What is the Best Car Insurance for a Chevrolet Colorado?

If you want to buy cheap Chevrolet Colorado insurance coverage then you should know that a policy will cost $102 per month ($1,222 per year) on average. On average, Chevrolet Colorado comprehensive insurance coverage costs $298, collision coverage costs $434, and liability coverage costs $345.

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Mathew B. Sims is Editor-in-Chief and has authored, edited, and contributed to several books. He has been working in the insurance industry ensuring content is accurate for consumers who are searching for the best policies and rates. He has also been featured on sites like UpJourney.

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Dan Walker graduated with a BS in Administrative Management in 2005 and has been working in his family’s insurance agency, FCI Agency, for 15 years (BBB A+). He is licensed as an agent to write property and casualty insurance, including home, auto, umbrella, and dwelling fire insurance. He’s also been featured on sites like Reviews.com and Safeco. He reviews content, ensuring that ex...

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Reviewed by Daniel Walker
Licensed Auto Insurance Agent

UPDATED: Jul 16, 2020

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Key takeaways:

  • Full coverage costs around $1,222 a year or $102 each month
  • A liability-only policy costs around $490 a year or $41 each month
  • Highest rates are for teenage drivers at around $4,466 a year or $372 each month
  • Good drivers can save as much as $504 a year by earning policy discounts
  • Chevrolet Colorado insurance costs around $297 less per year than the average vehicle

Chevrolet Colorado insurance rates are about $297 less than the average vehicle with full coverage costing around $1,222 a year or $102 a month. Good drivers can save up to $504 a year in policy discounts. Let’s look at Chevrolet Colorado insurance rates, safety ratings, and more.

You can start comparing quotes for Chevrolet Colorado car insurance rates from some of the best car insurance companies by using our free online tool now.

Chevrolet Colorado Insurance Cost

The average Chevrolet Colorado auto insurance costs are $1,222 a year or $102 a month.

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Are Chevrolet Colorados Expensive to Insure?

The chart below details how Chevrolet Colorado insurance rates compare to other trucks like the Chevrolet Silverado, Toyota Tacoma, and GMC Sierra 2500HD.

Vehicle Comprehensive Collision Liability Total
Chevrolet Colorado $254 $438 $372 $1,222
Chevrolet Silverado $322 $562 $420 $1,484
Toyota Tacoma $294 $482 $390 $1,324
GMC Sierra 2500HD $336 $656 $420 $1,592
Dodge Ram $362 $562 $420 $1,524
Chevrolet Silverado 2500HD $362 $688 $420 $1,650
Ford Ranger $254 $470 $372 $1,254
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However, there are a few things you can do to find the cheapest Chevrolet insurance rates online.

What Impacts the Cost of Chevrolet Colorado Insurance?

The Chevrolet Colorado trim and model you choose can impact the total price you will pay for Chevrolet Colorado insurance coverage.

Age of the Vehicle

Older Chevrolet Colorado models generally cost less to insure. For example, auto insurance for a 2020 Chevrolet Colorado costs $1,222, while 2010 Chevrolet Colorado insurance costs are $1,038, a difference of $184.

Model Year Comprehensive Collision Liability Total
2020 Chevrolet Colorado $254 $438 $372 $1,222
2019 Chevrolet Colorado $242 $422 $390 $1,212
2018 Chevrolet Colorado $232 $418 $398 $1,206
2017 Chevrolet Colorado $224 $408 $416 $1,206
2016 Chevrolet Colorado $216 $390 $430 $1,194
2015 Chevrolet Colorado $204 $378 $442 $1,182
2012 Chevrolet Colorado $180 $296 $460 $1,094
2011 Chevrolet Colorado $168 $272 $460 $1,058
2010 Chevrolet Colorado $162 $254 $464 $1,038
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Driver Age

Driver age can have a significant effect on the cost of Chevrolet Colorado car insurance. For example, a 20-year-old driver could pay around $125 more each month for their Chevrolet Colorado car insurance than a 30-year-old driver.

Driver Location

Where you live can have a large impact on Chevrolet Colorado insurance rates. For example, drivers in New York may pay $746 a year more than drivers in Seattle.

Your Driving Record

Your driving record can have an impact on the cost of Chevrolet Colorado car insurance. Teens and drivers in their 20’s see the highest jump in their Chevrolet Colorado car insurance rates with violations on their driving record.

Chevrolet Colorado Safety Ratings

Your Chevrolet Colorado car insurance rates are tied to the safety ratings of the Chevrolet Colorado. See the breakdown below:

Test Type Rating
Small overlap front: driver-side Good
Small overlap front: passenger-side Marginal
Moderate overlap front Good
Side Good
Roof strength Good
Head restraints and seats Good
Source: Insurance Institute for Highway Safety
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Chevrolet Colorado Crash Test Ratings

Chevrolet Colorado crash test ratings can impact the cost of your Chevrolet Colorado car insurance. See Chevrolet Colorado crash test results below:

Vehicle Tested Overall Frontal Side Rollover
2020 Chevrolet Colorado PU/EC 4WD 4 stars 4 stars 5 stars 3 stars
2020 Chevrolet Colorado PU/EC 2WD 4 stars 4 stars 5 stars 3 stars
2020 Chevrolet Colorado PU/CC 4WD 4 stars 4 stars 5 stars 3 stars
2020 Chevrolet Colorado PU/CC 2WD 4 stars 4 stars 5 stars 3 stars
2019 Chevrolet Colorado PU/EC RWD 4 stars 4 stars 5 stars 3 stars
2019 Chevrolet Colorado PU/EC 4WD 4 stars 4 stars 5 stars 3 stars
2019 Chevrolet Colorado PU/CC RWD 4 stars 4 stars 5 stars 3 stars
2019 Chevrolet Colorado PU/CC 4WD 4 stars 4 stars 5 stars 3 stars
2018 Chevrolet Colorado PU/EC RWD 4 stars 4 stars 5 stars 3 stars
2018 Chevrolet Colorado PU/EC 4WD 4 stars 4 stars 5 stars 3 stars
2018 Chevrolet Colorado PU/CC RWD 4 stars 4 stars 5 stars 3 stars
2018 Chevrolet Colorado PU/CC 4WD 4 stars 4 stars 5 stars 3 stars
2017 Chevrolet Colorado PU/EC RWD 4 stars 4 stars 5 stars 3 stars
2017 Chevrolet Colorado PU/EC 4WD 4 stars 4 stars 5 stars 3 stars
2017 Chevrolet Colorado PU/CC RWD 4 stars 4 stars 5 stars 3 stars
2017 Chevrolet Colorado PU/CC 4WD 4 stars 4 stars 5 stars 3 stars
2016 Chevrolet Colorado PU/EC RWD 4 stars 4 stars 5 stars 3 stars
2016 Chevrolet Colorado PU/EC 4WD 4 stars 4 stars 5 stars 3 stars
2016 Chevrolet Colorado PU/CC RWD 4 stars 4 stars 5 stars 3 stars
2016 Chevrolet Colorado PU/CC 4WD 4 stars 4 stars 5 stars 3 stars
1-5 Star Rating Scale, N/R = No Rating | Source: National Highway Traffic Safety Administration
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Chevrolet Colorado Safety Features

The Chevrolet Colorado safety features can help lower insurance costs. According to AutoBlog, the 2020 Chevrolet Colorado has the following safety features:

  • Driver Air Bag
  • Passenger Air Bag
  • Front Head Air Bag
  • Rear Head Air Bag
  • Front Side Air Bag
  • 4-Wheel ABS
  • 4-Wheel Disc Brakes
  • Electronic Stability Control
  • Daytime Running Lights
  • Traction Control

Chevrolet Colorado Insurance Loss Probability

The lower percentage means lower Chevrolet Colorado auto insurance rates; higher percentages mean higher Chevrolet Colorado car insurance rates. The Chevrolet Colorado’s insurance loss probability varies for each form of coverage.

Insurance Coverage Category Loss Rate
Collision -27%
Property Damage -43%
Comprehensive -36%
Personal Injury no data
Medical Payment no data
Bodily Injury no data
Source: Insurance Institute for Highway Safety
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Chevrolet Colorado Finance and Insurance Cost

If you are financing a Chevrolet Colorado, you will pay more if you purchase Chevrolet Colorado car insurance at the dealership, so be sure to shop around and compare Chevrolet Colorado car insurance quotes from the best companies using our FREE tool below.

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Ways to Save on Chevrolet Colorado Insurance

You have more options at your disposal to save money on your Chevrolet Colorado car insurance costs. For example, try these five tips:

  • Ask Your Insurance Company About Chevrolet Colorado Discounts
  • Ask About Mature Driver Discounts for Drivers Over 50
  • Ask About Retiree Discounts
  • Bundle Your Chevrolet Colorado Auto Insurance with Home Insurance
  • Understand the Different Types of Auto Insurance for Your Chevrolet Colorado

Top Chevrolet Colorado Insurance Companies

Who is the best auto insurance company for Chevrolet Colorado insurance rates? While the actual rates you pay will depend on many factors, here are some of the top companies offering Chevrolet Colorado auto insurance coverage (ordered by market share). Many of these companies offer discounts for security systems and other safety features that the Chevrolet Colorado offers.

Rank Company Volume Market Share
1 State Farm $65,615,190 9.3%
2 GEICO $46,106,971 6.6%
3 Progressive $39,222,879 5.6%
4 Liberty Mutual $35,600,051 5.1%
5 Allstate $35,025,903 5.0%
6 Travelers $28,016,966 4.0%
7 USAA $23,483,080 3.3%
8 Chubb $23,388,385 3.3%
9 Farmers $20,643,559 2.9%
10 Nationwide $18,442,145 2.6%
Source: Insurance Information Institute
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Save on your Chevrolet Colorado car insurance rates by taking advantage of our FREE comparison tool.

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