How Much are Chevrolet Malibu Insurance Rates?
Chevrolet Malibu auto insurance rates are $1,384 a year, or around $115 a month on average. Teens pay the highest rates at up to $5,059 a year, while good drivers may only pay $813.
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Written by
Leslie Kasperowicz
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Reviewed by
Daniel Walker
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UPDATED: Jul 18, 2021
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Key takeaways:
- Full coverage costs around $1,384 a year or $115 each month
- A liability-only policy costs around $555 a year or $46 each month
- Highest rates are for teenage drivers at around $5,059 a year or $422 each month
- Good drivers can save as much as $571 a year by earning policy discounts
- Chevrolet Malibu insurance costs around $135 less per year than the average vehicle
Chevrolet Malibu insurance rates are $1,384 for full coverage, which is about $115 per month. You can save up to $571 per year through policy discounts. Continue reading through the guide to learn more.
You can start comparing quotes for Chevrolet Malibu auto insurance rates from some of the best auto insurance companies by using our free online tool now.
Table of Contents
Chevrolet Malibu Insurance Cost
The average Chevrolet Malibu auto insurance costs are $1,384 a year or $115 a month.
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Are Chevrolet Malibus Expensive to Insure?
The chart below details how Chevrolet Malibu insurance rates compare to other sedans like the Nissan Versa, Nissan Altima, and Honda Accord.
| Vehicle | Comprehensive | Collision | Liability | Total |
| Chevrolet Malibu | $322 | $532 | $372 | $1,384 |
| Nissan Versa | $268 | $542 | $390 | $1,358 |
| Nissan Altima | $306 | $570 | $390 | $1,424 |
| Honda Accord | $280 | $500 | $372 | $1,310 |
| Nissan Sentra | $254 | $570 | $390 | $1,372 |
| Toyota Camry | $294 | $570 | $390 | $1,412 |
| Kia Optima | $322 | $532 | $420 | $1,454 |
However, there are a few things you can do to find the cheapest Chevrolet insurance rates online.
What Impacts the Cost of Chevrolet Malibu Insurance?
The Chevrolet Malibu trim and model you choose can impact the total price you will pay for Chevrolet Malibu insurance coverage.
Age of the Vehicle
Older Chevrolet Malibu models generally cost less to insure. For example, auto insurance rates for a 2020 Chevrolet Malibu are $1,384, while 2010 Chevrolet Malibu rates are $1,138, a difference of $246.
| Model Year | Comprehensive | Collision | Liability | Total |
| 2020 Chevrolet Malibu | $322 | $532 | $372 | $1,384 |
| 2019 Chevrolet Malibu | $306 | $512 | $390 | $1,366 |
| 2018 Chevrolet Malibu | $294 | $506 | $398 | $1,356 |
| 2017 Chevrolet Malibu | $284 | $494 | $416 | $1,352 |
| 2016 Chevrolet Malibu | $274 | $474 | $430 | $1,336 |
| 2015 Chevrolet Malibu | $260 | $458 | $442 | $1,318 |
| 2014 Chevrolet Malibu | $250 | $424 | $452 | $1,284 |
| 2013 Chevrolet Malibu | $240 | $400 | $456 | $1,254 |
| 2012 Chevrolet Malibu | $230 | $358 | $460 | $1,206 |
| 2011 Chevrolet Malibu | $214 | $330 | $460 | $1,162 |
| 2010 Chevrolet Malibu | $206 | $310 | $464 | $1,138 |
Driver Age
Driver age can have a significant impact on Chevrolet Malibu auto insurance rates. For example, 20-year-old drivers pay approximately $1,693 more each year for their Chevrolet Malibu auto insurance than 30-year-old drivers.
Driver Location
Where you live can have a large impact on Chevrolet Malibu insurance rates. For example, drivers in Los Angeles may pay $1,191 a year more than drivers in Indianapolis.
Your Driving Record
Your driving record can have an impact on the cost of Chevrolet Malibu auto insurance. Teens and drivers in their 20’s see the highest jump in their Chevrolet Malibu auto insurance with violations on their driving record.
Chevrolet Malibu Safety Ratings
Your Chevrolet Malibu auto insurance rates are influenced by the Chevrolet Malibu’s safety ratings. See the breakdown below:
| Test Type | Rating |
| Small overlap front: driver-side | Good |
|---|---|
| Small overlap front: passenger-side | Marginal |
| Moderate overlap front | Good |
| Side | Good |
| Roof strength | Good |
| Head restraints and seats | Good |
| Source: Insurance Institute for Highway Safety | |
Chevrolet Malibu Crash Test Ratings
Not only do good Chevrolet Malibu crash test ratings mean you are better protected in a crash, but good crash ratings also mean cheaper Chevrolet Malibu auto insurance rates.
| Vehicle Tested | Overall | Frontal | Side | Rollover |
| 2020 Chevrolet Malibu 4 DR FWD | 4 stars | 5 stars | 4 stars | 4 stars |
| 2019 Chevrolet Malibu Hybrid 4 DR FWD | 4 stars | 5 stars | 4 stars | 4 stars |
| 2019 Chevrolet Malibu 4 DR FWD | 4 stars | 5 stars | 4 stars | 4 stars |
| 2018 Chevrolet Malibu HEV 4 DR FWD | 5 stars | 5 stars | 5 stars | 4 stars |
| 2018 Chevrolet Malibu 4 DR FWD | 5 stars | 5 stars | 5 stars | 4 stars |
| 2017 Chevrolet Malibu Eco e-Assist 4 DR FWD | 5 stars | 5 stars | 5 stars | 4 stars |
| 2017 Chevrolet Malibu 4 DR FWD | 5 stars | 5 stars | 5 stars | 4 stars |
| 2016 Chevrolet Malibu Limited 4 DR FWD | 5 stars | 5 stars | 5 stars | 4 stars |
| 2016 Chevrolet Malibu Eco e-Assist 4 DR FWD | 5 stars | 5 stars | 5 stars | 4 stars |
| 2016 Chevrolet Malibu 4 DR FWD | 5 stars | 5 stars | 5 stars | 4 stars |
| 1-5 Star Rating Scale, N/R = No Rating | Source: National Highway Traffic Safety Administration | ||||
|---|---|---|---|---|
Chevrolet Malibu Safety Features
The safety features of the Chevrolet Malibu can impact your Chevrolet Malibu auto insurance rates. The Chevrolet Malibu has the following safety features:
- Driver Air Bag
- Passenger Air Bag
- Front Head Air Bag
- Rear Head Air Bag
- Front Side Air Bag
- 4-Wheel ABS
- 4-Wheel Disc Brakes
- Brake Assist
- Electronic Stability Control
- Daytime Running Lights
- Child Safety Locks
- Traction Control
Chevrolet Malibu Insurance Loss Probability
The lower percentage means lower Chevrolet Malibu auto insurance rates; higher percentages mean higher Chevrolet Malibu auto insurance rates. The Chevrolet Malibu’s insurance loss probability varies for each form of coverage.
| Insurance Coverage Category | Loss Rate |
| Collision | -6% |
|---|---|
| Property Damage | 0% |
| Comprehensive | 9% |
| Personal Injury | 39% |
| Medical Payment | 45% |
| Bodily Injury | 20% |
| Source: Insurance Institute for Highway Safety | |
Chevrolet Malibu Finance and Insurance Cost
If you are financing a Chevrolet Malibu, most lenders will require your carry higher Chevrolet Malibu coverages including comprehensive coverage, so be sure to compare Chevrolet Malibu auto insurance rates from the best companies using our FREE tool below.
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5 Ways to Save on Chevrolet Malibu Insurance
Although it may seem like your Chevrolet Malibu auto insurance rates are set, there are a few measures that you can take to secure the best Chevrolet Malibu auto insurance rates possible. Take a look at the following five ways to save on Chevrolet Malibu auto insurance.
- Consider Chevrolet Malibu Insurance Costs Before Buying a Chevrolet Malibu
- Get Chevrolet Malibu Auto Insurance Through Costco
- Don’t Always Pick the Cheapest Chevrolet Malibu Auto Insurance Policy
- Choose Automatic Payments or EFT for Your Chevrolet Malibu Auto Insurance Policy
- Tell Your Insurer How You Use Your Chevrolet Malibu
Top Chevrolet Malibu Insurance Companies
Who is the top auto insurance company for Chevrolet Malibu insurance rates? While the actual rates you pay will depend on many factors, here are some of the top companies offering Chevrolet Malibu auto insurance coverage (ordered by market share). Many of these companies offer discounts for security systems and other safety features that the Chevrolet Malibu offers.
| Rank | Company | Volume | Market Share |
| 1 | State Farm | $65,615,190 | 9.3% |
| 2 | GEICO | $46,106,971 | 6.6% |
| 3 | Progressive | $39,222,879 | 5.6% |
| 4 | Liberty Mutual | $35,600,051 | 5.1% |
| 5 | Allstate | $35,025,903 | 5.0% |
| 6 | Travelers | $28,016,966 | 4.0% |
| 7 | USAA | $23,483,080 | 3.3% |
| 8 | Chubb | $23,388,385 | 3.3% |
| 9 | Farmers | $20,643,559 | 2.9% |
| 10 | Nationwide | $18,442,145 | 2.6% |
| Source: Insurance Information Institute | |||
Compare Free Chevrolet Malibu Insurance Quotes Online
You can start comparing quotes for Chevrolet Malibu auto insurance rates from some of the best auto insurance companies by using our free online tool now.