Best Cheap Auto Insurance in Lithonia, GA (2021)

The average Lithonia, GA auto insurance rates are $561 per month. The minimum auto insurance in Lithonia is at least 25/50/25 in coverage to comply with Georgia auto insurance laws. To find the best cheap auto insurance in Lithonia, Georgia, compare quotes from multiple companies.

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Leslie Kasperowicz holds a BA in Social Sciences from the University of Winnipeg. She spent several years as a Farmers Insurance CSR, gaining a solid understanding of insurance products including home, life, auto, and commercial and working directly with insurance customers to understand their needs. She has since used that knowledge in her more than ten years as a writer, largely in the insuranc...

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Dan Walker graduated with a BS in Administrative Management in 2005 and has been working in his family’s insurance agency, FCI Agency, for 15 years (BBB A+). He is licensed as an agent to write property and casualty insurance, including home, auto, umbrella, and dwelling fire insurance. He’s also been featured on sites like Reviews.com and Safeco. He reviews content, ensuring that ex...

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Reviewed by Daniel Walker
Licensed Auto Insurance Agent

UPDATED: May 17, 2021

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Things to Remember

  • The cheapest auto insurance company in Lithonia is USAA
  • The most expensive auto insurance company in Lithonia for teen drivers is Liberty Mutual
  • The minimum auto insurance required in Lithonia, Georgia is 25/50/25

Lithonia, Georgia auto insurance requirements are 25/50/25 according to Georgia auto insurance laws. Finding cheap auto insurance in Lithonia can seem like a difficult task, but all of the information you need is right here. We’ll cover factors that affect auto insurance rates in Lithonia, Georgia, including driving record, credit, commute time, and more.

Compare auto insurance in Lithonia to other Georgia cities, including Johns Creek auto insurance rates, Albany auto insurance rates, and Warner Robins auto insurance rates to see how Lithonia, Georgia auto insurance rates stack up.

Before you buy Lithonia, Georgia auto insurance, make sure you have compared rates from multiple companies. Enter your ZIP code above to get free Lithonia, Georgia auto insurance quotes.

Minimum Auto Insurance in Lithonia, Georgia

Lithonia, Georgia auto insurance laws require that you have at least the Georgia minimum auto insurance to be financially responsible in the event of an accident. Take a look at the required auto insurance in Lithonia, Georgia.

Minimum Required Auto Insurance Coverage in Lithonia, Georgia

Liability Insurance Required Minimum Coverage Limits Required
Bodily Injury Liability Coverage $25,000 per person
$50,000 per accident
Property Damage Liability Coverage $25,000 minimum

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Cheap Lithonia, Georgia Auto Insurance by Age, Gender, and Marital Status

Auto insurance rates in Lithonia, Georgia are affected by age, gender, and marital status. See how demographics impact the annual cost of insurance.

Annual Auto Insurance Rates by Age, Gender, and Marital Status in Lithonia, Georgia

Insurance Company Married 35-Year-Old Female Married 35-Year-Old Male Married 60-Year-Old Female Married 60-Year-Old Male Single 17-Year-Old Female Single 17-Year-Old Male Single 25-Year-Old Female Single 25-Year-Old Male
Allstate $3,998 $3,998 $3,842 $3,842 $9,360 $12,007 $4,469 $4,874
GEICO $2,931 $2,910 $2,857 $2,857 $9,545 $11,401 $3,805 $4,244
Liberty Mutual $6,772 $7,381 $5,558 $6,342 $29,864 $33,391 $7,131 $7,548
Nationwide $4,742 $4,898 $4,706 $5,165 $14,941 $19,213 $5,801 $6,290
Progressive $4,354 $3,947 $3,740 $3,964 $14,000 $15,495 $4,974 $5,146
State Farm $2,938 $2,938 $2,640 $2,640 $7,934 $10,436 $3,229 $3,487
USAA $1,948 $1,945 $1,831 $1,827 $7,255 $8,538 $2,435 $2,686

Cheap Lithonia, Georgia Auto Insurance for Teen Drivers

Finding cheap teen auto insurance in Lithonia, Georgia is a challenge. Take a look at the annual teen auto insurance rates in Lithonia, Georgia.

Annual Auto Insurance Rates for Teen Drivers in Lithonia, Georgia

Insurance Company Single 17-Year-Old Female Single 17-Year-Old Male
Allstate $9,360 $12,007
GEICO $9,545 $11,401
Liberty Mutual $29,864 $33,391
Nationwide $14,941 $19,213
Progressive $14,000 $15,495
State Farm $7,934 $10,436
USAA $7,255 $8,538

Cheap Lithonia, Georgia Auto Insurance for Seniors

What are senior auto insurance rates in Lithonia, Georgia? Take a look at the annual average rates for older drivers.

Annual Auto Insurance Rates for Senior Drivers in Lithonia, Georgia

Insurance Company Married 60-Year-Old Female Married 60-Year-Old Male
Allstate $3,842 $3,842
GEICO $2,857 $2,857
Liberty Mutual $5,558 $6,342
Nationwide $4,706 $5,165
Progressive $3,740 $3,964
State Farm $2,640 $2,640
USAA $1,831 $1,827

Cheap Lithonia, Georgia Auto Insurance By Driving Record

Driving record has a big impact on your auto insurance rates. See the annual auto insurance rates for a bad record in Lithonia, Georgia compared to the annual auto insurance rates with a clean record in Lithonia, Georgia.

Annual Lithonia, Georgia Auto Insurance Rates by Driving Record

Group Clean Record With 1 Accident With 1 DUI With 1 Speeding Violation
Allstate $4,746 $7,437 $6,009 $5,003
GEICO $3,265 $4,051 $9,100 $3,859
Liberty Mutual $9,873 $13,498 $15,495 $13,127
Nationwide $6,329 $7,432 $11,443 $7,675
Progressive $5,385 $9,696 $6,449 $6,280
State Farm $4,120 $4,940 $4,530 $4,530
USAA $2,720 $3,469 $5,005 $3,039

Cheap Lithonia, Georgia Auto Insurance Rates After a DUI

Finding cheap auto insurance after a DUI in Lithonia, Georgia is not easy. Compare the annual rates for DUI auto insurance in Lithonia, Georgia to find the best deal.

Annual Auto Insurance Rates After a DUI in Lithonia, Georgia

Insurance Company Annual Auto Insurance Rates With a DUI
Allstate $6,009
GEICO $9,100
Liberty Mutual $15,495
Nationwide $11,443
Progressive $6,449
State Farm $4,530
USAA $5,005

Cheap Lithonia, Georgia Auto Insurance By Credit History

Credit history can have a major effect on the cost of auto insurance. See how Lithonia, Georgia annual auto insurance rates by credit history compare.

Annual Auto Insurance Rates by Credit Score in Lithonia, Georgia

Insurance Company Poor Fair Good
Allstate $7,519 $5,224 $4,653
GEICO $6,821 $4,220 $4,165
Liberty Mutual $18,616 $11,432 $8,946
Nationwide $9,783 $7,938 $6,937
Progressive $7,810 $6,783 $6,265
State Farm $6,428 $3,998 $3,165
USAA $4,615 $3,265 $2,794

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Cheap Lithonia, Georgia Auto Insurance Rates By ZIP Code

Auto insurance rates by ZIP code in Lithonia, Georgia can vary. Compare the annual cost of auto insurance by ZIP code in Lithonia, Georgia to see how car insurance rates are affected by location.

Annual Auto Insurance Rates by ZIP Code in Lithonia, Georgia

ZIP Code Average Annual Rates
30038 $6,539
30058 $6,548

Cheap Lithonia, Georgia Auto Insurance Rates By Commute

Commute length and annual mileage affect Lithonia, Georgia auto insurance. Find the cheapest annual Lithonia, Georgia auto insurance by commute length.

Annual Auto Insurance Rates by Commute Length in Lithonia, Georgia

Insurance Company 10 Mile Commute, 6000 Annual Mileage 25 Mile Commute, 12000 Annual Mileage
Allstate $5,664 $5,934
GEICO $4,989 $5,148
Liberty Mutual $12,998 $12,998
Nationwide $8,220 $8,220
Progressive $6,953 $6,953
State Farm $4,530 $4,530
USAA $3,396 $3,721

Cheap Lithonia, Georgia Auto Insurance Rates By Coverage Level

How much does the coverage level you select affect the cost of your auto insurance in Lithonia, Georgia? Check out the comparison of annual Lithonia, Georgia auto insurance rates by coverage level.

Annual Auto Insurance Rates by Coverage Level in Lithonia, Georgia

Insurance Company Low Medium High
Allstate $5,289 $5,870 $6,237
GEICO $4,607 $5,099 $5,501
Liberty Mutual $12,330 $12,909 $13,756
Nationwide $8,035 $8,377 $8,247
Progressive $6,196 $6,808 $7,853
State Farm $4,224 $4,536 $4,831
USAA $3,368 $3,538 $3,769

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Best By Category: Cheapest Auto Insurance in Lithonia, Georgia

Compare the cheapest auto insurance companies in Lithonia, Georgia in each category to find the company with the best rates for your personal needs.

Best Annual Auto Insurance Rates by Company in Lithonia, Georgia

Category Insurance Company
Teenagers USAA
Seniors USAA
Clean Record USAA
With 1 Accident USAA
With 1 DUI State Farm
With 1 Speeding Violation USAA

The Cheapest Lithonia, Georgia Auto Insurance Companies

What auto insurance companies in Lithonia, Georgia are the cheapest? Compare the top Lithonia, Georgia auto insurance companies to find the best annual rates.

Average Annual Auto Insurance Rates by Company in Lithonia, Georgia

Insurance Company Average Annual Rates
Allstate $5,799
GEICO $5,069
Liberty Mutual $12,998
Nationwide $8,220
Progressive $6,953
State Farm $4,530
USAA $3,558

What affects auto insurance rates in Lithonia, Georgia?

There are a lot of reasons why auto insurance rates in Lithonia, Georgia are higher or lower than in other cities. These include traffic and the number of vehicle thefts in Lithonia, Georgia. Many local factors may affect your Lithonia auto insurance rates.

Lithonia Commute Time

Cities in which drivers have a longer average commute time tend to have higher auto insurance costs. The average Lithonia, Georgia commute length is 39.5 minutes according to City-Data.

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Compare Lithonia, Georgia Auto Insurance Quotes

Before you buy Lithonia, Georgia auto insurance, make sure you have compared rates from multiple companies. Enter your ZIP code below to get free Lithonia, Georgia auto insurance quotes.

Free Auto Insurance Comparison

Enter your ZIP code below to view companies that have cheap auto insurance rates.

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