Best Cheap Auto Insurance in Maricopa, AZ (2021)

The average Maricopa, AZ auto insurance rates are $325 per month. The minimum auto insurance in Maricopa is at least 15/30/10 in coverage to comply with Arizona auto insurance laws. To find the best cheap auto insurance in Maricopa, Arizona, compare quotes from multiple companies.

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Mathew B. Sims is Editor-in-Chief and has authored, edited, and contributed to several books. He has been working in the insurance industry ensuring content is accurate for consumers who are searching for the best policies and rates. He has also been featured on sites like UpJourney.

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Dan Walker graduated with a BS in Administrative Management in 2005 and has been working in his family’s insurance agency, FCI Agency, for 15 years (BBB A+). He is licensed as an agent to write property and casualty insurance, including home, auto, umbrella, and dwelling fire insurance. He’s also been featured on sites like Reviews.com and Safeco. He reviews content, ensuring that ex...

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Reviewed by Daniel Walker
Licensed Auto Insurance Agent

UPDATED: May 17, 2021

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Things to Remember

  • The average commute length in Maricopa is 37.3 minutes
  • The cheapest auto insurance company in Maricopa is GEICO
  • The most expensive auto insurance company in Maricopa for teen drivers is Farmers

Maricopa, Arizona auto insurance requirements are 15/30/10 according to Arizona auto insurance laws. Finding cheap auto insurance in Maricopa can seem like a difficult task, but all of the information you need is right here. We’ll cover factors that affect auto insurance rates in Maricopa, Arizona, including driving record, credit, commute time, and more.

Compare auto insurance in Maricopa to other Arizona cities, including Tucson auto insurance rates, Tempe auto insurance rates, and Surprise auto insurance rates to see how Maricopa, Arizona auto insurance rates stack up.

Before you buy Maricopa, Arizona auto insurance, make sure you have compared rates from multiple companies. Enter your ZIP code above to get free Maricopa, Arizona auto insurance quotes.

Minimum Auto Insurance in Maricopa, Arizona

Maricopa, Arizona auto insurance laws require that you have at least the Arizona minimum auto insurance to be financially responsible in the event of an accident. Take a look at the required auto insurance in Maricopa, Arizona.

Minimum Required Auto Insurance Coverage in Maricopa, Arizona

Liability Insurance Required Minimum Coverage Limits Required
Bodily Injury Liability Coverage $15,000 per person
$30,000 per accident
Property Damage Liability Coverage $10,000 minimum

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Cheap Maricopa, Arizona Auto Insurance by Age, Gender, and Marital Status

Auto insurance rates in Maricopa, Arizona are affected by age, gender, and marital status. See how demographics impact the annual cost of insurance.

Annual Auto Insurance Rates by Age, Gender, and Marital Status in Maricopa, Arizona

Insurance Company Married 35-Year-Old Female Married 35-Year-Old Male Married 60-Year-Old Female Married 60-Year-Old Male Single 17-Year-Old Female Single 17-Year-Old Male Single 25-Year-Old Female Single 25-Year-Old Male
Allstate $3,697 $3,697 $3,598 $3,598 $8,117 $10,524 $4,144 $4,511
American Family $2,922 $2,922 $2,680 $2,680 $7,617 $9,900 $2,922 $3,441
Farmers $2,793 $2,786 $2,488 $2,660 $11,915 $12,305 $3,143 $3,232
GEICO $1,474 $1,644 $1,248 $1,591 $4,207 $4,430 $1,345 $1,323
Nationwide $2,477 $2,524 $2,208 $2,344 $6,166 $7,924 $2,863 $3,102
Progressive $1,952 $1,712 $1,757 $1,668 $8,078 $9,014 $2,105 $2,095
State Farm $2,922 $2,922 $2,582 $2,582 $9,044 $11,382 $3,145 $3,974
Travelers $2,010 $2,115 $1,879 $1,996 $5,952 $7,531 $2,124 $2,232
USAA $1,540 $1,542 $1,442 $1,455 $5,797 $6,655 $2,023 $2,168

Cheap Maricopa, Arizona Auto Insurance for Teen Drivers

Finding cheap teen auto insurance in Maricopa, Arizona is a challenge. Take a look at the annual teen auto insurance rates in Maricopa, Arizona.

Annual Auto Insurance Rates for Teen Drivers in Maricopa, Arizona

Insurance Company Single 17-Year-Old Female Single 17-Year-Old Male
Allstate $8,117 $10,524
American Family $7,617 $9,900
Farmers $11,915 $12,305
GEICO $4,207 $4,430
Nationwide $6,166 $7,924
Progressive $8,078 $9,014
State Farm $9,044 $11,382
Travelers $5,952 $7,531
USAA $5,797 $6,655

Cheap Maricopa, Arizona Auto Insurance for Seniors

What are senior auto insurance rates in Maricopa, Arizona? Take a look at the annual average rates for older drivers.

Annual Auto Insurance Rates for Senior Drivers in Maricopa, Arizona

Insurance Company Married 60-Year-Old Female Married 60-Year-Old Male
Allstate $3,598 $3,598
American Family $2,680 $2,680
Farmers $2,488 $2,660
GEICO $1,248 $1,591
Nationwide $2,208 $2,344
Progressive $1,757 $1,668
State Farm $2,582 $2,582
Travelers $1,879 $1,996
USAA $1,442 $1,455

Cheap Maricopa, Arizona Auto Insurance By Driving Record

Driving record has a big impact on your auto insurance rates. See the annual auto insurance rates for a bad record in Maricopa, Arizona compared to the annual auto insurance rates with a clean record in Maricopa, Arizona.

Annual Maricopa, Arizona Auto Insurance Rates by Driving Record

Group Clean Record With 1 Accident With 1 DUI With 1 Speeding Violation
Allstate $4,175 $5,312 $6,031 $5,424
American Family $3,108 $4,814 $6,005 $3,614
Farmers $4,363 $5,632 $5,499 $5,167
GEICO $1,674 $2,261 $3,023 $1,674
Nationwide $3,122 $3,283 $4,898 $3,502
Progressive $3,130 $4,123 $3,303 $3,634
State Farm $4,386 $5,252 $4,819 $4,819
Travelers $2,584 $3,362 $3,761 $3,213
USAA $2,056 $2,950 $3,885 $2,420

Cheap Maricopa, Arizona Auto Insurance Rates After a DUI

Finding cheap auto insurance after a DUI in Maricopa, Arizona is not easy. Compare the annual rates for DUI auto insurance in Maricopa, Arizona to find the best deal.

Annual Auto Insurance Rates After a DUI in Maricopa, Arizona

Insurance Company Annual Auto Insurance Rates With a DUI
Allstate $6,031
American Family $6,005
Farmers $5,499
GEICO $3,023
Nationwide $4,898
Progressive $3,303
State Farm $4,819
Travelers $3,761
USAA $3,885

Cheap Maricopa, Arizona Auto Insurance By Credit History

Credit history can have a major effect on the cost of auto insurance. See how Maricopa, Arizona annual auto insurance rates by credit history compare.

Annual Auto Insurance Rates by Credit Score in Maricopa, Arizona

Insurance Company Poor Fair Good
Allstate $6,705 $4,767 $4,235
American Family $5,522 $4,104 $3,531
Farmers $5,898 $4,920 $4,678
GEICO $2,962 $1,946 $1,565
Nationwide $4,453 $3,545 $3,105
Progressive $3,953 $3,457 $3,232
State Farm $8,886 $3,430 $2,142
Travelers $3,930 $3,204 $2,556
USAA $3,719 $2,600 $2,165

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Cheap Maricopa, Arizona Auto Insurance Rates By ZIP Code

Auto insurance rates by ZIP code in Maricopa, Arizona can vary. Compare the annual cost of auto insurance by ZIP code in Maricopa, Arizona to see how car insurance rates are affected by location.

Annual Auto Insurance Rates by ZIP Code in Maricopa, Arizona

ZIP Code Average Annual Rates
85138 $3,876
85139 $3,843

Cheap Maricopa, Arizona Auto Insurance Rates By Commute

Commute length and annual mileage affect Maricopa, Arizona auto insurance. Find the cheapest annual Maricopa, Arizona auto insurance by commute length.

Annual Auto Insurance Rates by Commute Length in Maricopa, Arizona

Insurance Company 10 Mile Commute, 6000 Annual Mileage 25 Mile Commute, 12000 Annual Mileage
Allstate $5,236 $5,236
American Family $4,342 $4,429
Farmers $5,165 $5,165
GEICO $2,121 $2,195
Nationwide $3,701 $3,701
Progressive $3,548 $3,548
State Farm $4,696 $4,942
Travelers $3,230 $3,230
USAA $2,797 $2,858

Cheap Maricopa, Arizona Auto Insurance Rates By Coverage Level

How much does the coverage level you select affect the cost of your auto insurance in Maricopa, Arizona? Check out the comparison of annual Maricopa, Arizona auto insurance rates by coverage level.

Annual Auto Insurance Rates by Coverage Level in Maricopa, Arizona

Insurance Company Low Medium High
Allstate $4,926 $5,264 $5,517
American Family $4,242 $4,526 $4,388
Farmers $4,374 $5,220 $5,902
GEICO $1,808 $2,189 $2,477
Nationwide $3,550 $3,738 $3,815
Progressive $3,134 $3,613 $3,895
State Farm $4,338 $4,911 $5,209
Travelers $2,851 $3,286 $3,552
USAA $2,608 $2,866 $3,010

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Best By Category: Cheapest Auto Insurance in Maricopa, Arizona

Compare the cheapest auto insurance companies in Maricopa, Arizona in each category to find the company with the best rates for your personal needs.

Best Annual Auto Insurance Rates by Company in Maricopa, Arizona

Category Insurance Company
Teenagers GEICO
Seniors GEICO
Clean Record GEICO
With 1 Accident GEICO
With 1 DUI GEICO
With 1 Speeding Violation GEICO

The Cheapest Maricopa, Arizona Auto Insurance Companies

What auto insurance companies in Maricopa, Arizona are the cheapest? Compare the top Maricopa, Arizona auto insurance companies to find the best annual rates.

Average Annual Auto Insurance Rates by Company in Maricopa, Arizona

Insurance Company Average Annual Rates
Allstate $5,236
American Family $4,385
Farmers $5,165
GEICO $2,158
Nationwide $3,701
Progressive $3,548
State Farm $4,819
Travelers $3,230
USAA $2,828

What affects auto insurance rates in Maricopa, Arizona?

There are a lot of reasons why auto insurance rates in Maricopa, Arizona are higher or lower than in other cities. These include traffic and the number of vehicle thefts in Maricopa, Arizona. Many local factors may affect your Maricopa auto insurance rates.

Maricopa Auto Theft

More theft means higher auto insurance rates because auto insurance companies are paying more in claims. According to the FBI’s annual Maricopa, Arizona auto theft statistics, there have been 33 auto thefts in the city.

Maricopa Commute Time

Cities in which drivers have a longer average commute time tend to have higher auto insurance costs. The average Maricopa, Arizona commute length is 37.3 minutes according to City-Data.

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Compare Maricopa, Arizona Auto Insurance Quotes

Before you buy Maricopa, Arizona auto insurance, make sure you have compared rates from multiple companies. Enter your ZIP code below to get free Maricopa, Arizona auto insurance quotes.

Free Auto Insurance Comparison

Enter your ZIP code below to view companies that have cheap auto insurance rates.

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