Best Cheap Auto Insurance in Blue Ridge, GA (2021)

The average Blue Ridge, GA auto insurance rates are $408 per month. The minimum auto insurance in Blue Ridge is at least 25/50/25 in coverage to comply with Georgia auto insurance laws. To find the best cheap auto insurance in Blue Ridge, Georgia, compare quotes from multiple companies.

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Leslie Kasperowicz holds a BA in Social Sciences from the University of Winnipeg. She spent several years as a Farmers Insurance CSR, gaining a solid understanding of insurance products including home, life, auto, and commercial and working directly with insurance customers to understand their needs. She has since used that knowledge in her more than ten years as a writer, largely in the insuranc...

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Dan Walker graduated with a BS in Administrative Management in 2005 and has been working in his family’s insurance agency, FCI Agency, for 15 years (BBB A+). He is licensed as an agent to write property and casualty insurance, including home, auto, umbrella, and dwelling fire insurance. He’s also been featured on sites like Reviews.com and Safeco. He reviews content, ensuring that ex...

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Reviewed by Daniel Walker
Licensed Auto Insurance Agent

UPDATED: May 17, 2021

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Things to Remember

  • Average auto insurance rates in Blue Ridge, GA for senior drivers are $2,687 per year
  • The average commute length in Blue Ridge is 24.6 minutes
  • The most expensive auto insurance company in Blue Ridge for teen drivers is Liberty Mutual

Blue Ridge, Georgia auto insurance requirements are 25/50/25 according to Georgia auto insurance laws. Finding cheap auto insurance in Blue Ridge can seem like a difficult task, but all of the information you need is right here. We’ll cover factors that affect auto insurance rates in Blue Ridge, Georgia, including driving record, credit, commute time, and more.

Compare auto insurance in Blue Ridge to other Georgia cities, including Albany auto insurance rates, Columbus auto insurance rates, and Atlanta auto insurance rates to see how Blue Ridge, Georgia auto insurance rates stack up.

Before you buy Blue Ridge, Georgia auto insurance, make sure you have compared rates from multiple companies. Enter your ZIP code above to get free Blue Ridge, Georgia auto insurance quotes.

Minimum Auto Insurance in Blue Ridge, Georgia

Blue Ridge, Georgia auto insurance laws require that you have at least the Georgia minimum auto insurance to be financially responsible in the event of an accident. Take a look at the required auto insurance in Blue Ridge, Georgia.

Minimum Required Auto Insurance Coverage in Blue Ridge, Georgia

Liability Insurance Required Minimum Coverage Limits Required
Bodily Injury Liability Coverage $25,000 per person
$50,000 per accident
Property Damage Liability Coverage $25,000 minimum

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Cheap Blue Ridge, Georgia Auto Insurance by Age, Gender, and Marital Status

Auto insurance rates in Blue Ridge, Georgia are affected by age, gender, and marital status. See how demographics impact the annual cost of insurance.

Annual Auto Insurance Rates by Age, Gender, and Marital Status in Blue Ridge, Georgia

Insurance Company Married 35-Year-Old Female Married 35-Year-Old Male Married 60-Year-Old Female Married 60-Year-Old Male Single 17-Year-Old Female Single 17-Year-Old Male Single 25-Year-Old Female Single 25-Year-Old Male
Allstate $2,650 $2,650 $2,538 $2,538 $6,329 $8,206 $2,979 $3,256
GEICO $1,651 $1,632 $1,602 $1,602 $4,927 $5,914 $2,144 $2,359
Liberty Mutual $5,151 $5,601 $4,210 $4,763 $21,834 $24,354 $5,479 $5,845
Nationwide $3,630 $3,752 $3,588 $3,941 $11,303 $14,550 $4,427 $4,803
Progressive $2,974 $2,735 $2,557 $2,697 $9,638 $10,682 $3,452 $3,632
State Farm $2,226 $2,226 $2,003 $2,003 $6,045 $7,917 $2,445 $2,653
USAA $1,916 $1,912 $1,783 $1,785 $7,044 $8,338 $2,390 $2,638

Cheap Blue Ridge, Georgia Auto Insurance for Teen Drivers

Finding cheap teen auto insurance in Blue Ridge, Georgia is a challenge. Take a look at the annual teen auto insurance rates in Blue Ridge, Georgia.

Annual Auto Insurance Rates for Teen Drivers in Blue Ridge, Georgia

Insurance Company Single 17-Year-Old Female Single 17-Year-Old Male
Allstate $6,329 $8,206
GEICO $4,927 $5,914
Liberty Mutual $21,834 $24,354
Nationwide $11,303 $14,550
Progressive $9,638 $10,682
State Farm $6,045 $7,917
USAA $7,044 $8,338

Cheap Blue Ridge, Georgia Auto Insurance for Seniors

What are senior auto insurance rates in Blue Ridge, Georgia? Take a look at the annual average rates for older drivers.

Annual Auto Insurance Rates for Senior Drivers in Blue Ridge, Georgia

Insurance Company Married 60-Year-Old Female Married 60-Year-Old Male
Allstate $2,538 $2,538
GEICO $1,602 $1,602
Liberty Mutual $4,210 $4,763
Nationwide $3,588 $3,941
Progressive $2,557 $2,697
State Farm $2,003 $2,003
USAA $1,783 $1,785

Cheap Blue Ridge, Georgia Auto Insurance By Driving Record

Driving record has a big impact on your auto insurance rates. See the annual auto insurance rates for a bad record in Blue Ridge, Georgia compared to the annual auto insurance rates with a clean record in Blue Ridge, Georgia.

Annual Blue Ridge, Georgia Auto Insurance Rates by Driving Record

Group Clean Record With 1 Accident With 1 DUI With 1 Speeding Violation
Allstate $3,205 $4,942 $4,052 $3,375
GEICO $1,841 $2,304 $4,709 $2,063
Liberty Mutual $7,313 $10,014 $11,524 $9,767
Nationwide $4,816 $5,648 $8,699 $5,834
Progressive $3,746 $6,667 $4,409 $4,361
State Farm $3,128 $3,752 $3,440 $3,440
USAA $2,653 $3,369 $4,922 $2,959

Cheap Blue Ridge, Georgia Auto Insurance Rates After a DUI

Finding cheap auto insurance after a DUI in Blue Ridge, Georgia is not easy. Compare the annual rates for DUI auto insurance in Blue Ridge, Georgia to find the best deal.

Annual Auto Insurance Rates After a DUI in Blue Ridge, Georgia

Insurance Company Annual Auto Insurance Rates With a DUI
Allstate $4,052
GEICO $4,709
Liberty Mutual $11,524
Nationwide $8,699
Progressive $4,409
State Farm $3,440
USAA $4,922

Cheap Blue Ridge, Georgia Auto Insurance By Credit History

Credit history can have a major effect on the cost of auto insurance. See how Blue Ridge, Georgia annual auto insurance rates by credit history compare.

Annual Auto Insurance Rates by Credit Score in Blue Ridge, Georgia

Insurance Company Poor Fair Good
Allstate $5,043 $3,508 $3,129
GEICO $3,433 $2,413 $2,342
Liberty Mutual $13,840 $8,481 $6,642
Nationwide $7,439 $6,032 $5,276
Progressive $5,375 $4,673 $4,340
State Farm $4,876 $3,037 $2,406
USAA $4,524 $3,185 $2,719

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Cheap Blue Ridge, Georgia Auto Insurance Rates By ZIP Code

Auto insurance rates by ZIP code in Blue Ridge, Georgia can vary. Compare the annual cost of auto insurance by ZIP code in Blue Ridge, Georgia to see how car insurance rates are affected by location.

Annual Auto Insurance Rates by ZIP Code in Blue Ridge, Georgia

ZIP Code Average Annual Rates
30513 $4,750

Cheap Blue Ridge, Georgia Auto Insurance Rates By Commute

Commute length and annual mileage affect Blue Ridge, Georgia auto insurance. Find the cheapest annual Blue Ridge, Georgia auto insurance by commute length.

Annual Auto Insurance Rates by Commute Length in Blue Ridge, Georgia

Insurance Company 10 Mile Commute, 6000 Annual Mileage 25 Mile Commute, 12000 Annual Mileage
Allstate $3,809 $3,978
GEICO $2,682 $2,776
Liberty Mutual $9,654 $9,654
Nationwide $6,249 $6,249
Progressive $4,796 $4,796
State Farm $3,440 $3,440
USAA $3,317 $3,634

Cheap Blue Ridge, Georgia Auto Insurance Rates By Coverage Level

How much does the coverage level you select affect the cost of your auto insurance in Blue Ridge, Georgia? Check out the comparison of annual Blue Ridge, Georgia auto insurance rates by coverage level.

Annual Auto Insurance Rates by Coverage Level in Blue Ridge, Georgia

Insurance Company Low Medium High
Allstate $3,641 $3,925 $4,114
GEICO $2,553 $2,740 $2,894
Liberty Mutual $9,298 $9,608 $10,058
Nationwide $6,130 $6,360 $6,258
Progressive $4,422 $4,724 $5,241
State Farm $3,223 $3,442 $3,654
USAA $3,312 $3,458 $3,658

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Best By Category: Cheapest Auto Insurance in Blue Ridge, Georgia

Compare the cheapest auto insurance companies in Blue Ridge, Georgia in each category to find the company with the best rates for your personal needs.

Best Annual Auto Insurance Rates by Company in Blue Ridge, Georgia

Category Insurance Company
Teenagers GEICO
Seniors GEICO
Clean Record GEICO
With 1 Accident GEICO
With 1 DUI State Farm
With 1 Speeding Violation GEICO

The Cheapest Blue Ridge, Georgia Auto Insurance Companies

What auto insurance companies in Blue Ridge, Georgia are the cheapest? Compare the top Blue Ridge, Georgia auto insurance companies to find the best annual rates.

Average Annual Auto Insurance Rates by Company in Blue Ridge, Georgia

Insurance Company Average Annual Rates
Allstate $3,893
GEICO $2,729
Liberty Mutual $9,654
Nationwide $6,249
Progressive $4,796
State Farm $3,440
USAA $3,476

What affects auto insurance rates in Blue Ridge, Georgia?

There are a lot of reasons why auto insurance rates in Blue Ridge, Georgia are higher or lower than in other cities. These include traffic and the number of vehicle thefts in Blue Ridge, Georgia. Many local factors may affect your Blue Ridge auto insurance rates.

Blue Ridge Commute Time

Cities in which drivers have a longer average commute time tend to have higher auto insurance costs. The average Blue Ridge, Georgia commute length is 24.6 minutes according to City-Data.

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Compare Blue Ridge, Georgia Auto Insurance Quotes

Before you buy Blue Ridge, Georgia auto insurance, make sure you have compared rates from multiple companies. Enter your ZIP code below to get free Blue Ridge, Georgia auto insurance quotes.

Free Auto Insurance Comparison

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