Best Cheap Auto Insurance in Roseville, CA (2021)

The average Roseville, CA auto insurance rates are $297 per month. The minimum auto insurance in Roseville is at least 15/30/5 in coverage to comply with California auto insurance laws. To find the best cheap auto insurance in Roseville, California, compare quotes from multiple companies.

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Leslie Kasperowicz holds a BA in Social Sciences from the University of Winnipeg. She spent several years as a Farmers Insurance CSR, gaining a solid understanding of insurance products including home, life, auto, and commercial and working directly with insurance customers to understand their needs. She has since used that knowledge in her more than ten years as a writer, largely in the insuranc...

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Dan Walker graduated with a BS in Administrative Management in 2005 and has been working in his family’s insurance agency, FCI Agency, for 15 years (BBB A+). He is licensed as an agent to write property and casualty insurance, including home, auto, umbrella, and dwelling fire insurance. He’s also been featured on sites like Reviews.com and Safeco. He reviews content, ensuring that ex...

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Reviewed by Daniel Walker
Licensed Auto Insurance Agent Daniel Walker

UPDATED: May 4, 2022

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Things to Remember

  • Average auto insurance rates in Roseville, CA for senior drivers are $2,142 per year
  • The minimum auto insurance required in Roseville, California is 15/30/5
  • The most expensive auto insurance company in Roseville for teen drivers is Farmers

Roseville, California auto insurance requirements are 15/30/5 according to California auto insurance laws. Finding cheap auto insurance in Roseville can seem like a difficult task, but all of the information you need is right here. We’ll cover factors that affect auto insurance rates in Roseville, California, including driving record, credit, commute time, and more.

Compare auto insurance in Roseville to other California cities, including Sacramento auto insurance rates, Los Angeles auto insurance rates, and San Francisco auto insurance rates to see how Roseville, California auto insurance rates stack up.

Before you buy Roseville, California auto insurance, make sure you have compared rates from multiple companies. Enter your ZIP code above to get free Roseville, California auto insurance quotes.

Minimum Auto Insurance in Roseville, California

Roseville, California auto insurance laws require that you have at least the California minimum auto insurance to be financially responsible in the event of an accident. Take a look at the required auto insurance in Roseville, California.

Minimum Required Auto Insurance Coverage in Roseville, California

Liability Insurance Required Minimum Coverage Limits Required
Bodily Injury Liability Coverage $15,000 per person
$30,000 per accident
Property Damage Liability Coverage $5,000 minimum

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Cheap Roseville, California Auto Insurance by Age, Gender, and Marital Status

Auto insurance rates in Roseville, California are affected by age, gender, and marital status. See how demographics impact the annual cost of insurance.

Annual Auto Insurance Rates by Age, Gender, and Marital Status in Roseville, California

Insurance Company Married 35-Year-Old Female Married 35-Year-Old Male Married 60-Year-Old Female Married 60-Year-Old Male Single 17-Year-Old Female Single 17-Year-Old Male Single 25-Year-Old Female Single 25-Year-Old Male
Allstate $2,743 $2,746 $2,006 $2,020 $7,606 $9,570 $3,491 $3,828
Farmers $2,575 $2,575 $2,324 $2,324 $8,189 $13,388 $3,048 $3,393
GEICO $1,682 $1,683 $1,582 $1,582 $5,111 $5,188 $2,415 $2,464
Liberty Mutual $2,276 $2,149 $2,116 $2,049 $4,913 $5,254 $2,559 $2,589
Nationwide $3,152 $3,006 $2,772 $2,611 $8,044 $8,884 $3,762 $3,707
Progressive $1,807 $1,859 $1,561 $1,842 $4,917 $5,899 $2,625 $2,821
State Farm $3,174 $3,174 $2,837 $2,837 $5,876 $7,310 $3,512 $3,618
Travelers $2,419 $2,340 $2,139 $2,117 $5,013 $5,703 $3,139 $3,071
USAA $1,966 $1,861 $1,919 $1,925 $4,492 $4,507 $2,712 $2,562

Cheap Roseville, California Auto Insurance for Teen Drivers

Finding cheap teen auto insurance in Roseville, California is a challenge. Take a look at the annual teen auto insurance rates in Roseville, California.

Annual Auto Insurance Rates for Teen Drivers in Roseville, California

Insurance Company Single 17-Year-Old Female Single 17-Year-Old Male
Allstate $7,606 $9,570
Farmers $8,189 $13,388
GEICO $5,111 $5,188
Liberty Mutual $4,913 $5,254
Nationwide $8,044 $8,884
Progressive $4,917 $5,899
State Farm $5,876 $7,310
Travelers $5,013 $5,703
USAA $4,492 $4,507

Cheap Roseville, California Auto Insurance for Seniors

What are senior auto insurance rates in Roseville, California? Take a look at the annual average rates for older drivers.

Annual Auto Insurance Rates for Senior Drivers in Roseville, California

Insurance Company Married 60-Year-Old Female Married 60-Year-Old Male
Allstate $2,006 $2,020
Farmers $2,324 $2,324
GEICO $1,582 $1,582
Liberty Mutual $2,116 $2,049
Nationwide $2,772 $2,611
Progressive $1,561 $1,842
State Farm $2,837 $2,837
Travelers $2,139 $2,117
USAA $1,919 $1,925

Cheap Roseville, California Auto Insurance By Driving Record

Driving record has a big impact on your auto insurance rates. See the annual auto insurance rates for a bad record in Roseville, California compared to the annual auto insurance rates with a clean record in Roseville, California.

Annual Roseville, California Auto Insurance Rates by Driving Record

Group Clean Record With 1 Accident With 1 DUI With 1 Speeding Violation
Allstate $2,570 $4,299 $6,768 $3,368
Farmers $3,497 $4,760 $5,926 $4,725
GEICO $1,897 $2,930 $3,674 $2,353
Liberty Mutual $2,593 $3,474 $3,137 $2,748
Nationwide $3,135 $4,021 $6,793 $4,021
Progressive $1,901 $3,252 $3,770 $2,742
State Farm $2,887 $3,441 $6,492 $3,349
Travelers $2,163 $3,530 $4,091 $3,187
USAA $1,822 $2,712 $4,441 $1,996

Cheap Roseville, California Auto Insurance Rates After a DUI

Finding cheap auto insurance after a DUI in Roseville, California is not easy. Compare the annual rates for DUI auto insurance in Roseville, California to find the best deal.

Annual Auto Insurance Rates After a DUI in Roseville, California

Insurance Company Annual Auto Insurance Rates With a DUI
Allstate $6,768
Farmers $5,926
GEICO $3,674
Liberty Mutual $3,137
Nationwide $6,793
Progressive $3,770
State Farm $6,492
Travelers $4,091
USAA $4,441

Cheap Roseville, California Auto Insurance Rates By ZIP Code

Auto insurance rates by ZIP code in Roseville, California can vary. Compare the annual cost of auto insurance by ZIP code in Roseville, California to see how car insurance rates are affected by location.

Annual Auto Insurance Rates by ZIP Code in Roseville, California

ZIP Code Average Annual Rates
95661 $4,876
95678 $4,837
95747 $4,951

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Cheap Roseville, California Auto Insurance Rates By Commute

Commute length and annual mileage affect Roseville, California auto insurance. Find the cheapest annual Roseville, California auto insurance by commute length.

Annual Auto Insurance Rates by Commute Length in Roseville, California

Insurance Company 10 Mile Commute, 6000 Annual Mileage 25 Mile Commute, 12000 Annual Mileage
Allstate $3,830 $4,673
Farmers $4,289 $5,165
GEICO $2,464 $2,962
Liberty Mutual $2,743 $3,233
Nationwide $3,968 $5,017
Progressive $2,646 $3,187
State Farm $3,893 $4,191
Travelers $2,919 $3,566
USAA $2,527 $2,959

Cheap Roseville, California Auto Insurance Rates By Coverage Level

How much does the coverage level you select affect the cost of your auto insurance in Roseville, California? Check out the comparison of annual Roseville, California auto insurance rates by coverage level.

Annual Auto Insurance Rates by Coverage Level in Roseville, California

Insurance Company Low Medium High
Allstate $4,013 $4,290 $4,451
Farmers $4,391 $4,764 $5,025
GEICO $2,435 $2,748 $2,957
Liberty Mutual $2,774 $3,015 $3,174
Nationwide $4,003 $4,576 $4,898
Progressive $2,562 $3,016 $3,172
State Farm $3,590 $4,122 $4,415
Travelers $2,810 $3,333 $3,585
USAA $2,472 $2,799 $2,957

Best By Category: Cheapest Auto Insurance in Roseville, California

Compare the cheapest auto insurance companies in Roseville, California in each category to find the company with the best rates for your personal needs.

Best Annual Auto Insurance Rates by Company in Roseville, California

Category Insurance Company
Teenagers USAA
Seniors GEICO
Clean Record USAA
With 1 Accident USAA
With 1 DUI Liberty Mutual
With 1 Speeding Violation USAA

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The Cheapest Roseville, California Auto Insurance Companies

What auto insurance companies in Roseville, California are the cheapest? Compare the top Roseville, California auto insurance companies to find the best annual rates.

Average Annual Auto Insurance Rates by Company in Roseville, California

Insurance Company Average Annual Rates
Allstate $4,251
Farmers $4,727
GEICO $2,713
Liberty Mutual $2,988
Nationwide $4,492
Progressive $2,916
State Farm $4,042
Travelers $3,243
USAA $2,743

What affects auto insurance rates in Roseville, California?

There are a lot of reasons why auto insurance rates in Roseville, California are higher or lower than in other cities. These include traffic and the number of vehicle thefts in Roseville, California. Many local factors may affect your Roseville auto insurance rates.

Roseville Auto Theft

More theft means higher auto insurance rates because auto insurance companies are paying more in claims. According to the FBI’s annual Roseville, California auto theft statistics, there have been 281 auto thefts in the city.

Roseville Commute Time

Cities in which drivers have a longer average commute time tend to have higher auto insurance costs. The average Roseville, California commute length is 27.0 minutes according to City-Data.

Compare Roseville, California Auto Insurance Quotes

Before you buy Roseville, California auto insurance, make sure you have compared rates from multiple companies. Enter your ZIP code below to get free Roseville, California auto insurance quotes.

Free Auto Insurance Comparison

Enter your ZIP code below to view companies that have cheap auto insurance rates.

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