Volvo S80 Insurance Cost Estimate [List of Money Saving Tips]
If you want to buy affordable Volvo S80 insurance coverage then you should know that a policy will cost $132 per month ($1,588 per year) on average. Shop around to find cheap Volvo S80 insurance rates. On average, Volvo S80 comprehensive insurance coverage costs $387, collision coverage costs $565, and liability coverage costs $448.
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Written by
Mathew B. Sims
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Reviewed by
Daniel Walker
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UPDATED: Jul 16, 2020
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Key takeaways:
- Full coverage costs around $1,588 a year or $132 each month
- A liability-only policy costs around $636 a year or $53 each month
- Highest rates are for teenage drivers at around $5,804 a year or $484 each month
- Good drivers can save as much as $655 a year by earning policy discounts
- Volvo S80 insurance costs around $69 more per year than the average vehicle
Volvo S80 insurance rates are a little more per year than the average vehicle, costing about $1,588 a year or $132 a month. Good drivers are eligible for up to $655 a year in policy discounts for remaining safe on the roads. Let’s look at Volvo S80 insurance rates, insurance losses, and more.
You can start comparing quotes for Volvo S80 car insurance rates from some of the best car insurance companies by using our free online tool now.
Volvo S80 Insurance Cost
The average Volvo S80 car insurance rates are $1,588 a year or $132 a month.
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Are Volvo S80s Expensive to Insure?
The chart below details how Volvo S80 insurance rates compare to other luxury cars like the Mercedes-Benz E300, Lexus IS 350, and Audi A6.
| Vehicle | Comprehensive | Collision | Liability | Total |
| Mercedes-Benz E300 | $394 | $744 | $338 | $1,612 |
| Lexus IS 350 | $344 | $686 | $398 | $1,586 |
| Audi A6 | $382 | $744 | $398 | $1,682 |
| Audi S8 | $658 | $1,368 | $398 | $2,582 |
| Cadillac CT6 | $382 | $774 | $398 | $1,712 |
| Audi A8 | $464 | $900 | $390 | $1,912 |
However, there are a few things you can do to find the cheapest Volvo insurance rates online.
What Impacts the Cost of Volvo S80 Insurance?
The Volvo S80 trim and model you choose will affect the total price you will pay for Volvo S80 insurance coverage.
Age of the Vehicle
The average Volvo S80 car insurance rates are higher for newer models. For example, car insurance rates for a 2016 Volvo S80 are $1,588, while 2010 Volvo S80 rates are $1,308, a difference of $280.
| Model Year | Comprehensive | Collision | Liability | Total |
| 2016 Volvo S80 | $332 | $668 | $430 | $1,588 |
| 2015 Volvo S80 | $314 | $646 | $442 | $1,560 |
| 2014 Volvo S80 | $302 | $598 | $452 | $1,510 |
| 2013 Volvo S80 | $290 | $564 | $456 | $1,468 |
| 2012 Volvo S80 | $278 | $506 | $460 | $1,402 |
| 2011 Volvo S80 | $260 | $466 | $460 | $1,344 |
| 2010 Volvo S80 | $250 | $436 | $464 | $1,308 |
Driver Age
Driver age can have a significant effect on Volvo S80 car insurance rates. For example, 30-year-old drivers pay $70 more for Volvo S80 car insurance than 40-year-old drivers.
Driver Location
Where you live can have a large impact on Volvo S80 insurance rates. For example, drivers in Los Angeles may pay $587 a year more than drivers in Philadelphia.
Your Driving Record
Your driving record can have an impact on the cost of Volvo S80 auto insurance. Teens and drivers in their 20’s see the highest jump in their Volvo S80 car insurance with violations on their driving record.
Volvo S80 Safety Ratings
Your Volvo S80 car insurance rates are influenced by the safety ratings of the Volvo S80. See the breakdown below:
| Test Type | Rating |
| Small overlap front: driver-side | Good |
|---|---|
| Small overlap front: passenger-side | Not Tested |
| Moderate overlap front | Good |
| Side | Good |
| Roof strength | Good |
| Head restraints and seats | Good |
| Source: Insurance Institute for Highway Safety | |
Volvo S80 Crash Test Ratings
Poor Volvo S80 crash test ratings could mean higher Volvo S80 car insurance rates.
| Vehicle Tested | Overall | Frontal | Side | Rollover |
| 2016 Volvo S80 4 DR FWD | N/R | N/R | N/R | N/R |
| 1-5 Star Rating Scale, N/R = No Rating | Source: National Highway Traffic Safety Administration | ||||
|---|---|---|---|---|
Volvo S80 Safety Features
The Volvo S80 safety features can help lower insurance costs. According to AutoBlog, the 2020 Volvo S80 has the following safety features:
- Driver Air Bag
- Passenger Air Bag
- Front Head Air Bag
- Rear Head Air Bag
- Front Side Air Bag
- 4-Wheel ABS
- 4-Wheel Disc Brakes
- Brake Assist
- Electronic Stability Control
- Daytime Running Lights
- Child Safety Locks
- Integrated Turn Signal Mirrors
- Traction Control
- Lane Departure Warning
- Lane Keeping Assist
Volvo S80 Insurance Loss Probability
The Volvo S80’s insurance loss probability varies for each form of coverage. The lower percentage means lower Volvo S80 auto insurance rates; higher percentages mean higher Volvo S80 car insurance rates.
| Insurance Coverage Category | Loss Rate |
| Collision | -18% |
|---|---|
| Property Damage | no data |
| Comprehensive | no data |
| Personal Injury | no data |
| Medical Payment | no data |
| Bodily Injury | no data |
| Source: Insurance Institute for Highway Safety | |
Volvo S80 Finance and Insurance Cost
If you are financing a Volvo S80, you will pay more if you purchase Volvo S80 car insurance at the dealership, so be sure to shop around and compare Volvo S80 car insurance quotes from the best companies using our FREE tool below.
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Ways to Save on Volvo S80 Insurance
You have more options at your disposal to save money on your Volvo S80 auto insurance costs. For example, try taking advantage of the following five strategies to reduce your Volvo S80 car insurance rates
- Audit Your Volvo S80 Driving When You Move to a New Location or Start a New Job
- Spy on Your Teen Driver
- Move to the Countryside
- Buy An Older Volvo S80
- Use Paperless Billing for Your Volvo S80 Insurance Policy
Top Volvo S80 Insurance Companies
Several top car insurance companies offer competitive rates for the Volvo S80 rates based on factors like discounts for safety features. Take a look at this list of top car insurance companies that are popular with Volvo S80 drivers organized by market share.
| Rank | Company | Volume | Market Share |
| 1 | State Farm | $65,615,190 | 9.3% |
| 2 | GEICO | $46,106,971 | 6.6% |
| 3 | Progressive | $39,222,879 | 5.6% |
| 4 | Liberty Mutual | $35,600,051 | 5.1% |
| 5 | Allstate | $35,025,903 | 5.0% |
| 6 | Travelers | $28,016,966 | 4.0% |
| 7 | USAA | $23,483,080 | 3.3% |
| 8 | Chubb | $23,388,385 | 3.3% |
| 9 | Farmers | $20,643,559 | 2.9% |
| 10 | Nationwide | $18,442,145 | 2.6% |
| Source: Insurance Information Institute | |||
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