Mathew B. Sims is Editor-in-Chief and has authored, edited, and contributed to several books. He has been working in the insurance industry ensuring content is accurate for consumers who are searching for the best policies and rates. He has also been featured on sites like UpJourney.

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Dan Walker graduated with a BS in Administrative Management in 2005 and has been working in his family’s insurance agency, FCI Agency, for 15 years (BBB A+). He is licensed as an agent to write property and casualty insurance, including home, auto, umbrella, and dwelling fire insurance. He’s also been featured on sites like Reviews.com and Safeco. He reviews content, ensuring that ex...

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Reviewed by Daniel Walker
Licensed Auto Insurance Agent

UPDATED: Jul 16, 2020

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Key takeaways:

  • Full coverage costs around $1,310 a year or $109 each month
  • A liability-only policy costs around $525 a year or $44 each month
  • Highest rates are for teenage drivers at around $4,788 a year or $399 each month
  • Good drivers can save as much as $540 a year by earning policy discounts
  • Chevrolet Spark insurance costs around $209 less per year than the average vehicle

Chevrolet Spark insurance rates are about $209 less per year than the average vehicle in the U.S. Full coverage costs about $1,310 a year or $109 a month.

Good drivers can save up to $540 a year in policy discounts by practicing safe driving habits. Let’s take a look at Chevrolet Spark insurance rates, safety features, and more.

You can start comparing quotes for Chevrolet Spark car insurance rates from some of the best car insurance companies by using our free online tool now.

Chevrolet Spark Insurance Cost

The average Chevrolet Spark car insurance rates are $1,310 a year or $109 a month.

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Are Chevrolet Sparks Expensive to Insure?

The chart below details how Chevrolet Spark insurance rates compare to other subcompact hatchbacks like the Volkswagen Golf, Mitsubishi Mirage, and Volkswagen Beetle.

Vehicle Comprehensive Collision Liability Total
Volkswagen Golf $306 $600 $390 $1,454
Mitsubishi Mirage $244 $448 $398 $1,248
Volkswagen Beetle $280 $542 $332 $1,290
Ford Focus RS $332 $656 $398 $1,544
Volkswagen Golf R $372 $660 $390 $1,580
Honda Fit $268 $512 $258 $1,148
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However, there are a few things you can do to find the cheapest Chevrolet insurance rates online.

What Impacts the Cost of Chevrolet Spark Insurance?

The Chevrolet Spark trim and model you choose will affect the total price you will pay for Chevrolet Spark insurance coverage.

Age of the Vehicle

The average Chevrolet Spark auto insurance rates are higher for newer models. For example, auto insurance rates for a 2017 Chevrolet Spark cost $1,310, while 2013 Chevrolet Spark rates are $1,234, a difference of $76.

Model Year Comprehensive Collision Liability Total
2017 Chevrolet Spark $224 $436 $470 $1,310
2016 Chevrolet Spark $216 $418 $486 $1,300
2015 Chevrolet Spark $204 $404 $500 $1,288
2014 Chevrolet Spark $196 $374 $510 $1,260
2013 Chevrolet Spark $188 $352 $514 $1,234
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Driver Age

Driver age can have a significant effect on Chevrolet Spark car insurance rates. For example, 20-year-old drivers pay $1,602 more for their Chevrolet Spark car insurance each year than 30-year-old drivers.

Driver Location

Where you live can have a large impact on Chevrolet Spark insurance rates. For example, drivers in Houston may pay $966 a year more than drivers in Columbus.

Your Driving Record

Your driving record can have an impact on the cost of Chevrolet Spark car insurance. Teens and drivers in their 20’s see the highest jump in their Chevrolet Spark auto insurance rates with violations on their driving record.

Chevrolet Spark Safety Ratings

Your Chevrolet Spark car insurance rates are tied to the safety ratings of the Chevrolet Spark. See the breakdown below:

Test Type Rating
Small overlap front: driver-side Not Tested
Small overlap front: passenger-side Not Tested
Moderate overlap front Good
Side Good
Roof strength Not Tested
Head restraints and seats Not Tested
Source: Insurance Institute for Highway Safety
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Chevrolet Spark Crash Test Ratings

Not only do good Chevrolet Spark crash test ratings mean you are better protected in a crash, but good Chevrolet Spark crash ratings also mean cheaper insurance rates.

Vehicle Tested Overall Frontal Side Rollover
2020 Chevrolet Spark 5 HB FWD N/R N/R N/R N/R
2019 Chevrolet Spark 5 HB FWD N/R N/R N/R N/R
2018 Chevrolet Spark 5 HB FWD N/R N/R N/R N/R
2017 Chevrolet Spark 5 HB FWD N/R N/R N/R N/R
2016 Chevrolet Spark Ev 5 HB FWD N/R N/R N/R N/R
2016 Chevrolet Spark 5 HB FWD N/R N/R N/R N/R
1-5 Star Rating Scale, N/R = No Rating | Source: National Highway Traffic Safety Administration
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Chevrolet Spark Safety Features

The Chevrolet Spark safety features play a vital role in keeping passengers safe in crashes, but they can also help lower your Chevrolet Spark auto insurance rates. The Chevrolet Spark’s safety features include:

  • Rearview camera
  • Rear parking sensors
  • Forward collision warning
  • Lane departure warning
  • Automatic emergency braking

Chevrolet Spark Finance and Insurance Cost

When financing a Chevrolet Spark, most lenders will require your carry higher Chevrolet Spark coverage options including comprehensive coverage, so be sure to shop around and compare Chevrolet Spark car insurance rates from the best companies using our FREE tool below.

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Ways to Save on Chevrolet Spark Insurance

There are many ways that you can save on Chevrolet Spark car insurance. Below are five actions you can take to find cheap Chevrolet Spark auto insurance rates.

  • Make Sure You Use an Accredited Driver Safety Program
  • Compare Apples to Apples When Comparing Chevrolet Spark Insurance Quotes and Policies
  • Ask About Chevrolet Spark Discounts If You Were Listed on Someone Else’s Policy
  • Ask About a Student Away from Home Discount
  • Check for Organization-Based Discounts, like Alumni or Employer Discounts

Top Chevrolet Spark Insurance Companies

The best auto insurance companies for Chevrolet Spark car insurance rates will offer competitive rates, discounts, and account for the Chevrolet Spark’s safety features. The following list of car insurance companies outlines which companies hold the highest market share.

Rank Company Volume Market Share
1 State Farm $65,615,190 9.3%
2 GEICO $46,106,971 6.6%
3 Progressive $39,222,879 5.6%
4 Liberty Mutual $35,600,051 5.1%
5 Allstate $35,025,903 5.0%
6 Travelers $28,016,966 4.0%
7 USAA $23,483,080 3.3%
8 Chubb $23,388,385 3.3%
9 Farmers $20,643,559 2.9%
10 Nationwide $18,442,145 2.6%
Source: Insurance Information Institute
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Compare Free Chevrolet Spark Insurance Quotes Online

You can start comparing quotes for Chevrolet Spark car insurance rates from some of the best car insurance companies by using our free online tool now.