Best Cheap Auto Insurance in Indian Trail, NC (2021)

The average Indian Trail, NC auto insurance rates are $305 per month. The minimum auto insurance in Indian Trail is at least 30/60/25 in coverage to comply with North Carolina auto insurance laws. To find the best cheap auto insurance in Indian Trail, North Carolina, compare quotes from multiple companies.

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Mathew B. Sims is Editor-in-Chief and has authored, edited, and contributed to several books. He has been working in the insurance industry ensuring content is accurate for consumers who are searching for the best policies and rates. He has also been featured on sites like UpJourney.

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Dan Walker graduated with a BS in Administrative Management in 2005 and has been working in his family’s insurance agency, FCI Agency, for 15 years (BBB A+). He is licensed as an agent to write property and casualty insurance, including home, auto, umbrella, and dwelling fire insurance. He’s also been featured on sites like Reviews.com and Safeco. He reviews content, ensuring that ex...

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Reviewed by Daniel Walker
Licensed Auto Insurance Agent

UPDATED: May 17, 2021

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Things to Remember

  • The average commute length in Indian Trail is 31.7 minutes
  • The most expensive auto insurance company in Indian Trail for teen drivers is Allstate
  • Average auto insurance rates in Indian Trail, NC for senior drivers are $2,725 per year

Indian Trail, North Carolina auto insurance requirements are 30/60/25 according to North Carolina auto insurance laws. Finding cheap auto insurance in Indian Trail can seem like a difficult task, but all of the information you need is right here. We’ll cover factors that affect auto insurance rates in Indian Trail, North Carolina, including driving record, credit, commute time, and more.

Compare auto insurance in Indian Trail to other North Carolina cities, including High Point auto insurance rates, Raleigh auto insurance rates, and Cary auto insurance rates to see how Indian Trail, North Carolina auto insurance rates stack up.

Before you buy Indian Trail, North Carolina auto insurance, make sure you have compared rates from multiple companies. Enter your ZIP code above to get free Indian Trail, North Carolina auto insurance quotes.

Minimum Auto Insurance in Indian Trail, North Carolina

Indian Trail, North Carolina auto insurance laws require that you have at least the North Carolina minimum auto insurance to be financially responsible in the event of an accident. Take a look at the required auto insurance in Indian Trail, North Carolina.

Minimum Required Auto Insurance Coverage in Indian Trail, North Carolina

Liability Insurance Required Minimum Coverage Limits Required
Bodily Injury Liability Coverage $30,000 per person
$60,000 per accident
Property Damage Liability Coverage $25,000 minimum

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Cheap Indian Trail, North Carolina Auto Insurance by Age, Gender, and Marital Status

Auto insurance rates in Indian Trail, North Carolina are affected by age, gender, and marital status. See how demographics impact the annual cost of insurance.

Annual Auto Insurance Rates by Age, Gender, and Marital Status in Indian Trail, North Carolina

Insurance Company Married 35-Year-Old Female Married 35-Year-Old Male Married 60-Year-Old Female Married 60-Year-Old Male Single 17-Year-Old Female Single 17-Year-Old Male Single 25-Year-Old Female Single 25-Year-Old Male
Allstate $6,346 $6,346 $5,201 $5,201 $15,379 $15,379 $6,471 $6,471
GEICO $2,622 $2,573 $2,592 $2,545 $4,928 $4,884 $2,301 $2,288
Liberty Mutual $1,926 $1,926 $1,993 $1,993 $3,442 $3,442 $1,926 $1,926
Nationwide $2,490 $2,490 $2,490 $2,490 $4,266 $4,266 $2,490 $2,490
Progressive $1,845 $1,845 $1,695 $1,695 $4,385 $4,385 $2,060 $2,060
State Farm $2,725 $2,725 $2,357 $2,357 $4,028 $4,028 $3,367 $3,367
Travelers $2,794 $2,794 $2,772 $2,772 $4,799 $4,799 $2,868 $2,868

Cheap Indian Trail, North Carolina Auto Insurance for Teen Drivers

Finding cheap teen auto insurance in Indian Trail, North Carolina is a challenge. Take a look at the annual teen auto insurance rates in Indian Trail, North Carolina.

Annual Auto Insurance Rates for Teen Drivers in Indian Trail, North Carolina

Insurance Company Single 17-Year-Old Female Single 17-Year-Old Male
Allstate $15,379 $15,379
GEICO $4,928 $4,884
Liberty Mutual $3,442 $3,442
Nationwide $4,266 $4,266
Progressive $4,385 $4,385
State Farm $4,028 $4,028
Travelers $4,799 $4,799

Cheap Indian Trail, North Carolina Auto Insurance for Seniors

What are senior auto insurance rates in Indian Trail, North Carolina? Take a look at the annual average rates for older drivers.

Annual Auto Insurance Rates for Senior Drivers in Indian Trail, North Carolina

Insurance Company Married 60-Year-Old Female Married 60-Year-Old Male
Allstate $5,201 $5,201
GEICO $2,592 $2,545
Liberty Mutual $1,993 $1,993
Nationwide $2,490 $2,490
Progressive $1,695 $1,695
State Farm $2,357 $2,357
Travelers $2,772 $2,772

Cheap Indian Trail, North Carolina Auto Insurance By Driving Record

Driving record has a big impact on your auto insurance rates. See the annual auto insurance rates for a bad record in Indian Trail, North Carolina compared to the annual auto insurance rates with a clean record in Indian Trail, North Carolina.

Annual Indian Trail, North Carolina Auto Insurance Rates by Driving Record

Group Clean Record With 1 Accident With 1 DUI With 1 Speeding Violation
Allstate $4,528 $7,963 $14,791 $6,114
GEICO $1,659 $2,467 $5,949 $2,292
Liberty Mutual $1,387 $1,778 $4,344 $1,778
Nationwide $1,732 $2,234 $5,534 $2,234
Progressive $1,199 $1,738 $5,362 $1,685
State Farm $1,655 $2,403 $6,016 $2,403
Travelers $1,968 $2,585 $6,138 $2,542

Cheap Indian Trail, North Carolina Auto Insurance Rates After a DUI

Finding cheap auto insurance after a DUI in Indian Trail, North Carolina is not easy. Compare the annual rates for DUI auto insurance in Indian Trail, North Carolina to find the best deal.

Annual Auto Insurance Rates After a DUI in Indian Trail, North Carolina

Insurance Company Annual Auto Insurance Rates With a DUI
Allstate $14,791
GEICO $5,949
Liberty Mutual $4,344
Nationwide $5,534
Progressive $5,362
State Farm $6,016
Travelers $6,138

Cheap Indian Trail, North Carolina Auto Insurance By Credit History

Credit history can have a major effect on the cost of auto insurance. See how Indian Trail, North Carolina annual auto insurance rates by credit history compare.

Annual Auto Insurance Rates by Credit Score in Indian Trail, North Carolina

Insurance Company Poor Fair Good
Allstate $11,273 $7,342 $6,432
GEICO $3,341 $3,078 $2,857
Liberty Mutual $2,322 $2,322 $2,322
Nationwide $2,934 $2,934 $2,934
Progressive $2,795 $2,445 $2,249
State Farm $4,381 $2,801 $2,176
Travelers $3,532 $3,216 $3,177

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Cheap Indian Trail, North Carolina Auto Insurance Rates By ZIP Code

Auto insurance rates by ZIP code in Indian Trail, North Carolina can vary. Compare the annual cost of auto insurance by ZIP code in Indian Trail, North Carolina to see how car insurance rates are affected by location.

Annual Auto Insurance Rates by ZIP Code in Indian Trail, North Carolina

ZIP Code Average Annual Rates
28104 $3,318

Cheap Indian Trail, North Carolina Auto Insurance Rates By Commute

Commute length and annual mileage affect Indian Trail, North Carolina auto insurance. Find the cheapest annual Indian Trail, North Carolina auto insurance by commute length.

Annual Auto Insurance Rates by Commute Length in Indian Trail, North Carolina

Insurance Company 10 Mile Commute, 6000 Annual Mileage 25 Mile Commute, 12000 Annual Mileage
Allstate $8,349 $8,349
GEICO $3,092 $3,092
Liberty Mutual $2,322 $2,322
Nationwide $2,934 $2,934
Progressive $2,496 $2,496
State Farm $3,111 $3,127
Travelers $3,308 $3,308

Cheap Indian Trail, North Carolina Auto Insurance Rates By Coverage Level

How much does the coverage level you select affect the cost of your auto insurance in Indian Trail, North Carolina? Check out the comparison of annual Indian Trail, North Carolina auto insurance rates by coverage level.

Annual Auto Insurance Rates by Coverage Level in Indian Trail, North Carolina

Insurance Company Low Medium High
Allstate $8,053 $8,319 $8,676
GEICO $2,938 $3,081 $3,256
Liberty Mutual $2,202 $2,307 $2,456
Nationwide $2,802 $2,918 $3,081
Progressive $2,355 $2,481 $2,653
State Farm $2,983 $3,103 $3,272
Travelers $3,157 $3,290 $3,478

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Best By Category: Cheapest Auto Insurance in Indian Trail, North Carolina

Compare the cheapest auto insurance companies in Indian Trail, North Carolina in each category to find the company with the best rates for your personal needs.

Best Annual Auto Insurance Rates by Company in Indian Trail, North Carolina

Category Insurance Company
Teenagers Liberty Mutual
Seniors Progressive
Clean Record Progressive
With 1 Accident Progressive
With 1 DUI Liberty Mutual
With 1 Speeding Violation Progressive

The Cheapest Indian Trail, North Carolina Auto Insurance Companies

What auto insurance companies in Indian Trail, North Carolina are the cheapest? Compare the top Indian Trail, North Carolina auto insurance companies to find the best annual rates.

Average Annual Auto Insurance Rates by Company in Indian Trail, North Carolina

Insurance Company Average Annual Rates
Allstate $8,349
GEICO $3,092
Liberty Mutual $2,322
Nationwide $2,934
Progressive $2,496
State Farm $3,119
Travelers $3,308

What affects auto insurance rates in Indian Trail, North Carolina?

There are a lot of reasons why auto insurance rates in Indian Trail, North Carolina are higher or lower than in other cities. These include traffic and the number of vehicle thefts in Indian Trail, North Carolina. Many local factors may affect your Indian Trail auto insurance rates.

Indian Trail Commute Time

Cities in which drivers have a longer average commute time tend to have higher auto insurance costs. The average Indian Trail, North Carolina commute length is 31.7 minutes according to City-Data.

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Compare Indian Trail, North Carolina Auto Insurance Quotes

Before you buy Indian Trail, North Carolina auto insurance, make sure you have compared rates from multiple companies. Enter your ZIP code below to get free Indian Trail, North Carolina auto insurance quotes.

Free Auto Insurance Comparison

Enter your ZIP code below to view companies that have cheap auto insurance rates.

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