Best Cheap Auto Insurance in Woodward, OK (2021)

The average Woodward, OK auto insurance rates are $327 per month. The minimum auto insurance in Woodward is at least 25/50/25 in coverage to comply with Oklahoma auto insurance laws. To find the best cheap auto insurance in Woodward, Oklahoma, compare quotes from multiple companies.

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Leslie Kasperowicz holds a BA in Social Sciences from the University of Winnipeg. She spent several years as a Farmers Insurance CSR, gaining a solid understanding of insurance products including home, life, auto, and commercial and working directly with insurance customers to understand their needs. She has since used that knowledge in her more than ten years as a writer, largely in the insuranc...

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Dan Walker graduated with a BS in Administrative Management in 2005 and has been working in his family’s insurance agency, FCI Agency, for 15 years (BBB A+). He is licensed as an agent to write property and casualty insurance, including home, auto, umbrella, and dwelling fire insurance. He’s also been featured on sites like Reviews.com and Safeco. He reviews content, ensuring that ex...

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Reviewed by Daniel Walker
Licensed Auto Insurance Agent Daniel Walker

UPDATED: May 17, 2021

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Things to Remember

  • The minimum auto insurance required in Woodward, Oklahoma is 25/50/25
  • The most expensive auto insurance company in Woodward for teen drivers is Liberty Mutual
  • The average commute length in Woodward is 16.3 minutes

Woodward, Oklahoma auto insurance requirements are 25/50/25 according to Oklahoma auto insurance laws. Finding cheap auto insurance in Woodward can seem like a difficult task, but all of the information you need is right here. We’ll cover factors that affect auto insurance rates in Woodward, Oklahoma, including driving record, credit, commute time, and more.

Compare auto insurance in Woodward to other Oklahoma cities, including Lawton auto insurance rates, Midwest City auto insurance rates, and Moore auto insurance rates to see how Woodward, Oklahoma auto insurance rates stack up.

Before you buy Woodward, Oklahoma auto insurance, make sure you have compared rates from multiple companies. Enter your ZIP code above to get free Woodward, Oklahoma auto insurance quotes.

Minimum Auto Insurance in Woodward, Oklahoma

Woodward, Oklahoma auto insurance laws require that you have at least the Oklahoma minimum auto insurance to be financially responsible in the event of an accident. Take a look at the required auto insurance in Woodward, Oklahoma.

Minimum Required Auto Insurance Coverage in Woodward, Oklahoma

Liability Insurance Required Minimum Coverage Limits Required
Bodily Injury Liability Coverage $25,000 per person
$50,000 per accident
Property Damage Liability Coverage $25,000 minimum

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Cheap Woodward, Oklahoma Auto Insurance by Age, Gender, and Marital Status

Auto insurance rates in Woodward, Oklahoma are affected by age, gender, and marital status. See how demographics impact the annual cost of insurance.

Annual Auto Insurance Rates by Age, Gender, and Marital Status in Woodward, Oklahoma

Insurance Company Married 35-Year-Old Female Married 35-Year-Old Male Married 60-Year-Old Female Married 60-Year-Old Male Single 17-Year-Old Female Single 17-Year-Old Male Single 25-Year-Old Female Single 25-Year-Old Male
Allstate $2,222 $2,241 $2,033 $2,137 $6,613 $7,716 $2,417 $2,557
Farmers $2,485 $2,479 $2,242 $2,352 $8,770 $9,008 $2,801 $2,949
GEICO $2,145 $2,322 $2,260 $2,500 $6,078 $6,489 $1,881 $1,913
Liberty Mutual $4,437 $4,687 $3,893 $4,234 $11,983 $13,145 $4,621 $4,797
Progressive $2,510 $2,406 $2,063 $2,174 $9,635 $10,831 $2,945 $3,098
State Farm $1,802 $1,802 $1,576 $1,576 $4,308 $5,457 $1,884 $2,104
USAA $1,863 $1,876 $1,775 $1,807 $5,951 $6,668 $2,410 $2,663

Cheap Woodward, Oklahoma Auto Insurance for Teen Drivers

Finding cheap teen auto insurance in Woodward, Oklahoma is a challenge. Take a look at the annual teen auto insurance rates in Woodward, Oklahoma.

Annual Auto Insurance Rates for Teen Drivers in Woodward, Oklahoma

Insurance Company Single 17-Year-Old Female Single 17-Year-Old Male
Allstate $6,613 $7,716
Farmers $8,770 $9,008
GEICO $6,078 $6,489
Liberty Mutual $11,983 $13,145
Progressive $9,635 $10,831
State Farm $4,308 $5,457
USAA $5,951 $6,668

Cheap Woodward, Oklahoma Auto Insurance for Seniors

What are senior auto insurance rates in Woodward, Oklahoma? Take a look at the annual average rates for older drivers.

Annual Auto Insurance Rates for Senior Drivers in Woodward, Oklahoma

Insurance Company Married 60-Year-Old Female Married 60-Year-Old Male
Allstate $2,033 $2,137
Farmers $2,242 $2,352
GEICO $2,260 $2,500
Liberty Mutual $3,893 $4,234
Progressive $2,063 $2,174
State Farm $1,576 $1,576
USAA $1,775 $1,807

Cheap Woodward, Oklahoma Auto Insurance By Driving Record

Driving record has a big impact on your auto insurance rates. See the annual auto insurance rates for a bad record in Woodward, Oklahoma compared to the annual auto insurance rates with a clean record in Woodward, Oklahoma.

Annual Woodward, Oklahoma Auto Insurance Rates by Driving Record

Group Clean Record With 1 Accident With 1 DUI With 1 Speeding Violation
Allstate $3,021 $3,533 $4,035 $3,379
Farmers $3,510 $4,468 $4,360 $4,206
GEICO $2,351 $3,566 $3,899 $2,978
Liberty Mutual $4,374 $7,276 $8,239 $6,009
Progressive $3,480 $6,425 $3,838 $4,089
State Farm $2,397 $2,730 $2,564 $2,564
USAA $2,309 $3,301 $4,058 $2,839

Cheap Woodward, Oklahoma Auto Insurance Rates After a DUI

Finding cheap auto insurance after a DUI in Woodward, Oklahoma is not easy. Compare the annual rates for DUI auto insurance in Woodward, Oklahoma to find the best deal.

Annual Auto Insurance Rates After a DUI in Woodward, Oklahoma

Insurance Company Annual Auto Insurance Rates With a DUI
Allstate $4,035
Farmers $4,360
GEICO $3,899
Liberty Mutual $8,239
Progressive $3,838
State Farm $2,564
USAA $4,058

Cheap Woodward, Oklahoma Auto Insurance By Credit History

Credit history can have a major effect on the cost of auto insurance. See how Woodward, Oklahoma annual auto insurance rates by credit history compare.

Annual Auto Insurance Rates by Credit Score in Woodward, Oklahoma

Insurance Company Poor Fair Good
Allstate $4,318 $3,270 $2,888
Farmers $4,776 $3,908 $3,723
GEICO $3,852 $3,199 $2,545
Liberty Mutual $9,311 $5,665 $4,448
Progressive $5,085 $4,300 $3,988
State Farm $3,561 $2,286 $1,844
USAA $4,656 $2,632 $2,092

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Cheap Woodward, Oklahoma Auto Insurance Rates By ZIP Code

Auto insurance rates by ZIP code in Woodward, Oklahoma can vary. Compare the annual cost of auto insurance by ZIP code in Woodward, Oklahoma to see how car insurance rates are affected by location.

Annual Auto Insurance Rates by ZIP Code in Woodward, Oklahoma

ZIP Code Average Annual Rates
73801 $3,872

Cheap Woodward, Oklahoma Auto Insurance Rates By Commute

Commute length and annual mileage affect Woodward, Oklahoma auto insurance. Find the cheapest annual Woodward, Oklahoma auto insurance by commute length.

Annual Auto Insurance Rates by Commute Length in Woodward, Oklahoma

Insurance Company 10 Mile Commute, 6000 Annual Mileage 25 Mile Commute, 12000 Annual Mileage
Allstate $3,492 $3,492
Farmers $4,136 $4,136
GEICO $3,136 $3,262
Liberty Mutual $6,475 $6,475
Progressive $4,458 $4,458
State Farm $2,519 $2,608
USAA $3,089 $3,164

Cheap Woodward, Oklahoma Auto Insurance Rates By Coverage Level

How much does the coverage level you select affect the cost of your auto insurance in Woodward, Oklahoma? Check out the comparison of annual Woodward, Oklahoma auto insurance rates by coverage level.

Annual Auto Insurance Rates by Coverage Level in Woodward, Oklahoma

Insurance Company Low Medium High
Allstate $3,289 $3,479 $3,708
Farmers $3,981 $4,097 $4,330
GEICO $3,008 $3,199 $3,389
Liberty Mutual $6,169 $6,453 $6,802
Progressive $4,160 $4,431 $4,782
State Farm $2,415 $2,543 $2,732
USAA $3,023 $3,119 $3,238

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Best By Category: Cheapest Auto Insurance in Woodward, Oklahoma

Compare the cheapest auto insurance companies in Woodward, Oklahoma in each category to find the company with the best rates for your personal needs.

Best Annual Auto Insurance Rates by Company in Woodward, Oklahoma

Category Insurance Company
Teenagers State Farm
Seniors State Farm
Clean Record USAA
With 1 Accident State Farm
With 1 DUI State Farm
With 1 Speeding Violation State Farm

The Cheapest Woodward, Oklahoma Auto Insurance Companies

What auto insurance companies in Woodward, Oklahoma are the cheapest? Compare the top Woodward, Oklahoma auto insurance companies to find the best annual rates.

Average Annual Auto Insurance Rates by Company in Woodward, Oklahoma

Insurance Company Average Annual Rates
Allstate $3,492
Farmers $4,136
GEICO $3,199
Liberty Mutual $6,475
Progressive $4,458
State Farm $2,564
USAA $3,127

What affects auto insurance rates in Woodward, Oklahoma?

There are a lot of reasons why auto insurance rates in Woodward, Oklahoma are higher or lower than in other cities. These include traffic and the number of vehicle thefts in Woodward, Oklahoma. Many local factors may affect your Woodward auto insurance rates.

Woodward Commute Time

Cities in which drivers have a longer average commute time tend to have higher auto insurance costs. The average Woodward, Oklahoma commute length is 16.3 minutes according to City-Data.

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Compare Woodward, Oklahoma Auto Insurance Quotes

Before you buy Woodward, Oklahoma auto insurance, make sure you have compared rates from multiple companies. Enter your ZIP code below to get free Woodward, Oklahoma auto insurance quotes.

Free Auto Insurance Comparison

Enter your ZIP code below to view companies that have cheap auto insurance rates.

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