Best Cheap Auto Insurance in Hemet, CA (2021)

The average Hemet, CA auto insurance rates are $298 per month. The minimum auto insurance in Hemet is at least 15/30/5 in coverage to comply with California auto insurance laws. To find the best cheap auto insurance in Hemet, California, compare quotes from multiple companies.

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Leslie Kasperowicz holds a BA in Social Sciences from the University of Winnipeg. She spent several years as a Farmers Insurance CSR, gaining a solid understanding of insurance products including home, life, auto, and commercial and working directly with insurance customers to understand their needs. She has since used that knowledge in her more than ten years as a writer, largely in the insuranc...

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Dan Walker graduated with a BS in Administrative Management in 2005 and has been working in his family’s insurance agency, FCI Agency, for 15 years (BBB A+). He is licensed as an agent to write property and casualty insurance, including home, auto, umbrella, and dwelling fire insurance. He’s also been featured on sites like Reviews.com and Safeco. He reviews content, ensuring that ex...

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Reviewed by Daniel Walker
Licensed Auto Insurance Agent Daniel Walker

UPDATED: May 4, 2022

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Things to Remember

  • The minimum auto insurance required in Hemet, California is 15/30/5
  • The cheapest auto insurance company in Hemet is USAA
  • The most expensive auto insurance company in Hemet for teen drivers is Farmers

Hemet, California auto insurance requirements are 15/30/5 according to California auto insurance laws. Finding cheap auto insurance in Hemet can seem like a difficult task, but all of the information you need is right here. We’ll cover factors that affect auto insurance rates in Hemet, California, including driving record, credit, commute time, and more.

Compare auto insurance in Hemet to other California cities, including Oakland auto insurance rates, Fresno auto insurance rates, and Los Angeles auto insurance rates to see how Hemet, California auto insurance rates stack up.

Before you buy Hemet, California auto insurance, make sure you have compared rates from multiple companies. Enter your ZIP code above to get free Hemet, California auto insurance quotes.

Minimum Auto Insurance in Hemet, California

Hemet, California auto insurance laws require that you have at least the California minimum auto insurance to be financially responsible in the event of an accident. Take a look at the required auto insurance in Hemet, California.

Minimum Required Auto Insurance Coverage in Hemet, California

Liability Insurance Required Minimum Coverage Limits Required
Bodily Injury Liability Coverage $15,000 per person
$30,000 per accident
Property Damage Liability Coverage $5,000 minimum

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Cheap Hemet, California Auto Insurance by Age, Gender, and Marital Status

Auto insurance rates in Hemet, California are affected by age, gender, and marital status. See how demographics impact the annual cost of insurance.

Annual Auto Insurance Rates by Age, Gender, and Marital Status in Hemet, California

Insurance Company Married 35-Year-Old Female Married 35-Year-Old Male Married 60-Year-Old Female Married 60-Year-Old Male Single 17-Year-Old Female Single 17-Year-Old Male Single 25-Year-Old Female Single 25-Year-Old Male
Allstate $2,793 $2,798 $2,041 $2,060 $7,778 $9,796 $3,577 $3,936
Farmers $2,543 $2,543 $2,295 $2,295 $8,084 $13,219 $3,010 $3,351
GEICO $1,831 $1,832 $1,723 $1,723 $5,561 $5,651 $2,629 $2,685
Liberty Mutual $2,208 $2,086 $2,058 $1,990 $4,774 $5,101 $2,483 $2,514
Nationwide $3,156 $3,010 $2,773 $2,612 $8,039 $8,880 $3,760 $3,708
Progressive $1,674 $1,722 $1,435 $1,697 $4,478 $5,387 $2,422 $2,603
State Farm $3,357 $3,357 $3,000 $3,000 $6,185 $7,688 $3,714 $3,828
Travelers $2,393 $2,317 $2,117 $2,094 $4,926 $5,647 $3,113 $3,045
USAA $1,881 $1,781 $1,836 $1,843 $4,289 $4,315 $2,603 $2,459

Cheap Hemet, California Auto Insurance for Teen Drivers

Finding cheap teen auto insurance in Hemet, California is a challenge. Take a look at the annual teen auto insurance rates in Hemet, California.

Annual Auto Insurance Rates for Teen Drivers in Hemet, California

Insurance Company Single 17-Year-Old Female Single 17-Year-Old Male
Allstate $7,778 $9,796
Farmers $8,084 $13,219
GEICO $5,561 $5,651
Liberty Mutual $4,774 $5,101
Nationwide $8,039 $8,880
Progressive $4,478 $5,387
State Farm $6,185 $7,688
Travelers $4,926 $5,647
USAA $4,289 $4,315

Cheap Hemet, California Auto Insurance for Seniors

What are senior auto insurance rates in Hemet, California? Take a look at the annual average rates for older drivers.

Annual Auto Insurance Rates for Senior Drivers in Hemet, California

Insurance Company Married 60-Year-Old Female Married 60-Year-Old Male
Allstate $2,041 $2,060
Farmers $2,295 $2,295
GEICO $1,723 $1,723
Liberty Mutual $2,058 $1,990
Nationwide $2,773 $2,612
Progressive $1,435 $1,697
State Farm $3,000 $3,000
Travelers $2,117 $2,094
USAA $1,836 $1,843

Cheap Hemet, California Auto Insurance By Driving Record

Driving record has a big impact on your auto insurance rates. See the annual auto insurance rates for a bad record in Hemet, California compared to the annual auto insurance rates with a clean record in Hemet, California.

Annual Hemet, California Auto Insurance Rates by Driving Record

Group Clean Record With 1 Accident With 1 DUI With 1 Speeding Violation
Allstate $2,622 $4,408 $6,919 $3,441
Farmers $3,453 $4,700 $5,851 $4,666
GEICO $2,066 $3,188 $4,001 $2,563
Liberty Mutual $2,519 $3,373 $3,046 $2,669
Nationwide $3,135 $4,020 $6,794 $4,020
Progressive $1,750 $2,979 $3,459 $2,520
State Farm $3,044 $3,631 $6,856 $3,533
Travelers $2,143 $3,484 $4,051 $3,147
USAA $1,745 $2,598 $4,249 $1,912

Cheap Hemet, California Auto Insurance Rates After a DUI

Finding cheap auto insurance after a DUI in Hemet, California is not easy. Compare the annual rates for DUI auto insurance in Hemet, California to find the best deal.

Annual Auto Insurance Rates After a DUI in Hemet, California

Insurance Company Annual Auto Insurance Rates With a DUI
Allstate $6,919
Farmers $5,851
GEICO $4,001
Liberty Mutual $3,046
Nationwide $6,794
Progressive $3,459
State Farm $6,856
Travelers $4,051
USAA $4,249

Cheap Hemet, California Auto Insurance Rates By ZIP Code

Auto insurance rates by ZIP code in Hemet, California can vary. Compare the annual cost of auto insurance by ZIP code in Hemet, California to see how car insurance rates are affected by location.

Annual Auto Insurance Rates by ZIP Code in Hemet, California

ZIP Code Average Annual Rates
92543 $4,878
92545 $4,978

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Cheap Hemet, California Auto Insurance Rates By Commute

Commute length and annual mileage affect Hemet, California auto insurance. Find the cheapest annual Hemet, California auto insurance by commute length.

Annual Auto Insurance Rates by Commute Length in Hemet, California

Insurance Company 10 Mile Commute, 6000 Annual Mileage 25 Mile Commute, 12000 Annual Mileage
Allstate $3,921 $4,774
Farmers $4,235 $5,100
GEICO $2,684 $3,225
Liberty Mutual $2,663 $3,141
Nationwide $3,965 $5,019
Progressive $2,431 $2,924
State Farm $4,109 $4,423
Travelers $2,886 $3,527
USAA $2,421 $2,831

Cheap Hemet, California Auto Insurance Rates By Coverage Level

How much does the coverage level you select affect the cost of your auto insurance in Hemet, California? Check out the comparison of annual Hemet, California auto insurance rates by coverage level.

Annual Auto Insurance Rates by Coverage Level in Hemet, California

Insurance Company Low Medium High
Allstate $4,124 $4,384 $4,534
Farmers $4,337 $4,704 $4,962
GEICO $2,651 $2,991 $3,221
Liberty Mutual $2,692 $2,927 $3,086
Nationwide $4,003 $4,571 $4,902
Progressive $2,378 $2,760 $2,893
State Farm $3,821 $4,342 $4,635
Travelers $2,810 $3,290 $3,520
USAA $2,382 $2,677 $2,819

Best By Category: Cheapest Auto Insurance in Hemet, California

Compare the cheapest auto insurance companies in Hemet, California in each category to find the company with the best rates for your personal needs.

Best Annual Auto Insurance Rates by Company in Hemet, California

Category Insurance Company
Teenagers USAA
Seniors Progressive
Clean Record USAA
With 1 Accident USAA
With 1 DUI Liberty Mutual
With 1 Speeding Violation USAA

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The Cheapest Hemet, California Auto Insurance Companies

What auto insurance companies in Hemet, California are the cheapest? Compare the top Hemet, California auto insurance companies to find the best annual rates.

Average Annual Auto Insurance Rates by Company in Hemet, California

Insurance Company Average Annual Rates
Allstate $4,348
Farmers $4,667
GEICO $2,954
Liberty Mutual $2,902
Nationwide $4,492
Progressive $2,677
State Farm $4,266
Travelers $3,207
USAA $2,626

What affects auto insurance rates in Hemet, California?

There are a lot of reasons why auto insurance rates in Hemet, California are higher or lower than in other cities. These include traffic and the number of vehicle thefts in Hemet, California. Many local factors may affect your Hemet auto insurance rates.

Hemet Auto Theft

More theft means higher auto insurance rates because auto insurance companies are paying more in claims. According to the FBI’s annual Hemet, California auto theft statistics, there have been 535 auto thefts in the city.

Hemet Commute Time

Cities in which drivers have a longer average commute time tend to have higher auto insurance costs. The average Hemet, California commute length is 34.9 minutes according to City-Data.

Compare Hemet, California Auto Insurance Quotes

Before you buy Hemet, California auto insurance, make sure you have compared rates from multiple companies. Enter your ZIP code below to get free Hemet, California auto insurance quotes.

Free Auto Insurance Comparison

Enter your ZIP code below to view companies that have cheap auto insurance rates.

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