Best Cheap Auto Insurance in Greensboro, NC (2021)

The average Greensboro, NC auto insurance rates are $276 per month. The minimum auto insurance in Greensboro is at least 30/60/25 in coverage to comply with North Carolina auto insurance laws. To find the best cheap auto insurance in Greensboro, North Carolina, compare quotes from multiple companies.

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Leslie Kasperowicz holds a BA in Social Sciences from the University of Winnipeg. She spent several years as a Farmers Insurance CSR, gaining a solid understanding of insurance products including home, life, auto, and commercial and working directly with insurance customers to understand their needs. She has since used that knowledge in her more than ten years as a writer, largely in the insuranc...

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Dan Walker graduated with a BS in Administrative Management in 2005 and has been working in his family’s insurance agency, FCI Agency, for 15 years (BBB A+). He is licensed as an agent to write property and casualty insurance, including home, auto, umbrella, and dwelling fire insurance. He’s also been featured on sites like Reviews.com and Safeco. He reviews content, ensuring that ex...

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Reviewed by Daniel Walker
Licensed Auto Insurance Agent

UPDATED: Jul 16, 2021

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Things to Remember

  • The average commute length in Greensboro is 21.2 minutes
  • The minimum auto insurance required in Greensboro, North Carolina is 30/60/25
  • Average auto insurance rates in Greensboro, NC for senior drivers are $2,488 per year

Greensboro, North Carolina auto insurance requirements are 30/60/25 according to North Carolina auto insurance laws. Finding cheap auto insurance in Greensboro can seem like a difficult task, but all of the information you need is right here. We’ll cover factors that affect auto insurance rates in Greensboro, North Carolina, including driving record, credit, commute time, and more.

Compare auto insurance in Greensboro to other North Carolina cities, including Charlotte auto insurance rates, Wilmington auto insurance rates, and Concord auto insurance rates to see how Greensboro, North Carolina auto insurance rates stack up.

Before you buy Greensboro, North Carolina auto insurance, make sure you have compared rates from multiple companies. Enter your ZIP code above to get free Greensboro, North Carolina auto insurance quotes.

Minimum Auto Insurance in Greensboro, North Carolina

Greensboro, North Carolina auto insurance laws require that you have at least the North Carolina minimum auto insurance to be financially responsible in the event of an accident. Take a look at the required auto insurance in Greensboro, North Carolina.

Minimum Required Auto Insurance Coverage in Greensboro, North Carolina

Liability Insurance Required Minimum Coverage Limits Required
Bodily Injury Liability Coverage $30,000 per person
$60,000 per accident
Property Damage Liability Coverage $25,000 minimum

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Cheap Greensboro, North Carolina Auto Insurance by Age, Gender, and Marital Status

Auto insurance rates in Greensboro, North Carolina are affected by age, gender, and marital status. See how demographics impact the annual cost of insurance.

Annual Auto Insurance Rates by Age, Gender, and Marital Status in Greensboro, North Carolina

Insurance Company Married 35-Year-Old Female Married 35-Year-Old Male Married 60-Year-Old Female Married 60-Year-Old Male Single 17-Year-Old Female Single 17-Year-Old Male Single 25-Year-Old Female Single 25-Year-Old Male
Allstate $5,168 $5,168 $4,239 $4,239 $12,454 $12,454 $5,270 $5,270
GEICO $2,538 $2,491 $2,504 $2,458 $4,701 $4,659 $2,227 $2,214
Liberty Mutual $1,840 $1,840 $1,905 $1,905 $3,273 $3,273 $1,840 $1,840
Nationwide $2,405 $2,405 $2,405 $2,405 $4,110 $4,110 $2,405 $2,405
Progressive $1,740 $1,740 $1,593 $1,593 $4,174 $4,174 $1,946 $1,946
State Farm $2,535 $2,535 $2,193 $2,193 $3,744 $3,744 $3,133 $3,133
Travelers $2,621 $2,621 $2,600 $2,600 $4,472 $4,472 $2,690 $2,690

Cheap Greensboro, North Carolina Auto Insurance for Teen Drivers

Finding cheap teen auto insurance in Greensboro, North Carolina is a challenge. Take a look at the annual teen auto insurance rates in Greensboro, North Carolina.

Annual Auto Insurance Rates for Teen Drivers in Greensboro, North Carolina

Insurance Company Single 17-Year-Old Female Single 17-Year-Old Male
Allstate $12,454 $12,454
GEICO $4,701 $4,659
Liberty Mutual $3,273 $3,273
Nationwide $4,110 $4,110
Progressive $4,174 $4,174
State Farm $3,744 $3,744
Travelers $4,472 $4,472

Cheap Greensboro, North Carolina Auto Insurance for Seniors

What are senior auto insurance rates in Greensboro, North Carolina? Take a look at the annual average rates for older drivers.

Annual Auto Insurance Rates for Senior Drivers in Greensboro, North Carolina

Insurance Company Married 60-Year-Old Female Married 60-Year-Old Male
Allstate $4,239 $4,239
GEICO $2,504 $2,458
Liberty Mutual $1,905 $1,905
Nationwide $2,405 $2,405
Progressive $1,593 $1,593
State Farm $2,193 $2,193
Travelers $2,600 $2,600

Cheap Greensboro, North Carolina Auto Insurance By Driving Record

Driving record has a big impact on your auto insurance rates. See the annual auto insurance rates for a bad record in Greensboro, North Carolina compared to the annual auto insurance rates with a clean record in Greensboro, North Carolina.

Annual Greensboro, North Carolina Auto Insurance Rates by Driving Record

Group Clean Record With 1 Accident With 1 DUI With 1 Speeding Violation
Allstate $3,678 $6,482 $12,006 $4,966
GEICO $1,600 $2,372 $5,721 $2,202
Liberty Mutual $1,322 $1,695 $4,147 $1,695
Nationwide $1,670 $2,156 $5,344 $2,156
Progressive $1,121 $1,629 $5,126 $1,576
State Farm $1,543 $2,236 $5,591 $2,236
Travelers $1,828 $2,423 $5,756 $2,375

Cheap Greensboro, North Carolina Auto Insurance Rates After a DUI

Finding cheap auto insurance after a DUI in Greensboro, North Carolina is not easy. Compare the annual rates for DUI auto insurance in Greensboro, North Carolina to find the best deal.

Annual Auto Insurance Rates After a DUI in Greensboro, North Carolina

Insurance Company Annual Auto Insurance Rates With a DUI
Allstate $12,006
GEICO $5,721
Liberty Mutual $4,147
Nationwide $5,344
Progressive $5,126
State Farm $5,591
Travelers $5,756

Cheap Greensboro, North Carolina Auto Insurance By Credit History

Credit history can have a major effect on the cost of auto insurance. See how Greensboro, North Carolina annual auto insurance rates by credit history compare.

Annual Auto Insurance Rates by Credit Score in Greensboro, North Carolina

Insurance Company Poor Fair Good
Allstate $9,150 $5,964 $5,236
GEICO $3,216 $2,960 $2,746
Liberty Mutual $2,215 $2,215 $2,215
Nationwide $2,831 $2,831 $2,831
Progressive $2,661 $2,305 $2,123
State Farm $4,074 $2,605 $2,024
Travelers $3,312 $3,009 $2,966

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Cheap Greensboro, North Carolina Auto Insurance Rates By ZIP Code

Auto insurance rates by ZIP code in Greensboro, North Carolina can vary. Compare the annual cost of auto insurance by ZIP code in Greensboro, North Carolina to see how car insurance rates are affected by location.

Annual Auto Insurance Rates by ZIP Code in Greensboro, North Carolina

ZIP Code Average Annual Rates
27301 $2,774
27401 $3,323
27403 $3,307
27405 $3,239
27406 $3,189
27407 $3,216
27408 $2,663
27409 $2,684
27410 $2,653
27411 $3,377
27455 $2,676
27495 $3,251

Cheap Greensboro, North Carolina Auto Insurance Rates By Commute

Commute length and annual mileage affect Greensboro, North Carolina auto insurance. Find the cheapest annual Greensboro, North Carolina auto insurance by commute length.

Annual Auto Insurance Rates by Commute Length in Greensboro, North Carolina

Insurance Company 10 Mile Commute, 6000 Annual Mileage 25 Mile Commute, 12000 Annual Mileage
Allstate $6,783 $6,783
GEICO $2,974 $2,974
Liberty Mutual $2,215 $2,215
Nationwide $2,831 $2,831
Progressive $2,363 $2,363
State Farm $2,892 $2,910
Travelers $3,095 $3,095

Cheap Greensboro, North Carolina Auto Insurance Rates By Coverage Level

How much does the coverage level you select affect the cost of your auto insurance in Greensboro, North Carolina? Check out the comparison of annual Greensboro, North Carolina auto insurance rates by coverage level.

Annual Auto Insurance Rates by Coverage Level in Greensboro, North Carolina

Insurance Company Low Medium High
Allstate $6,519 $6,755 $7,075
GEICO $2,835 $2,963 $3,124
Liberty Mutual $2,104 $2,200 $2,339
Nationwide $2,709 $2,816 $2,969
Progressive $2,234 $2,348 $2,507
State Farm $2,775 $2,886 $3,043
Travelers $2,960 $3,078 $3,248

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Best By Category: Cheapest Auto Insurance in Greensboro, North Carolina

Compare the cheapest auto insurance companies in Greensboro, North Carolina in each category to find the company with the best rates for your personal needs.

Best Annual Auto Insurance Rates by Company in Greensboro, North Carolina

Category Insurance Company
Teenagers Liberty Mutual
Seniors Progressive
Clean Record Progressive
With 1 Accident Progressive
With 1 DUI Liberty Mutual
With 1 Speeding Violation Progressive

The Cheapest Greensboro, North Carolina Auto Insurance Companies

What auto insurance companies in Greensboro, North Carolina are the cheapest? Compare the top Greensboro, North Carolina auto insurance companies to find the best annual rates.

Average Annual Auto Insurance Rates by Company in Greensboro, North Carolina

Insurance Company Average Annual Rates
Allstate $6,783
GEICO $2,974
Liberty Mutual $2,215
Nationwide $2,831
Progressive $2,363
State Farm $2,901
Travelers $3,095

What affects auto insurance rates in Greensboro, North Carolina?

There are a lot of reasons why auto insurance rates in Greensboro, North Carolina are higher or lower than in other cities. These include traffic and the number of vehicle thefts in Greensboro, North Carolina. Many local factors may affect your Greensboro auto insurance rates.

Greensboro Commute Time

Cities in which drivers have a longer average commute time tend to have higher auto insurance costs. The average Greensboro, North Carolina commute length is 21.2 minutes according to City-Data.

Greensboro Traffic

How does Greensboro, North Carolina rank for traffic? According to Inrix Greensboro, North Carolina is the 674th most congested worldwide.

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Compare Greensboro, North Carolina Auto Insurance Quotes

Before you buy Greensboro, North Carolina auto insurance, make sure you have compared rates from multiple companies. Enter your ZIP code below to get free Greensboro, North Carolina auto insurance quotes.

Free Auto Insurance Comparison

Enter your ZIP code below to view companies that have cheap auto insurance rates.

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