Volvo S90 Auto Insurance (2023)
If you want to buy Volvo S90 auto insurance coverage online then a policy will cost $136 per month ($1,626 per year) on average. On average, comprehensive coverage costs $396, collision coverage costs $578, and liability coverage costs $459 for Volvo S90 insurance.
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Jeff Root
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Jeff is a well-known speaker and expert in insurance and financial planning. He has spoken at top insurance conferences around the U.S., including the InsuranceNewsNet Super Conference, the 8% Nation Insurance Wealth Conference, and the Digital Life Insurance Agent Mastermind. He has been featured and quoted in Nerdwallet, Bloomberg, Forbes, U.S. News & Money, USA Today, and other leading fina...
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UPDATED: Nov 27, 2023
It’s all about you. We want to help you make the right coverage choices.
Advertiser Disclosure: We strive to help you make confident auto insurance decisions. Comparison shopping should be easy. We are not affiliated with any one auto insurance provider and cannot guarantee quotes from any single provider. Our partnerships don’t influence our content. Our opinions are our own. To compare quotes from many different companies please enter your ZIP code on this page to use the free quote tool. The more quotes you compare, the more chances to save.
Editorial Guidelines: We are a free online resource for anyone interested in learning more about auto insurance. Our goal is to be an objective, third-party resource for everything auto insurance related. We update our site regularly, and all content is reviewed by auto insurance experts.
UPDATED: Nov 27, 2023
It’s all about you. We want to help you make the right coverage choices.
Advertiser Disclosure: We strive to help you make confident auto insurance decisions. Comparison shopping should be easy. We are not affiliated with any one auto insurance provider and cannot guarantee quotes from any single provider. Our partnerships don’t influence our content. Our opinions are our own. To compare quotes from many different companies please enter your ZIP code on this page to use the free quote tool. The more quotes you compare, the more chances to save.
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Key takeaways:
- Full coverage costs around $1,626 a year or $136 each month
- A liability-only policy costs around $652 a year or $54 each month
- Highest rates are for teenage drivers at around $5,943 a year or $495 each month
- Good drivers can save as much as $670 a year by earning policy discounts
- Volvo S90 insurance costs around $107 more per year than the average vehicle
Volvo S90 insurance rates are $136 per month for full coverage and $54 per month for liability-only coverage. Parents of teen drivers can pay up to $500 per month when insuring a Volvo S90. Read through the guide to learn how you can save money on Volvo S90 insurance rates.
You can start comparing quotes for Volvo S90 auto insurance rates from some of the best auto insurance companies by using our free online tool now.
Volvo S90 Insurance Cost
The average Volvo S90 auto insurance rates are $1,626 a year or $136 a month.
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Are Volvo S90s Expensive to Insure?
The chart below details how Volvo S90 insurance rates compare to other luxury cars like the Cadillac CTS-V, Volvo S60, and Audi S6.
| Vehicle | Comprehensive | Collision | Liability | Total |
| Volvo S90 | $356 | $714 | $398 | $1,626 |
| Cadillac CTS-V | $406 | $804 | $338 | $1,684 |
| Volvo S60 | $332 | $656 | $398 | $1,544 |
| Audi S6 | $444 | $894 | $398 | $1,894 |
| Lexus ES 350 | $362 | $656 | $316 | $1,470 |
| Audi A4 | $332 | $656 | $398 | $1,544 |
| Lexus GS 350 | $370 | $714 | $338 | $1,558 |
However, there are a few things you can do to find the cheapest Volvo insurance rates online.
What Impacts the Cost of Volvo S90 Insurance?
The Volvo S90 trim and model you choose can impact the total price you will pay for Volvo S90 insurance coverage.
Age of the Vehicle
Older Volvo S90 models generally cost less to insure. For example, auto insurance for a 2018 Volvo S90 costs $1,626, while 2017 Volvo S90 insurance costs are $1,616, a difference of $10.
| Model Year | Comprehensive | Collision | Liability | Total |
| 2018 Volvo S90 | $356 | $714 | $398 | $1,626 |
| 2017 Volvo S90 | $344 | $698 | $416 | $1,616 |
Driver Age
Driver age can have a significant impact on Volvo S90 auto insurance rates. For example, 20-year-old drivers pay approximately $1,988 more each year for their Volvo S90 auto insurance than 30-year-old drivers.
Driver Location
Where you live can have a large impact on Volvo S90 insurance rates. For example, drivers in Los Angeles may pay $894 a year more than drivers in Phoenix.
Your Driving Record
Your driving record can have an impact on the cost of Volvo S90 auto insurance. Teens and drivers in their 20’s see the highest jump in their Volvo S90 auto insurance rates with violations on their driving record.
Volvo S90 Safety Ratings
Your Volvo S90 auto insurance rates are tied to the Volvo S90’s safety ratings. See the breakdown below:
| Test Type | Rating |
| Small overlap front: driver-side | Good |
|---|---|
| Small overlap front: passenger-side | Good |
| Moderate overlap front | Good |
| Side | Good |
| Roof strength | Good |
| Head restraints and seats | Good |
| Source: Insurance Institute for Highway Safety | |
Volvo S90 Crash Test Ratings
The crash test ratings of the Volvo S90 can impact your Volvo S90 auto insurance rates.
| Vehicle Tested | Overall | Frontal | Side | Rollover |
| 2020 Volvo S90 T8 4 DR AWD | N/R | N/R | N/R | N/R |
| 2020 Volvo S90 T6 4 DR AWD | N/R | N/R | N/R | N/R |
| 2019 Volvo S90 T8 4 DR AWD | N/R | N/R | N/R | N/R |
| 2019 Volvo S90 T6 4 DR AWD | N/R | N/R | N/R | N/R |
| 2019 Volvo S90 T5 4 DR FWD | N/R | N/R | N/R | N/R |
| 2019 Volvo S90 T5 4 DR AWD | N/R | N/R | N/R | N/R |
| 2018 Volvo S90 T8 4 DR AWD | N/R | N/R | N/R | N/R |
| 2018 Volvo S90 T6 4 DR FWD | N/R | N/R | N/R | N/R |
| 2018 Volvo S90 T6 4 DR AWD | N/R | N/R | N/R | N/R |
| 2018 Volvo S90 T5 4 DR FWD | N/R | N/R | N/R | N/R |
| 2018 Volvo S90 T5 4 DR AWD | N/R | N/R | N/R | N/R |
| 2017 Volvo S90 T6 SUV AWD | N/R | N/R | N/R | N/R |
| 2017 Volvo S90 T5 SUV AWD | N/R | N/R | N/R | N/R |
| 1-5 Star Rating Scale, N/R = No Rating | Source: National Highway Traffic Safety Administration | ||||
|---|---|---|---|---|
Volvo S90 Safety Features
The numerous safety features of the Volvo S90 help contribute to lower insurance rates. The 2020 Volvo S90 has the following safety features:
- Driver Air Bag
- Passenger Air Bag
- Front Head Air Bag
- Rear Head Air Bag
- Front Side Air Bag
- 4-Wheel ABS
- 4-Wheel Disc Brakes
- Brake Assist
- Electronic Stability Control
- Daytime Running Lights
- Child Safety Locks
- Integrated Turn Signal Mirrors
- Traction Control
- Blind Spot Monitor
- Auto-Leveling Headlights
- Lane Departure Warning
- Lane Keeping Assist
Volvo S90 Finance and Insurance Cost
If you are financing a Volvo S90, most lenders will require your carry higher Volvo S90 coverage options including comprehensive coverage, so be sure to shop around and compare Volvo S90 auto insurance rates from the best companies using our FREE tool below.
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5 Ways to Save on Volvo S90 Insurance
Drivers can end up saving more money on their Volvo S90 auto insurance rates by employing any one of the following strategies.
- Ask Your Insurance Company About Volvo S90 Discounts
- Park Your Volvo S90 Somewhere Safe – like a Garage or Private Driveway
- Understand that Insurance Companies Can’t Change Your Volvo S90 Auto Insurance Rate Mid-Term Based on Changes to Your Credit Score
- Pay Your Volvo S90 Insurance Rates Upfront
- Audit Your Volvo S90 Driving When You Move to a New Location or Start a New Job
Top Volvo S90 Insurance Companies
Who is the top auto insurance company for Volvo S90 insurance rates? While the actual rates you pay will depend on many factors, here are some of the top companies offering Volvo S90 auto insurance coverage (ordered by market share). Many of these companies offer discounts for security systems and other safety features that the Volvo S90 offers.
| Rank | Company | Volume | Market Share |
| 1 | State Farm | $65,615,190 | 9.3% |
| 2 | Geico | $46,106,971 | 6.6% |
| 3 | Progressive | $39,222,879 | 5.6% |
| 4 | Liberty Mutual | $35,600,051 | 5.1% |
| 5 | Allstate | $35,025,903 | 5.0% |
| 6 | Travelers | $28,016,966 | 4.0% |
| 7 | USAA | $23,483,080 | 3.3% |
| 8 | Chubb | $23,388,385 | 3.3% |
| 9 | Farmers | $20,643,559 | 2.9% |
| 10 | Nationwide | $18,442,145 | 2.6% |
| Source: Insurance Information Institute | |||
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Frequently Asked Questions
How does driver age affect Volvo S90 insurance rates?
Driver age can significantly impact Volvo S90 insurance rates. For example, 20-year-old drivers may pay approximately $1,988 more each year for their Volvo S90 auto insurance compared to 30-year-old drivers.
What safety features does the Volvo S90 have?
The Volvo S90 is equipped with numerous safety features, including driver and passenger airbags, front and rear head airbags, front side airbags, ABS brakes, stability control, daytime running lights, blind-spot monitor, lane departure warning, and more.
How can I save money on Volvo S90 insurance?
Here are five ways to save on Volvo S90 insurance:
- Inquire about Volvo S90 insurance discounts with your insurance company.
- Park your Volvo S90 in a safe location, such as a garage or private driveway.
- Understand that insurance companies can’t change your rates mid-term based on changes to your credit score.
- Pay your Volvo S90 insurance rates upfront if possible.
- Review your driving situation when you move to a new location or start a new job.
Are Volvo S90s expensive to insure?
Volvo S90 insurance rates are slightly higher than the average vehicle, with an average cost of $1,626 per year or $136 per month for full coverage. However, rates can vary depending on factors such as your location, driving record, and age.
Can I save money on Volvo S90 insurance by bundling it with other policies?
Yes, many insurance companies offer discounts for bundling multiple policies, such as auto and home insurance. It’s worth checking with your insurance provider to see if you can save by bundling your Volvo S90 insurance with other coverage.
Should I choose comprehensive or liability-only coverage for my Volvo S90?
The choice between comprehensive and liability-only coverage depends on your specific needs and preferences. Comprehensive coverage provides more extensive protection, including coverage for theft, vandalism, and non-collision damage, while liability-only coverage only covers damages you cause to others in an accident.
Free Auto Insurance Comparison
Enter your ZIP code below to view companies that have cheap auto insurance rates.
Secured with SHA-256 Encryption
Jeff Root
Licensed Insurance Agent
Jeff is a well-known speaker and expert in insurance and financial planning. He has spoken at top insurance conferences around the U.S., including the InsuranceNewsNet Super Conference, the 8% Nation Insurance Wealth Conference, and the Digital Life Insurance Agent Mastermind. He has been featured and quoted in Nerdwallet, Bloomberg, Forbes, U.S. News & Money, USA Today, and other leading fina...
Licensed Insurance Agent
Editorial Guidelines: We are a free online resource for anyone interested in learning more about auto insurance. Our goal is to be an objective, third-party resource for everything auto insurance related. We update our site regularly, and all content is reviewed by auto insurance experts.