Best Cheap Auto Insurance in Mesa, AZ (2021)

The average Mesa, AZ auto insurance rates are $350 per month. The minimum auto insurance in Mesa is at least 15/30/10 in coverage to comply with Arizona auto insurance laws. To find the best cheap auto insurance in Mesa, Arizona, compare quotes from multiple companies.

Free Auto Insurance Comparison

 Secured with SHA-256 Encryption

Mathew B. Sims is Editor-in-Chief and has authored, edited, and contributed to several books. He has been working in the insurance industry ensuring content is accurate for consumers who are searching for the best policies and rates. He has also been featured on sites like UpJourney.

Full Bio →

Written by

Dan Walker graduated with a BS in Administrative Management in 2005 and has been working in his family’s insurance agency, FCI Agency, for 15 years (BBB A+). He is licensed as an agent to write property and casualty insurance, including home, auto, umbrella, and dwelling fire insurance. He’s also been featured on sites like Reviews.com and Safeco. He reviews content, ensuring that ex...

Full Bio →

Reviewed by Daniel Walker
Licensed Auto Insurance Agent

UPDATED: May 17, 2021

Advertiser Disclosure

It’s all about you. We want to help you make the right coverage choices.

Advertiser Disclosure: We strive to help you make confident auto insurance decisions. Comparison shopping should be easy. We are not affiliated with any one auto insurance provider and cannot guarantee quotes from any single provider. Our partnerships don’t influence our content. Our opinions are our own. To compare quotes from many different companies please enter your ZIP code on this page to use the free quote tool. The more quotes you compare, the more chances to save.

Editorial Guidelines: We are a free online resource for anyone interested in learning more about auto insurance. Our goal is to be an objective, third-party resource for everything auto insurance related. We update our site regularly, and all content is reviewed by auto insurance experts.

Things to Remember

  • The most expensive auto insurance company in Mesa for teen drivers is Farmers
  • Average auto insurance rates in Mesa, AZ for senior drivers are $2,414 per year
  • The cheapest auto insurance company in Mesa is GEICO

Mesa, Arizona auto insurance requirements are 15/30/10 according to Arizona auto insurance laws. Finding cheap auto insurance in Mesa can seem like a difficult task, but all of the information you need is right here. We’ll cover factors that affect auto insurance rates in Mesa, Arizona, including driving record, credit, commute time, and more.

Compare auto insurance in Mesa to other Arizona cities, including Mesa auto insurance rates, Peoria auto insurance rates, and Chandler auto insurance rates to see how Mesa, Arizona auto insurance rates stack up.

Before you buy Mesa, Arizona auto insurance, make sure you have compared rates from multiple companies. Enter your ZIP code above to get free Mesa, Arizona auto insurance quotes.

Minimum Auto Insurance in Mesa, Arizona

Mesa, Arizona auto insurance laws require that you have at least the Arizona minimum auto insurance to be financially responsible in the event of an accident. Take a look at the required auto insurance in Mesa, Arizona.

Minimum Required Auto Insurance Coverage in Mesa, Arizona

Liability Insurance Required Minimum Coverage Limits Required
Bodily Injury Liability Coverage $15,000 per person
$30,000 per accident
Property Damage Liability Coverage $10,000 minimum

Free Auto Insurance Comparison

Enter your ZIP code below to view companies that have cheap auto insurance rates.

 Secured with SHA-256 Encryption

Cheap Mesa, Arizona Auto Insurance by Age, Gender, and Marital Status

Auto insurance rates in Mesa, Arizona are affected by age, gender, and marital status. See how demographics impact the annual cost of insurance.

Annual Auto Insurance Rates by Age, Gender, and Marital Status in Mesa, Arizona

Insurance Company Married 35-Year-Old Female Married 35-Year-Old Male Married 60-Year-Old Female Married 60-Year-Old Male Single 17-Year-Old Female Single 17-Year-Old Male Single 25-Year-Old Female Single 25-Year-Old Male
Allstate $3,927 $3,927 $3,823 $3,823 $8,509 $10,998 $4,388 $4,768
American Family $3,024 $3,024 $2,777 $2,777 $8,032 $10,515 $3,024 $3,535
Farmers $2,931 $2,923 $2,607 $2,786 $12,641 $13,076 $3,299 $3,390
GEICO $1,638 $1,826 $1,398 $1,791 $4,694 $4,921 $1,490 $1,454
Nationwide $2,624 $2,667 $2,347 $2,483 $6,555 $8,389 $3,036 $3,281
Progressive $2,131 $1,853 $1,916 $1,820 $8,813 $9,804 $2,278 $2,244
State Farm $3,209 $3,209 $2,845 $2,845 $10,062 $12,654 $3,453 $4,361
Travelers $2,107 $2,216 $1,966 $2,090 $6,265 $7,918 $2,228 $2,341
USAA $1,788 $1,790 $1,671 $1,686 $6,852 $7,840 $2,362 $2,526

Cheap Mesa, Arizona Auto Insurance for Teen Drivers

Finding cheap teen auto insurance in Mesa, Arizona is a challenge. Take a look at the annual teen auto insurance rates in Mesa, Arizona.

Annual Auto Insurance Rates for Teen Drivers in Mesa, Arizona

Insurance Company Single 17-Year-Old Female Single 17-Year-Old Male
Allstate $8,509 $10,998
American Family $8,032 $10,515
Farmers $12,641 $13,076
GEICO $4,694 $4,921
Nationwide $6,555 $8,389
Progressive $8,813 $9,804
State Farm $10,062 $12,654
Travelers $6,265 $7,918
USAA $6,852 $7,840

Cheap Mesa, Arizona Auto Insurance for Seniors

What are senior auto insurance rates in Mesa, Arizona? Take a look at the annual average rates for older drivers.

Annual Auto Insurance Rates for Senior Drivers in Mesa, Arizona

Insurance Company Married 60-Year-Old Female Married 60-Year-Old Male
Allstate $3,823 $3,823
American Family $2,777 $2,777
Farmers $2,607 $2,786
GEICO $1,398 $1,791
Nationwide $2,347 $2,483
Progressive $1,916 $1,820
State Farm $2,845 $2,845
Travelers $1,966 $2,090
USAA $1,671 $1,686

Cheap Mesa, Arizona Auto Insurance By Driving Record

Driving record has a big impact on your auto insurance rates. See the annual auto insurance rates for a bad record in Mesa, Arizona compared to the annual auto insurance rates with a clean record in Mesa, Arizona.

Annual Mesa, Arizona Auto Insurance Rates by Driving Record

Group Clean Record With 1 Accident With 1 DUI With 1 Speeding Violation
Allstate $4,413 $5,601 $6,347 $5,720
American Family $3,260 $5,019 $6,288 $3,786
Farmers $4,610 $5,953 $5,811 $5,452
GEICO $1,855 $2,521 $3,376 $1,855
Nationwide $3,317 $3,490 $5,171 $3,712
Progressive $3,400 $4,490 $3,588 $3,951
State Farm $4,842 $5,817 $5,330 $5,330
Travelers $2,710 $3,534 $3,946 $3,375
USAA $2,406 $3,459 $4,558 $2,834

Cheap Mesa, Arizona Auto Insurance Rates After a DUI

Finding cheap auto insurance after a DUI in Mesa, Arizona is not easy. Compare the annual rates for DUI auto insurance in Mesa, Arizona to find the best deal.

Annual Auto Insurance Rates After a DUI in Mesa, Arizona

Insurance Company Annual Auto Insurance Rates With a DUI
Allstate $6,347
American Family $6,288
Farmers $5,811
GEICO $3,376
Nationwide $5,171
Progressive $3,588
State Farm $5,330
Travelers $3,946
USAA $4,558

Cheap Mesa, Arizona Auto Insurance By Credit History

Credit history can have a major effect on the cost of auto insurance. See how Mesa, Arizona annual auto insurance rates by credit history compare.

Annual Auto Insurance Rates by Credit Score in Mesa, Arizona

Insurance Company Poor Fair Good
Allstate $7,055 $5,026 $4,480
American Family $5,764 $4,297 $3,704
Farmers $6,219 $5,203 $4,948
GEICO $3,302 $2,164 $1,739
Nationwide $4,723 $3,758 $3,286
Progressive $4,299 $3,759 $3,513
State Farm $9,813 $3,798 $2,378
Travelers $4,125 $3,365 $2,684
USAA $4,355 $3,049 $2,540

Free Auto Insurance Comparison

Enter your ZIP code below to view companies that have cheap auto insurance rates.

 Secured with SHA-256 Encryption

Cheap Mesa, Arizona Auto Insurance Rates By ZIP Code

Auto insurance rates by ZIP code in Mesa, Arizona can vary. Compare the annual cost of auto insurance by ZIP code in Mesa, Arizona to see how car insurance rates are affected by location.

Annual Auto Insurance Rates by ZIP Code in Mesa, Arizona

ZIP Code Average Annual Rates
85201 $4,282
85202 $4,226
85203 $4,238
85204 $4,416
85205 $4,134
85206 $4,084
85207 $3,989
85208 $4,101
85209 $4,068
85210 $4,267
85212 $4,053
85213 $4,297
85215 $4,055

Cheap Mesa, Arizona Auto Insurance Rates By Commute

Commute length and annual mileage affect Mesa, Arizona auto insurance. Find the cheapest annual Mesa, Arizona auto insurance by commute length.

Annual Auto Insurance Rates by Commute Length in Mesa, Arizona

Insurance Company 10 Mile Commute, 6000 Annual Mileage 25 Mile Commute, 12000 Annual Mileage
Allstate $5,520 $5,520
American Family $4,545 $4,632
Farmers $5,457 $5,457
GEICO $2,361 $2,442
Nationwide $3,923 $3,923
Progressive $3,857 $3,857
State Farm $5,192 $5,467
Travelers $3,391 $3,391
USAA $3,279 $3,350

Cheap Mesa, Arizona Auto Insurance Rates By Coverage Level

How much does the coverage level you select affect the cost of your auto insurance in Mesa, Arizona? Check out the comparison of annual Mesa, Arizona auto insurance rates by coverage level.

Annual Auto Insurance Rates by Coverage Level in Mesa, Arizona

Insurance Company Low Medium High
Allstate $5,153 $5,552 $5,856
American Family $4,406 $4,735 $4,624
Farmers $4,619 $5,517 $6,234
GEICO $1,985 $2,440 $2,780
Nationwide $3,718 $3,972 $4,078
Progressive $3,346 $3,936 $4,290
State Farm $4,759 $5,437 $5,792
Travelers $3,004 $3,449 $3,721
USAA $3,046 $3,362 $3,535

Free Auto Insurance Comparison

Enter your ZIP code below to view companies that have cheap auto insurance rates.

 Secured with SHA-256 Encryption

Best By Category: Cheapest Auto Insurance in Mesa, Arizona

Compare the cheapest auto insurance companies in Mesa, Arizona in each category to find the company with the best rates for your personal needs.

Best Annual Auto Insurance Rates by Company in Mesa, Arizona

Category Insurance Company
Teenagers GEICO
Seniors GEICO
Clean Record GEICO
With 1 Accident GEICO
With 1 DUI GEICO
With 1 Speeding Violation GEICO

The Cheapest Mesa, Arizona Auto Insurance Companies

What auto insurance companies in Mesa, Arizona are the cheapest? Compare the top Mesa, Arizona auto insurance companies to find the best annual rates.

Average Annual Auto Insurance Rates by Company in Mesa, Arizona

Insurance Company Average Annual Rates
Allstate $5,520
American Family $4,588
Farmers $5,457
GEICO $2,402
Nationwide $3,923
Progressive $3,857
State Farm $5,330
Travelers $3,391
USAA $3,314

What affects auto insurance rates in Mesa, Arizona?

There are a lot of reasons why auto insurance rates in Mesa, Arizona are higher or lower than in other cities. These include traffic and the number of vehicle thefts in Mesa, Arizona. Many local factors may affect your Mesa auto insurance rates.

Mesa Auto Theft

More theft means higher auto insurance rates because auto insurance companies are paying more in claims. According to the FBI’s annual Mesa, Arizona auto theft statistics, there have been 863 auto thefts in the city.

Mesa Commute Time

Cities in which drivers have a longer average commute time tend to have higher auto insurance costs. The average Mesa, Arizona commute length is 25.4 minutes according to City-Data.

Mesa Traffic

How does Mesa, Arizona rank for traffic? According to Inrix Mesa, Arizona is the 928th most congested worldwide.

Free Auto Insurance Comparison

Enter your ZIP code below to view companies that have cheap auto insurance rates.

 Secured with SHA-256 Encryption

Compare Mesa, Arizona Auto Insurance Quotes

Before you buy Mesa, Arizona auto insurance, make sure you have compared rates from multiple companies. Enter your ZIP code below to get free Mesa, Arizona auto insurance quotes.

Free Auto Insurance Comparison

Enter your ZIP code below to view companies that have cheap auto insurance rates.

 Secured with SHA-256 Encryption