Best Cheap Auto Insurance in Broken Arrow, OK (2021)

The average Broken Arrow, OK auto insurance rates are $385 per month. The minimum auto insurance in Broken Arrow is at least 25/50/25 in coverage to comply with Oklahoma auto insurance laws. To find the best cheap auto insurance in Broken Arrow, Oklahoma, compare quotes from multiple companies.

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Leslie Kasperowicz holds a BA in Social Sciences from the University of Winnipeg. She spent several years as a Farmers Insurance CSR, gaining a solid understanding of insurance products including home, life, auto, and commercial and working directly with insurance customers to understand their needs. She has since used that knowledge in her more than ten years as a writer, largely in the insuranc...

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Dan Walker graduated with a BS in Administrative Management in 2005 and has been working in his family’s insurance agency, FCI Agency, for 15 years (BBB A+). He is licensed as an agent to write property and casualty insurance, including home, auto, umbrella, and dwelling fire insurance. He’s also been featured on sites like Reviews.com and Safeco. He reviews content, ensuring that ex...

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Reviewed by Daniel Walker
Licensed Auto Insurance Agent

UPDATED: Jul 17, 2021

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Things to Remember

  • Average auto insurance rates in Broken Arrow, OK for senior drivers are $2,647 per year
  • The average commute length in Broken Arrow is 21.1 minutes
  • The most expensive auto insurance company in Broken Arrow for teen drivers is Liberty Mutual

Broken Arrow, Oklahoma auto insurance requirements are 25/50/25 according to Oklahoma auto insurance laws. Finding cheap auto insurance in Broken Arrow can seem like a difficult task, but all of the information you need is right here. We’ll cover factors that affect auto insurance rates in Broken Arrow, Oklahoma, including driving record, credit, commute time, and more.

Compare auto insurance in Broken Arrow to other Oklahoma cities, including Lawton auto insurance rates, Stillwater auto insurance rates, and Broken Arrow auto insurance rates to see how Broken Arrow, Oklahoma auto insurance rates stack up.

Before you buy Broken Arrow, Oklahoma auto insurance, make sure you have compared rates from multiple companies. Enter your ZIP code above to get free Broken Arrow, Oklahoma auto insurance quotes.

Minimum Auto Insurance in Broken Arrow, Oklahoma

Broken Arrow, Oklahoma auto insurance laws require that you have at least the Oklahoma minimum auto insurance to be financially responsible in the event of an accident. Take a look at the required auto insurance in Broken Arrow, Oklahoma.

Minimum Required Auto Insurance Coverage in Broken Arrow, Oklahoma

Liability Insurance Required Minimum Coverage Limits Required
Bodily Injury Liability Coverage $25,000 per person
$50,000 per accident
Property Damage Liability Coverage $25,000 minimum

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Cheap Broken Arrow, Oklahoma Auto Insurance by Age, Gender, and Marital Status

Auto insurance rates in Broken Arrow, Oklahoma are affected by age, gender, and marital status. See how demographics impact the annual cost of insurance.

Annual Auto Insurance Rates by Age, Gender, and Marital Status in Broken Arrow, Oklahoma

Insurance Company Married 35-Year-Old Female Married 35-Year-Old Male Married 60-Year-Old Female Married 60-Year-Old Male Single 17-Year-Old Female Single 17-Year-Old Male Single 25-Year-Old Female Single 25-Year-Old Male
Allstate $2,566 $2,568 $2,376 $2,493 $8,139 $9,582 $2,754 $2,895
Farmers $2,504 $2,480 $2,241 $2,382 $10,109 $10,368 $2,842 $2,950
GEICO $2,326 $2,570 $2,527 $2,895 $7,125 $7,608 $2,041 $2,047
Liberty Mutual $4,969 $5,260 $4,366 $4,787 $14,750 $16,258 $5,161 $5,335
Progressive $3,133 $2,963 $2,586 $2,744 $12,649 $14,153 $3,655 $3,809
State Farm $2,057 $2,057 $1,836 $1,836 $5,825 $7,312 $2,180 $2,463
USAA $2,058 $2,048 $1,990 $1,996 $6,786 $7,544 $2,638 $2,877

Cheap Broken Arrow, Oklahoma Auto Insurance for Teen Drivers

Finding cheap teen auto insurance in Broken Arrow, Oklahoma is a challenge. Take a look at the annual teen auto insurance rates in Broken Arrow, Oklahoma.

Annual Auto Insurance Rates for Teen Drivers in Broken Arrow, Oklahoma

Insurance Company Single 17-Year-Old Female Single 17-Year-Old Male
Allstate $8,139 $9,582
Farmers $10,109 $10,368
GEICO $7,125 $7,608
Liberty Mutual $14,750 $16,258
Progressive $12,649 $14,153
State Farm $5,825 $7,312
USAA $6,786 $7,544

Cheap Broken Arrow, Oklahoma Auto Insurance for Seniors

What are senior auto insurance rates in Broken Arrow, Oklahoma? Take a look at the annual average rates for older drivers.

Annual Auto Insurance Rates for Senior Drivers in Broken Arrow, Oklahoma

Insurance Company Married 60-Year-Old Female Married 60-Year-Old Male
Allstate $2,376 $2,493
Farmers $2,241 $2,382
GEICO $2,527 $2,895
Liberty Mutual $4,366 $4,787
Progressive $2,586 $2,744
State Farm $1,836 $1,836
USAA $1,990 $1,996

Cheap Broken Arrow, Oklahoma Auto Insurance By Driving Record

Driving record has a big impact on your auto insurance rates. See the annual auto insurance rates for a bad record in Broken Arrow, Oklahoma compared to the annual auto insurance rates with a clean record in Broken Arrow, Oklahoma.

Annual Broken Arrow, Oklahoma Auto Insurance Rates by Driving Record

Group Clean Record With 1 Accident With 1 DUI With 1 Speeding Violation
Allstate $3,571 $4,193 $4,888 $4,036
Farmers $3,777 $4,877 $4,759 $4,524
GEICO $2,624 $4,073 $4,594 $3,278
Liberty Mutual $5,087 $8,605 $9,719 $7,030
Progressive $4,442 $8,284 $4,907 $5,213
State Farm $2,931 $3,460 $3,196 $3,196
USAA $2,570 $3,713 $4,519 $3,167

Cheap Broken Arrow, Oklahoma Auto Insurance Rates After a DUI

Finding cheap auto insurance after a DUI in Broken Arrow, Oklahoma is not easy. Compare the annual rates for DUI auto insurance in Broken Arrow, Oklahoma to find the best deal.

Annual Auto Insurance Rates After a DUI in Broken Arrow, Oklahoma

Insurance Company Annual Auto Insurance Rates With a DUI
Allstate $4,888
Farmers $4,759
GEICO $4,594
Liberty Mutual $9,719
Progressive $4,907
State Farm $3,196
USAA $4,519

Cheap Broken Arrow, Oklahoma Auto Insurance By Credit History

Credit history can have a major effect on the cost of auto insurance. See how Broken Arrow, Oklahoma annual auto insurance rates by credit history compare.

Annual Auto Insurance Rates by Credit Score in Broken Arrow, Oklahoma

Insurance Company Poor Fair Good
Allstate $5,155 $3,913 $3,446
Farmers $5,137 $4,264 $4,052
GEICO $4,390 $3,642 $2,894
Liberty Mutual $10,892 $6,696 $5,245
Progressive $6,466 $5,524 $5,144
State Farm $4,455 $2,845 $2,286
USAA $5,144 $2,962 $2,371

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Cheap Broken Arrow, Oklahoma Auto Insurance Rates By ZIP Code

Auto insurance rates by ZIP code in Broken Arrow, Oklahoma can vary. Compare the annual cost of auto insurance by ZIP code in Broken Arrow, Oklahoma to see how car insurance rates are affected by location.

Annual Auto Insurance Rates by ZIP Code in Broken Arrow, Oklahoma

ZIP Code Average Annual Rates
74011 $4,647
74012 $4,647
74014 $4,591

Cheap Broken Arrow, Oklahoma Auto Insurance Rates By Commute

Commute length and annual mileage affect Broken Arrow, Oklahoma auto insurance. Find the cheapest annual Broken Arrow, Oklahoma auto insurance by commute length.

Annual Auto Insurance Rates by Commute Length in Broken Arrow, Oklahoma

Insurance Company 10 Mile Commute, 6000 Annual Mileage 25 Mile Commute, 12000 Annual Mileage
Allstate $4,172 $4,172
Farmers $4,484 $4,484
GEICO $3,578 $3,706
Liberty Mutual $7,611 $7,611
Progressive $5,712 $5,712
State Farm $3,141 $3,250
USAA $3,450 $3,534

Cheap Broken Arrow, Oklahoma Auto Insurance Rates By Coverage Level

How much does the coverage level you select affect the cost of your auto insurance in Broken Arrow, Oklahoma? Check out the comparison of annual Broken Arrow, Oklahoma auto insurance rates by coverage level.

Annual Auto Insurance Rates by Coverage Level in Broken Arrow, Oklahoma

Insurance Company Low Medium High
Allstate $3,915 $4,155 $4,446
Farmers $4,259 $4,424 $4,770
GEICO $3,355 $3,652 $3,919
Liberty Mutual $7,178 $7,582 $8,071
Progressive $5,254 $5,672 $6,210
State Farm $2,973 $3,175 $3,439
USAA $3,330 $3,481 $3,666

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Best By Category: Cheapest Auto Insurance in Broken Arrow, Oklahoma

Compare the cheapest auto insurance companies in Broken Arrow, Oklahoma in each category to find the company with the best rates for your personal needs.

Best Annual Auto Insurance Rates by Company in Broken Arrow, Oklahoma

Category Insurance Company
Teenagers State Farm
Seniors State Farm
Clean Record USAA
With 1 Accident State Farm
With 1 DUI State Farm
With 1 Speeding Violation USAA

The Cheapest Broken Arrow, Oklahoma Auto Insurance Companies

What auto insurance companies in Broken Arrow, Oklahoma are the cheapest? Compare the top Broken Arrow, Oklahoma auto insurance companies to find the best annual rates.

Average Annual Auto Insurance Rates by Company in Broken Arrow, Oklahoma

Insurance Company Average Annual Rates
Allstate $4,172
Farmers $4,484
GEICO $3,642
Liberty Mutual $7,611
Progressive $5,712
State Farm $3,196
USAA $3,492

What affects auto insurance rates in Broken Arrow, Oklahoma?

There are a lot of reasons why auto insurance rates in Broken Arrow, Oklahoma are higher or lower than in other cities. These include traffic and the number of vehicle thefts in Broken Arrow, Oklahoma. Many local factors may affect your Broken Arrow auto insurance rates.

Broken Arrow Commute Time

Cities in which drivers have a longer average commute time tend to have higher auto insurance costs. The average Broken Arrow, Oklahoma commute length is 21.1 minutes according to City-Data.

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Compare Broken Arrow, Oklahoma Auto Insurance Quotes

Before you buy Broken Arrow, Oklahoma auto insurance, make sure you have compared rates from multiple companies. Enter your ZIP code below to get free Broken Arrow, Oklahoma auto insurance quotes.

Free Auto Insurance Comparison

Enter your ZIP code below to view companies that have cheap auto insurance rates.

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