Best Cheap Auto Insurance in Tucson, AZ (2022)
The average Tucson, AZ auto insurance rates are $336 per month. The minimum auto insurance in Tucson is at least 15/30/10 in coverage to comply with Arizona auto insurance laws. To find the best cheap auto insurance in Tucson, Arizona, compare quotes from multiple companies.
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UPDATED: Jun 29, 2022
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Table of Contents
- The minimum auto insurance required in Tucson, Arizona is 15/30/10
- Average auto insurance rates in Tucson, AZ for senior drivers are $2,307 per year
- The cheapest auto insurance company in Tucson is GEICO
Tucson, Arizona auto insurance requirements are 15/30/10 according to Arizona auto insurance laws. Finding cheap auto insurance in Tucson can seem like a difficult task, but all of the information you need is right here. We’ll cover factors that affect auto insurance rates in Tucson, Arizona, including driving record, credit, commute time, and more.
Compare auto insurance in Tucson to other Arizona cities, including Mesa auto insurance rates, Glendale auto insurance rates, and Peoria auto insurance rates to see how Tucson, Arizona auto insurance rates stack up.
More: Auto Insurance in Phoenix, AZ (The Complete Guide)
Before you buy Tucson, Arizona auto insurance, make sure you have compared rates from multiple companies. Enter your ZIP code above to get free Tucson, Arizona auto insurance quotes.
Table of Contents
Minimum Auto Insurance in Tucson, Arizona
Tucson, Arizona auto insurance laws require that you have at least the Arizona minimum auto insurance to be financially responsible in the event of an accident. Take a look at the required auto insurance in Tucson, Arizona.
| Liability Insurance Required | Minimum Coverage Limits Required |
|---|---|
| Bodily Injury Liability Coverage | $15,000 per person $30,000 per accident |
| Property Damage Liability Coverage | $10,000 minimum |
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Cheap Tucson, Arizona Auto Insurance by Age, Gender, and Marital Status
Auto insurance rates in Tucson, Arizona are affected by age, gender, and marital status. See how demographics impact the annual cost of insurance.
| Insurance Company | Married 35-Year-Old Female | Married 35-Year-Old Male | Married 60-Year-Old Female | Married 60-Year-Old Male | Single 17-Year-Old Female | Single 17-Year-Old Male | Single 25-Year-Old Female | Single 25-Year-Old Male |
|---|---|---|---|---|---|---|---|---|
| Allstate | $3,516 | $3,516 | $3,424 | $3,424 | $7,596 | $9,813 | $3,927 | $4,265 |
| American Family | $2,837 | $2,837 | $2,605 | $2,605 | $7,512 | $9,812 | $2,837 | $3,327 |
| Farmers | $3,029 | $3,018 | $2,694 | $2,866 | $12,989 | $13,448 | $3,440 | $3,566 |
| GEICO | $1,538 | $1,714 | $1,304 | $1,665 | $4,415 | $4,642 | $1,402 | $1,376 |
| Nationwide | $2,398 | $2,439 | $2,147 | $2,272 | $5,911 | $7,561 | $2,766 | $2,988 |
| Progressive | $2,032 | $1,779 | $1,827 | $1,735 | $8,419 | $9,390 | $2,189 | $2,174 |
| State Farm | $3,375 | $3,375 | $2,985 | $2,985 | $10,567 | $13,269 | $3,632 | $4,592 |
| Travelers | $2,001 | $2,103 | $1,857 | $1,973 | $5,879 | $7,382 | $2,118 | $2,226 |
| USAA | $1,679 | $1,683 | $1,568 | $1,586 | $6,321 | $7,243 | $2,213 | $2,371 |
Cheap Tucson, Arizona Auto Insurance for Teen Drivers
More: Auto Insurance in Gilbert, AZ (The Complete Guide)
Finding cheap teen auto insurance in Tucson, Arizona is a challenge. Take a look at the annual teen auto insurance rates in Tucson, Arizona.
| Insurance Company | Single 17-Year-Old Female | Single 17-Year-Old Male |
|---|---|---|
| Allstate | $7,596 | $9,813 |
| American Family | $7,512 | $9,812 |
| Farmers | $12,989 | $13,448 |
| GEICO | $4,415 | $4,642 |
| Nationwide | $5,911 | $7,561 |
| Progressive | $8,419 | $9,390 |
| State Farm | $10,567 | $13,269 |
| Travelers | $5,879 | $7,382 |
| USAA | $6,321 | $7,243 |
Cheap Tucson, Arizona Auto Insurance for Seniors
What are senior auto insurance rates in Tucson, Arizona? Take a look at the annual average rates for older drivers.
| Insurance Company | Married 60-Year-Old Female | Married 60-Year-Old Male |
|---|---|---|
| Allstate | $3,424 | $3,424 |
| American Family | $2,605 | $2,605 |
| Farmers | $2,694 | $2,866 |
| GEICO | $1,304 | $1,665 |
| Nationwide | $2,147 | $2,272 |
| Progressive | $1,827 | $1,735 |
| State Farm | $2,985 | $2,985 |
| Travelers | $1,857 | $1,973 |
| USAA | $1,568 | $1,586 |
Cheap Tucson, Arizona Auto Insurance By Driving Record
Driving record has a big impact on your auto insurance rates. See the annual auto insurance rates for a bad record in Tucson, Arizona compared to the annual auto insurance rates with a clean record in Tucson, Arizona.
| Group | Clean Record | With 1 Accident | With 1 DUI | With 1 Speeding Violation |
|---|---|---|---|---|
| Allstate | $3,952 | $5,006 | $5,670 | $5,113 |
| American Family | $3,044 | $4,723 | $5,882 | $3,538 |
| Farmers | $4,750 | $6,137 | $5,987 | $5,652 |
| GEICO | $1,746 | $2,365 | $3,170 | $1,746 |
| Nationwide | $3,015 | $3,171 | $4,685 | $3,370 |
| Progressive | $3,257 | $4,294 | $3,438 | $3,784 |
| State Farm | $5,086 | $6,110 | $5,598 | $5,598 |
| Travelers | $2,552 | $3,331 | $3,703 | $3,184 |
| USAA | $2,242 | $3,214 | $4,238 | $2,639 |
Cheap Tucson, Arizona Auto Insurance Rates After a DUI
More: Best Cheap Auto Insurance in Phoenix, AZ (2022)
Finding cheap auto insurance after a DUI in Tucson, Arizona is not easy. Compare the annual rates for DUI auto insurance in Tucson, Arizona to find the best deal.
| Insurance Company | Annual Auto Insurance Rates With a DUI |
|---|---|
| Allstate | $5,670 |
| American Family | $5,882 |
| Farmers | $5,987 |
| GEICO | $3,170 |
| Nationwide | $4,685 |
| Progressive | $3,438 |
| State Farm | $5,598 |
| Travelers | $3,703 |
| USAA | $4,238 |
Cheap Tucson, Arizona Auto Insurance By Credit History
Credit history can have a major effect on the cost of auto insurance. See how Tucson, Arizona annual auto insurance rates by credit history compare.
| Insurance Company | Poor | Fair | Good |
|---|---|---|---|
| Allstate | $6,303 | $4,496 | $4,008 |
| American Family | $5,402 | $4,023 | $3,466 |
| Farmers | $6,416 | $5,371 | $5,107 |
| GEICO | $3,100 | $2,034 | $1,636 |
| Nationwide | $4,284 | $3,411 | $2,986 |
| Progressive | $4,116 | $3,599 | $3,364 |
| State Farm | $10,291 | $3,994 | $2,508 |
| Travelers | $3,883 | $3,170 | $2,524 |
| USAA | $4,055 | $2,835 | $2,360 |
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Cheap Tucson, Arizona Auto Insurance Rates By ZIP Code
Auto insurance rates by ZIP code in Tucson, Arizona can vary. Compare the annual cost of auto insurance by ZIP code in Tucson, Arizona to see how car insurance rates are affected by location.
| ZIP Code | Average Annual Rates |
|---|---|
| 85701 | $4,075 |
| 85704 | $3,935 |
| 85705 | $4,108 |
| 85706 | $4,050 |
| 85708 | $3,882 |
| 85709 | $4,148 |
| 85710 | $3,951 |
| 85711 | $3,990 |
| 85712 | $3,990 |
| 85713 | $4,051 |
| 85714 | $3,972 |
| 85715 | $4,033 |
| 85716 | $4,044 |
| 85718 | $3,968 |
| 85719 | $3,999 |
| 85721 | $4,071 |
| 85730 | $3,933 |
| 85735 | $4,016 |
| 85736 | $3,869 |
| 85745 | $3,958 |
| 85746 | $4,051 |
| 85747 | $3,855 |
| 85748 | $3,917 |
| 85749 | $4,041 |
Cheap Tucson, Arizona Auto Insurance Rates By Commute
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Commute length and annual mileage affect Tucson, Arizona auto insurance. Find the cheapest annual Tucson, Arizona auto insurance by commute length.
| Insurance Company | 10 Mile Commute, 6000 Annual Mileage | 25 Mile Commute, 12000 Annual Mileage |
|---|---|---|
| Allstate | $4,935 | $4,935 |
| American Family | $4,255 | $4,338 |
| Farmers | $5,631 | $5,631 |
| GEICO | $2,219 | $2,294 |
| Nationwide | $3,560 | $3,560 |
| Progressive | $3,693 | $3,693 |
| State Farm | $5,455 | $5,740 |
| Travelers | $3,192 | $3,192 |
| USAA | $3,050 | $3,116 |
Cheap Tucson, Arizona Auto Insurance Rates By Coverage Level
How much does the coverage level you select affect the cost of your auto insurance in Tucson, Arizona? Check out the comparison of annual Tucson, Arizona auto insurance rates by coverage level.
| Insurance Company | Low | Medium | High |
|---|---|---|---|
| Allstate | $4,599 | $4,963 | $5,244 |
| American Family | $4,131 | $4,434 | $4,325 |
| Farmers | $4,861 | $5,688 | $6,344 |
| GEICO | $1,890 | $2,292 | $2,589 |
| Nationwide | $3,390 | $3,601 | $3,690 |
| Progressive | $3,256 | $3,762 | $4,061 |
| State Farm | $5,008 | $5,705 | $6,079 |
| Travelers | $2,860 | $3,242 | $3,475 |
| USAA | $2,837 | $3,126 | $3,286 |
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Best By Category: Cheapest Auto Insurance in Tucson, Arizona
Compare the cheapest auto insurance companies in Tucson, Arizona in each category to find the company with the best rates for your personal needs.
| Category | Insurance Company |
|---|---|
| Teenagers | GEICO |
| Seniors | GEICO |
| Clean Record | GEICO |
| With 1 Accident | GEICO |
| With 1 DUI | GEICO |
| With 1 Speeding Violation | GEICO |
The Cheapest Tucson, Arizona Auto Insurance Companies
More: Cheap Car Insurance in Arizona for [2022]
What auto insurance companies in Tucson, Arizona are the cheapest? Compare the top Tucson, Arizona auto insurance companies to find the best annual rates.
| Insurance Company | Average Annual Rates |
|---|---|
| Allstate | $4,935 |
| American Family | $4,297 |
| Farmers | $5,631 |
| GEICO | $2,257 |
| Nationwide | $3,560 |
| Progressive | $3,693 |
| State Farm | $5,598 |
| Travelers | $3,192 |
| USAA | $3,083 |
What affects auto insurance rates in Tucson, Arizona?
There are a lot of reasons why auto insurance rates in Tucson, Arizona are higher or lower than in other cities. These include traffic and the number of vehicle thefts in Tucson, Arizona. Many local factors may affect your Tucson auto insurance rates.
Tucson Auto Theft
More theft means higher auto insurance rates because auto insurance companies are paying more in claims. According to the FBI’s annual Tucson, Arizona auto theft statistics, there have been 2,568 auto thefts in the city.
Tucson Commute Time
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Cities in which drivers have a longer average commute time tend to have higher auto insurance costs. The average Tucson, Arizona commute length is 22.5 minutes according to City-Data.
Tucson Traffic
How does Tucson, Arizona rank for traffic? According to Inrix Tucson, Arizona is the 671st most congested worldwide.
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Compare Tucson, Arizona Auto Insurance Quotes
Before you buy Tucson, Arizona auto insurance, make sure you have compared rates from multiple companies. Enter your ZIP code below to get free Tucson, Arizona auto insurance quotes.
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Editorial Guidelines: We are a free online resource for anyone interested in learning more about auto insurance. Our goal is to be an objective, third-party resource for everything auto insurance related. We update our site regularly, and all content is reviewed by auto insurance experts.
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Written by
Rachel Bodine |
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Reviewed by
Daniel Walker
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