Best Cheap Auto Insurance in Copperopolis, CA (2021)

The average Copperopolis, CA auto insurance rates are $286 per month. The minimum auto insurance in Copperopolis is at least 15/30/5 in coverage to comply with California auto insurance laws. To find the best cheap auto insurance in Copperopolis, California, compare quotes from multiple companies.

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Leslie Kasperowicz holds a BA in Social Sciences from the University of Winnipeg. She spent several years as a Farmers Insurance CSR, gaining a solid understanding of insurance products including home, life, auto, and commercial and working directly with insurance customers to understand their needs. She has since used that knowledge in her more than ten years as a writer, largely in the insuranc...

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Dan Walker graduated with a BS in Administrative Management in 2005 and has been working in his family’s insurance agency, FCI Agency, for 15 years (BBB A+). He is licensed as an agent to write property and casualty insurance, including home, auto, umbrella, and dwelling fire insurance. He’s also been featured on sites like Reviews.com and Safeco. He reviews content, ensuring that ex...

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Reviewed by Daniel Walker
Licensed Auto Insurance Agent

UPDATED: May 17, 2021

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Things to Remember

  • Average auto insurance rates in Copperopolis, CA for senior drivers are $2,062 per year
  • The most expensive auto insurance company in Copperopolis for teen drivers is Farmers
  • The minimum auto insurance required in Copperopolis, California is 15/30/5

Copperopolis, California auto insurance requirements are 15/30/5 according to California auto insurance laws. Finding cheap auto insurance in Copperopolis can seem like a difficult task, but all of the information you need is right here. We’ll cover factors that affect auto insurance rates in Copperopolis, California, including driving record, credit, commute time, and more.

Compare auto insurance in Copperopolis to other California cities, including Anaheim auto insurance rates, Los Angeles auto insurance rates, and San Jose auto insurance rates to see how Copperopolis, California auto insurance rates stack up.

Before you buy Copperopolis, California auto insurance, make sure you have compared rates from multiple companies. Enter your ZIP code above to get free Copperopolis, California auto insurance quotes.

Minimum Auto Insurance in Copperopolis, California

Copperopolis, California auto insurance laws require that you have at least the California minimum auto insurance to be financially responsible in the event of an accident. Take a look at the required auto insurance in Copperopolis, California.

Minimum Required Auto Insurance Coverage in Copperopolis, California

Liability Insurance Required Minimum Coverage Limits Required
Bodily Injury Liability Coverage $15,000 per person
$30,000 per accident
Property Damage Liability Coverage $5,000 minimum

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Cheap Copperopolis, California Auto Insurance by Age, Gender, and Marital Status

Auto insurance rates in Copperopolis, California are affected by age, gender, and marital status. See how demographics impact the annual cost of insurance.

Annual Auto Insurance Rates by Age, Gender, and Marital Status in Copperopolis, California

Insurance Company Married 35-Year-Old Female Married 35-Year-Old Male Married 60-Year-Old Female Married 60-Year-Old Male Single 17-Year-Old Female Single 17-Year-Old Male Single 25-Year-Old Female Single 25-Year-Old Male
Allstate $2,603 $2,605 $1,894 $1,914 $7,121 $8,946 $3,324 $3,652
Farmers $2,441 $2,441 $2,197 $2,197 $7,752 $12,714 $2,889 $3,214
GEICO $1,738 $1,739 $1,635 $1,635 $5,284 $5,387 $2,497 $2,559
Liberty Mutual $2,172 $2,069 $2,007 $1,949 $4,782 $5,042 $2,465 $2,470
Nationwide $3,031 $2,897 $2,646 $2,498 $7,624 $8,429 $3,604 $3,569
Progressive $1,862 $1,920 $1,591 $1,889 $5,022 $6,068 $2,704 $2,914
State Farm $3,131 $3,131 $2,796 $2,796 $5,733 $7,115 $3,462 $3,570
Travelers $2,254 $2,185 $1,993 $1,972 $4,596 $5,254 $2,917 $2,858
USAA $1,791 $1,698 $1,747 $1,755 $4,092 $4,107 $2,476 $2,342

Cheap Copperopolis, California Auto Insurance for Teen Drivers

Finding cheap teen auto insurance in Copperopolis, California is a challenge. Take a look at the annual teen auto insurance rates in Copperopolis, California.

Annual Auto Insurance Rates for Teen Drivers in Copperopolis, California

Insurance Company Single 17-Year-Old Female Single 17-Year-Old Male
Allstate $7,121 $8,946
Farmers $7,752 $12,714
GEICO $5,284 $5,387
Liberty Mutual $4,782 $5,042
Nationwide $7,624 $8,429
Progressive $5,022 $6,068
State Farm $5,733 $7,115
Travelers $4,596 $5,254
USAA $4,092 $4,107

Cheap Copperopolis, California Auto Insurance for Seniors

What are senior auto insurance rates in Copperopolis, California? Take a look at the annual average rates for older drivers.

Annual Auto Insurance Rates for Senior Drivers in Copperopolis, California

Insurance Company Married 60-Year-Old Female Married 60-Year-Old Male
Allstate $1,894 $1,914
Farmers $2,197 $2,197
GEICO $1,635 $1,635
Liberty Mutual $2,007 $1,949
Nationwide $2,646 $2,498
Progressive $1,591 $1,889
State Farm $2,796 $2,796
Travelers $1,993 $1,972
USAA $1,747 $1,755

Cheap Copperopolis, California Auto Insurance By Driving Record

Driving record has a big impact on your auto insurance rates. See the annual auto insurance rates for a bad record in Copperopolis, California compared to the annual auto insurance rates with a clean record in Copperopolis, California.

Annual Copperopolis, California Auto Insurance Rates by Driving Record

Group Clean Record With 1 Accident With 1 DUI With 1 Speeding Violation
Allstate $2,419 $4,060 $6,383 $3,168
Farmers $3,312 $4,511 $5,621 $4,479
GEICO $1,965 $3,031 $3,804 $2,437
Liberty Mutual $2,490 $3,340 $3,010 $2,638
Nationwide $2,993 $3,834 $6,487 $3,834
Progressive $1,954 $3,331 $3,885 $2,814
State Farm $2,828 $3,374 $6,381 $3,283
Travelers $2,019 $3,261 $3,787 $2,949
USAA $1,663 $2,470 $4,050 $1,821

Cheap Copperopolis, California Auto Insurance Rates After a DUI

Finding cheap auto insurance after a DUI in Copperopolis, California is not easy. Compare the annual rates for DUI auto insurance in Copperopolis, California to find the best deal.

Annual Auto Insurance Rates After a DUI in Copperopolis, California

Insurance Company Annual Auto Insurance Rates With a DUI
Allstate $6,383
Farmers $5,621
GEICO $3,804
Liberty Mutual $3,010
Nationwide $6,487
Progressive $3,885
State Farm $6,381
Travelers $3,787
USAA $4,050

Cheap Copperopolis, California Auto Insurance Rates By ZIP Code

Auto insurance rates by ZIP code in Copperopolis, California can vary. Compare the annual cost of auto insurance by ZIP code in Copperopolis, California to see how car insurance rates are affected by location.

Annual Auto Insurance Rates by ZIP Code in Copperopolis, California

ZIP Code Average Annual Rates
95228 $4,692

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Cheap Copperopolis, California Auto Insurance Rates By Commute

Commute length and annual mileage affect Copperopolis, California auto insurance. Find the cheapest annual Copperopolis, California auto insurance by commute length.

Annual Auto Insurance Rates by Commute Length in Copperopolis, California

Insurance Company 10 Mile Commute, 6000 Annual Mileage 25 Mile Commute, 12000 Annual Mileage
Allstate $3,611 $4,404
Farmers $4,066 $4,895
GEICO $2,552 $3,066
Liberty Mutual $2,635 $3,104
Nationwide $3,788 $4,786
Progressive $2,722 $3,270
State Farm $3,822 $4,111
Travelers $2,706 $3,302
USAA $2,303 $2,699

Cheap Copperopolis, California Auto Insurance Rates By Coverage Level

How much does the coverage level you select affect the cost of your auto insurance in Copperopolis, California? Check out the comparison of annual Copperopolis, California auto insurance rates by coverage level.

Annual Auto Insurance Rates by Coverage Level in Copperopolis, California

Insurance Company Low Medium High
Allstate $3,775 $4,044 $4,203
Farmers $4,178 $4,513 $4,752
GEICO $2,546 $2,837 $3,044
Liberty Mutual $2,706 $2,891 $3,011
Nationwide $3,867 $4,357 $4,637
Progressive $2,679 $3,083 $3,227
State Farm $3,592 $4,029 $4,279
Travelers $2,628 $3,082 $3,302
USAA $2,268 $2,549 $2,686

Best By Category: Cheapest Auto Insurance in Copperopolis, California

Compare the cheapest auto insurance companies in Copperopolis, California in each category to find the company with the best rates for your personal needs.

Best Annual Auto Insurance Rates by Company in Copperopolis, California

Category Insurance Company
Teenagers USAA
Seniors GEICO
Clean Record USAA
With 1 Accident USAA
With 1 DUI Liberty Mutual
With 1 Speeding Violation USAA

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The Cheapest Copperopolis, California Auto Insurance Companies

What auto insurance companies in Copperopolis, California are the cheapest? Compare the top Copperopolis, California auto insurance companies to find the best annual rates.

Average Annual Auto Insurance Rates by Company in Copperopolis, California

Insurance Company Average Annual Rates
Allstate $4,007
Farmers $4,481
GEICO $2,809
Liberty Mutual $2,869
Nationwide $4,287
Progressive $2,996
State Farm $3,967
Travelers $3,004
USAA $2,501

What affects auto insurance rates in Copperopolis, California?

There are a lot of reasons why auto insurance rates in Copperopolis, California are higher or lower than in other cities. These include traffic and the number of vehicle thefts in Copperopolis, California. Many local factors may affect your Copperopolis auto insurance rates.

Copperopolis Commute Time

Cities in which drivers have a longer average commute time tend to have higher auto insurance costs. The average Copperopolis, California commute length is 44.8 minutes according to City-Data.

Compare Copperopolis, California Auto Insurance Quotes

Before you buy Copperopolis, California auto insurance, make sure you have compared rates from multiple companies. Enter your ZIP code below to get free Copperopolis, California auto insurance quotes.

Free Auto Insurance Comparison

Enter your ZIP code below to view companies that have cheap auto insurance rates.

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