 $4,767
Nationwide $7,625 $8,422
Progressive $4,651 $5,587
State Farm $5,677 $7,069
Travelers $4,765 $5,360
USAA $4,374 $4,398

Cheap Camarillo, California Auto Insurance for Seniors

What are senior auto insurance rates in Camarillo, California? Take a look at the annual average rates for older drivers.

Annual Auto Insurance Rates for Senior Drivers in Camarillo, California

Insurance Company Married 60-Year-Old Female Married 60-Year-Old Male
Allstate $2,237 $2,244
Farmers $2,093 $2,093
GEICO $1,558 $1,558
Liberty Mutual $1,921 $1,857
Nationwide $2,633 $2,478
Progressive $1,479 $1,749
State Farm $2,730 $2,730
Travelers $2,020 $2,001
USAA $1,866 $1,869

Cheap Camarillo, California Auto Insurance By Driving Record

Driving record has a big impact on your auto insurance rates. See the annual auto insurance rates for a bad record in Camarillo, California compared to the annual auto insurance rates with a clean record in Camarillo, California.

Annual Camarillo, California Auto Insurance Rates by Driving Record

Group Clean Record With 1 Accident With 1 DUI With 1 Speeding Violation
Allstate $2,875 $4,804 $7,595 $3,764
Farmers $3,125 $4,251 $5,282 $4,216
GEICO $1,868 $2,886 $3,619 $2,317
Liberty Mutual $2,347 $3,142 $2,838 $2,487
Nationwide $2,970 $3,809 $6,427 $3,809
Progressive $1,809 $3,083 $3,565 $2,607
State Farm $2,784 $3,318 $6,254 $3,229
Travelers $2,031 $3,342 $3,837 $3,006
USAA $1,774 $2,643 $4,320 $1,943

Cheap Camarillo, California Auto Insurance Rates After a DUI

Finding cheap auto insurance after a DUI in Camarillo, California is not easy. Compare the annual rates for DUI auto insurance in Camarillo, California to find the best deal.

Annual Auto Insurance Rates After a DUI in Camarillo, California

Insurance Company Annual Auto Insurance Rates With a DUI
Allstate $7,595
Farmers $5,282
GEICO $3,619
Liberty Mutual $2,838
Nationwide $6,427
Progressive $3,565
State Farm $6,254
Travelers $3,837
USAA $4,320

Cheap Camarillo, California Auto Insurance Rates By ZIP Code

Auto insurance rates by ZIP code in Camarillo, California can vary. Compare the annual cost of auto insurance by ZIP code in Camarillo, California to see how car insurance rates are affected by location.

Annual Auto Insurance Rates by ZIP Code in Camarillo, California

ZIP Code Average Annual Rates
93010 $4,652
93012 $4,767

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Cheap Camarillo, California Auto Insurance Rates By Commute

Commute length and annual mileage affect Camarillo, California auto insurance. Find the cheapest annual Camarillo, California auto insurance by commute length.

Annual Auto Insurance Rates by Commute Length in Camarillo, California

Insurance Company 10 Mile Commute, 6000 Annual Mileage 25 Mile Commute, 12000 Annual Mileage
Allstate $4,283 $5,236
Farmers $3,826 $4,610
GEICO $2,428 $2,917
Liberty Mutual $2,482 $2,925
Nationwide $3,757 $4,751
Progressive $2,508 $3,024
State Farm $3,752 $4,041
Travelers $2,755 $3,353
USAA $2,461 $2,880

Cheap Camarillo, California Auto Insurance Rates By Coverage Level

How much does the coverage level you select affect the cost of your auto insurance in Camarillo, California? Check out the comparison of annual Camarillo, California auto insurance rates by coverage level.

Annual Auto Insurance Rates by Coverage Level in Camarillo, California

Insurance Company Low Medium High
Allstate $4,450 $4,808 $5,020
Farmers $3,891 $4,255 $4,509
GEICO $2,395 $2,704 $2,918
Liberty Mutual $2,503 $2,728 $2,879
Nationwide $3,772 $4,334 $4,656
Progressive $2,452 $2,858 $2,988
State Farm $3,434 $3,978 $4,277
Travelers $2,596 $3,147 $3,420
USAA $2,420 $2,722 $2,868

Best By Category: Cheapest Auto Insurance in Camarillo, California

Compare the cheapest auto insurance companies in Camarillo, California in each category to find the company with the best rates for your personal needs.

Best Annual Auto Insurance Rates by Company in Camarillo, California

Category Insurance Company
Teenagers USAA
Seniors GEICO
Clean Record USAA
With 1 Accident USAA
With 1 DUI Liberty Mutual
With 1 Speeding Violation USAA

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The Cheapest Camarillo, California Auto Insurance Companies

What auto insurance companies in Camarillo, California are the cheapest? Compare the top Camarillo, California auto insurance companies to find the best annual rates.

Average Annual Auto Insurance Rates by Company in Camarillo, California

Insurance Company Average Annual Rates
Allstate $4,759
Farmers $4,218
GEICO $2,673
Liberty Mutual $2,703
Nationwide $4,254
Progressive $2,766
State Farm $3,896
Travelers $3,054
USAA $2,670

What affects auto insurance rates in Camarillo, California?

There are a lot of reasons why auto insurance rates in Camarillo, California are higher or lower than in other cities. These include traffic and the number of vehicle thefts in Camarillo, California. Many local factors may affect your Camarillo auto insurance rates.

Camarillo Auto Theft

More theft means higher auto insurance rates because auto insurance companies are paying more in claims. According to the FBI’s annual Camarillo, California auto theft statistics, there have been 68 auto thefts in the city.

Camarillo Commute Time

Cities in which drivers have a longer average commute time tend to have higher auto insurance costs. The average Camarillo, California commute length is 25.0 minutes according to City-Data.

Compare Camarillo, California Auto Insurance Quotes

Before you buy Camarillo, California auto insurance, make sure you have compared rates from multiple companies. Enter your ZIP code below to get free Camarillo, California auto insurance quotes.

Free Auto Insurance Comparison

Enter your ZIP code below to view companies that have cheap auto insurance rates.

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