Best Cheap Auto Insurance in Tucson, AZ (2021)

The average Tucson, AZ auto insurance rates are $336 per month. The minimum auto insurance in Tucson is at least 15/30/10 in coverage to comply with Arizona auto insurance laws. To find the best cheap auto insurance in Tucson, Arizona, compare quotes from multiple companies.

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Mathew B. Sims is Editor-in-Chief and has authored, edited, and contributed to several books. He has been working in the insurance industry ensuring content is accurate for consumers who are searching for the best policies and rates. He has also been featured on sites like UpJourney.

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Dan Walker graduated with a BS in Administrative Management in 2005 and has been working in his family’s insurance agency, FCI Agency, for 15 years (BBB A+). He is licensed as an agent to write property and casualty insurance, including home, auto, umbrella, and dwelling fire insurance. He’s also been featured on sites like Reviews.com and Safeco. He reviews content, ensuring that ex...

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Reviewed by Daniel Walker
Licensed Auto Insurance Agent

UPDATED: Jul 17, 2021

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Things to Remember

  • The minimum auto insurance required in Tucson, Arizona is 15/30/10
  • Average auto insurance rates in Tucson, AZ for senior drivers are $2,307 per year
  • The cheapest auto insurance company in Tucson is GEICO

Tucson, Arizona auto insurance requirements are 15/30/10 according to Arizona auto insurance laws. Finding cheap auto insurance in Tucson can seem like a difficult task, but all of the information you need is right here. We’ll cover factors that affect auto insurance rates in Tucson, Arizona, including driving record, credit, commute time, and more.

Compare auto insurance in Tucson to other Arizona cities, including Mesa auto insurance rates, Glendale auto insurance rates, and Peoria auto insurance rates to see how Tucson, Arizona auto insurance rates stack up.

Before you buy Tucson, Arizona auto insurance, make sure you have compared rates from multiple companies. Enter your ZIP code above to get free Tucson, Arizona auto insurance quotes.

Minimum Auto Insurance in Tucson, Arizona

Tucson, Arizona auto insurance laws require that you have at least the Arizona minimum auto insurance to be financially responsible in the event of an accident. Take a look at the required auto insurance in Tucson, Arizona.

Minimum Required Auto Insurance Coverage in Tucson, Arizona

Liability Insurance Required Minimum Coverage Limits Required
Bodily Injury Liability Coverage $15,000 per person
$30,000 per accident
Property Damage Liability Coverage $10,000 minimum

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Cheap Tucson, Arizona Auto Insurance by Age, Gender, and Marital Status

Auto insurance rates in Tucson, Arizona are affected by age, gender, and marital status. See how demographics impact the annual cost of insurance.

Annual Auto Insurance Rates by Age, Gender, and Marital Status in Tucson, Arizona

Insurance Company Married 35-Year-Old Female Married 35-Year-Old Male Married 60-Year-Old Female Married 60-Year-Old Male Single 17-Year-Old Female Single 17-Year-Old Male Single 25-Year-Old Female Single 25-Year-Old Male
Allstate $3,516 $3,516 $3,424 $3,424 $7,596 $9,813 $3,927 $4,265
American Family $2,837 $2,837 $2,605 $2,605 $7,512 $9,812 $2,837 $3,327
Farmers $3,029 $3,018 $2,694 $2,866 $12,989 $13,448 $3,440 $3,566
GEICO $1,538 $1,714 $1,304 $1,665 $4,415 $4,642 $1,402 $1,376
Nationwide $2,398 $2,439 $2,147 $2,272 $5,911 $7,561 $2,766 $2,988
Progressive $2,032 $1,779 $1,827 $1,735 $8,419 $9,390 $2,189 $2,174
State Farm $3,375 $3,375 $2,985 $2,985 $10,567 $13,269 $3,632 $4,592
Travelers $2,001 $2,103 $1,857 $1,973 $5,879 $7,382 $2,118 $2,226
USAA $1,679 $1,683 $1,568 $1,586 $6,321 $7,243 $2,213 $2,371

Cheap Tucson, Arizona Auto Insurance for Teen Drivers

Finding cheap teen auto insurance in Tucson, Arizona is a challenge. Take a look at the annual teen auto insurance rates in Tucson, Arizona.

Annual Auto Insurance Rates for Teen Drivers in Tucson, Arizona

Insurance Company Single 17-Year-Old Female Single 17-Year-Old Male
Allstate $7,596 $9,813
American Family $7,512 $9,812
Farmers $12,989 $13,448
GEICO $4,415 $4,642
Nationwide $5,911 $7,561
Progressive $8,419 $9,390
State Farm $10,567 $13,269
Travelers $5,879 $7,382
USAA $6,321 $7,243

Cheap Tucson, Arizona Auto Insurance for Seniors

What are senior auto insurance rates in Tucson, Arizona? Take a look at the annual average rates for older drivers.

Annual Auto Insurance Rates for Senior Drivers in Tucson, Arizona

Insurance Company Married 60-Year-Old Female Married 60-Year-Old Male
Allstate $3,424 $3,424
American Family $2,605 $2,605
Farmers $2,694 $2,866
GEICO $1,304 $1,665
Nationwide $2,147 $2,272
Progressive $1,827 $1,735
State Farm $2,985 $2,985
Travelers $1,857 $1,973
USAA $1,568 $1,586

Cheap Tucson, Arizona Auto Insurance By Driving Record

Driving record has a big impact on your auto insurance rates. See the annual auto insurance rates for a bad record in Tucson, Arizona compared to the annual auto insurance rates with a clean record in Tucson, Arizona.

Annual Tucson, Arizona Auto Insurance Rates by Driving Record

Group Clean Record With 1 Accident With 1 DUI With 1 Speeding Violation
Allstate $3,952 $5,006 $5,670 $5,113
American Family $3,044 $4,723 $5,882 $3,538
Farmers $4,750 $6,137 $5,987 $5,652
GEICO $1,746 $2,365 $3,170 $1,746
Nationwide $3,015 $3,171 $4,685 $3,370
Progressive $3,257 $4,294 $3,438 $3,784
State Farm $5,086 $6,110 $5,598 $5,598
Travelers $2,552 $3,331 $3,703 $3,184
USAA $2,242 $3,214 $4,238 $2,639

Cheap Tucson, Arizona Auto Insurance Rates After a DUI

Finding cheap auto insurance after a DUI in Tucson, Arizona is not easy. Compare the annual rates for DUI auto insurance in Tucson, Arizona to find the best deal.

Annual Auto Insurance Rates After a DUI in Tucson, Arizona

Insurance Company Annual Auto Insurance Rates With a DUI
Allstate $5,670
American Family $5,882
Farmers $5,987
GEICO $3,170
Nationwide $4,685
Progressive $3,438
State Farm $5,598
Travelers $3,703
USAA $4,238

Cheap Tucson, Arizona Auto Insurance By Credit History

Credit history can have a major effect on the cost of auto insurance. See how Tucson, Arizona annual auto insurance rates by credit history compare.

Annual Auto Insurance Rates by Credit Score in Tucson, Arizona

Insurance Company Poor Fair Good
Allstate $6,303 $4,496 $4,008
American Family $5,402 $4,023 $3,466
Farmers $6,416 $5,371 $5,107
GEICO $3,100 $2,034 $1,636
Nationwide $4,284 $3,411 $2,986
Progressive $4,116 $3,599 $3,364
State Farm $10,291 $3,994 $2,508
Travelers $3,883 $3,170 $2,524
USAA $4,055 $2,835 $2,360

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Cheap Tucson, Arizona Auto Insurance Rates By ZIP Code

Auto insurance rates by ZIP code in Tucson, Arizona can vary. Compare the annual cost of auto insurance by ZIP code in Tucson, Arizona to see how car insurance rates are affected by location.

Annual Auto Insurance Rates by ZIP Code in Tucson, Arizona

ZIP Code Average Annual Rates
85701 $4,075
85704 $3,935
85705 $4,108
85706 $4,050
85708 $3,882
85709 $4,148
85710 $3,951
85711 $3,990
85712 $3,990
85713 $4,051
85714 $3,972
85715 $4,033
85716 $4,044
85718 $3,968
85719 $3,999
85721 $4,071
85730 $3,933
85735 $4,016
85736 $3,869
85745 $3,958
85746 $4,051
85747 $3,855
85748 $3,917
85749 $4,041

Cheap Tucson, Arizona Auto Insurance Rates By Commute

Commute length and annual mileage affect Tucson, Arizona auto insurance. Find the cheapest annual Tucson, Arizona auto insurance by commute length.

Annual Auto Insurance Rates by Commute Length in Tucson, Arizona

Insurance Company 10 Mile Commute, 6000 Annual Mileage 25 Mile Commute, 12000 Annual Mileage
Allstate $4,935 $4,935
American Family $4,255 $4,338
Farmers $5,631 $5,631
GEICO $2,219 $2,294
Nationwide $3,560 $3,560
Progressive $3,693 $3,693
State Farm $5,455 $5,740
Travelers $3,192 $3,192
USAA $3,050 $3,116

Cheap Tucson, Arizona Auto Insurance Rates By Coverage Level

How much does the coverage level you select affect the cost of your auto insurance in Tucson, Arizona? Check out the comparison of annual Tucson, Arizona auto insurance rates by coverage level.

Annual Auto Insurance Rates by Coverage Level in Tucson, Arizona

Insurance Company Low Medium High
Allstate $4,599 $4,963 $5,244
American Family $4,131 $4,434 $4,325
Farmers $4,861 $5,688 $6,344
GEICO $1,890 $2,292 $2,589
Nationwide $3,390 $3,601 $3,690
Progressive $3,256 $3,762 $4,061
State Farm $5,008 $5,705 $6,079
Travelers $2,860 $3,242 $3,475
USAA $2,837 $3,126 $3,286

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Best By Category: Cheapest Auto Insurance in Tucson, Arizona

Compare the cheapest auto insurance companies in Tucson, Arizona in each category to find the company with the best rates for your personal needs.

Best Annual Auto Insurance Rates by Company in Tucson, Arizona

Category Insurance Company
Teenagers GEICO
Seniors GEICO
Clean Record GEICO
With 1 Accident GEICO
With 1 DUI GEICO
With 1 Speeding Violation GEICO

The Cheapest Tucson, Arizona Auto Insurance Companies

What auto insurance companies in Tucson, Arizona are the cheapest? Compare the top Tucson, Arizona auto insurance companies to find the best annual rates.

Average Annual Auto Insurance Rates by Company in Tucson, Arizona

Insurance Company Average Annual Rates
Allstate $4,935
American Family $4,297
Farmers $5,631
GEICO $2,257
Nationwide $3,560
Progressive $3,693
State Farm $5,598
Travelers $3,192
USAA $3,083

What affects auto insurance rates in Tucson, Arizona?

There are a lot of reasons why auto insurance rates in Tucson, Arizona are higher or lower than in other cities. These include traffic and the number of vehicle thefts in Tucson, Arizona. Many local factors may affect your Tucson auto insurance rates.

Tucson Auto Theft

More theft means higher auto insurance rates because auto insurance companies are paying more in claims. According to the FBI’s annual Tucson, Arizona auto theft statistics, there have been 2,568 auto thefts in the city.

Tucson Commute Time

Cities in which drivers have a longer average commute time tend to have higher auto insurance costs. The average Tucson, Arizona commute length is 22.5 minutes according to City-Data.

Tucson Traffic

How does Tucson, Arizona rank for traffic? According to Inrix Tucson, Arizona is the 671st most congested worldwide.

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Compare Tucson, Arizona Auto Insurance Quotes

Before you buy Tucson, Arizona auto insurance, make sure you have compared rates from multiple companies. Enter your ZIP code below to get free Tucson, Arizona auto insurance quotes.

Free Auto Insurance Comparison

Enter your ZIP code below to view companies that have cheap auto insurance rates.

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