Best Cheap Auto Insurance in Apache Junction, AZ (2021)

The average Apache Junction, AZ auto insurance rates are $328 per month. The minimum auto insurance in Apache Junction is at least 15/30/10 in coverage to comply with Arizona auto insurance laws. To find the best cheap auto insurance in Apache Junction, Arizona, compare quotes from multiple companies.

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Mathew B. Sims is Editor-in-Chief and has authored, edited, and contributed to several books. He has been working in the insurance industry ensuring content is accurate for consumers who are searching for the best policies and rates. He has also been featured on sites like UpJourney.

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Dan Walker graduated with a BS in Administrative Management in 2005 and has been working in his family’s insurance agency, FCI Agency, for 15 years (BBB A+). He is licensed as an agent to write property and casualty insurance, including home, auto, umbrella, and dwelling fire insurance. He’s also been featured on sites like Reviews.com and Safeco. He reviews content, ensuring that ex...

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Reviewed by Daniel Walker
Licensed Auto Insurance Agent

UPDATED: May 17, 2021

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Advertiser Disclosure: We strive to help you make confident auto insurance decisions. Comparison shopping should be easy. We are not affiliated with any one auto insurance provider and cannot guarantee quotes from any single provider. Our partnerships don’t influence our content. Our opinions are our own. To compare quotes from many different companies please enter your ZIP code on this page to use the free quote tool. The more quotes you compare, the more chances to save.

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Things to Remember

  • The most expensive auto insurance company in Apache Junction for teen drivers is Farmers
  • Average auto insurance rates in Apache Junction, AZ for senior drivers are $2,277 per year
  • The average commute length in Apache Junction is 28.5 minutes

Apache Junction, Arizona auto insurance requirements are 15/30/10 according to Arizona auto insurance laws. Finding cheap auto insurance in Apache Junction can seem like a difficult task, but all of the information you need is right here. We’ll cover factors that affect auto insurance rates in Apache Junction, Arizona, including driving record, credit, commute time, and more.

Compare auto insurance in Apache Junction to other Arizona cities, including Glendale auto insurance rates, Tucson auto insurance rates, and Surprise auto insurance rates to see how Apache Junction, Arizona auto insurance rates stack up.

Before you buy Apache Junction, Arizona auto insurance, make sure you have compared rates from multiple companies. Enter your ZIP code above to get free Apache Junction, Arizona auto insurance quotes.

Minimum Auto Insurance in Apache Junction, Arizona

Apache Junction, Arizona auto insurance laws require that you have at least the Arizona minimum auto insurance to be financially responsible in the event of an accident. Take a look at the required auto insurance in Apache Junction, Arizona.

Minimum Required Auto Insurance Coverage in Apache Junction, Arizona

Liability Insurance Required Minimum Coverage Limits Required
Bodily Injury Liability Coverage $15,000 per person
$30,000 per accident
Property Damage Liability Coverage $10,000 minimum

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Cheap Apache Junction, Arizona Auto Insurance by Age, Gender, and Marital Status

Auto insurance rates in Apache Junction, Arizona are affected by age, gender, and marital status. See how demographics impact the annual cost of insurance.

Annual Auto Insurance Rates by Age, Gender, and Marital Status in Apache Junction, Arizona

Insurance Company Married 35-Year-Old Female Married 35-Year-Old Male Married 60-Year-Old Female Married 60-Year-Old Male Single 17-Year-Old Female Single 17-Year-Old Male Single 25-Year-Old Female Single 25-Year-Old Male
Allstate $3,958 $3,958 $3,848 $3,848 $8,612 $11,157 $4,429 $4,818
American Family $2,869 $2,869 $2,634 $2,634 $7,574 $9,881 $2,869 $3,369
Farmers $2,554 $2,550 $2,271 $2,421 $10,968 $11,368 $2,875 $2,962
GEICO $1,519 $1,691 $1,288 $1,643 $4,348 $4,570 $1,387 $1,360
Nationwide $2,489 $2,533 $2,226 $2,358 $6,161 $7,893 $2,874 $3,107
Progressive $1,978 $1,731 $1,777 $1,687 $8,131 $9,074 $2,128 $2,116
State Farm $3,053 $3,053 $2,709 $2,709 $9,477 $11,930 $3,284 $4,140
Travelers $2,027 $2,133 $1,891 $2,010 $5,985 $7,562 $2,143 $2,252
USAA $1,618 $1,623 $1,510 $1,530 $5,986 $6,836 $2,126 $2,274

Cheap Apache Junction, Arizona Auto Insurance for Teen Drivers

Finding cheap teen auto insurance in Apache Junction, Arizona is a challenge. Take a look at the annual teen auto insurance rates in Apache Junction, Arizona.

Annual Auto Insurance Rates for Teen Drivers in Apache Junction, Arizona

Insurance Company Single 17-Year-Old Female Single 17-Year-Old Male
Allstate $8,612 $11,157
American Family $7,574 $9,881
Farmers $10,968 $11,368
GEICO $4,348 $4,570
Nationwide $6,161 $7,893
Progressive $8,131 $9,074
State Farm $9,477 $11,930
Travelers $5,985 $7,562
USAA $5,986 $6,836

Cheap Apache Junction, Arizona Auto Insurance for Seniors

What are senior auto insurance rates in Apache Junction, Arizona? Take a look at the annual average rates for older drivers.

Annual Auto Insurance Rates for Senior Drivers in Apache Junction, Arizona

Insurance Company Married 60-Year-Old Female Married 60-Year-Old Male
Allstate $3,848 $3,848
American Family $2,634 $2,634
Farmers $2,271 $2,421
GEICO $1,288 $1,643
Nationwide $2,226 $2,358
Progressive $1,777 $1,687
State Farm $2,709 $2,709
Travelers $1,891 $2,010
USAA $1,510 $1,530

Cheap Apache Junction, Arizona Auto Insurance By Driving Record

Driving record has a big impact on your auto insurance rates. See the annual auto insurance rates for a bad record in Apache Junction, Arizona compared to the annual auto insurance rates with a clean record in Apache Junction, Arizona.

Annual Apache Junction, Arizona Auto Insurance Rates by Driving Record

Group Clean Record With 1 Accident With 1 DUI With 1 Speeding Violation
Allstate $4,459 $5,663 $6,416 $5,777
American Family $3,073 $4,765 $5,939 $3,572
Farmers $4,014 $5,176 $5,051 $4,743
GEICO $1,723 $2,338 $3,120 $1,723
Nationwide $3,133 $3,296 $4,885 $3,506
Progressive $3,156 $4,156 $3,332 $3,667
State Farm $4,589 $5,500 $5,045 $5,045
Travelers $2,600 $3,384 $3,783 $3,235
USAA $2,138 $3,059 $4,040 $2,516

Cheap Apache Junction, Arizona Auto Insurance Rates After a DUI

Finding cheap auto insurance after a DUI in Apache Junction, Arizona is not easy. Compare the annual rates for DUI auto insurance in Apache Junction, Arizona to find the best deal.

Annual Auto Insurance Rates After a DUI in Apache Junction, Arizona

Insurance Company Annual Auto Insurance Rates With a DUI
Allstate $6,416
American Family $5,939
Farmers $5,051
GEICO $3,120
Nationwide $4,885
Progressive $3,332
State Farm $5,045
Travelers $3,783
USAA $4,040

Cheap Apache Junction, Arizona Auto Insurance By Credit History

Credit history can have a major effect on the cost of auto insurance. See how Apache Junction, Arizona annual auto insurance rates by credit history compare.

Annual Auto Insurance Rates by Credit Score in Apache Junction, Arizona

Insurance Company Poor Fair Good
Allstate $7,139 $5,079 $4,518
American Family $5,456 $4,060 $3,496
Farmers $5,405 $4,527 $4,306
GEICO $3,057 $2,007 $1,614
Nationwide $4,460 $3,549 $3,107
Progressive $3,992 $3,486 $3,256
State Farm $9,286 $3,595 $2,253
Travelers $3,958 $3,224 $2,570
USAA $3,862 $2,702 $2,250

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Cheap Apache Junction, Arizona Auto Insurance Rates By ZIP Code

Auto insurance rates by ZIP code in Apache Junction, Arizona can vary. Compare the annual cost of auto insurance by ZIP code in Apache Junction, Arizona to see how car insurance rates are affected by location.

Annual Auto Insurance Rates by ZIP Code in Apache Junction, Arizona

ZIP Code Average Annual Rates
85117 $3,959
85118 $3,889
85119 $3,939
85120 $3,896
85178 $3,856

Cheap Apache Junction, Arizona Auto Insurance Rates By Commute

Commute length and annual mileage affect Apache Junction, Arizona auto insurance. Find the cheapest annual Apache Junction, Arizona auto insurance by commute length.

Annual Auto Insurance Rates by Commute Length in Apache Junction, Arizona

Insurance Company 10 Mile Commute, 6000 Annual Mileage 25 Mile Commute, 12000 Annual Mileage
Allstate $5,579 $5,579
American Family $4,295 $4,379
Farmers $4,746 $4,746
GEICO $2,188 $2,263
Nationwide $3,705 $3,705
Progressive $3,578 $3,578
State Farm $4,914 $5,175
Travelers $3,250 $3,250
USAA $2,906 $2,970

Cheap Apache Junction, Arizona Auto Insurance Rates By Coverage Level

How much does the coverage level you select affect the cost of your auto insurance in Apache Junction, Arizona? Check out the comparison of annual Apache Junction, Arizona auto insurance rates by coverage level.

Annual Auto Insurance Rates by Coverage Level in Apache Junction, Arizona

Insurance Company Low Medium High
Allstate $5,235 $5,607 $5,894
American Family $4,177 $4,476 $4,359
Farmers $4,028 $4,798 $5,412
GEICO $1,863 $2,260 $2,555
Nationwide $3,524 $3,750 $3,841
Progressive $3,161 $3,642 $3,930
State Farm $4,508 $5,145 $5,480
Travelers $2,876 $3,306 $3,569
USAA $2,695 $2,981 $3,138

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Best By Category: Cheapest Auto Insurance in Apache Junction, Arizona

Compare the cheapest auto insurance companies in Apache Junction, Arizona in each category to find the company with the best rates for your personal needs.

Best Annual Auto Insurance Rates by Company in Apache Junction, Arizona

Category Insurance Company
Teenagers GEICO
Seniors GEICO
Clean Record GEICO
With 1 Accident GEICO
With 1 DUI GEICO
With 1 Speeding Violation GEICO

The Cheapest Apache Junction, Arizona Auto Insurance Companies

What auto insurance companies in Apache Junction, Arizona are the cheapest? Compare the top Apache Junction, Arizona auto insurance companies to find the best annual rates.

Average Annual Auto Insurance Rates by Company in Apache Junction, Arizona

Insurance Company Average Annual Rates
Allstate $5,579
American Family $4,337
Farmers $4,746
GEICO $2,226
Nationwide $3,705
Progressive $3,578
State Farm $5,045
Travelers $3,251
USAA $2,938

What affects auto insurance rates in Apache Junction, Arizona?

There are a lot of reasons why auto insurance rates in Apache Junction, Arizona are higher or lower than in other cities. These include traffic and the number of vehicle thefts in Apache Junction, Arizona. Many local factors may affect your Apache Junction auto insurance rates.

Apache Junction Auto Theft

More theft means higher auto insurance rates because auto insurance companies are paying more in claims. According to the FBI’s annual Apache Junction, Arizona auto theft statistics, there have been 80 auto thefts in the city.

Apache Junction Commute Time

Cities in which drivers have a longer average commute time tend to have higher auto insurance costs. The average Apache Junction, Arizona commute length is 28.5 minutes according to City-Data.

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Compare Apache Junction, Arizona Auto Insurance Quotes

Before you buy Apache Junction, Arizona auto insurance, make sure you have compared rates from multiple companies. Enter your ZIP code below to get free Apache Junction, Arizona auto insurance quotes.

Free Auto Insurance Comparison

Enter your ZIP code below to view companies that have cheap auto insurance rates.

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