Best Cheap Auto Insurance in Goodyear, AZ (2021)

The average Goodyear, AZ auto insurance rates are $327 per month. The minimum auto insurance in Goodyear is at least 15/30/10 in coverage to comply with Arizona auto insurance laws. To find the best cheap auto insurance in Goodyear, Arizona, compare quotes from multiple companies.

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Mathew B. Sims is Editor-in-Chief and has authored, edited, and contributed to several books. He has been working in the insurance industry ensuring content is accurate for consumers who are searching for the best policies and rates. He has also been featured on sites like UpJourney.

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Dan Walker graduated with a BS in Administrative Management in 2005 and has been working in his family’s insurance agency, FCI Agency, for 15 years (BBB A+). He is licensed as an agent to write property and casualty insurance, including home, auto, umbrella, and dwelling fire insurance. He’s also been featured on sites like Reviews.com and Safeco. He reviews content, ensuring that ex...

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Reviewed by Daniel Walker
Licensed Auto Insurance Agent

UPDATED: May 17, 2021

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Things to Remember

  • The minimum auto insurance required in Goodyear, Arizona is 15/30/10
  • The average commute length in Goodyear is 24.1 minutes
  • The cheapest auto insurance company in Goodyear is GEICO

Goodyear, Arizona auto insurance requirements are 15/30/10 according to Arizona auto insurance laws. Finding cheap auto insurance in Goodyear can seem like a difficult task, but all of the information you need is right here. We’ll cover factors that affect auto insurance rates in Goodyear, Arizona, including driving record, credit, commute time, and more.

Compare auto insurance in Goodyear to other Arizona cities, including Glendale auto insurance rates, Tucson auto insurance rates, and Chandler auto insurance rates to see how Goodyear, Arizona auto insurance rates stack up.

Before you buy Goodyear, Arizona auto insurance, make sure you have compared rates from multiple companies. Enter your ZIP code above to get free Goodyear, Arizona auto insurance quotes.

Minimum Auto Insurance in Goodyear, Arizona

Goodyear, Arizona auto insurance laws require that you have at least the Arizona minimum auto insurance to be financially responsible in the event of an accident. Take a look at the required auto insurance in Goodyear, Arizona.

Minimum Required Auto Insurance Coverage in Goodyear, Arizona

Liability Insurance Required Minimum Coverage Limits Required
Bodily Injury Liability Coverage $15,000 per person
$30,000 per accident
Property Damage Liability Coverage $10,000 minimum

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Cheap Goodyear, Arizona Auto Insurance by Age, Gender, and Marital Status

Auto insurance rates in Goodyear, Arizona are affected by age, gender, and marital status. See how demographics impact the annual cost of insurance.

Annual Auto Insurance Rates by Age, Gender, and Marital Status in Goodyear, Arizona

Insurance Company Married 35-Year-Old Female Married 35-Year-Old Male Married 60-Year-Old Female Married 60-Year-Old Male Single 17-Year-Old Female Single 17-Year-Old Male Single 25-Year-Old Female Single 25-Year-Old Male
Allstate $3,854 $3,854 $3,748 $3,748 $8,396 $10,884 $4,315 $4,694
American Family $3,011 $3,011 $2,764 $2,764 $7,968 $10,416 $3,011 $3,526
Farmers $2,666 $2,658 $2,373 $2,530 $11,361 $11,751 $3,011 $3,107
GEICO $1,547 $1,722 $1,313 $1,676 $4,427 $4,650 $1,410 $1,382
Nationwide $2,517 $2,564 $2,247 $2,383 $6,239 $8,004 $2,907 $3,146
Progressive $2,029 $1,776 $1,821 $1,731 $8,289 $9,238 $2,180 $2,162
State Farm $2,744 $2,744 $2,426 $2,426 $8,583 $10,783 $2,954 $3,736
Travelers $2,026 $2,131 $1,878 $1,997 $5,901 $7,420 $2,145 $2,255
USAA $1,589 $1,597 $1,480 $1,504 $5,891 $6,836 $2,092 $2,266

Cheap Goodyear, Arizona Auto Insurance for Teen Drivers

Finding cheap teen auto insurance in Goodyear, Arizona is a challenge. Take a look at the annual teen auto insurance rates in Goodyear, Arizona.

Annual Auto Insurance Rates for Teen Drivers in Goodyear, Arizona

Insurance Company Single 17-Year-Old Female Single 17-Year-Old Male
Allstate $8,396 $10,884
American Family $7,968 $10,416
Farmers $11,361 $11,751
GEICO $4,427 $4,650
Nationwide $6,239 $8,004
Progressive $8,289 $9,238
State Farm $8,583 $10,783
Travelers $5,901 $7,420
USAA $5,891 $6,836

Cheap Goodyear, Arizona Auto Insurance for Seniors

What are senior auto insurance rates in Goodyear, Arizona? Take a look at the annual average rates for older drivers.

Annual Auto Insurance Rates for Senior Drivers in Goodyear, Arizona

Insurance Company Married 60-Year-Old Female Married 60-Year-Old Male
Allstate $3,748 $3,748
American Family $2,764 $2,764
Farmers $2,373 $2,530
GEICO $1,313 $1,676
Nationwide $2,247 $2,383
Progressive $1,821 $1,731
State Farm $2,426 $2,426
Travelers $1,878 $1,997
USAA $1,480 $1,504

Cheap Goodyear, Arizona Auto Insurance By Driving Record

Driving record has a big impact on your auto insurance rates. See the annual auto insurance rates for a bad record in Goodyear, Arizona compared to the annual auto insurance rates with a clean record in Goodyear, Arizona.

Annual Goodyear, Arizona Auto Insurance Rates by Driving Record

Group Clean Record With 1 Accident With 1 DUI With 1 Speeding Violation
Allstate $4,349 $5,512 $6,250 $5,635
American Family $3,237 $4,990 $6,247 $3,760
Farmers $4,166 $5,376 $5,247 $4,940
GEICO $1,755 $2,376 $3,179 $1,755
Nationwide $3,168 $3,333 $4,953 $3,549
Progressive $3,223 $4,244 $3,401 $3,745
State Farm $4,134 $4,965 $4,549 $4,549
Travelers $2,574 $3,354 $3,740 $3,208
USAA $2,118 $3,027 $3,990 $2,493

Cheap Goodyear, Arizona Auto Insurance Rates After a DUI

Finding cheap auto insurance after a DUI in Goodyear, Arizona is not easy. Compare the annual rates for DUI auto insurance in Goodyear, Arizona to find the best deal.

Annual Auto Insurance Rates After a DUI in Goodyear, Arizona

Insurance Company Annual Auto Insurance Rates With a DUI
Allstate $6,250
American Family $6,247
Farmers $5,247
GEICO $3,179
Nationwide $4,953
Progressive $3,401
State Farm $4,549
Travelers $3,740
USAA $3,990

Cheap Goodyear, Arizona Auto Insurance By Credit History

Credit history can have a major effect on the cost of auto insurance. See how Goodyear, Arizona annual auto insurance rates by credit history compare.

Annual Auto Insurance Rates by Credit Score in Goodyear, Arizona

Insurance Company Poor Fair Good
Allstate $6,962 $4,947 $4,401
American Family $5,730 $4,268 $3,678
Farmers $5,624 $4,702 $4,471
GEICO $3,113 $2,042 $1,642
Nationwide $4,517 $3,592 $3,144
Progressive $4,078 $3,558 $3,324
State Farm $8,375 $3,242 $2,031
Travelers $3,923 $3,195 $2,539
USAA $3,846 $2,665 $2,209

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Cheap Goodyear, Arizona Auto Insurance Rates By ZIP Code

Auto insurance rates by ZIP code in Goodyear, Arizona can vary. Compare the annual cost of auto insurance by ZIP code in Goodyear, Arizona to see how car insurance rates are affected by location.

Annual Auto Insurance Rates by ZIP Code in Goodyear, Arizona

ZIP Code Average Annual Rates
85338 $3,957
85395 $3,839

Cheap Goodyear, Arizona Auto Insurance Rates By Commute

Commute length and annual mileage affect Goodyear, Arizona auto insurance. Find the cheapest annual Goodyear, Arizona auto insurance by commute length.

Annual Auto Insurance Rates by Commute Length in Goodyear, Arizona

Insurance Company 10 Mile Commute, 6000 Annual Mileage 25 Mile Commute, 12000 Annual Mileage
Allstate $5,437 $5,437
American Family $4,515 $4,602
Farmers $4,932 $4,932
GEICO $2,228 $2,304
Nationwide $3,751 $3,751
Progressive $3,653 $3,653
State Farm $4,434 $4,665
Travelers $3,219 $3,219
USAA $2,875 $2,938

Cheap Goodyear, Arizona Auto Insurance Rates By Coverage Level

How much does the coverage level you select affect the cost of your auto insurance in Goodyear, Arizona? Check out the comparison of annual Goodyear, Arizona auto insurance rates by coverage level.

Annual Auto Insurance Rates by Coverage Level in Goodyear, Arizona

Insurance Company Low Medium High
Allstate $5,102 $5,467 $5,740
American Family $4,385 $4,704 $4,587
Farmers $4,223 $4,984 $5,590
GEICO $1,890 $2,301 $2,607
Nationwide $3,592 $3,790 $3,871
Progressive $3,207 $3,723 $4,030
State Farm $4,079 $4,637 $4,932
Travelers $2,868 $3,271 $3,517
USAA $2,722 $2,938 $3,061

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Best By Category: Cheapest Auto Insurance in Goodyear, Arizona

Compare the cheapest auto insurance companies in Goodyear, Arizona in each category to find the company with the best rates for your personal needs.

Best Annual Auto Insurance Rates by Company in Goodyear, Arizona

Category Insurance Company
Teenagers GEICO
Seniors USAA
Clean Record GEICO
With 1 Accident GEICO
With 1 DUI GEICO
With 1 Speeding Violation GEICO

The Cheapest Goodyear, Arizona Auto Insurance Companies

What auto insurance companies in Goodyear, Arizona are the cheapest? Compare the top Goodyear, Arizona auto insurance companies to find the best annual rates.

Average Annual Auto Insurance Rates by Company in Goodyear, Arizona

Insurance Company Average Annual Rates
Allstate $5,437
American Family $4,559
Farmers $4,932
GEICO $2,266
Nationwide $3,751
Progressive $3,653
State Farm $4,549
Travelers $3,219
USAA $2,907

What affects auto insurance rates in Goodyear, Arizona?

There are a lot of reasons why auto insurance rates in Goodyear, Arizona are higher or lower than in other cities. These include traffic and the number of vehicle thefts in Goodyear, Arizona. Many local factors may affect your Goodyear auto insurance rates.

Goodyear Auto Theft

More theft means higher auto insurance rates because auto insurance companies are paying more in claims. According to the FBI’s annual Goodyear, Arizona auto theft statistics, there have been 99 auto thefts in the city.

Goodyear Commute Time

Cities in which drivers have a longer average commute time tend to have higher auto insurance costs. The average Goodyear, Arizona commute length is 24.1 minutes according to City-Data.

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Compare Goodyear, Arizona Auto Insurance Quotes

Before you buy Goodyear, Arizona auto insurance, make sure you have compared rates from multiple companies. Enter your ZIP code below to get free Goodyear, Arizona auto insurance quotes.

Free Auto Insurance Comparison

Enter your ZIP code below to view companies that have cheap auto insurance rates.

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