Best Cheap Auto Insurance in Lexington, NC (2021)

The average Lexington, NC auto insurance rates are $255 per month. The minimum auto insurance in Lexington is at least 30/60/25 in coverage to comply with North Carolina auto insurance laws. To find the best cheap auto insurance in Lexington, North Carolina, compare quotes from multiple companies.

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Mathew B. Sims is Editor-in-Chief and has authored, edited, and contributed to several books. He has been working in the insurance industry ensuring content is accurate for consumers who are searching for the best policies and rates. He has also been featured on sites like UpJourney.

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Dan Walker graduated with a BS in Administrative Management in 2005 and has been working in his family’s insurance agency, FCI Agency, for 15 years (BBB A+). He is licensed as an agent to write property and casualty insurance, including home, auto, umbrella, and dwelling fire insurance. He’s also been featured on sites like Reviews.com and Safeco. He reviews content, ensuring that ex...

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Reviewed by Daniel Walker
Licensed Auto Insurance Agent

UPDATED: May 17, 2021

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Things to Remember

  • The minimum auto insurance required in Lexington, North Carolina is 30/60/25
  • The most expensive auto insurance company in Lexington for teen drivers is Allstate
  • The average commute length in Lexington is 23.6 minutes

Lexington, North Carolina auto insurance requirements are 30/60/25 according to North Carolina auto insurance laws. Finding cheap auto insurance in Lexington can seem like a difficult task, but all of the information you need is right here. We’ll cover factors that affect auto insurance rates in Lexington, North Carolina, including driving record, credit, commute time, and more.

Compare auto insurance in Lexington to other North Carolina cities, including Durham auto insurance rates, Winston-Salem auto insurance rates, and Cary auto insurance rates to see how Lexington, North Carolina auto insurance rates stack up.

Before you buy Lexington, North Carolina auto insurance, make sure you have compared rates from multiple companies. Enter your ZIP code above to get free Lexington, North Carolina auto insurance quotes.

Minimum Auto Insurance in Lexington, North Carolina

Lexington, North Carolina auto insurance laws require that you have at least the North Carolina minimum auto insurance to be financially responsible in the event of an accident. Take a look at the required auto insurance in Lexington, North Carolina.

Minimum Required Auto Insurance Coverage in Lexington, North Carolina

Liability Insurance Required Minimum Coverage Limits Required
Bodily Injury Liability Coverage $30,000 per person
$60,000 per accident
Property Damage Liability Coverage $25,000 minimum

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Cheap Lexington, North Carolina Auto Insurance by Age, Gender, and Marital Status

Auto insurance rates in Lexington, North Carolina are affected by age, gender, and marital status. See how demographics impact the annual cost of insurance.

Annual Auto Insurance Rates by Age, Gender, and Marital Status in Lexington, North Carolina

Insurance Company Married 35-Year-Old Female Married 35-Year-Old Male Married 60-Year-Old Female Married 60-Year-Old Male Single 17-Year-Old Female Single 17-Year-Old Male Single 25-Year-Old Female Single 25-Year-Old Male
Allstate $4,825 $4,825 $3,957 $3,957 $11,640 $11,640 $4,920 $4,920
GEICO $2,367 $2,323 $2,335 $2,292 $4,408 $4,369 $2,073 $2,061
Liberty Mutual $1,693 $1,693 $1,752 $1,752 $3,001 $3,001 $1,693 $1,693
Nationwide $2,233 $2,233 $2,233 $2,233 $3,800 $3,800 $2,233 $2,233
Progressive $1,541 $1,541 $1,405 $1,405 $3,831 $3,831 $1,745 $1,745
State Farm $2,273 $2,273 $1,966 $1,966 $3,353 $3,353 $2,808 $2,808
Travelers $2,468 $2,468 $2,448 $2,448 $4,205 $4,205 $2,533 $2,533

Cheap Lexington, North Carolina Auto Insurance for Teen Drivers

Finding cheap teen auto insurance in Lexington, North Carolina is a challenge. Take a look at the annual teen auto insurance rates in Lexington, North Carolina.

Annual Auto Insurance Rates for Teen Drivers in Lexington, North Carolina

Insurance Company Single 17-Year-Old Female Single 17-Year-Old Male
Allstate $11,640 $11,640
GEICO $4,408 $4,369
Liberty Mutual $3,001 $3,001
Nationwide $3,800 $3,800
Progressive $3,831 $3,831
State Farm $3,353 $3,353
Travelers $4,205 $4,205

Cheap Lexington, North Carolina Auto Insurance for Seniors

What are senior auto insurance rates in Lexington, North Carolina? Take a look at the annual average rates for older drivers.

Annual Auto Insurance Rates for Senior Drivers in Lexington, North Carolina

Insurance Company Married 60-Year-Old Female Married 60-Year-Old Male
Allstate $3,957 $3,957
GEICO $2,335 $2,292
Liberty Mutual $1,752 $1,752
Nationwide $2,233 $2,233
Progressive $1,405 $1,405
State Farm $1,966 $1,966
Travelers $2,448 $2,448

Cheap Lexington, North Carolina Auto Insurance By Driving Record

Driving record has a big impact on your auto insurance rates. See the annual auto insurance rates for a bad record in Lexington, North Carolina compared to the annual auto insurance rates with a clean record in Lexington, North Carolina.

Annual Lexington, North Carolina Auto Insurance Rates by Driving Record

Group Clean Record With 1 Accident With 1 DUI With 1 Speeding Violation
Allstate $3,437 $6,055 $11,210 $4,639
GEICO $1,513 $2,229 $5,304 $2,068
Liberty Mutual $1,215 $1,558 $3,808 $1,558
Nationwide $1,547 $1,998 $4,954 $1,998
Progressive $1,001 $1,457 $4,653 $1,411
State Farm $1,391 $2,005 $4,999 $2,005
Travelers $1,730 $2,277 $5,409 $2,238

Cheap Lexington, North Carolina Auto Insurance Rates After a DUI

Finding cheap auto insurance after a DUI in Lexington, North Carolina is not easy. Compare the annual rates for DUI auto insurance in Lexington, North Carolina to find the best deal.

Annual Auto Insurance Rates After a DUI in Lexington, North Carolina

Insurance Company Annual Auto Insurance Rates With a DUI
Allstate $11,210
GEICO $5,304
Liberty Mutual $3,808
Nationwide $4,954
Progressive $4,653
State Farm $4,999
Travelers $5,409

Cheap Lexington, North Carolina Auto Insurance By Credit History

Credit history can have a major effect on the cost of auto insurance. See how Lexington, North Carolina annual auto insurance rates by credit history compare.

Annual Auto Insurance Rates by Credit Score in Lexington, North Carolina

Insurance Company Poor Fair Good
Allstate $8,544 $5,570 $4,892
GEICO $3,008 $2,765 $2,562
Liberty Mutual $2,035 $2,035 $2,035
Nationwide $2,624 $2,624 $2,624
Progressive $2,422 $2,078 $1,892
State Farm $3,650 $2,335 $1,815
Travelers $3,113 $2,832 $2,796

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Cheap Lexington, North Carolina Auto Insurance Rates By ZIP Code

Auto insurance rates by ZIP code in Lexington, North Carolina can vary. Compare the annual cost of auto insurance by ZIP code in Lexington, North Carolina to see how car insurance rates are affected by location.

Annual Auto Insurance Rates by ZIP Code in Lexington, North Carolina

ZIP Code Average Annual Rates
27292 $2,795
27295 $2,781

Cheap Lexington, North Carolina Auto Insurance Rates By Commute

Commute length and annual mileage affect Lexington, North Carolina auto insurance. Find the cheapest annual Lexington, North Carolina auto insurance by commute length.

Annual Auto Insurance Rates by Commute Length in Lexington, North Carolina

Insurance Company 10 Mile Commute, 6000 Annual Mileage 25 Mile Commute, 12000 Annual Mileage
Allstate $6,335 $6,335
GEICO $2,778 $2,778
Liberty Mutual $2,035 $2,035
Nationwide $2,624 $2,624
Progressive $2,131 $2,131
State Farm $2,590 $2,610
Travelers $2,914 $2,914

Cheap Lexington, North Carolina Auto Insurance Rates By Coverage Level

How much does the coverage level you select affect the cost of your auto insurance in Lexington, North Carolina? Check out the comparison of annual Lexington, North Carolina auto insurance rates by coverage level.

Annual Auto Insurance Rates by Coverage Level in Lexington, North Carolina

Insurance Company Low Medium High
Allstate $6,083 $6,308 $6,616
GEICO $2,644 $2,768 $2,923
Liberty Mutual $1,931 $2,021 $2,152
Nationwide $2,508 $2,611 $2,754
Progressive $2,010 $2,117 $2,265
State Farm $2,492 $2,586 $2,722
Travelers $2,783 $2,898 $3,060

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Best By Category: Cheapest Auto Insurance in Lexington, North Carolina

Compare the cheapest auto insurance companies in Lexington, North Carolina in each category to find the company with the best rates for your personal needs.

Best Annual Auto Insurance Rates by Company in Lexington, North Carolina

Category Insurance Company
Teenagers Liberty Mutual
Seniors Progressive
Clean Record Progressive
With 1 Accident Progressive
With 1 DUI Liberty Mutual
With 1 Speeding Violation Progressive

The Cheapest Lexington, North Carolina Auto Insurance Companies

What auto insurance companies in Lexington, North Carolina are the cheapest? Compare the top Lexington, North Carolina auto insurance companies to find the best annual rates.

Average Annual Auto Insurance Rates by Company in Lexington, North Carolina

Insurance Company Average Annual Rates
Allstate $6,335
GEICO $2,778
Liberty Mutual $2,035
Nationwide $2,624
Progressive $2,131
State Farm $2,600
Travelers $2,914

What affects auto insurance rates in Lexington, North Carolina?

There are a lot of reasons why auto insurance rates in Lexington, North Carolina are higher or lower than in other cities. These include traffic and the number of vehicle thefts in Lexington, North Carolina. Many local factors may affect your Lexington auto insurance rates.

Lexington Commute Time

Cities in which drivers have a longer average commute time tend to have higher auto insurance costs. The average Lexington, North Carolina commute length is 23.6 minutes according to City-Data.

Lexington Traffic

How does Lexington, North Carolina rank for traffic? According to Inrix Lexington, North Carolina is the 968th most congested worldwide.

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Compare Lexington, North Carolina Auto Insurance Quotes

Before you buy Lexington, North Carolina auto insurance, make sure you have compared rates from multiple companies. Enter your ZIP code below to get free Lexington, North Carolina auto insurance quotes.

Free Auto Insurance Comparison

Enter your ZIP code below to view companies that have cheap auto insurance rates.

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