Best Cheap Auto Insurance in Vale, NC (2021)

The average Vale, NC auto insurance rates are $278 per month. The minimum auto insurance in Vale is at least 30/60/25 in coverage to comply with North Carolina auto insurance laws. To find the best cheap auto insurance in Vale, North Carolina, compare quotes from multiple companies.

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Mathew B. Sims is Editor-in-Chief and has authored, edited, and contributed to several books. He has been working in the insurance industry ensuring content is accurate for consumers who are searching for the best policies and rates. He has also been featured on sites like UpJourney.

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Dan Walker graduated with a BS in Administrative Management in 2005 and has been working in his family’s insurance agency, FCI Agency, for 15 years (BBB A+). He is licensed as an agent to write property and casualty insurance, including home, auto, umbrella, and dwelling fire insurance. He’s also been featured on sites like Reviews.com and Safeco. He reviews content, ensuring that ex...

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Reviewed by Daniel Walker
Licensed Auto Insurance Agent

UPDATED: May 17, 2021

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Things to Remember

  • The most expensive auto insurance company in Vale for teen drivers is Allstate
  • The minimum auto insurance required in Vale, North Carolina is 30/60/25
  • The cheapest auto insurance company in Vale is Liberty Mutual

Vale, North Carolina auto insurance requirements are 30/60/25 according to North Carolina auto insurance laws. Finding cheap auto insurance in Vale can seem like a difficult task, but all of the information you need is right here. We’ll cover factors that affect auto insurance rates in Vale, North Carolina, including driving record, credit, commute time, and more.

Compare auto insurance in Vale to other North Carolina cities, including Greensboro auto insurance rates, Wilmington auto insurance rates, and Cary auto insurance rates to see how Vale, North Carolina auto insurance rates stack up.

Before you buy Vale, North Carolina auto insurance, make sure you have compared rates from multiple companies. Enter your ZIP code above to get free Vale, North Carolina auto insurance quotes.

Minimum Auto Insurance in Vale, North Carolina

Vale, North Carolina auto insurance laws require that you have at least the North Carolina minimum auto insurance to be financially responsible in the event of an accident. Take a look at the required auto insurance in Vale, North Carolina.

Minimum Required Auto Insurance Coverage in Vale, North Carolina

Liability Insurance Required Minimum Coverage Limits Required
Bodily Injury Liability Coverage $30,000 per person
$60,000 per accident
Property Damage Liability Coverage $25,000 minimum

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Cheap Vale, North Carolina Auto Insurance by Age, Gender, and Marital Status

Auto insurance rates in Vale, North Carolina are affected by age, gender, and marital status. See how demographics impact the annual cost of insurance.

Annual Auto Insurance Rates by Age, Gender, and Marital Status in Vale, North Carolina

Insurance Company Married 35-Year-Old Female Married 35-Year-Old Male Married 60-Year-Old Female Married 60-Year-Old Male Single 17-Year-Old Female Single 17-Year-Old Male Single 25-Year-Old Female Single 25-Year-Old Male
Allstate $5,259 $5,259 $4,315 $4,315 $12,676 $12,676 $5,363 $5,363
GEICO $2,577 $2,529 $2,536 $2,490 $4,730 $4,689 $2,259 $2,246
Liberty Mutual $1,854 $1,854 $1,919 $1,919 $3,269 $3,269 $1,854 $1,854
Nationwide $2,420 $2,420 $2,420 $2,420 $4,094 $4,094 $2,420 $2,420
Progressive $1,818 $1,818 $1,652 $1,652 $4,198 $4,198 $2,016 $2,016
State Farm $2,452 $2,452 $2,121 $2,121 $3,619 $3,619 $3,030 $3,030
Travelers $2,696 $2,696 $2,675 $2,675 $4,549 $4,549 $2,767 $2,767

Cheap Vale, North Carolina Auto Insurance for Teen Drivers

Finding cheap teen auto insurance in Vale, North Carolina is a challenge. Take a look at the annual teen auto insurance rates in Vale, North Carolina.

Annual Auto Insurance Rates for Teen Drivers in Vale, North Carolina

Insurance Company Single 17-Year-Old Female Single 17-Year-Old Male
Allstate $12,676 $12,676
GEICO $4,730 $4,689
Liberty Mutual $3,269 $3,269
Nationwide $4,094 $4,094
Progressive $4,198 $4,198
State Farm $3,619 $3,619
Travelers $4,549 $4,549

Cheap Vale, North Carolina Auto Insurance for Seniors

What are senior auto insurance rates in Vale, North Carolina? Take a look at the annual average rates for older drivers.

Annual Auto Insurance Rates for Senior Drivers in Vale, North Carolina

Insurance Company Married 60-Year-Old Female Married 60-Year-Old Male
Allstate $4,315 $4,315
GEICO $2,536 $2,490
Liberty Mutual $1,919 $1,919
Nationwide $2,420 $2,420
Progressive $1,652 $1,652
State Farm $2,121 $2,121
Travelers $2,675 $2,675

Cheap Vale, North Carolina Auto Insurance By Driving Record

Driving record has a big impact on your auto insurance rates. See the annual auto insurance rates for a bad record in Vale, North Carolina compared to the annual auto insurance rates with a clean record in Vale, North Carolina.

Annual Vale, North Carolina Auto Insurance Rates by Driving Record

Group Clean Record With 1 Accident With 1 DUI With 1 Speeding Violation
Allstate $3,747 $6,582 $12,224 $5,059
GEICO $1,626 $2,400 $5,776 $2,226
Liberty Mutual $1,325 $1,701 $4,169 $1,701
Nationwide $1,670 $2,160 $5,366 $2,160
Progressive $1,142 $1,669 $5,255 $1,617
State Farm $1,504 $2,164 $5,391 $2,164
Travelers $1,851 $2,488 $5,922 $2,426

Cheap Vale, North Carolina Auto Insurance Rates After a DUI

Finding cheap auto insurance after a DUI in Vale, North Carolina is not easy. Compare the annual rates for DUI auto insurance in Vale, North Carolina to find the best deal.

Annual Auto Insurance Rates After a DUI in Vale, North Carolina

Insurance Company Annual Auto Insurance Rates With a DUI
Allstate $12,224
GEICO $5,776
Liberty Mutual $4,169
Nationwide $5,366
Progressive $5,255
State Farm $5,391
Travelers $5,922

Cheap Vale, North Carolina Auto Insurance By Credit History

Credit history can have a major effect on the cost of auto insurance. See how Vale, North Carolina annual auto insurance rates by credit history compare.

Annual Auto Insurance Rates by Credit Score in Vale, North Carolina

Insurance Company Poor Fair Good
Allstate $9,340 $6,055 $5,314
GEICO $3,255 $2,992 $2,774
Liberty Mutual $2,224 $2,224 $2,224
Nationwide $2,839 $2,839 $2,839
Progressive $2,730 $2,362 $2,170
State Farm $3,939 $2,520 $1,958
Travelers $3,404 $3,082 $3,029

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Cheap Vale, North Carolina Auto Insurance Rates By ZIP Code

Auto insurance rates by ZIP code in Vale, North Carolina can vary. Compare the annual cost of auto insurance by ZIP code in Vale, North Carolina to see how car insurance rates are affected by location.

Annual Auto Insurance Rates by ZIP Code in Vale, North Carolina

ZIP Code Average Annual Rates
28168 $3,039

Cheap Vale, North Carolina Auto Insurance Rates By Commute

Commute length and annual mileage affect Vale, North Carolina auto insurance. Find the cheapest annual Vale, North Carolina auto insurance by commute length.

Annual Auto Insurance Rates by Commute Length in Vale, North Carolina

Insurance Company 10 Mile Commute, 6000 Annual Mileage 25 Mile Commute, 12000 Annual Mileage
Allstate $6,903 $6,903
GEICO $3,007 $3,007
Liberty Mutual $2,224 $2,224
Nationwide $2,839 $2,839
Progressive $2,421 $2,421
State Farm $2,792 $2,819
Travelers $3,172 $3,172

Cheap Vale, North Carolina Auto Insurance Rates By Coverage Level

How much does the coverage level you select affect the cost of your auto insurance in Vale, North Carolina? Check out the comparison of annual Vale, North Carolina auto insurance rates by coverage level.

Annual Auto Insurance Rates by Coverage Level in Vale, North Carolina

Insurance Company Low Medium High
Allstate $6,632 $6,878 $7,199
GEICO $2,867 $2,996 $3,157
Liberty Mutual $2,108 $2,210 $2,354
Nationwide $2,715 $2,825 $2,977
Progressive $2,284 $2,406 $2,573
State Farm $2,685 $2,791 $2,940
Travelers $3,026 $3,155 $3,334

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Best By Category: Cheapest Auto Insurance in Vale, North Carolina

Compare the cheapest auto insurance companies in Vale, North Carolina in each category to find the company with the best rates for your personal needs.

Best Annual Auto Insurance Rates by Company in Vale, North Carolina

Category Insurance Company
Teenagers Liberty Mutual
Seniors Progressive
Clean Record Progressive
With 1 Accident Progressive
With 1 DUI Liberty Mutual
With 1 Speeding Violation Progressive

The Cheapest Vale, North Carolina Auto Insurance Companies

What auto insurance companies in Vale, North Carolina are the cheapest? Compare the top Vale, North Carolina auto insurance companies to find the best annual rates.

Average Annual Auto Insurance Rates by Company in Vale, North Carolina

Insurance Company Average Annual Rates
Allstate $6,903
GEICO $3,007
Liberty Mutual $2,224
Nationwide $2,839
Progressive $2,421
State Farm $2,805
Travelers $3,172

What affects auto insurance rates in Vale, North Carolina?

There are a lot of reasons why auto insurance rates in Vale, North Carolina are higher or lower than in other cities. These include traffic and the number of vehicle thefts in Vale, North Carolina. Many local factors may affect your Vale auto insurance rates.

Vale Traffic

How does Vale, North Carolina rank for traffic? According to Inrix Vale, North Carolina is the 382nd most congested worldwide.

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Compare Vale, North Carolina Auto Insurance Quotes

Before you buy Vale, North Carolina auto insurance, make sure you have compared rates from multiple companies. Enter your ZIP code below to get free Vale, North Carolina auto insurance quotes.

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