Best Cheap Auto Insurance in Tulsa, OK (2021)

The average Tulsa, OK auto insurance rates are $409 per month. The minimum auto insurance in Tulsa is at least 25/50/25 in coverage to comply with Oklahoma auto insurance laws. To find the best cheap auto insurance in Tulsa, Oklahoma, compare quotes from multiple companies.

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Leslie Kasperowicz holds a BA in Social Sciences from the University of Winnipeg. She spent several years as a Farmers Insurance CSR, gaining a solid understanding of insurance products including home, life, auto, and commercial and working directly with insurance customers to understand their needs. She has since used that knowledge in her more than ten years as a writer, largely in the insuranc...

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Dan Walker graduated with a BS in Administrative Management in 2005 and has been working in his family’s insurance agency, FCI Agency, for 15 years (BBB A+). He is licensed as an agent to write property and casualty insurance, including home, auto, umbrella, and dwelling fire insurance. He’s also been featured on sites like Reviews.com and Safeco. He reviews content, ensuring that ex...

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Reviewed by Daniel Walker
Licensed Auto Insurance Agent

UPDATED: Jul 16, 2021

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Things to Remember

  • Average auto insurance rates in Tulsa, OK for senior drivers are $2,801 per year
  • The most expensive auto insurance company in Tulsa for teen drivers is Liberty Mutual
  • The cheapest auto insurance company in Tulsa is State Farm

Tulsa, Oklahoma auto insurance requirements are 25/50/25 according to Oklahoma auto insurance laws. Finding cheap auto insurance in Tulsa can seem like a difficult task, but all of the information you need is right here. We’ll cover factors that affect auto insurance rates in Tulsa, Oklahoma, including driving record, credit, commute time, and more.

Compare auto insurance in Tulsa to other Oklahoma cities, including Enid auto insurance rates, Tulsa auto insurance rates, and Midwest City auto insurance rates to see how Tulsa, Oklahoma auto insurance rates stack up.

Before you buy Tulsa, Oklahoma auto insurance, make sure you have compared rates from multiple companies. Enter your ZIP code above to get free Tulsa, Oklahoma auto insurance quotes.

Minimum Auto Insurance in Tulsa, Oklahoma

Tulsa, Oklahoma auto insurance laws require that you have at least the Oklahoma minimum auto insurance to be financially responsible in the event of an accident. Take a look at the required auto insurance in Tulsa, Oklahoma.

Minimum Required Auto Insurance Coverage in Tulsa, Oklahoma

Liability Insurance Required Minimum Coverage Limits Required
Bodily Injury Liability Coverage $25,000 per person
$50,000 per accident
Property Damage Liability Coverage $25,000 minimum

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Cheap Tulsa, Oklahoma Auto Insurance by Age, Gender, and Marital Status

Auto insurance rates in Tulsa, Oklahoma are affected by age, gender, and marital status. See how demographics impact the annual cost of insurance.

Annual Auto Insurance Rates by Age, Gender, and Marital Status in Tulsa, Oklahoma

Insurance Company Married 35-Year-Old Female Married 35-Year-Old Male Married 60-Year-Old Female Married 60-Year-Old Male Single 17-Year-Old Female Single 17-Year-Old Male Single 25-Year-Old Female Single 25-Year-Old Male
Allstate $2,665 $2,665 $2,467 $2,591 $8,547 $10,070 $2,858 $3,001
Farmers $2,689 $2,659 $2,406 $2,558 $10,953 $11,225 $3,062 $3,181
GEICO $2,558 $2,835 $2,772 $3,185 $7,915 $8,465 $2,246 $2,261
Liberty Mutual $5,161 $5,463 $4,531 $4,968 $15,561 $17,154 $5,366 $5,557
Progressive $3,392 $3,214 $2,795 $2,965 $13,582 $15,210 $3,960 $4,133
State Farm $2,182 $2,182 $1,943 $1,943 $6,144 $7,711 $2,311 $2,616
USAA $2,108 $2,094 $2,042 $2,042 $7,027 $7,794 $2,698 $2,935

Cheap Tulsa, Oklahoma Auto Insurance for Teen Drivers

Finding cheap teen auto insurance in Tulsa, Oklahoma is a challenge. Take a look at the annual teen auto insurance rates in Tulsa, Oklahoma.

Annual Auto Insurance Rates for Teen Drivers in Tulsa, Oklahoma

Insurance Company Single 17-Year-Old Female Single 17-Year-Old Male
Allstate $8,547 $10,070
Farmers $10,953 $11,225
GEICO $7,915 $8,465
Liberty Mutual $15,561 $17,154
Progressive $13,582 $15,210
State Farm $6,144 $7,711
USAA $7,027 $7,794

Cheap Tulsa, Oklahoma Auto Insurance for Seniors

What are senior auto insurance rates in Tulsa, Oklahoma? Take a look at the annual average rates for older drivers.

Annual Auto Insurance Rates for Senior Drivers in Tulsa, Oklahoma

Insurance Company Married 60-Year-Old Female Married 60-Year-Old Male
Allstate $2,467 $2,591
Farmers $2,406 $2,558
GEICO $2,772 $3,185
Liberty Mutual $4,531 $4,968
Progressive $2,795 $2,965
State Farm $1,943 $1,943
USAA $2,042 $2,042

Cheap Tulsa, Oklahoma Auto Insurance By Driving Record

Driving record has a big impact on your auto insurance rates. See the annual auto insurance rates for a bad record in Tulsa, Oklahoma compared to the annual auto insurance rates with a clean record in Tulsa, Oklahoma.

Annual Tulsa, Oklahoma Auto Insurance Rates by Driving Record

Group Clean Record With 1 Accident With 1 DUI With 1 Speeding Violation
Allstate $3,723 $4,387 $5,109 $4,213
Farmers $4,072 $5,267 $5,138 $4,889
GEICO $2,899 $4,503 $5,094 $3,623
Liberty Mutual $5,311 $9,023 $10,189 $7,357
Progressive $4,789 $8,923 $5,291 $5,623
State Farm $3,101 $3,656 $3,379 $3,379
USAA $2,641 $3,825 $4,648 $3,256

Cheap Tulsa, Oklahoma Auto Insurance Rates After a DUI

Finding cheap auto insurance after a DUI in Tulsa, Oklahoma is not easy. Compare the annual rates for DUI auto insurance in Tulsa, Oklahoma to find the best deal.

Annual Auto Insurance Rates After a DUI in Tulsa, Oklahoma

Insurance Company Annual Auto Insurance Rates With a DUI
Allstate $5,109
Farmers $5,138
GEICO $5,094
Liberty Mutual $10,189
Progressive $5,291
State Farm $3,379
USAA $4,648

Cheap Tulsa, Oklahoma Auto Insurance By Credit History

Credit history can have a major effect on the cost of auto insurance. See how Tulsa, Oklahoma annual auto insurance rates by credit history compare.

Annual Auto Insurance Rates by Credit Score in Tulsa, Oklahoma

Insurance Company Poor Fair Good
Allstate $5,393 $4,085 $3,596
Farmers $5,544 $4,605 $4,376
GEICO $4,860 $4,030 $3,199
Liberty Mutual $11,409 $7,013 $5,487
Progressive $6,978 $5,952 $5,539
State Farm $4,715 $3,008 $2,414
USAA $5,283 $3,050 $2,444

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Cheap Tulsa, Oklahoma Auto Insurance Rates By ZIP Code

Auto insurance rates by ZIP code in Tulsa, Oklahoma can vary. Compare the annual cost of auto insurance by ZIP code in Tulsa, Oklahoma to see how car insurance rates are affected by location.

Annual Auto Insurance Rates by ZIP Code in Tulsa, Oklahoma

ZIP Code Average Annual Rates
74103 $5,065
74104 $4,927
74105 $4,899
74106 $5,133
74107 $4,759
74108 $4,827
74110 $5,171
74112 $4,925
74114 $4,866
74115 $5,160
74116 $4,928
74117 $4,804
74119 $4,965
74120 $4,985
74126 $4,927
74127 $4,887
74128 $4,969
74129 $4,955
74130 $4,895
74131 $4,639
74132 $4,646
74133 $4,775
74134 $4,942
74135 $4,913
74136 $4,832
74137 $4,838
74145 $4,867
74146 $5,026
74171 $4,767
74172 $4,943

Cheap Tulsa, Oklahoma Auto Insurance Rates By Commute

Commute length and annual mileage affect Tulsa, Oklahoma auto insurance. Find the cheapest annual Tulsa, Oklahoma auto insurance by commute length.

Annual Auto Insurance Rates by Commute Length in Tulsa, Oklahoma

Insurance Company 10 Mile Commute, 6000 Annual Mileage 25 Mile Commute, 12000 Annual Mileage
Allstate $4,358 $4,358
Farmers $4,842 $4,842
GEICO $3,957 $4,102
Liberty Mutual $7,970 $7,970
Progressive $6,156 $6,156
State Farm $3,322 $3,436
USAA $3,549 $3,635

Cheap Tulsa, Oklahoma Auto Insurance Rates By Coverage Level

How much does the coverage level you select affect the cost of your auto insurance in Tulsa, Oklahoma? Check out the comparison of annual Tulsa, Oklahoma auto insurance rates by coverage level.

Annual Auto Insurance Rates by Coverage Level in Tulsa, Oklahoma

Insurance Company Low Medium High
Allstate $4,058 $4,339 $4,677
Farmers $4,605 $4,778 $5,141
GEICO $3,711 $4,043 $4,335
Liberty Mutual $7,527 $7,941 $8,442
Progressive $5,673 $6,114 $6,683
State Farm $3,155 $3,359 $3,623
USAA $3,419 $3,580 $3,778

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Best By Category: Cheapest Auto Insurance in Tulsa, Oklahoma

Compare the cheapest auto insurance companies in Tulsa, Oklahoma in each category to find the company with the best rates for your personal needs.

Best Annual Auto Insurance Rates by Company in Tulsa, Oklahoma

Category Insurance Company
Teenagers State Farm
Seniors State Farm
Clean Record USAA
With 1 Accident State Farm
With 1 DUI State Farm
With 1 Speeding Violation USAA

The Cheapest Tulsa, Oklahoma Auto Insurance Companies

What auto insurance companies in Tulsa, Oklahoma are the cheapest? Compare the top Tulsa, Oklahoma auto insurance companies to find the best annual rates.

Average Annual Auto Insurance Rates by Company in Tulsa, Oklahoma

Insurance Company Average Annual Rates
Allstate $4,358
Farmers $4,842
GEICO $4,030
Liberty Mutual $7,970
Progressive $6,156
State Farm $3,379
USAA $3,592

What affects auto insurance rates in Tulsa, Oklahoma?

There are a lot of reasons why auto insurance rates in Tulsa, Oklahoma are higher or lower than in other cities. These include traffic and the number of vehicle thefts in Tulsa, Oklahoma. Many local factors may affect your Tulsa auto insurance rates.

Tulsa Commute Time

Cities in which drivers have a longer average commute time tend to have higher auto insurance costs. The average Tulsa, Oklahoma commute length is 18.6 minutes according to City-Data.

Tulsa Traffic

How does Tulsa, Oklahoma rank for traffic? According to Inrix Tulsa, Oklahoma is the 938th most congested worldwide.

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Compare Tulsa, Oklahoma Auto Insurance Quotes

Before you buy Tulsa, Oklahoma auto insurance, make sure you have compared rates from multiple companies. Enter your ZIP code below to get free Tulsa, Oklahoma auto insurance quotes.

Free Auto Insurance Comparison

Enter your ZIP code below to view companies that have cheap auto insurance rates.

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