Best Cheap Auto Insurance in Apache, OK (2021)

The average Apache, OK auto insurance rates are $319 per month. The minimum auto insurance in Apache is at least 25/50/25 in coverage to comply with Oklahoma auto insurance laws. To find the best cheap auto insurance in Apache, Oklahoma, compare quotes from multiple companies.

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Leslie Kasperowicz holds a BA in Social Sciences from the University of Winnipeg. She spent several years as a Farmers Insurance CSR, gaining a solid understanding of insurance products including home, life, auto, and commercial and working directly with insurance customers to understand their needs. She has since used that knowledge in her more than ten years as a writer, largely in the insuranc...

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Dan Walker graduated with a BS in Administrative Management in 2005 and has been working in his family’s insurance agency, FCI Agency, for 15 years (BBB A+). He is licensed as an agent to write property and casualty insurance, including home, auto, umbrella, and dwelling fire insurance. He’s also been featured on sites like Reviews.com and Safeco. He reviews content, ensuring that ex...

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Reviewed by Daniel Walker
Licensed Auto Insurance Agent

UPDATED: Jul 17, 2021

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Advertiser Disclosure: We strive to help you make confident auto insurance decisions. Comparison shopping should be easy. We are not affiliated with any one auto insurance provider and cannot guarantee quotes from any single provider. Our partnerships don’t influence our content. Our opinions are our own. To compare quotes from many different companies please enter your ZIP code on this page to use the free quote tool. The more quotes you compare, the more chances to save.

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Things to Remember

  • The cheapest auto insurance company in Apache is State Farm
  • Average auto insurance rates in Apache, OK for senior drivers are $2,253 per year
  • The most expensive auto insurance company in Apache for teen drivers is Liberty Mutual

Apache, Oklahoma auto insurance requirements are 25/50/25 according to Oklahoma auto insurance laws. Finding cheap auto insurance in Apache can seem like a difficult task, but all of the information you need is right here. We’ll cover factors that affect auto insurance rates in Apache, Oklahoma, including driving record, credit, commute time, and more.

Compare auto insurance in Apache to other Oklahoma cities, including Midwest City auto insurance rates, Broken Arrow auto insurance rates, and Tulsa auto insurance rates to see how Apache, Oklahoma auto insurance rates stack up.

Before you buy Apache, Oklahoma auto insurance, make sure you have compared rates from multiple companies. Enter your ZIP code above to get free Apache, Oklahoma auto insurance quotes.

Minimum Auto Insurance in Apache, Oklahoma

Apache, Oklahoma auto insurance laws require that you have at least the Oklahoma minimum auto insurance to be financially responsible in the event of an accident. Take a look at the required auto insurance in Apache, Oklahoma.

Minimum Required Auto Insurance Coverage in Apache, Oklahoma

Liability Insurance Required Minimum Coverage Limits Required
Bodily Injury Liability Coverage $25,000 per person
$50,000 per accident
Property Damage Liability Coverage $25,000 minimum

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Cheap Apache, Oklahoma Auto Insurance by Age, Gender, and Marital Status

Auto insurance rates in Apache, Oklahoma are affected by age, gender, and marital status. See how demographics impact the annual cost of insurance.

Annual Auto Insurance Rates by Age, Gender, and Marital Status in Apache, Oklahoma

Insurance Company Married 35-Year-Old Female Married 35-Year-Old Male Married 60-Year-Old Female Married 60-Year-Old Male Single 17-Year-Old Female Single 17-Year-Old Male Single 25-Year-Old Female Single 25-Year-Old Male
Allstate $2,214 $2,224 $2,037 $2,139 $6,811 $7,997 $2,392 $2,529
Farmers $2,037 $2,020 $1,829 $1,937 $7,926 $8,121 $2,316 $2,420
GEICO $2,145 $2,322 $2,260 $2,500 $6,078 $6,489 $1,881 $1,913
Liberty Mutual $4,385 $4,629 $3,860 $4,198 $12,084 $13,260 $4,559 $4,719
Progressive $2,373 $2,256 $1,955 $2,067 $9,504 $10,653 $2,781 $2,922
State Farm $1,873 $1,873 $1,640 $1,640 $4,556 $5,756 $1,961 $2,202
USAA $1,808 $1,823 $1,722 $1,756 $5,709 $6,407 $2,340 $2,588

Cheap Apache, Oklahoma Auto Insurance for Teen Drivers

Finding cheap teen auto insurance in Apache, Oklahoma is a challenge. Take a look at the annual teen auto insurance rates in Apache, Oklahoma.

Annual Auto Insurance Rates for Teen Drivers in Apache, Oklahoma

Insurance Company Single 17-Year-Old Female Single 17-Year-Old Male
Allstate $6,811 $7,997
Farmers $7,926 $8,121
GEICO $6,078 $6,489
Liberty Mutual $12,084 $13,260
Progressive $9,504 $10,653
State Farm $4,556 $5,756
USAA $5,709 $6,407

Cheap Apache, Oklahoma Auto Insurance for Seniors

What are senior auto insurance rates in Apache, Oklahoma? Take a look at the annual average rates for older drivers.

Annual Auto Insurance Rates for Senior Drivers in Apache, Oklahoma

Insurance Company Married 60-Year-Old Female Married 60-Year-Old Male
Allstate $2,037 $2,139
Farmers $1,829 $1,937
GEICO $2,260 $2,500
Liberty Mutual $3,860 $4,198
Progressive $1,955 $2,067
State Farm $1,640 $1,640
USAA $1,722 $1,756

Cheap Apache, Oklahoma Auto Insurance By Driving Record

Driving record has a big impact on your auto insurance rates. See the annual auto insurance rates for a bad record in Apache, Oklahoma compared to the annual auto insurance rates with a clean record in Apache, Oklahoma.

Annual Apache, Oklahoma Auto Insurance Rates by Driving Record

Group Clean Record With 1 Accident With 1 DUI With 1 Speeding Violation
Allstate $3,045 $3,569 $4,130 $3,428
Farmers $3,014 $3,880 $3,786 $3,624
GEICO $2,351 $3,566 $3,899 $2,978
Liberty Mutual $4,351 $7,275 $8,231 $5,991
Progressive $3,359 $6,245 $3,707 $3,944
State Farm $2,508 $2,867 $2,688 $2,688
USAA $2,232 $3,186 $3,916 $2,742

Cheap Apache, Oklahoma Auto Insurance Rates After a DUI

Finding cheap auto insurance after a DUI in Apache, Oklahoma is not easy. Compare the annual rates for DUI auto insurance in Apache, Oklahoma to find the best deal.

Annual Auto Insurance Rates After a DUI in Apache, Oklahoma

Insurance Company Annual Auto Insurance Rates With a DUI
Allstate $4,130
Farmers $3,786
GEICO $3,899
Liberty Mutual $8,231
Progressive $3,707
State Farm $2,688
USAA $3,916

Cheap Apache, Oklahoma Auto Insurance By Credit History

Credit history can have a major effect on the cost of auto insurance. See how Apache, Oklahoma annual auto insurance rates by credit history compare.

Annual Auto Insurance Rates by Credit Score in Apache, Oklahoma

Insurance Company Poor Fair Good
Allstate $4,374 $3,322 $2,932
Farmers $4,110 $3,393 $3,225
GEICO $3,852 $3,199 $2,545
Liberty Mutual $9,283 $5,661 $4,441
Progressive $4,894 $4,169 $3,878
State Farm $3,736 $2,396 $1,930
USAA $4,497 $2,541 $2,020

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Cheap Apache, Oklahoma Auto Insurance Rates By ZIP Code

Auto insurance rates by ZIP code in Apache, Oklahoma can vary. Compare the annual cost of auto insurance by ZIP code in Apache, Oklahoma to see how car insurance rates are affected by location.

Annual Auto Insurance Rates by ZIP Code in Apache, Oklahoma

ZIP Code Average Annual Rates
73006 $3,785

Cheap Apache, Oklahoma Auto Insurance Rates By Commute

Commute length and annual mileage affect Apache, Oklahoma auto insurance. Find the cheapest annual Apache, Oklahoma auto insurance by commute length.

Annual Auto Insurance Rates by Commute Length in Apache, Oklahoma

Insurance Company 10 Mile Commute, 6000 Annual Mileage 25 Mile Commute, 12000 Annual Mileage
Allstate $3,543 $3,543
Farmers $3,576 $3,576
GEICO $3,136 $3,262
Liberty Mutual $6,462 $6,462
Progressive $4,314 $4,314
State Farm $2,642 $2,733
USAA $2,983 $3,056

Cheap Apache, Oklahoma Auto Insurance Rates By Coverage Level

How much does the coverage level you select affect the cost of your auto insurance in Apache, Oklahoma? Check out the comparison of annual Apache, Oklahoma auto insurance rates by coverage level.

Annual Auto Insurance Rates by Coverage Level in Apache, Oklahoma

Insurance Company Low Medium High
Allstate $3,341 $3,530 $3,758
Farmers $3,412 $3,533 $3,782
GEICO $3,008 $3,199 $3,389
Liberty Mutual $6,133 $6,438 $6,814
Progressive $4,010 $4,287 $4,645
State Farm $2,540 $2,667 $2,856
USAA $2,918 $3,012 $3,128

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Best By Category: Cheapest Auto Insurance in Apache, Oklahoma

Compare the cheapest auto insurance companies in Apache, Oklahoma in each category to find the company with the best rates for your personal needs.

Best Annual Auto Insurance Rates by Company in Apache, Oklahoma

Category Insurance Company
Teenagers State Farm
Seniors State Farm
Clean Record USAA
With 1 Accident State Farm
With 1 DUI State Farm
With 1 Speeding Violation State Farm

The Cheapest Apache, Oklahoma Auto Insurance Companies

What auto insurance companies in Apache, Oklahoma are the cheapest? Compare the top Apache, Oklahoma auto insurance companies to find the best annual rates.

Average Annual Auto Insurance Rates by Company in Apache, Oklahoma

Insurance Company Average Annual Rates
Allstate $3,543
Farmers $3,576
GEICO $3,199
Liberty Mutual $6,462
Progressive $4,314
State Farm $2,688
USAA $3,019

What affects auto insurance rates in Apache, Oklahoma?

There are a lot of reasons why auto insurance rates in Apache, Oklahoma are higher or lower than in other cities. These include traffic and the number of vehicle thefts in Apache, Oklahoma. Many local factors may affect your Apache auto insurance rates.

Apache Commute Time

Cities in which drivers have a longer average commute time tend to have higher auto insurance costs. The average Apache, Oklahoma commute length is 22.4 minutes according to City-Data.

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Compare Apache, Oklahoma Auto Insurance Quotes

Before you buy Apache, Oklahoma auto insurance, make sure you have compared rates from multiple companies. Enter your ZIP code below to get free Apache, Oklahoma auto insurance quotes.

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