Best Cheap Auto Insurance in Statham, GA (2021)

The average Statham, GA auto insurance rates are $421 per month. The minimum auto insurance in Statham is at least 25/50/25 in coverage to comply with Georgia auto insurance laws. To find the best cheap auto insurance in Statham, Georgia, compare quotes from multiple companies.

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Leslie Kasperowicz holds a BA in Social Sciences from the University of Winnipeg. She spent several years as a Farmers Insurance CSR, gaining a solid understanding of insurance products including home, life, auto, and commercial and working directly with insurance customers to understand their needs. She has since used that knowledge in her more than ten years as a writer, largely in the insuranc...

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Dan Walker graduated with a BS in Administrative Management in 2005 and has been working in his family’s insurance agency, FCI Agency, for 15 years (BBB A+). He is licensed as an agent to write property and casualty insurance, including home, auto, umbrella, and dwelling fire insurance. He’s also been featured on sites like Reviews.com and Safeco. He reviews content, ensuring that ex...

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Reviewed by Daniel Walker
Licensed Auto Insurance Agent

UPDATED: May 17, 2021

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Things to Remember

  • The most expensive auto insurance company in Statham for teen drivers is Liberty Mutual
  • The minimum auto insurance required in Statham, Georgia is 25/50/25
  • The average commute length in Statham is 26.9 minutes

Statham, Georgia auto insurance requirements are 25/50/25 according to Georgia auto insurance laws. Finding cheap auto insurance in Statham can seem like a difficult task, but all of the information you need is right here. We’ll cover factors that affect auto insurance rates in Statham, Georgia, including driving record, credit, commute time, and more.

Compare auto insurance in Statham to other Georgia cities, including Savannah auto insurance rates, South Fulton auto insurance rates, and Albany auto insurance rates to see how Statham, Georgia auto insurance rates stack up.

Before you buy Statham, Georgia auto insurance, make sure you have compared rates from multiple companies. Enter your ZIP code above to get free Statham, Georgia auto insurance quotes.

Minimum Auto Insurance in Statham, Georgia

Statham, Georgia auto insurance laws require that you have at least the Georgia minimum auto insurance to be financially responsible in the event of an accident. Take a look at the required auto insurance in Statham, Georgia.

Minimum Required Auto Insurance Coverage in Statham, Georgia

Liability Insurance Required Minimum Coverage Limits Required
Bodily Injury Liability Coverage $25,000 per person
$50,000 per accident
Property Damage Liability Coverage $25,000 minimum

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Cheap Statham, Georgia Auto Insurance by Age, Gender, and Marital Status

Auto insurance rates in Statham, Georgia are affected by age, gender, and marital status. See how demographics impact the annual cost of insurance.

Annual Auto Insurance Rates by Age, Gender, and Marital Status in Statham, Georgia

Insurance Company Married 35-Year-Old Female Married 35-Year-Old Male Married 60-Year-Old Female Married 60-Year-Old Male Single 17-Year-Old Female Single 17-Year-Old Male Single 25-Year-Old Female Single 25-Year-Old Male
Allstate $2,853 $2,853 $2,725 $2,725 $6,601 $8,512 $3,190 $3,484
GEICO $1,839 $1,818 $1,784 $1,784 $5,542 $6,647 $2,388 $2,643
Liberty Mutual $5,426 $5,904 $4,438 $5,039 $23,334 $26,056 $5,749 $6,111
Nationwide $3,753 $3,883 $3,716 $4,089 $11,658 $15,019 $4,577 $4,968
Progressive $3,098 $2,844 $2,671 $2,809 $9,910 $10,966 $3,581 $3,741
State Farm $2,213 $2,213 $1,987 $1,987 $5,911 $7,761 $2,429 $2,626
USAA $1,726 $1,724 $1,606 $1,612 $6,208 $7,340 $2,151 $2,377

Cheap Statham, Georgia Auto Insurance for Teen Drivers

Finding cheap teen auto insurance in Statham, Georgia is a challenge. Take a look at the annual teen auto insurance rates in Statham, Georgia.

Annual Auto Insurance Rates for Teen Drivers in Statham, Georgia

Insurance Company Single 17-Year-Old Female Single 17-Year-Old Male
Allstate $6,601 $8,512
GEICO $5,542 $6,647
Liberty Mutual $23,334 $26,056
Nationwide $11,658 $15,019
Progressive $9,910 $10,966
State Farm $5,911 $7,761
USAA $6,208 $7,340

Cheap Statham, Georgia Auto Insurance for Seniors

What are senior auto insurance rates in Statham, Georgia? Take a look at the annual average rates for older drivers.

Annual Auto Insurance Rates for Senior Drivers in Statham, Georgia

Insurance Company Married 60-Year-Old Female Married 60-Year-Old Male
Allstate $2,725 $2,725
GEICO $1,784 $1,784
Liberty Mutual $4,438 $5,039
Nationwide $3,716 $4,089
Progressive $2,671 $2,809
State Farm $1,987 $1,987
USAA $1,606 $1,612

Cheap Statham, Georgia Auto Insurance By Driving Record

Driving record has a big impact on your auto insurance rates. See the annual auto insurance rates for a bad record in Statham, Georgia compared to the annual auto insurance rates with a clean record in Statham, Georgia.

Annual Statham, Georgia Auto Insurance Rates by Driving Record

Group Clean Record With 1 Accident With 1 DUI With 1 Speeding Violation
Allstate $3,408 $5,220 $4,262 $3,581
GEICO $2,059 $2,579 $5,278 $2,307
Liberty Mutual $7,785 $10,644 $12,233 $10,366
Nationwide $4,970 $5,835 $8,999 $6,027
Progressive $3,862 $6,861 $4,589 $4,498
State Farm $3,089 $3,692 $3,391 $3,391
USAA $2,370 $3,001 $4,358 $2,643

Cheap Statham, Georgia Auto Insurance Rates After a DUI

Finding cheap auto insurance after a DUI in Statham, Georgia is not easy. Compare the annual rates for DUI auto insurance in Statham, Georgia to find the best deal.

Annual Auto Insurance Rates After a DUI in Statham, Georgia

Insurance Company Annual Auto Insurance Rates With a DUI
Allstate $4,262
GEICO $5,278
Liberty Mutual $12,233
Nationwide $8,999
Progressive $4,589
State Farm $3,391
USAA $4,358

Cheap Statham, Georgia Auto Insurance By Credit History

Credit history can have a major effect on the cost of auto insurance. See how Statham, Georgia annual auto insurance rates by credit history compare.

Annual Auto Insurance Rates by Credit Score in Statham, Georgia

Insurance Company Poor Fair Good
Allstate $5,331 $3,709 $3,314
GEICO $3,843 $2,701 $2,622
Liberty Mutual $14,683 $9,020 $7,068
Nationwide $7,682 $6,232 $5,459
Progressive $5,566 $4,822 $4,469
State Farm $4,806 $2,994 $2,372
USAA $4,023 $2,834 $2,421

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Cheap Statham, Georgia Auto Insurance Rates By ZIP Code

Auto insurance rates by ZIP code in Statham, Georgia can vary. Compare the annual cost of auto insurance by ZIP code in Statham, Georgia to see how car insurance rates are affected by location.

Annual Auto Insurance Rates by ZIP Code in Statham, Georgia

ZIP Code Average Annual Rates
30666 $4,897

Cheap Statham, Georgia Auto Insurance Rates By Commute

Commute length and annual mileage affect Statham, Georgia auto insurance. Find the cheapest annual Statham, Georgia auto insurance by commute length.

Annual Auto Insurance Rates by Commute Length in Statham, Georgia

Insurance Company 10 Mile Commute, 6000 Annual Mileage 25 Mile Commute, 12000 Annual Mileage
Allstate $4,025 $4,211
GEICO $3,003 $3,108
Liberty Mutual $10,257 $10,257
Nationwide $6,458 $6,458
Progressive $4,952 $4,952
State Farm $3,391 $3,391
USAA $2,952 $3,234

Cheap Statham, Georgia Auto Insurance Rates By Coverage Level

How much does the coverage level you select affect the cost of your auto insurance in Statham, Georgia? Check out the comparison of annual Statham, Georgia auto insurance rates by coverage level.

Annual Auto Insurance Rates by Coverage Level in Statham, Georgia

Insurance Company Low Medium High
Allstate $3,816 $4,157 $4,380
GEICO $2,859 $3,071 $3,237
Liberty Mutual $9,830 $10,202 $10,740
Nationwide $6,262 $6,580 $6,532
Progressive $4,536 $4,873 $5,448
State Farm $3,176 $3,393 $3,603
USAA $2,947 $3,077 $3,255

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Best By Category: Cheapest Auto Insurance in Statham, Georgia

Compare the cheapest auto insurance companies in Statham, Georgia in each category to find the company with the best rates for your personal needs.

Best Annual Auto Insurance Rates by Company in Statham, Georgia

Category Insurance Company
Teenagers GEICO
Seniors USAA
Clean Record GEICO
With 1 Accident GEICO
With 1 DUI State Farm
With 1 Speeding Violation GEICO

The Cheapest Statham, Georgia Auto Insurance Companies

What auto insurance companies in Statham, Georgia are the cheapest? Compare the top Statham, Georgia auto insurance companies to find the best annual rates.

Average Annual Auto Insurance Rates by Company in Statham, Georgia

Insurance Company Average Annual Rates
Allstate $4,118
GEICO $3,056
Liberty Mutual $10,257
Nationwide $6,458
Progressive $4,952
State Farm $3,391
USAA $3,093

What affects auto insurance rates in Statham, Georgia?

There are a lot of reasons why auto insurance rates in Statham, Georgia are higher or lower than in other cities. These include traffic and the number of vehicle thefts in Statham, Georgia. Many local factors may affect your Statham auto insurance rates.

Statham Commute Time

Cities in which drivers have a longer average commute time tend to have higher auto insurance costs. The average Statham, Georgia commute length is 26.9 minutes according to City-Data.

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Compare Statham, Georgia Auto Insurance Quotes

Before you buy Statham, Georgia auto insurance, make sure you have compared rates from multiple companies. Enter your ZIP code below to get free Statham, Georgia auto insurance quotes.

Free Auto Insurance Comparison

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