Best Cheap Auto Insurance in Roseville, CA (2021)
The average Roseville, CA auto insurance rates are $297 per month. The minimum auto insurance in Roseville is at least 15/30/5 in coverage to comply with California auto insurance laws. To find the best cheap auto insurance in Roseville, California, compare quotes from multiple companies.
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Written by
Leslie Kasperowicz
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Reviewed by
Daniel Walker
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UPDATED: May 4, 2022
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- Average auto insurance rates in Roseville, CA for senior drivers are $2,142 per year
- The minimum auto insurance required in Roseville, California is 15/30/5
- The most expensive auto insurance company in Roseville for teen drivers is Farmers
Roseville, California auto insurance requirements are 15/30/5 according to California auto insurance laws. Finding cheap auto insurance in Roseville can seem like a difficult task, but all of the information you need is right here. We’ll cover factors that affect auto insurance rates in Roseville, California, including driving record, credit, commute time, and more.
Compare auto insurance in Roseville to other California cities, including Sacramento auto insurance rates, Los Angeles auto insurance rates, and San Francisco auto insurance rates to see how Roseville, California auto insurance rates stack up.
Before you buy Roseville, California auto insurance, make sure you have compared rates from multiple companies. Enter your ZIP code above to get free Roseville, California auto insurance quotes.
Table of Contents
Minimum Auto Insurance in Roseville, California
Roseville, California auto insurance laws require that you have at least the California minimum auto insurance to be financially responsible in the event of an accident. Take a look at the required auto insurance in Roseville, California.
| Liability Insurance Required | Minimum Coverage Limits Required |
|---|---|
| Bodily Injury Liability Coverage | $15,000 per person $30,000 per accident |
| Property Damage Liability Coverage | $5,000 minimum |
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Cheap Roseville, California Auto Insurance by Age, Gender, and Marital Status
Auto insurance rates in Roseville, California are affected by age, gender, and marital status. See how demographics impact the annual cost of insurance.
| Insurance Company | Married 35-Year-Old Female | Married 35-Year-Old Male | Married 60-Year-Old Female | Married 60-Year-Old Male | Single 17-Year-Old Female | Single 17-Year-Old Male | Single 25-Year-Old Female | Single 25-Year-Old Male |
|---|---|---|---|---|---|---|---|---|
| Allstate | $2,743 | $2,746 | $2,006 | $2,020 | $7,606 | $9,570 | $3,491 | $3,828 |
| Farmers | $2,575 | $2,575 | $2,324 | $2,324 | $8,189 | $13,388 | $3,048 | $3,393 |
| GEICO | $1,682 | $1,683 | $1,582 | $1,582 | $5,111 | $5,188 | $2,415 | $2,464 |
| Liberty Mutual | $2,276 | $2,149 | $2,116 | $2,049 | $4,913 | $5,254 | $2,559 | $2,589 |
| Nationwide | $3,152 | $3,006 | $2,772 | $2,611 | $8,044 | $8,884 | $3,762 | $3,707 |
| Progressive | $1,807 | $1,859 | $1,561 | $1,842 | $4,917 | $5,899 | $2,625 | $2,821 |
| State Farm | $3,174 | $3,174 | $2,837 | $2,837 | $5,876 | $7,310 | $3,512 | $3,618 |
| Travelers | $2,419 | $2,340 | $2,139 | $2,117 | $5,013 | $5,703 | $3,139 | $3,071 |
| USAA | $1,966 | $1,861 | $1,919 | $1,925 | $4,492 | $4,507 | $2,712 | $2,562 |
Cheap Roseville, California Auto Insurance for Teen Drivers
Finding cheap teen auto insurance in Roseville, California is a challenge. Take a look at the annual teen auto insurance rates in Roseville, California.
| Insurance Company | Single 17-Year-Old Female | Single 17-Year-Old Male |
|---|---|---|
| Allstate | $7,606 | $9,570 |
| Farmers | $8,189 | $13,388 |
| GEICO | $5,111 | $5,188 |
| Liberty Mutual | $4,913 | $5,254 |
| Nationwide | $8,044 | $8,884 |
| Progressive | $4,917 | $5,899 |
| State Farm | $5,876 | $7,310 |
| Travelers | $5,013 | $5,703 |
| USAA | $4,492 | $4,507 |
Cheap Roseville, California Auto Insurance for Seniors
What are senior auto insurance rates in Roseville, California? Take a look at the annual average rates for older drivers.
| Insurance Company | Married 60-Year-Old Female | Married 60-Year-Old Male |
|---|---|---|
| Allstate | $2,006 | $2,020 |
| Farmers | $2,324 | $2,324 |
| GEICO | $1,582 | $1,582 |
| Liberty Mutual | $2,116 | $2,049 |
| Nationwide | $2,772 | $2,611 |
| Progressive | $1,561 | $1,842 |
| State Farm | $2,837 | $2,837 |
| Travelers | $2,139 | $2,117 |
| USAA | $1,919 | $1,925 |
Cheap Roseville, California Auto Insurance By Driving Record
Driving record has a big impact on your auto insurance rates. See the annual auto insurance rates for a bad record in Roseville, California compared to the annual auto insurance rates with a clean record in Roseville, California.
| Group | Clean Record | With 1 Accident | With 1 DUI | With 1 Speeding Violation |
|---|---|---|---|---|
| Allstate | $2,570 | $4,299 | $6,768 | $3,368 |
| Farmers | $3,497 | $4,760 | $5,926 | $4,725 |
| GEICO | $1,897 | $2,930 | $3,674 | $2,353 |
| Liberty Mutual | $2,593 | $3,474 | $3,137 | $2,748 |
| Nationwide | $3,135 | $4,021 | $6,793 | $4,021 |
| Progressive | $1,901 | $3,252 | $3,770 | $2,742 |
| State Farm | $2,887 | $3,441 | $6,492 | $3,349 |
| Travelers | $2,163 | $3,530 | $4,091 | $3,187 |
| USAA | $1,822 | $2,712 | $4,441 | $1,996 |
Cheap Roseville, California Auto Insurance Rates After a DUI
Finding cheap auto insurance after a DUI in Roseville, California is not easy. Compare the annual rates for DUI auto insurance in Roseville, California to find the best deal.
| Insurance Company | Annual Auto Insurance Rates With a DUI |
|---|---|
| Allstate | $6,768 |
| Farmers | $5,926 |
| GEICO | $3,674 |
| Liberty Mutual | $3,137 |
| Nationwide | $6,793 |
| Progressive | $3,770 |
| State Farm | $6,492 |
| Travelers | $4,091 |
| USAA | $4,441 |
Cheap Roseville, California Auto Insurance Rates By ZIP Code
Auto insurance rates by ZIP code in Roseville, California can vary. Compare the annual cost of auto insurance by ZIP code in Roseville, California to see how car insurance rates are affected by location.
| ZIP Code | Average Annual Rates |
|---|---|
| 95661 | $4,876 |
| 95678 | $4,837 |
| 95747 | $4,951 |
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Cheap Roseville, California Auto Insurance Rates By Commute
Commute length and annual mileage affect Roseville, California auto insurance. Find the cheapest annual Roseville, California auto insurance by commute length.
| Insurance Company | 10 Mile Commute, 6000 Annual Mileage | 25 Mile Commute, 12000 Annual Mileage |
|---|---|---|
| Allstate | $3,830 | $4,673 |
| Farmers | $4,289 | $5,165 |
| GEICO | $2,464 | $2,962 |
| Liberty Mutual | $2,743 | $3,233 |
| Nationwide | $3,968 | $5,017 |
| Progressive | $2,646 | $3,187 |
| State Farm | $3,893 | $4,191 |
| Travelers | $2,919 | $3,566 |
| USAA | $2,527 | $2,959 |
Cheap Roseville, California Auto Insurance Rates By Coverage Level
How much does the coverage level you select affect the cost of your auto insurance in Roseville, California? Check out the comparison of annual Roseville, California auto insurance rates by coverage level.
| Insurance Company | Low | Medium | High |
|---|---|---|---|
| Allstate | $4,013 | $4,290 | $4,451 |
| Farmers | $4,391 | $4,764 | $5,025 |
| GEICO | $2,435 | $2,748 | $2,957 |
| Liberty Mutual | $2,774 | $3,015 | $3,174 |
| Nationwide | $4,003 | $4,576 | $4,898 |
| Progressive | $2,562 | $3,016 | $3,172 |
| State Farm | $3,590 | $4,122 | $4,415 |
| Travelers | $2,810 | $3,333 | $3,585 |
| USAA | $2,472 | $2,799 | $2,957 |
Best By Category: Cheapest Auto Insurance in Roseville, California
Compare the cheapest auto insurance companies in Roseville, California in each category to find the company with the best rates for your personal needs.
| Category | Insurance Company |
|---|---|
| Teenagers | USAA |
| Seniors | GEICO |
| Clean Record | USAA |
| With 1 Accident | USAA |
| With 1 DUI | Liberty Mutual |
| With 1 Speeding Violation | USAA |
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The Cheapest Roseville, California Auto Insurance Companies
What auto insurance companies in Roseville, California are the cheapest? Compare the top Roseville, California auto insurance companies to find the best annual rates.
| Insurance Company | Average Annual Rates |
|---|---|
| Allstate | $4,251 |
| Farmers | $4,727 |
| GEICO | $2,713 |
| Liberty Mutual | $2,988 |
| Nationwide | $4,492 |
| Progressive | $2,916 |
| State Farm | $4,042 |
| Travelers | $3,243 |
| USAA | $2,743 |
What affects auto insurance rates in Roseville, California?
There are a lot of reasons why auto insurance rates in Roseville, California are higher or lower than in other cities. These include traffic and the number of vehicle thefts in Roseville, California. Many local factors may affect your Roseville auto insurance rates.
Roseville Auto Theft
More theft means higher auto insurance rates because auto insurance companies are paying more in claims. According to the FBI’s annual Roseville, California auto theft statistics, there have been 281 auto thefts in the city.
Roseville Commute Time
Cities in which drivers have a longer average commute time tend to have higher auto insurance costs. The average Roseville, California commute length is 27.0 minutes according to City-Data.
Compare Roseville, California Auto Insurance Quotes
Before you buy Roseville, California auto insurance, make sure you have compared rates from multiple companies. Enter your ZIP code below to get free Roseville, California auto insurance quotes.