Best Cheap Auto Insurance in Barstow, CA (2021)

The average Barstow, CA auto insurance rates are $291 per month. The minimum auto insurance in Barstow is at least 15/30/5 in coverage to comply with California auto insurance laws. To find the best cheap auto insurance in Barstow, California, compare quotes from multiple companies.

Free Auto Insurance Comparison

 Secured with SHA-256 Encryption

Leslie Kasperowicz holds a BA in Social Sciences from the University of Winnipeg. She spent several years as a Farmers Insurance CSR, gaining a solid understanding of insurance products including home, life, auto, and commercial and working directly with insurance customers to understand their needs. She has since used that knowledge in her more than ten years as a writer, largely in the insuranc...

Full Bio →

Written by

Dan Walker graduated with a BS in Administrative Management in 2005 and has been working in his family’s insurance agency, FCI Agency, for 15 years (BBB A+). He is licensed as an agent to write property and casualty insurance, including home, auto, umbrella, and dwelling fire insurance. He’s also been featured on sites like Reviews.com and Safeco. He reviews content, ensuring that ex...

Full Bio →

Reviewed by Daniel Walker
Licensed Auto Insurance Agent

UPDATED: May 17, 2021

Advertiser Disclosure

It’s all about you. We want to help you make the right coverage choices.

Advertiser Disclosure: We strive to help you make confident auto insurance decisions. Comparison shopping should be easy. We are not affiliated with any one auto insurance provider and cannot guarantee quotes from any single provider. Our partnerships don’t influence our content. Our opinions are our own. To compare quotes from many different companies please enter your ZIP code on this page to use the free quote tool. The more quotes you compare, the more chances to save.

Editorial Guidelines: We are a free online resource for anyone interested in learning more about auto insurance. Our goal is to be an objective, third-party resource for everything auto insurance related. We update our site regularly, and all content is reviewed by auto insurance experts.

Things to Remember

  • Average auto insurance rates in Barstow, CA for senior drivers are $2,090 per year
  • The average commute length in Barstow is 23.1 minutes
  • The most expensive auto insurance company in Barstow for teen drivers is Farmers

Barstow, California auto insurance requirements are 15/30/5 according to California auto insurance laws. Finding cheap auto insurance in Barstow can seem like a difficult task, but all of the information you need is right here. We’ll cover factors that affect auto insurance rates in Barstow, California, including driving record, credit, commute time, and more.

Compare auto insurance in Barstow to other California cities, including Fresno auto insurance rates, San Francisco auto insurance rates, and Sacramento auto insurance rates to see how Barstow, California auto insurance rates stack up.

Before you buy Barstow, California auto insurance, make sure you have compared rates from multiple companies. Enter your ZIP code above to get free Barstow, California auto insurance quotes.

Minimum Auto Insurance in Barstow, California

Barstow, California auto insurance laws require that you have at least the California minimum auto insurance to be financially responsible in the event of an accident. Take a look at the required auto insurance in Barstow, California.

Minimum Required Auto Insurance Coverage in Barstow, California

Liability Insurance Required Minimum Coverage Limits Required
Bodily Injury Liability Coverage $15,000 per person
$30,000 per accident
Property Damage Liability Coverage $5,000 minimum

Free Auto Insurance Comparison

Enter your ZIP code below to view companies that have cheap auto insurance rates.

 Secured with SHA-256 Encryption

Cheap Barstow, California Auto Insurance by Age, Gender, and Marital Status

Auto insurance rates in Barstow, California are affected by age, gender, and marital status. See how demographics impact the annual cost of insurance.

Annual Auto Insurance Rates by Age, Gender, and Marital Status in Barstow, California

Insurance Company Married 35-Year-Old Female Married 35-Year-Old Male Married 60-Year-Old Female Married 60-Year-Old Male Single 17-Year-Old Female Single 17-Year-Old Male Single 25-Year-Old Female Single 25-Year-Old Male
Allstate $2,906 $2,919 $2,100 $2,136 $7,939 $10,005 $3,759 $4,175
Farmers $2,457 $2,457 $2,204 $2,204 $7,798 $12,826 $2,906 $3,231
GEICO $1,676 $1,678 $1,578 $1,578 $5,049 $5,145 $2,401 $2,464
Liberty Mutual $2,172 $2,054 $2,024 $1,960 $4,751 $5,056 $2,447 $2,469
Nationwide $3,183 $3,044 $2,777 $2,622 $8,007 $8,855 $3,792 $3,755
Progressive $1,628 $1,675 $1,385 $1,642 $4,302 $5,189 $2,349 $2,525
State Farm $3,155 $3,155 $2,815 $2,815 $5,770 $7,162 $3,490 $3,597
Travelers $2,398 $2,328 $2,114 $2,091 $4,871 $5,609 $3,114 $3,054
USAA $1,826 $1,731 $1,782 $1,791 $4,158 $4,172 $2,522 $2,384

Cheap Barstow, California Auto Insurance for Teen Drivers

Finding cheap teen auto insurance in Barstow, California is a challenge. Take a look at the annual teen auto insurance rates in Barstow, California.

Annual Auto Insurance Rates for Teen Drivers in Barstow, California

Insurance Company Single 17-Year-Old Female Single 17-Year-Old Male
Allstate $7,939 $10,005
Farmers $7,798 $12,826
GEICO $5,049 $5,145
Liberty Mutual $4,751 $5,056
Nationwide $8,007 $8,855
Progressive $4,302 $5,189
State Farm $5,770 $7,162
Travelers $4,871 $5,609
USAA $4,158 $4,172

Cheap Barstow, California Auto Insurance for Seniors

What are senior auto insurance rates in Barstow, California? Take a look at the annual average rates for older drivers.

Annual Auto Insurance Rates for Senior Drivers in Barstow, California

Insurance Company Married 60-Year-Old Female Married 60-Year-Old Male
Allstate $2,100 $2,136
Farmers $2,204 $2,204
GEICO $1,578 $1,578
Liberty Mutual $2,024 $1,960
Nationwide $2,777 $2,622
Progressive $1,385 $1,642
State Farm $2,815 $2,815
Travelers $2,114 $2,091
USAA $1,782 $1,791

Cheap Barstow, California Auto Insurance By Driving Record

Driving record has a big impact on your auto insurance rates. See the annual auto insurance rates for a bad record in Barstow, California compared to the annual auto insurance rates with a clean record in Barstow, California.

Annual Barstow, California Auto Insurance Rates by Driving Record

Group Clean Record With 1 Accident With 1 DUI With 1 Speeding Violation
Allstate $2,694 $4,569 $7,163 $3,543
Farmers $3,332 $4,539 $5,662 $4,509
GEICO $1,889 $2,896 $3,655 $2,343
Liberty Mutual $2,488 $3,333 $3,008 $2,637
Nationwide $3,142 $4,028 $6,819 $4,028
Progressive $1,694 $2,874 $3,342 $2,438
State Farm $2,847 $3,398 $6,427 $3,306
Travelers $2,146 $3,466 $4,042 $3,134
USAA $1,692 $2,513 $4,124 $1,854

Cheap Barstow, California Auto Insurance Rates After a DUI

Finding cheap auto insurance after a DUI in Barstow, California is not easy. Compare the annual rates for DUI auto insurance in Barstow, California to find the best deal.

Annual Auto Insurance Rates After a DUI in Barstow, California

Insurance Company Annual Auto Insurance Rates With a DUI
Allstate $7,163
Farmers $5,662
GEICO $3,655
Liberty Mutual $3,008
Nationwide $6,819
Progressive $3,342
State Farm $6,427
Travelers $4,042
USAA $4,124

Cheap Barstow, California Auto Insurance Rates By ZIP Code

Auto insurance rates by ZIP code in Barstow, California can vary. Compare the annual cost of auto insurance by ZIP code in Barstow, California to see how car insurance rates are affected by location.

Annual Auto Insurance Rates by ZIP Code in Barstow, California

ZIP Code Average Annual Rates
92311 $4,763

Free Auto Insurance Comparison

Enter your ZIP code below to view companies that have cheap auto insurance rates.

 Secured with SHA-256 Encryption

Cheap Barstow, California Auto Insurance Rates By Commute

Commute length and annual mileage affect Barstow, California auto insurance. Find the cheapest annual Barstow, California auto insurance by commute length.

Annual Auto Insurance Rates by Commute Length in Barstow, California

Insurance Company 10 Mile Commute, 6000 Annual Mileage 25 Mile Commute, 12000 Annual Mileage
Allstate $4,050 $4,935
Farmers $4,094 $4,928
GEICO $2,449 $2,942
Liberty Mutual $2,632 $3,101
Nationwide $3,980 $5,028
Progressive $2,350 $2,824
State Farm $3,850 $4,140
Travelers $2,877 $3,518
USAA $2,345 $2,747

Cheap Barstow, California Auto Insurance Rates By Coverage Level

How much does the coverage level you select affect the cost of your auto insurance in Barstow, California? Check out the comparison of annual Barstow, California auto insurance rates by coverage level.

Annual Auto Insurance Rates by Coverage Level in Barstow, California

Insurance Company Low Medium High
Allstate $4,260 $4,530 $4,687
Farmers $4,219 $4,541 $4,772
GEICO $2,432 $2,725 $2,931
Liberty Mutual $2,672 $2,892 $3,036
Nationwide $4,057 $4,579 $4,876
Progressive $2,321 $2,661 $2,779
State Farm $3,623 $4,060 $4,302
Travelers $2,824 $3,274 $3,494
USAA $2,306 $2,595 $2,736

Best By Category: Cheapest Auto Insurance in Barstow, California

Compare the cheapest auto insurance companies in Barstow, California in each category to find the company with the best rates for your personal needs.

Best Annual Auto Insurance Rates by Company in Barstow, California

Category Insurance Company
Teenagers USAA
Seniors Progressive
Clean Record USAA
With 1 Accident USAA
With 1 DUI Liberty Mutual
With 1 Speeding Violation USAA

Free Auto Insurance Comparison

Enter your ZIP code below to view companies that have cheap auto insurance rates.

 Secured with SHA-256 Encryption

The Cheapest Barstow, California Auto Insurance Companies

What auto insurance companies in Barstow, California are the cheapest? Compare the top Barstow, California auto insurance companies to find the best annual rates.

Average Annual Auto Insurance Rates by Company in Barstow, California

Insurance Company Average Annual Rates
Allstate $4,492
Farmers $4,511
GEICO $2,696
Liberty Mutual $2,867
Nationwide $4,504
Progressive $2,587
State Farm $3,995
Travelers $3,197
USAA $2,546

What affects auto insurance rates in Barstow, California?

There are a lot of reasons why auto insurance rates in Barstow, California are higher or lower than in other cities. These include traffic and the number of vehicle thefts in Barstow, California. Many local factors may affect your Barstow auto insurance rates.

Barstow Auto Theft

More theft means higher auto insurance rates because auto insurance companies are paying more in claims. According to the FBI’s annual Barstow, California auto theft statistics, there have been 170 auto thefts in the city.

Barstow Commute Time

Cities in which drivers have a longer average commute time tend to have higher auto insurance costs. The average Barstow, California commute length is 23.1 minutes according to City-Data.

Compare Barstow, California Auto Insurance Quotes

Before you buy Barstow, California auto insurance, make sure you have compared rates from multiple companies. Enter your ZIP code below to get free Barstow, California auto insurance quotes.

Free Auto Insurance Comparison

Enter your ZIP code below to view companies that have cheap auto insurance rates.

 Secured with SHA-256 Encryption