Best Cheap Auto Insurance in Lawton, OK (2021)

The average Lawton, OK auto insurance rates are $326 per month. The minimum auto insurance in Lawton is at least 25/50/25 in coverage to comply with Oklahoma auto insurance laws. To find the best cheap auto insurance in Lawton, Oklahoma, compare quotes from multiple companies.

Free Auto Insurance Comparison

 Secured with SHA-256 Encryption

Leslie Kasperowicz holds a BA in Social Sciences from the University of Winnipeg. She spent several years as a Farmers Insurance CSR, gaining a solid understanding of insurance products including home, life, auto, and commercial and working directly with insurance customers to understand their needs. She has since used that knowledge in her more than ten years as a writer, largely in the insuranc...

Full Bio →

Written by

Dan Walker graduated with a BS in Administrative Management in 2005 and has been working in his family’s insurance agency, FCI Agency, for 15 years (BBB A+). He is licensed as an agent to write property and casualty insurance, including home, auto, umbrella, and dwelling fire insurance. He’s also been featured on sites like Reviews.com and Safeco. He reviews content, ensuring that ex...

Full Bio →

Reviewed by Daniel Walker
Licensed Auto Insurance Agent

UPDATED: Jul 16, 2021

Advertiser Disclosure

It’s all about you. We want to help you make the right coverage choices.

Advertiser Disclosure: We strive to help you make confident auto insurance decisions. Comparison shopping should be easy. We are not affiliated with any one auto insurance provider and cannot guarantee quotes from any single provider. Our partnerships don’t influence our content. Our opinions are our own. To compare quotes from many different companies please enter your ZIP code on this page to use the free quote tool. The more quotes you compare, the more chances to save.

Editorial Guidelines: We are a free online resource for anyone interested in learning more about auto insurance. Our goal is to be an objective, third-party resource for everything auto insurance related. We update our site regularly, and all content is reviewed by auto insurance experts.

Things to Remember

  • The cheapest auto insurance company in Lawton is State Farm
  • Average auto insurance rates in Lawton, OK for senior drivers are $2,270 per year
  • The average commute length in Lawton is 15.4 minutes

Lawton, Oklahoma auto insurance requirements are 25/50/25 according to Oklahoma auto insurance laws. Finding cheap auto insurance in Lawton can seem like a difficult task, but all of the information you need is right here. We’ll cover factors that affect auto insurance rates in Lawton, Oklahoma, including driving record, credit, commute time, and more.

Compare auto insurance in Lawton to other Oklahoma cities, including Broken Arrow auto insurance rates, Lawton auto insurance rates, and Norman auto insurance rates to see how Lawton, Oklahoma auto insurance rates stack up.

Before you buy Lawton, Oklahoma auto insurance, make sure you have compared rates from multiple companies. Enter your ZIP code above to get free Lawton, Oklahoma auto insurance quotes.

Minimum Auto Insurance in Lawton, Oklahoma

Lawton, Oklahoma auto insurance laws require that you have at least the Oklahoma minimum auto insurance to be financially responsible in the event of an accident. Take a look at the required auto insurance in Lawton, Oklahoma.

Minimum Required Auto Insurance Coverage in Lawton, Oklahoma

Liability Insurance Required Minimum Coverage Limits Required
Bodily Injury Liability Coverage $25,000 per person
$50,000 per accident
Property Damage Liability Coverage $25,000 minimum

Free Auto Insurance Comparison

Enter your ZIP code below to view companies that have cheap auto insurance rates.

 Secured with SHA-256 Encryption

Cheap Lawton, Oklahoma Auto Insurance by Age, Gender, and Marital Status

Auto insurance rates in Lawton, Oklahoma are affected by age, gender, and marital status. See how demographics impact the annual cost of insurance.

Annual Auto Insurance Rates by Age, Gender, and Marital Status in Lawton, Oklahoma

Insurance Company Married 35-Year-Old Female Married 35-Year-Old Male Married 60-Year-Old Female Married 60-Year-Old Male Single 17-Year-Old Female Single 17-Year-Old Male Single 25-Year-Old Female Single 25-Year-Old Male
Allstate $2,214 $2,224 $2,037 $2,139 $6,811 $7,997 $2,392 $2,529
Farmers $2,092 $2,070 $1,877 $1,991 $8,231 $8,424 $2,375 $2,471
GEICO $1,896 $2,085 $2,046 $2,318 $5,683 $6,071 $1,662 $1,674
Liberty Mutual $4,414 $4,664 $3,880 $4,231 $12,297 $13,511 $4,588 $4,748
Progressive $2,630 $2,503 $2,170 $2,290 $10,460 $11,726 $3,083 $3,234
State Farm $1,803 $1,803 $1,603 $1,603 $4,870 $6,118 $1,903 $2,145
USAA $1,858 $1,852 $1,792 $1,798 $6,172 $6,859 $2,386 $2,606

Cheap Lawton, Oklahoma Auto Insurance for Teen Drivers

Finding cheap teen auto insurance in Lawton, Oklahoma is a challenge. Take a look at the annual teen auto insurance rates in Lawton, Oklahoma.

Annual Auto Insurance Rates for Teen Drivers in Lawton, Oklahoma

Insurance Company Single 17-Year-Old Female Single 17-Year-Old Male
Allstate $6,811 $7,997
Farmers $8,231 $8,424
GEICO $5,683 $6,071
Liberty Mutual $12,297 $13,511
Progressive $10,460 $11,726
State Farm $4,870 $6,118
USAA $6,172 $6,859

Cheap Lawton, Oklahoma Auto Insurance for Seniors

What are senior auto insurance rates in Lawton, Oklahoma? Take a look at the annual average rates for older drivers.

Annual Auto Insurance Rates for Senior Drivers in Lawton, Oklahoma

Insurance Company Married 60-Year-Old Female Married 60-Year-Old Male
Allstate $2,037 $2,139
Farmers $1,877 $1,991
GEICO $2,046 $2,318
Liberty Mutual $3,880 $4,231
Progressive $2,170 $2,290
State Farm $1,603 $1,603
USAA $1,792 $1,798

Cheap Lawton, Oklahoma Auto Insurance By Driving Record

Driving record has a big impact on your auto insurance rates. See the annual auto insurance rates for a bad record in Lawton, Oklahoma compared to the annual auto insurance rates with a clean record in Lawton, Oklahoma.

Annual Lawton, Oklahoma Auto Insurance Rates by Driving Record

Group Clean Record With 1 Accident With 1 DUI With 1 Speeding Violation
Allstate $3,045 $3,569 $4,130 $3,428
Farmers $3,110 $4,010 $3,913 $3,733
GEICO $2,121 $3,278 $3,666 $2,653
Liberty Mutual $4,407 $7,367 $8,332 $6,062
Progressive $3,709 $6,893 $4,093 $4,353
State Farm $2,518 $2,944 $2,731 $2,731
USAA $2,330 $3,360 $4,101 $2,870

Cheap Lawton, Oklahoma Auto Insurance Rates After a DUI

Finding cheap auto insurance after a DUI in Lawton, Oklahoma is not easy. Compare the annual rates for DUI auto insurance in Lawton, Oklahoma to find the best deal.

Annual Auto Insurance Rates After a DUI in Lawton, Oklahoma

Insurance Company Annual Auto Insurance Rates With a DUI
Allstate $4,130
Farmers $3,913
GEICO $3,666
Liberty Mutual $8,332
Progressive $4,093
State Farm $2,731
USAA $4,101

Cheap Lawton, Oklahoma Auto Insurance By Credit History

Credit history can have a major effect on the cost of auto insurance. See how Lawton, Oklahoma annual auto insurance rates by credit history compare.

Annual Auto Insurance Rates by Credit Score in Lawton, Oklahoma

Insurance Company Poor Fair Good
Allstate $4,374 $3,322 $2,932
Farmers $4,236 $3,506 $3,332
GEICO $3,526 $2,929 $2,333
Liberty Mutual $9,385 $5,737 $4,503
Progressive $5,405 $4,601 $4,279
State Farm $3,798 $2,434 $1,961
USAA $4,673 $2,681 $2,142

Free Auto Insurance Comparison

Enter your ZIP code below to view companies that have cheap auto insurance rates.

 Secured with SHA-256 Encryption

Cheap Lawton, Oklahoma Auto Insurance Rates By ZIP Code

Auto insurance rates by ZIP code in Lawton, Oklahoma can vary. Compare the annual cost of auto insurance by ZIP code in Lawton, Oklahoma to see how car insurance rates are affected by location.

Annual Auto Insurance Rates by ZIP Code in Lawton, Oklahoma

ZIP Code Average Annual Rates
73501 $3,883
73503 $3,881
73505 $3,913
73507 $3,888

Cheap Lawton, Oklahoma Auto Insurance Rates By Commute

Commute length and annual mileage affect Lawton, Oklahoma auto insurance. Find the cheapest annual Lawton, Oklahoma auto insurance by commute length.

Annual Auto Insurance Rates by Commute Length in Lawton, Oklahoma

Insurance Company 10 Mile Commute, 6000 Annual Mileage 25 Mile Commute, 12000 Annual Mileage
Allstate $3,543 $3,543
Farmers $3,691 $3,691
GEICO $2,878 $2,980
Liberty Mutual $6,542 $6,542
Progressive $4,762 $4,762
State Farm $2,685 $2,777
USAA $3,128 $3,203

Cheap Lawton, Oklahoma Auto Insurance Rates By Coverage Level

How much does the coverage level you select affect the cost of your auto insurance in Lawton, Oklahoma? Check out the comparison of annual Lawton, Oklahoma auto insurance rates by coverage level.

Annual Auto Insurance Rates by Coverage Level in Lawton, Oklahoma

Insurance Company Low Medium High
Allstate $3,341 $3,530 $3,758
Farmers $3,520 $3,647 $3,908
GEICO $2,723 $2,933 $3,131
Liberty Mutual $6,205 $6,518 $6,902
Progressive $4,427 $4,733 $5,126
State Farm $2,545 $2,711 $2,937
USAA $3,034 $3,156 $3,306

Free Auto Insurance Comparison

Enter your ZIP code below to view companies that have cheap auto insurance rates.

 Secured with SHA-256 Encryption

Best By Category: Cheapest Auto Insurance in Lawton, Oklahoma

Compare the cheapest auto insurance companies in Lawton, Oklahoma in each category to find the company with the best rates for your personal needs.

Best Annual Auto Insurance Rates by Company in Lawton, Oklahoma

Category Insurance Company
Teenagers State Farm
Seniors State Farm
Clean Record GEICO
With 1 Accident State Farm
With 1 DUI State Farm
With 1 Speeding Violation GEICO

The Cheapest Lawton, Oklahoma Auto Insurance Companies

What auto insurance companies in Lawton, Oklahoma are the cheapest? Compare the top Lawton, Oklahoma auto insurance companies to find the best annual rates.

Average Annual Auto Insurance Rates by Company in Lawton, Oklahoma

Insurance Company Average Annual Rates
Allstate $3,543
Farmers $3,691
GEICO $2,929
Liberty Mutual $6,542
Progressive $4,762
State Farm $2,731
USAA $3,165

What affects auto insurance rates in Lawton, Oklahoma?

There are a lot of reasons why auto insurance rates in Lawton, Oklahoma are higher or lower than in other cities. These include traffic and the number of vehicle thefts in Lawton, Oklahoma. Many local factors may affect your Lawton auto insurance rates.

Lawton Commute Time

Cities in which drivers have a longer average commute time tend to have higher auto insurance costs. The average Lawton, Oklahoma commute length is 15.4 minutes according to City-Data.

Free Auto Insurance Comparison

Enter your ZIP code below to view companies that have cheap auto insurance rates.

 Secured with SHA-256 Encryption

Compare Lawton, Oklahoma Auto Insurance Quotes

Before you buy Lawton, Oklahoma auto insurance, make sure you have compared rates from multiple companies. Enter your ZIP code below to get free Lawton, Oklahoma auto insurance quotes.

Free Auto Insurance Comparison

Enter your ZIP code below to view companies that have cheap auto insurance rates.

 Secured with SHA-256 Encryption