Best Cheap Auto Insurance in Spring Lake, NC (2021)

The average Spring Lake, NC auto insurance rates are $356 per month. The minimum auto insurance in Spring Lake is at least 30/60/25 in coverage to comply with North Carolina auto insurance laws. To find the best cheap auto insurance in Spring Lake, North Carolina, compare quotes from multiple companies.

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Mathew B. Sims is Editor-in-Chief and has authored, edited, and contributed to several books. He has been working in the insurance industry ensuring content is accurate for consumers who are searching for the best policies and rates. He has also been featured on sites like UpJourney.

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Dan Walker graduated with a BS in Administrative Management in 2005 and has been working in his family’s insurance agency, FCI Agency, for 15 years (BBB A+). He is licensed as an agent to write property and casualty insurance, including home, auto, umbrella, and dwelling fire insurance. He’s also been featured on sites like Reviews.com and Safeco. He reviews content, ensuring that ex...

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Reviewed by Daniel Walker
Licensed Auto Insurance Agent

UPDATED: May 17, 2021

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Things to Remember

  • The most expensive auto insurance company in Spring Lake for teen drivers is Allstate
  • The cheapest auto insurance company in Spring Lake is Liberty Mutual
  • The minimum auto insurance required in Spring Lake, North Carolina is 30/60/25

Spring Lake, North Carolina auto insurance requirements are 30/60/25 according to North Carolina auto insurance laws. Finding cheap auto insurance in Spring Lake can seem like a difficult task, but all of the information you need is right here. We’ll cover factors that affect auto insurance rates in Spring Lake, North Carolina, including driving record, credit, commute time, and more.

Compare auto insurance in Spring Lake to other North Carolina cities, including Cary auto insurance rates, Charlotte auto insurance rates, and Raleigh auto insurance rates to see how Spring Lake, North Carolina auto insurance rates stack up.

Before you buy Spring Lake, North Carolina auto insurance, make sure you have compared rates from multiple companies. Enter your ZIP code above to get free Spring Lake, North Carolina auto insurance quotes.

Minimum Auto Insurance in Spring Lake, North Carolina

Spring Lake, North Carolina auto insurance laws require that you have at least the North Carolina minimum auto insurance to be financially responsible in the event of an accident. Take a look at the required auto insurance in Spring Lake, North Carolina.

Minimum Required Auto Insurance Coverage in Spring Lake, North Carolina

Liability Insurance Required Minimum Coverage Limits Required
Bodily Injury Liability Coverage $30,000 per person
$60,000 per accident
Property Damage Liability Coverage $25,000 minimum

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Cheap Spring Lake, North Carolina Auto Insurance by Age, Gender, and Marital Status

Auto insurance rates in Spring Lake, North Carolina are affected by age, gender, and marital status. See how demographics impact the annual cost of insurance.

Annual Auto Insurance Rates by Age, Gender, and Marital Status in Spring Lake, North Carolina

Insurance Company Married 35-Year-Old Female Married 35-Year-Old Male Married 60-Year-Old Female Married 60-Year-Old Male Single 17-Year-Old Female Single 17-Year-Old Male Single 25-Year-Old Female Single 25-Year-Old Male
Allstate $6,816 $6,816 $5,586 $5,586 $16,615 $16,615 $6,951 $6,951
GEICO $2,895 $2,847 $2,866 $2,820 $5,193 $5,150 $2,579 $2,566
Liberty Mutual $2,334 $2,334 $2,416 $2,416 $4,178 $4,178 $2,334 $2,334
Nationwide $3,185 $3,185 $3,185 $3,185 $5,464 $5,464 $3,185 $3,185
Progressive $2,333 $2,333 $2,138 $2,138 $5,405 $5,405 $2,579 $2,579
State Farm $3,357 $3,357 $2,902 $2,902 $4,960 $4,960 $4,152 $4,152
Travelers $3,409 $3,409 $3,382 $3,382 $5,872 $5,872 $3,499 $3,499

Cheap Spring Lake, North Carolina Auto Insurance for Teen Drivers

Finding cheap teen auto insurance in Spring Lake, North Carolina is a challenge. Take a look at the annual teen auto insurance rates in Spring Lake, North Carolina.

Annual Auto Insurance Rates for Teen Drivers in Spring Lake, North Carolina

Insurance Company Single 17-Year-Old Female Single 17-Year-Old Male
Allstate $16,615 $16,615
GEICO $5,193 $5,150
Liberty Mutual $4,178 $4,178
Nationwide $5,464 $5,464
Progressive $5,405 $5,405
State Farm $4,960 $4,960
Travelers $5,872 $5,872

Cheap Spring Lake, North Carolina Auto Insurance for Seniors

What are senior auto insurance rates in Spring Lake, North Carolina? Take a look at the annual average rates for older drivers.

Annual Auto Insurance Rates for Senior Drivers in Spring Lake, North Carolina

Insurance Company Married 60-Year-Old Female Married 60-Year-Old Male
Allstate $5,586 $5,586
GEICO $2,866 $2,820
Liberty Mutual $2,416 $2,416
Nationwide $3,185 $3,185
Progressive $2,138 $2,138
State Farm $2,902 $2,902
Travelers $3,382 $3,382

Cheap Spring Lake, North Carolina Auto Insurance By Driving Record

Driving record has a big impact on your auto insurance rates. See the annual auto insurance rates for a bad record in Spring Lake, North Carolina compared to the annual auto insurance rates with a clean record in Spring Lake, North Carolina.

Annual Spring Lake, North Carolina Auto Insurance Rates by Driving Record

Group Clean Record With 1 Accident With 1 DUI With 1 Speeding Violation
Allstate $4,889 $8,547 $15,933 $6,599
GEICO $1,652 $2,574 $6,832 $2,400
Liberty Mutual $1,678 $2,154 $5,277 $2,154
Nationwide $2,211 $2,857 $7,094 $2,857
Progressive $1,488 $2,165 $6,705 $2,097
State Farm $2,039 $2,958 $7,416 $2,958
Travelers $2,416 $3,149 $7,488 $3,108

Cheap Spring Lake, North Carolina Auto Insurance Rates After a DUI

Finding cheap auto insurance after a DUI in Spring Lake, North Carolina is not easy. Compare the annual rates for DUI auto insurance in Spring Lake, North Carolina to find the best deal.

Annual Auto Insurance Rates After a DUI in Spring Lake, North Carolina

Insurance Company Annual Auto Insurance Rates With a DUI
Allstate $15,933
GEICO $6,832
Liberty Mutual $5,277
Nationwide $7,094
Progressive $6,705
State Farm $7,416
Travelers $7,488

Cheap Spring Lake, North Carolina Auto Insurance By Credit History

Credit history can have a major effect on the cost of auto insurance. See how Spring Lake, North Carolina annual auto insurance rates by credit history compare.

Annual Auto Insurance Rates by Credit Score in Spring Lake, North Carolina

Insurance Company Poor Fair Good
Allstate $12,186 $7,883 $6,906
GEICO $3,610 $3,351 $3,132
Liberty Mutual $2,816 $2,816 $2,816
Nationwide $3,755 $3,755 $3,755
Progressive $3,484 $3,041 $2,816
State Farm $5,402 $3,449 $2,677
Travelers $4,305 $3,928 $3,888

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Cheap Spring Lake, North Carolina Auto Insurance Rates By ZIP Code

Auto insurance rates by ZIP code in Spring Lake, North Carolina can vary. Compare the annual cost of auto insurance by ZIP code in Spring Lake, North Carolina to see how car insurance rates are affected by location.

Annual Auto Insurance Rates by ZIP Code in Spring Lake, North Carolina

ZIP Code Average Annual Rates
28390 $3,889

Cheap Spring Lake, North Carolina Auto Insurance Rates By Commute

Commute length and annual mileage affect Spring Lake, North Carolina auto insurance. Find the cheapest annual Spring Lake, North Carolina auto insurance by commute length.

Annual Auto Insurance Rates by Commute Length in Spring Lake, North Carolina

Insurance Company 10 Mile Commute, 6000 Annual Mileage 25 Mile Commute, 12000 Annual Mileage
Allstate $8,992 $8,992
GEICO $3,365 $3,365
Liberty Mutual $2,816 $2,816
Nationwide $3,755 $3,755
Progressive $3,114 $3,114
State Farm $3,830 $3,856
Travelers $4,040 $4,040

Cheap Spring Lake, North Carolina Auto Insurance Rates By Coverage Level

How much does the coverage level you select affect the cost of your auto insurance in Spring Lake, North Carolina? Check out the comparison of annual Spring Lake, North Carolina auto insurance rates by coverage level.

Annual Auto Insurance Rates by Coverage Level in Spring Lake, North Carolina

Insurance Company Low Medium High
Allstate $8,662 $8,962 $9,352
GEICO $3,199 $3,353 $3,541
Liberty Mutual $2,679 $2,800 $2,968
Nationwide $3,596 $3,738 $3,930
Progressive $2,953 $3,098 $3,291
State Farm $3,662 $3,824 $4,043
Travelers $3,868 $4,021 $4,232

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Best By Category: Cheapest Auto Insurance in Spring Lake, North Carolina

Compare the cheapest auto insurance companies in Spring Lake, North Carolina in each category to find the company with the best rates for your personal needs.

Best Annual Auto Insurance Rates by Company in Spring Lake, North Carolina

Category Insurance Company
Teenagers Liberty Mutual
Seniors Progressive
Clean Record Progressive
With 1 Accident Liberty Mutual
With 1 DUI Liberty Mutual
With 1 Speeding Violation Progressive

The Cheapest Spring Lake, North Carolina Auto Insurance Companies

What auto insurance companies in Spring Lake, North Carolina are the cheapest? Compare the top Spring Lake, North Carolina auto insurance companies to find the best annual rates.

Average Annual Auto Insurance Rates by Company in Spring Lake, North Carolina

Insurance Company Average Annual Rates
Allstate $8,992
GEICO $3,365
Liberty Mutual $2,816
Nationwide $3,755
Progressive $3,114
State Farm $3,843
Travelers $4,040

What affects auto insurance rates in Spring Lake, North Carolina?

There are a lot of reasons why auto insurance rates in Spring Lake, North Carolina are higher or lower than in other cities. These include traffic and the number of vehicle thefts in Spring Lake, North Carolina. Many local factors may affect your Spring Lake auto insurance rates.

Spring Lake Commute Time

Cities in which drivers have a longer average commute time tend to have higher auto insurance costs. The average Spring Lake, North Carolina commute length is 18.6 minutes according to City-Data.

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Compare Spring Lake, North Carolina Auto Insurance Quotes

Before you buy Spring Lake, North Carolina auto insurance, make sure you have compared rates from multiple companies. Enter your ZIP code below to get free Spring Lake, North Carolina auto insurance quotes.

Free Auto Insurance Comparison

Enter your ZIP code below to view companies that have cheap auto insurance rates.

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