Best Cheap Auto Insurance in Redding, CA (2021)

The average Redding, CA auto insurance rates are $257 per month. The minimum auto insurance in Redding is at least 15/30/5 in coverage to comply with California auto insurance laws. To find the best cheap auto insurance in Redding, California, compare quotes from multiple companies.

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Leslie Kasperowicz holds a BA in Social Sciences from the University of Winnipeg. She spent several years as a Farmers Insurance CSR, gaining a solid understanding of insurance products including home, life, auto, and commercial and working directly with insurance customers to understand their needs. She has since used that knowledge in her more than ten years as a writer, largely in the insuranc...

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Dan Walker graduated with a BS in Administrative Management in 2005 and has been working in his family’s insurance agency, FCI Agency, for 15 years (BBB A+). He is licensed as an agent to write property and casualty insurance, including home, auto, umbrella, and dwelling fire insurance. He’s also been featured on sites like Reviews.com and Safeco. He reviews content, ensuring that ex...

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Reviewed by Daniel Walker
Licensed Auto Insurance Agent Daniel Walker

UPDATED: May 17, 2021

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Things to Remember

  • The average commute length in Redding is 16.5 minutes
  • The minimum auto insurance required in Redding, California is 15/30/5
  • The most expensive auto insurance company in Redding for teen drivers is Farmers

Redding, California auto insurance requirements are 15/30/5 according to California auto insurance laws. Finding cheap auto insurance in Redding can seem like a difficult task, but all of the information you need is right here. We’ll cover factors that affect auto insurance rates in Redding, California, including driving record, credit, commute time, and more.

Compare auto insurance in Redding to other California cities, including San Francisco auto insurance rates, Long Beach auto insurance rates, and Fresno auto insurance rates to see how Redding, California auto insurance rates stack up.

Before you buy Redding, California auto insurance, make sure you have compared rates from multiple companies. Enter your ZIP code above to get free Redding, California auto insurance quotes.

Minimum Auto Insurance in Redding, California

Redding, California auto insurance laws require that you have at least the California minimum auto insurance to be financially responsible in the event of an accident. Take a look at the required auto insurance in Redding, California.

Minimum Required Auto Insurance Coverage in Redding, California

Liability Insurance Required Minimum Coverage Limits Required
Bodily Injury Liability Coverage $15,000 per person
$30,000 per accident
Property Damage Liability Coverage $5,000 minimum

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Cheap Redding, California Auto Insurance by Age, Gender, and Marital Status

Auto insurance rates in Redding, California are affected by age, gender, and marital status. See how demographics impact the annual cost of insurance.

Annual Auto Insurance Rates by Age, Gender, and Marital Status in Redding, California

Insurance Company Married 35-Year-Old Female Married 35-Year-Old Male Married 60-Year-Old Female Married 60-Year-Old Male Single 17-Year-Old Female Single 17-Year-Old Male Single 25-Year-Old Female Single 25-Year-Old Male
Allstate $2,179 $2,187 $1,591 $1,613 $5,907 $7,429 $2,791 $3,083
Farmers $2,370 $2,370 $2,132 $2,132 $7,559 $12,408 $2,807 $3,124
GEICO $1,532 $1,534 $1,442 $1,442 $4,651 $4,733 $2,199 $2,251
Liberty Mutual $2,392 $2,273 $2,209 $2,144 $5,232 $5,538 $2,709 $2,722
Nationwide $2,706 $2,584 $2,380 $2,245 $6,838 $7,557 $3,222 $3,178
Progressive $1,416 $1,454 $1,224 $1,440 $3,788 $4,535 $2,042 $2,190
State Farm $2,452 $2,452 $2,189 $2,189 $4,475 $5,567 $2,708 $2,790
Travelers $2,063 $2,003 $1,826 $1,807 $4,146 $4,751 $2,660 $2,609
USAA $1,777 $1,684 $1,737 $1,743 $4,026 $4,040 $2,449 $2,314

Cheap Redding, California Auto Insurance for Teen Drivers

Finding cheap teen auto insurance in Redding, California is a challenge. Take a look at the annual teen auto insurance rates in Redding, California.

Annual Auto Insurance Rates for Teen Drivers in Redding, California

Insurance Company Single 17-Year-Old Female Single 17-Year-Old Male
Allstate $5,907 $7,429
Farmers $7,559 $12,408
GEICO $4,651 $4,733
Liberty Mutual $5,232 $5,538
Nationwide $6,838 $7,557
Progressive $3,788 $4,535
State Farm $4,475 $5,567
Travelers $4,146 $4,751
USAA $4,026 $4,040

Cheap Redding, California Auto Insurance for Seniors

What are senior auto insurance rates in Redding, California? Take a look at the annual average rates for older drivers.

Annual Auto Insurance Rates for Senior Drivers in Redding, California

Insurance Company Married 60-Year-Old Female Married 60-Year-Old Male
Allstate $1,591 $1,613
Farmers $2,132 $2,132
GEICO $1,442 $1,442
Liberty Mutual $2,209 $2,144
Nationwide $2,380 $2,245
Progressive $1,224 $1,440
State Farm $2,189 $2,189
Travelers $1,826 $1,807
USAA $1,737 $1,743

Cheap Redding, California Auto Insurance By Driving Record

Driving record has a big impact on your auto insurance rates. See the annual auto insurance rates for a bad record in Redding, California compared to the annual auto insurance rates with a clean record in Redding, California.

Annual Redding, California Auto Insurance Rates by Driving Record

Group Clean Record With 1 Accident With 1 DUI With 1 Speeding Violation
Allstate $2,027 $3,395 $5,318 $2,650
Farmers $3,226 $4,391 $5,472 $4,362
GEICO $1,730 $2,666 $3,349 $2,146
Liberty Mutual $2,735 $3,668 $3,307 $2,898
Nationwide $2,682 $3,438 $5,797 $3,438
Progressive $1,481 $2,520 $2,912 $2,131
State Farm $2,211 $2,639 $4,994 $2,568
Travelers $1,850 $2,962 $3,440 $2,681
USAA $1,644 $2,441 $3,999 $1,800

Cheap Redding, California Auto Insurance Rates After a DUI

Finding cheap auto insurance after a DUI in Redding, California is not easy. Compare the annual rates for DUI auto insurance in Redding, California to find the best deal.

Annual Auto Insurance Rates After a DUI in Redding, California

Insurance Company Annual Auto Insurance Rates With a DUI
Allstate $5,318
Farmers $5,472
GEICO $3,349
Liberty Mutual $3,307
Nationwide $5,797
Progressive $2,912
State Farm $4,994
Travelers $3,440
USAA $3,999

Cheap Redding, California Auto Insurance Rates By ZIP Code

Auto insurance rates by ZIP code in Redding, California can vary. Compare the annual cost of auto insurance by ZIP code in Redding, California to see how car insurance rates are affected by location.

Annual Auto Insurance Rates by ZIP Code in Redding, California

ZIP Code Average Annual Rates
96001 $4,130
96002 $4,214
96003 $4,155

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Cheap Redding, California Auto Insurance Rates By Commute

Commute length and annual mileage affect Redding, California auto insurance. Find the cheapest annual Redding, California auto insurance by commute length.

Annual Auto Insurance Rates by Commute Length in Redding, California

Insurance Company 10 Mile Commute, 6000 Annual Mileage 25 Mile Commute, 12000 Annual Mileage
Allstate $3,020 $3,675
Farmers $3,959 $4,767
GEICO $2,247 $2,699
Liberty Mutual $2,894 $3,411
Nationwide $3,395 $4,282
Progressive $2,053 $2,469
State Farm $2,988 $3,218
Travelers $2,466 $3,000
USAA $2,277 $2,665

Cheap Redding, California Auto Insurance Rates By Coverage Level

How much does the coverage level you select affect the cost of your auto insurance in Redding, California? Check out the comparison of annual Redding, California auto insurance rates by coverage level.

Annual Auto Insurance Rates by Coverage Level in Redding, California

Insurance Company Low Medium High
Allstate $3,169 $3,376 $3,497
Farmers $4,071 $4,396 $4,621
GEICO $2,245 $2,501 $2,673
Liberty Mutual $2,961 $3,177 $3,319
Nationwide $3,427 $3,910 $4,179
Progressive $1,989 $2,338 $2,456
State Farm $2,793 $3,152 $3,365
Travelers $2,404 $2,799 $2,996
USAA $2,233 $2,520 $2,660

Best By Category: Cheapest Auto Insurance in Redding, California

Compare the cheapest auto insurance companies in Redding, California in each category to find the company with the best rates for your personal needs.

Best Annual Auto Insurance Rates by Company in Redding, California

Category Insurance Company
Teenagers USAA
Seniors Progressive
Clean Record Progressive
With 1 Accident USAA
With 1 DUI Progressive
With 1 Speeding Violation USAA

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The Cheapest Redding, California Auto Insurance Companies

What auto insurance companies in Redding, California are the cheapest? Compare the top Redding, California auto insurance companies to find the best annual rates.

Average Annual Auto Insurance Rates by Company in Redding, California

Insurance Company Average Annual Rates
Allstate $3,347
Farmers $4,363
GEICO $2,473
Liberty Mutual $3,152
Nationwide $3,839
Progressive $2,261
State Farm $3,103
Travelers $2,733
USAA $2,471

What affects auto insurance rates in Redding, California?

There are a lot of reasons why auto insurance rates in Redding, California are higher or lower than in other cities. These include traffic and the number of vehicle thefts in Redding, California. Many local factors may affect your Redding auto insurance rates.

Redding Auto Theft

More theft means higher auto insurance rates because auto insurance companies are paying more in claims. According to the FBI’s annual Redding, California auto theft statistics, there have been 539 auto thefts in the city.

Redding Commute Time

Cities in which drivers have a longer average commute time tend to have higher auto insurance costs. The average Redding, California commute length is 16.5 minutes according to City-Data.

Compare Redding, California Auto Insurance Quotes

Before you buy Redding, California auto insurance, make sure you have compared rates from multiple companies. Enter your ZIP code below to get free Redding, California auto insurance quotes.

Free Auto Insurance Comparison

Enter your ZIP code below to view companies that have cheap auto insurance rates.

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