Best Cheap Auto Insurance in Alexandria, VA (2021)

The cheapest Alexandria, VA auto insurance is from GEICO, but rates will vary by driver. Auto insurance in Alexandria must meet the Virginia minimum requirements of 25/50/20 in liability coverage, 25/50 in uninsured motorist bodily injury coverage, and $20,000 in uninsured motorist hit and run coverage. Compare Alexandria, VA auto insurance quotes online to find your best deal.

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Mathew B. Sims is Editor-in-Chief and has authored, edited, and contributed to several books. He has been working in the insurance industry ensuring content is accurate for consumers who are searching for the best policies and rates. He has also been featured on sites like UpJourney.

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Dan Walker graduated with a BS in Administrative Management in 2005 and has been working in his family’s insurance agency, FCI Agency, for 15 years (BBB A+). He is licensed as an agent to write property and casualty insurance, including home, auto, umbrella, and dwelling fire insurance. He’s also been featured on sites like Reviews.com and Safeco. He reviews content, ensuring that ex...

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Reviewed by Daniel Walker
Licensed Auto Insurance Agent

UPDATED: May 10, 2021

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Things to Remember

  • GEICO offers the cheapest auto insurance rates on average in Alexandria, VA
  • Auto insurance rates in Alexandria are cheaper than the national average
  • Alexandria is very close to Washington, D.C. causing commute times to be around 90 minutes

Alexandria, VA auto insurance is higher than the average Virginia auto insurance rates. However, rates in Alexandria are lower than the national average.

Drivers in the city spend a lot of time in their cars and have very long commutes, so affordable Alexandria, VA auto insurance is a must. Shop around to find the company that can offer you the cheapest rates.

Monthly Alexandria, VA Car Insurance Rates by ZIP Code

Check out the monthly Alexandria, VA auto insurance rates by ZIP Code below:

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Alexandria, VA Car Insurance Rates vs. Top US Metro Car Insurance Rates

You might find yourself asking how does my Alexandria, VA stack up against other top metro auto insurance rates? We’ve got your answer below.

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Enter your ZIP code to compare Alexandria, VA auto insurance quotes from multiple companies near you for free.

What is the cheapest auto insurance company in Alexandria, VA?

The Alexandria, VA auto insurance company with the cheapest average rates is GEICO, but rates will be different for every driver.

Which Alexandria, VA auto insurance company has the cheapest rates? And how do those rates compare against the average Virginia auto insurance company rates? We’ve got the answers below.

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The top Alexandria, VA auto insurance companies listed from least to most expensive are:

  • GEICO – $2,097.78
  • USAA – $2,132.32
  • Nationwide – $2,410.16
  • Progressive – $2,638.73
  • State Farm – $2,683.58
  • Allstate – $4,218.44

Many factors influence your auto insurance rates, including your age and driving record.

Your rates are also influenced by where you live. Car insurance would be more expensive in larger cities with more crime and traffic. Auto insurance in Richmond, VA, for example, is more costly than in Alexandria.

Alexandria, VA auto insurance rates by company and age is an essential comparison because the top auto insurance company for one age group may not be the best company for another age group.

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Your coverage level will play a major role in your Alexandria auto insurance rates. Find the cheapest Alexandria, VA auto insurance rates by coverage level below:

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Your credit score will play a major role in your Alexandria auto insurance rates unless you live in these states where discrimination based on credit is not allowed: California, Hawaii, Massachusetts, and North Carolina. Find the cheapest Alexandria, VA auto insurance rates by credit score below.

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Your driving record will play a major role in your Alexandria auto insurance rates. For example, other factors aside, a Alexandria, VA DUI may increase your auto insurance rates 40 to 50 percent. Find the cheapest Alexandria, VA auto insurance rates by driving record.

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Factors affecting auto insurance rates in Alexandria, VA may include your commute, coverage level, tickets, DUIs, and credit. Controlling these factors will help you maintain cheap Alexandria, Virginia auto insurance.

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These states no longer using gender to calculate your auto insurance rates — Hawaii, Massachusetts, Michigan, Montana, North Carolina, and Pennsylvania. But age is still a significant factor because young drivers are often considered high-risk. Virginia does use gender, so check out the average monthly auto insurance rates by age and gender in Alexandria, VA.

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What auto insurance coverage is required in Alexandria, VA?

Like most states, Virginia requires drivers to carry at least a minimum amount of auto insurance. Drivers in Alexandria must have at least:

  • $25,000 per person and $50,000 per incident for bodily injury liability
  • $20,000 per incident for property damage
  • $25,000 per person and $50,000 per incident for uninsured motorist bodily injury coverage
  • $20,000 per accident with a $200 deductible for uninsured motorist hit and run coverage

You can see that these limits are very low and would be exhausted quickly in a serious accident. In order to avoid paying out of pocket for damages, increase these limits and add coverages like collision and comprehensive.

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What affects auto insurance rates in Alexandria, VA?

The amount of traffic in your city can also affect your auto insurance rates. More traffic equals a higher chance of being in an accident.

Although INRIX doesn’t list data for Alexandria, VA, it does rank nearby Washington, D.C. as the 12th most congested city in the U.S.

City-Data shows that most drivers in Alexandria commute about 90 minutes, with a significant number commuting at least an hour.

Theft can also affect your rates. According to the FBI, there were 273 motor vehicle thefts in Alexandria in one year.

Alexandria, VA Auto Insurance: The Bottom Line

Although car insurance in Alexandria is cheaper than average, you still want the best deal you can find. Before you buy Alexandria, VA auto insurance, compare quotes from different companies to make sure you find the cheapest coverage for you.

Enter your ZIP code to compare Alexandria, VA auto insurance rates for free from companies in your area.

Free Auto Insurance Comparison

Enter your ZIP code below to view companies that have cheap auto insurance rates.

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Monthly Alexandria, VA Auto Insurance Rates by ZIP Code
Alexandria, VA Auto Insurance Rates vs. Top US Metro Auto Insurance Rates
Alexandria, VA Auto Insurance Rates by Company vs. City Average
The Cheapest Alexandria, VA Auto Insurance Rates by Coverage Level
The Cheapest Alexandria, VA Auto Insurance Rates by Credit Score
The Cheapest Alexandria, VA Auto Insurance Rates by Driving Record
Factors Affecting Auto Insurance Rates in Alexandria, VA
Average Monthly Auto Insurance Rates by Age & Gender in Alexandria, VA
Monthly Alexandria, VA Auto Insurance Rates by ZIP Code
Alexandria, VA Auto Insurance Rates vs. Top US Metro Auto Insurance Rates
Alexandria, VA Auto Insurance Rates by Company vs. City Average
The Cheapest Alexandria, VA Auto Insurance Rates by Coverage Level
The Cheapest Alexandria, VA Auto Insurance Rates by Credit Score
The Cheapest Alexandria, VA Auto Insurance Rates by Driving Record
Factors Affecting Auto Insurance Rates in Alexandria, VA
Average Monthly Auto Insurance Rates by Age & Gender in Alexandria, VA