Best Cheap Auto Insurance in Sun City West, AZ (2021)

The average Sun City West, AZ auto insurance rates are $306 per month. The minimum auto insurance in Sun City West is at least 15/30/10 in coverage to comply with Arizona auto insurance laws. To find the best cheap auto insurance in Sun City West, Arizona, compare quotes from multiple companies.

Free Auto Insurance Comparison

secured lock Secured with SHA-256 Encryption

Leslie Kasperowicz holds a BA in Social Sciences from the University of Winnipeg. She spent several years as a Farmers Insurance CSR, gaining a solid understanding of insurance products including home, life, auto, and commercial and working directly with insurance customers to understand their needs. She has since used that knowledge in her more than ten years as a writer, largely in the insuranc...

Full Bio →

Written by

Dan Walker graduated with a BS in Administrative Management in 2005 and has been working in his family’s insurance agency, FCI Agency, for 15 years (BBB A+). He is licensed as an agent to write property and casualty insurance, including home, auto, umbrella, and dwelling fire insurance. He’s also been featured on sites like Reviews.com and Safeco. He reviews content, ensuring that ex...

Full Bio →

Reviewed by Daniel Walker
Licensed Auto Insurance Agent Daniel Walker

UPDATED: May 17, 2021

Advertiser Disclosure

It’s all about you. We want to help you make the right coverage choices.

Advertiser Disclosure: We strive to help you make confident auto insurance decisions. Comparison shopping should be easy. We are not affiliated with any one auto insurance provider and cannot guarantee quotes from any single provider. Our partnerships don’t influence our content. Our opinions are our own. To compare quotes from many different companies please enter your ZIP code on this page to use the free quote tool. The more quotes you compare, the more chances to save.

Editorial Guidelines: We are a free online resource for anyone interested in learning more about auto insurance. Our goal is to be an objective, third-party resource for everything auto insurance related. We update our site regularly, and all content is reviewed by auto insurance experts.

Things to Remember

  • The cheapest auto insurance company in Sun City West is GEICO
  • The most expensive auto insurance company in Sun City West for teen drivers is Farmers
  • Average auto insurance rates in Sun City West, AZ for senior drivers are $2,119 per year

Sun City West, Arizona auto insurance requirements are 15/30/10 according to Arizona auto insurance laws. Finding cheap auto insurance in Sun City West can seem like a difficult task, but all of the information you need is right here. We’ll cover factors that affect auto insurance rates in Sun City West, Arizona, including driving record, credit, commute time, and more.

Compare auto insurance in Sun City West to other Arizona cities, including Glendale auto insurance rates, Mesa auto insurance rates, and Peoria auto insurance rates to see how Sun City West, Arizona auto insurance rates stack up.

Before you buy Sun City West, Arizona auto insurance, make sure you have compared rates from multiple companies. Enter your ZIP code above to get free Sun City West, Arizona auto insurance quotes.

Minimum Auto Insurance in Sun City West, Arizona

Sun City West, Arizona auto insurance laws require that you have at least the Arizona minimum auto insurance to be financially responsible in the event of an accident. Take a look at the required auto insurance in Sun City West, Arizona.

Minimum Required Auto Insurance Coverage in Sun City West, Arizona

Liability Insurance Required Minimum Coverage Limits Required
Bodily Injury Liability Coverage $15,000 per person
$30,000 per accident
Property Damage Liability Coverage $10,000 minimum

Free Auto Insurance Comparison

Enter your ZIP code below to view companies that have cheap auto insurance rates.

secured lock Secured with SHA-256 Encryption

Cheap Sun City West, Arizona Auto Insurance by Age, Gender, and Marital Status

Auto insurance rates in Sun City West, Arizona are affected by age, gender, and marital status. See how demographics impact the annual cost of insurance.

Annual Auto Insurance Rates by Age, Gender, and Marital Status in Sun City West, Arizona

Insurance Company Married 35-Year-Old Female Married 35-Year-Old Male Married 60-Year-Old Female Married 60-Year-Old Male Single 17-Year-Old Female Single 17-Year-Old Male Single 25-Year-Old Female Single 25-Year-Old Male
Allstate $3,423 $3,423 $3,336 $3,336 $7,454 $9,629 $3,827 $4,159
American Family $2,759 $2,759 $2,534 $2,534 $7,447 $9,786 $2,759 $3,219
Farmers $2,850 $2,839 $2,538 $2,721 $12,300 $12,683 $3,204 $3,284
GEICO $1,551 $1,728 $1,315 $1,680 $4,475 $4,702 $1,416 $1,388
Nationwide $2,257 $2,288 $2,026 $2,135 $5,648 $7,190 $2,613 $2,814
Progressive $1,998 $1,741 $1,800 $1,708 $8,296 $9,242 $2,141 $2,115
State Farm $2,137 $2,137 $1,893 $1,893 $6,729 $8,454 $2,300 $2,909
Travelers $2,004 $2,107 $1,877 $1,994 $5,964 $7,555 $2,115 $2,222
USAA $1,498 $1,509 $1,392 $1,422 $5,351 $6,190 $1,964 $2,126

Cheap Sun City West, Arizona Auto Insurance for Teen Drivers

Finding cheap teen auto insurance in Sun City West, Arizona is a challenge. Take a look at the annual teen auto insurance rates in Sun City West, Arizona.

Annual Auto Insurance Rates for Teen Drivers in Sun City West, Arizona

Insurance Company Single 17-Year-Old Female Single 17-Year-Old Male
Allstate $7,454 $9,629
American Family $7,447 $9,786
Farmers $12,300 $12,683
GEICO $4,475 $4,702
Nationwide $5,648 $7,190
Progressive $8,296 $9,242
State Farm $6,729 $8,454
Travelers $5,964 $7,555
USAA $5,351 $6,190

Cheap Sun City West, Arizona Auto Insurance for Seniors

What are senior auto insurance rates in Sun City West, Arizona? Take a look at the annual average rates for older drivers.

Annual Auto Insurance Rates for Senior Drivers in Sun City West, Arizona

Insurance Company Married 60-Year-Old Female Married 60-Year-Old Male
Allstate $3,336 $3,336
American Family $2,534 $2,534
Farmers $2,538 $2,721
GEICO $1,315 $1,680
Nationwide $2,026 $2,135
Progressive $1,800 $1,708
State Farm $1,893 $1,893
Travelers $1,877 $1,994
USAA $1,392 $1,422

Cheap Sun City West, Arizona Auto Insurance By Driving Record

Driving record has a big impact on your auto insurance rates. See the annual auto insurance rates for a bad record in Sun City West, Arizona compared to the annual auto insurance rates with a clean record in Sun City West, Arizona.

Annual Sun City West, Arizona Auto Insurance Rates by Driving Record

Group Clean Record With 1 Accident With 1 DUI With 1 Speeding Violation
Allstate $3,846 $4,899 $5,555 $4,993
American Family $2,990 $4,648 $5,786 $3,474
Farmers $4,476 $5,786 $5,650 $5,298
GEICO $1,763 $2,392 $3,210 $1,763
Nationwide $2,863 $3,009 $4,419 $3,194
Progressive $3,201 $4,225 $3,376 $3,717
State Farm $3,229 $3,884 $3,556 $3,556
Travelers $2,583 $3,361 $3,764 $3,212
USAA $1,959 $2,784 $3,681 $2,302

Cheap Sun City West, Arizona Auto Insurance Rates After a DUI

Finding cheap auto insurance after a DUI in Sun City West, Arizona is not easy. Compare the annual rates for DUI auto insurance in Sun City West, Arizona to find the best deal.

Annual Auto Insurance Rates After a DUI in Sun City West, Arizona

Insurance Company Annual Auto Insurance Rates With a DUI
Allstate $5,555
American Family $5,786
Farmers $5,650
GEICO $3,210
Nationwide $4,419
Progressive $3,376
State Farm $3,556
Travelers $3,764
USAA $3,681

Cheap Sun City West, Arizona Auto Insurance By Credit History

Credit history can have a major effect on the cost of auto insurance. See how Sun City West, Arizona annual auto insurance rates by credit history compare.

Annual Auto Insurance Rates by Credit Score in Sun City West, Arizona

Insurance Company Poor Fair Good
Allstate $6,159 $4,397 $3,914
American Family $5,304 $3,957 $3,412
Farmers $6,057 $5,050 $4,800
GEICO $3,135 $2,057 $1,654
Nationwide $4,044 $3,236 $2,833
Progressive $4,043 $3,538 $3,309
State Farm $6,546 $2,535 $1,588
Travelers $3,930 $3,202 $2,558
USAA $3,547 $2,459 $2,038

Free Auto Insurance Comparison

Enter your ZIP code below to view companies that have cheap auto insurance rates.

secured lock Secured with SHA-256 Encryption

Cheap Sun City West, Arizona Auto Insurance Rates By Commute

Commute length and annual mileage affect Sun City West, Arizona auto insurance. Find the cheapest annual Sun City West, Arizona auto insurance by commute length.

Annual Auto Insurance Rates by Commute Length in Sun City West, Arizona

Insurance Company 10 Mile Commute, 6000 Annual Mileage 25 Mile Commute, 12000 Annual Mileage
Allstate $4,823 $4,823
American Family $4,185 $4,264
Farmers $5,302 $5,302
GEICO $2,245 $2,320
Nationwide $3,371 $3,371
Progressive $3,630 $3,630
State Farm $3,465 $3,648
Travelers $3,230 $3,230
USAA $2,652 $2,711

Cheap Sun City West, Arizona Auto Insurance Rates By Coverage Level

How much does the coverage level you select affect the cost of your auto insurance in Sun City West, Arizona? Check out the comparison of annual Sun City West, Arizona auto insurance rates by coverage level.

Annual Auto Insurance Rates by Coverage Level in Sun City West, Arizona

Insurance Company Low Medium High
Allstate $4,508 $4,849 $5,113
American Family $4,034 $4,359 $4,279
Farmers $4,457 $5,360 $6,090
GEICO $1,914 $2,319 $2,613
Nationwide $3,185 $3,417 $3,511
Progressive $3,159 $3,703 $4,028
State Farm $3,176 $3,627 $3,866
Travelers $2,846 $3,286 $3,558
USAA $2,495 $2,713 $2,837

Best By Category: Cheapest Auto Insurance in Sun City West, Arizona

Compare the cheapest auto insurance companies in Sun City West, Arizona in each category to find the company with the best rates for your personal needs.

Best Annual Auto Insurance Rates by Company in Sun City West, Arizona

Category Insurance Company
Teenagers GEICO
Seniors USAA
Clean Record GEICO
With 1 Accident GEICO
With 1 DUI GEICO
With 1 Speeding Violation GEICO

Free Auto Insurance Comparison

Enter your ZIP code below to view companies that have cheap auto insurance rates.

secured lock Secured with SHA-256 Encryption

The Cheapest Sun City West, Arizona Auto Insurance Companies

What auto insurance companies in Sun City West, Arizona are the cheapest? Compare the top Sun City West, Arizona auto insurance companies to find the best annual rates.

Average Annual Auto Insurance Rates by Company in Sun City West, Arizona

Insurance Company Average Annual Rates
Allstate $4,823
American Family $4,224
Farmers $5,302
GEICO $2,282
Nationwide $3,371
Progressive $3,630
State Farm $3,556
Travelers $3,230
USAA $2,682

What affects auto insurance rates in Sun City West, Arizona?

There are a lot of reasons why auto insurance rates in Sun City West, Arizona are higher or lower than in other cities. These include traffic and the number of vehicle thefts in Sun City West, Arizona. Many local factors may affect your Sun City West auto insurance rates.

Sun City West Commute Time

Cities in which drivers have a longer average commute time tend to have higher auto insurance costs. The average Sun City West, Arizona commute length is 25.1 minutes according to City-Data.

Compare Sun City West, Arizona Auto Insurance Quotes

Before you buy Sun City West, Arizona auto insurance, make sure you have compared rates from multiple companies. Enter your ZIP code below to get free Sun City West, Arizona auto insurance quotes.

Free Auto Insurance Comparison

Enter your ZIP code below to view companies that have cheap auto insurance rates.

secured lock Secured with SHA-256 Encryption