Best Cheap Auto Insurance in Waddell, AZ (2021)
The average Waddell, AZ auto insurance rates are $354 per month. The minimum auto insurance in Waddell is at least 15/30/10 in coverage to comply with Arizona auto insurance laws. To find the best cheap auto insurance in Waddell, Arizona, compare quotes from multiple companies.
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Written by
Leslie Kasperowicz
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Reviewed by
Daniel Walker
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UPDATED: May 4, 2022
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- Average auto insurance rates in Waddell, AZ for senior drivers are $2,444 per year
- The minimum auto insurance required in Waddell, Arizona is 15/30/10
- The most expensive auto insurance company in Waddell for teen drivers is Farmers
Waddell, Arizona auto insurance requirements are 15/30/10 according to Arizona auto insurance laws. Finding cheap auto insurance in Waddell can seem like a difficult task, but all of the information you need is right here. We’ll cover factors that affect auto insurance rates in Waddell, Arizona, including driving record, credit, commute time, and more.
Compare auto insurance in Waddell to other Arizona cities, including Tempe auto insurance rates, Phoenix auto insurance rates, and Glendale auto insurance rates to see how Waddell, Arizona auto insurance rates stack up.
Before you buy Waddell, Arizona auto insurance, make sure you have compared rates from multiple companies. Enter your ZIP code above to get free Waddell, Arizona auto insurance quotes.
Table of Contents
Minimum Auto Insurance in Waddell, Arizona
Waddell, Arizona auto insurance laws require that you have at least the Arizona minimum auto insurance to be financially responsible in the event of an accident. Take a look at the required auto insurance in Waddell, Arizona.
| Liability Insurance Required | Minimum Coverage Limits Required |
|---|---|
| Bodily Injury Liability Coverage | $15,000 per person $30,000 per accident |
| Property Damage Liability Coverage | $10,000 minimum |
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Cheap Waddell, Arizona Auto Insurance by Age, Gender, and Marital Status
Auto insurance rates in Waddell, Arizona are affected by age, gender, and marital status. See how demographics impact the annual cost of insurance.
| Insurance Company | Married 35-Year-Old Female | Married 35-Year-Old Male | Married 60-Year-Old Female | Married 60-Year-Old Male | Single 17-Year-Old Female | Single 17-Year-Old Male | Single 25-Year-Old Female | Single 25-Year-Old Male |
|---|---|---|---|---|---|---|---|---|
| Allstate | $3,921 | $3,921 | $3,816 | $3,816 | $8,526 | $11,028 | $4,384 | $4,766 |
| American Family | $3,083 | $3,083 | $2,830 | $2,830 | $8,225 | $10,774 | $3,083 | $3,607 |
| Farmers | $2,985 | $2,968 | $2,661 | $2,852 | $12,731 | $13,102 | $3,345 | $3,418 |
| GEICO | $1,618 | $1,802 | $1,379 | $1,762 | $4,617 | $4,842 | $1,472 | $1,439 |
| Nationwide | $2,717 | $2,763 | $2,428 | $2,571 | $6,802 | $8,715 | $3,145 | $3,401 |
| Progressive | $2,299 | $2,002 | $2,064 | $1,958 | $9,543 | $10,645 | $2,467 | $2,441 |
| State Farm | $3,270 | $3,270 | $2,897 | $2,897 | $10,186 | $12,811 | $3,519 | $4,442 |
| Travelers | $2,086 | $2,195 | $1,944 | $2,067 | $6,156 | $7,779 | $2,206 | $2,319 |
| USAA | $1,716 | $1,728 | $1,594 | $1,626 | $6,256 | $7,187 | $2,262 | $2,436 |
Cheap Waddell, Arizona Auto Insurance for Teen Drivers
Finding cheap teen auto insurance in Waddell, Arizona is a challenge. Take a look at the annual teen auto insurance rates in Waddell, Arizona.
| Insurance Company | Single 17-Year-Old Female | Single 17-Year-Old Male |
|---|---|---|
| Allstate | $8,526 | $11,028 |
| American Family | $8,225 | $10,774 |
| Farmers | $12,731 | $13,102 |
| GEICO | $4,617 | $4,842 |
| Nationwide | $6,802 | $8,715 |
| Progressive | $9,543 | $10,645 |
| State Farm | $10,186 | $12,811 |
| Travelers | $6,156 | $7,779 |
| USAA | $6,256 | $7,187 |
Cheap Waddell, Arizona Auto Insurance for Seniors
What are senior auto insurance rates in Waddell, Arizona? Take a look at the annual average rates for older drivers.
| Insurance Company | Married 60-Year-Old Female | Married 60-Year-Old Male |
|---|---|---|
| Allstate | $3,816 | $3,816 |
| American Family | $2,830 | $2,830 |
| Farmers | $2,661 | $2,852 |
| GEICO | $1,379 | $1,762 |
| Nationwide | $2,428 | $2,571 |
| Progressive | $2,064 | $1,958 |
| State Farm | $2,897 | $2,897 |
| Travelers | $1,944 | $2,067 |
| USAA | $1,594 | $1,626 |
Cheap Waddell, Arizona Auto Insurance By Driving Record
Driving record has a big impact on your auto insurance rates. See the annual auto insurance rates for a bad record in Waddell, Arizona compared to the annual auto insurance rates with a clean record in Waddell, Arizona.
| Group | Clean Record | With 1 Accident | With 1 DUI | With 1 Speeding Violation |
|---|---|---|---|---|
| Allstate | $4,408 | $5,608 | $6,355 | $5,718 |
| American Family | $3,331 | $5,123 | $6,435 | $3,870 |
| Farmers | $4,652 | $6,012 | $5,870 | $5,498 |
| GEICO | $1,831 | $2,485 | $3,320 | $1,831 |
| Nationwide | $3,437 | $3,616 | $5,370 | $3,848 |
| Progressive | $3,679 | $4,866 | $3,884 | $4,281 |
| State Farm | $4,920 | $5,903 | $5,412 | $5,412 |
| Travelers | $2,673 | $3,481 | $3,893 | $3,328 |
| USAA | $2,260 | $3,222 | $4,262 | $2,658 |
Cheap Waddell, Arizona Auto Insurance Rates After a DUI
Finding cheap auto insurance after a DUI in Waddell, Arizona is not easy. Compare the annual rates for DUI auto insurance in Waddell, Arizona to find the best deal.
| Insurance Company | Annual Auto Insurance Rates With a DUI |
|---|---|
| Allstate | $6,355 |
| American Family | $6,435 |
| Farmers | $5,870 |
| GEICO | $3,320 |
| Nationwide | $5,370 |
| Progressive | $3,884 |
| State Farm | $5,412 |
| Travelers | $3,893 |
| USAA | $4,262 |
Cheap Waddell, Arizona Auto Insurance By Credit History
Credit history can have a major effect on the cost of auto insurance. See how Waddell, Arizona annual auto insurance rates by credit history compare.
| Insurance Company | Poor | Fair | Good |
|---|---|---|---|
| Allstate | $7,059 | $5,030 | $4,477 |
| American Family | $5,894 | $4,391 | $3,784 |
| Farmers | $6,288 | $5,247 | $4,988 |
| GEICO | $3,253 | $2,133 | $1,714 |
| Nationwide | $4,901 | $3,896 | $3,406 |
| Progressive | $4,660 | $4,070 | $3,802 |
| State Farm | $9,961 | $3,857 | $2,417 |
| Travelers | $4,072 | $3,317 | $2,643 |
| USAA | $4,091 | $2,847 | $2,364 |
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Cheap Waddell, Arizona Auto Insurance Rates By ZIP Code
Auto insurance rates by ZIP code in Waddell, Arizona can vary. Compare the annual cost of auto insurance by ZIP code in Waddell, Arizona to see how car insurance rates are affected by location.
| ZIP Code | Average Annual Rates |
|---|---|
| 85355 | $4,215 |
Cheap Waddell, Arizona Auto Insurance Rates By Commute
Commute length and annual mileage affect Waddell, Arizona auto insurance. Find the cheapest annual Waddell, Arizona auto insurance by commute length.
| Insurance Company | 10 Mile Commute, 6000 Annual Mileage | 25 Mile Commute, 12000 Annual Mileage |
|---|---|---|
| Allstate | $5,522 | $5,522 |
| American Family | $4,645 | $4,734 |
| Farmers | $5,508 | $5,508 |
| GEICO | $2,327 | $2,406 |
| Nationwide | $4,068 | $4,068 |
| Progressive | $4,177 | $4,177 |
| State Farm | $5,273 | $5,550 |
| Travelers | $3,344 | $3,344 |
| USAA | $3,067 | $3,135 |
Cheap Waddell, Arizona Auto Insurance Rates By Coverage Level
How much does the coverage level you select affect the cost of your auto insurance in Waddell, Arizona? Check out the comparison of annual Waddell, Arizona auto insurance rates by coverage level.
| Insurance Company | Low | Medium | High |
|---|---|---|---|
| Allstate | $5,174 | $5,553 | $5,839 |
| American Family | $4,503 | $4,840 | $4,726 |
| Farmers | $4,671 | $5,569 | $6,283 |
| GEICO | $1,962 | $2,404 | $2,734 |
| Nationwide | $3,852 | $4,118 | $4,234 |
| Progressive | $3,636 | $4,261 | $4,635 |
| State Farm | $4,844 | $5,518 | $5,873 |
| Travelers | $2,958 | $3,401 | $3,673 |
| USAA | $2,860 | $3,143 | $3,299 |
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Best By Category: Cheapest Auto Insurance in Waddell, Arizona
Compare the cheapest auto insurance companies in Waddell, Arizona in each category to find the company with the best rates for your personal needs.
| Category | Insurance Company |
|---|---|
| Teenagers | GEICO |
| Seniors | GEICO |
| Clean Record | GEICO |
| With 1 Accident | GEICO |
| With 1 DUI | GEICO |
| With 1 Speeding Violation | GEICO |
The Cheapest Waddell, Arizona Auto Insurance Companies
What auto insurance companies in Waddell, Arizona are the cheapest? Compare the top Waddell, Arizona auto insurance companies to find the best annual rates.
| Insurance Company | Average Annual Rates |
|---|---|
| Allstate | $5,522 |
| American Family | $4,690 |
| Farmers | $5,508 |
| GEICO | $2,367 |
| Nationwide | $4,068 |
| Progressive | $4,177 |
| State Farm | $5,412 |
| Travelers | $3,344 |
| USAA | $3,101 |
Compare Waddell, Arizona Auto Insurance Quotes
Before you buy Waddell, Arizona auto insurance, make sure you have compared rates from multiple companies. Enter your ZIP code below to get free Waddell, Arizona auto insurance quotes.