What is the Best Car Insurance for a Volvo S90?

If you want to buy Volvo S90 auto insurance coverage online then a policy will cost $136 per month ($1,626 per year) on average. On average, comprehensive coverage costs $396, collision coverage costs $578, and liability coverage costs $459 for Volvo S90 insurance.

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Leslie Kasperowicz holds a BA in Social Sciences from the University of Winnipeg. She spent several years as a Farmers Insurance CSR, gaining a solid understanding of insurance products including home, life, auto, and commercial and working directly with insurance customers to understand their needs. She has since used that knowledge in her more than ten years as a writer, largely in the insuranc...

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Dan Walker graduated with a BS in Administrative Management in 2005 and has been working in his family’s insurance agency, FCI Agency, for 15 years (BBB A+). He is licensed as an agent to write property and casualty insurance, including home, auto, umbrella, and dwelling fire insurance. He’s also been featured on sites like Reviews.com and Safeco. He reviews content, ensuring that ex...

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Reviewed by Daniel Walker
Licensed Auto Insurance Agent

UPDATED: Jun 18, 2020

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Key takeaways:

  • Full coverage costs around $1,626 a year or $136 each month
  • A liability-only policy costs around $652 a year or $54 each month
  • Highest rates are for teenage drivers at around $5,943 a year or $495 each month
  • Good drivers can save as much as $670 a year by earning policy discounts
  • Volvo S90 insurance costs around $107 more per year than the average vehicle

Volvo S90 insurance rates are $136 per month for full coverage and $54 per month for liability-only coverage. Parents of teen drivers can pay up to $500 per month when insuring a Volvo S90. Read through the guide to learn how you can save money on Volvo S90 insurance rates.

You can start comparing quotes for Volvo S90 auto insurance rates from some of the best auto insurance companies by using our free online tool now.

Volvo S90 Insurance Cost

The average Volvo S90 auto insurance rates are $1,626 a year or $136 a month.

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Are Volvo S90s Expensive to Insure?

The chart below details how Volvo S90 insurance rates compare to other luxury cars like the Cadillac CTS-V, Volvo S60, and Audi S6.

Vehicle Comprehensive Collision Liability Total
Volvo S90 $356 $714 $398 $1,626
Cadillac CTS-V $406 $804 $338 $1,684
Volvo S60 $332 $656 $398 $1,544
Audi S6 $444 $894 $398 $1,894
Lexus ES 350 $362 $656 $316 $1,470
Audi A4 $332 $656 $398 $1,544
Lexus GS 350 $370 $714 $338 $1,558
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However, there are a few things you can do to find the cheapest Volvo insurance rates online.

What Impacts the Cost of Volvo S90 Insurance?

The Volvo S90 trim and model you choose can impact the total price you will pay for Volvo S90 insurance coverage.

Age of the Vehicle

Older Volvo S90 models generally cost less to insure. For example, auto insurance for a 2018 Volvo S90 costs $1,626, while 2017 Volvo S90 insurance costs are $1,616, a difference of $10.

Model Year Comprehensive Collision Liability Total
2018 Volvo S90 $356 $714 $398 $1,626
2017 Volvo S90 $344 $698 $416 $1,616
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Driver Age

Driver age can have a significant impact on Volvo S90 auto insurance rates. For example, 20-year-old drivers pay approximately $1,988 more each year for their Volvo S90 auto insurance than 30-year-old drivers.

Driver Location

Where you live can have a large impact on Volvo S90 insurance rates. For example, drivers in Los Angeles may pay $894 a year more than drivers in Phoenix.

Your Driving Record

Your driving record can have an impact on the cost of Volvo S90 auto insurance. Teens and drivers in their 20’s see the highest jump in their Volvo S90 auto insurance rates with violations on their driving record.

Volvo S90 Safety Ratings

Your Volvo S90 auto insurance rates are tied to the Volvo S90’s safety ratings. See the breakdown below:

Test Type Rating
Small overlap front: driver-side Good
Small overlap front: passenger-side Good
Moderate overlap front Good
Side Good
Roof strength Good
Head restraints and seats Good
Source: Insurance Institute for Highway Safety
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Volvo S90 Crash Test Ratings

The crash test ratings of the Volvo S90 can impact your Volvo S90 auto insurance rates.

Vehicle Tested Overall Frontal Side Rollover
2020 Volvo S90 T8 4 DR AWD N/R N/R N/R N/R
2020 Volvo S90 T6 4 DR AWD N/R N/R N/R N/R
2019 Volvo S90 T8 4 DR AWD N/R N/R N/R N/R
2019 Volvo S90 T6 4 DR AWD N/R N/R N/R N/R
2019 Volvo S90 T5 4 DR FWD N/R N/R N/R N/R
2019 Volvo S90 T5 4 DR AWD N/R N/R N/R N/R
2018 Volvo S90 T8 4 DR AWD N/R N/R N/R N/R
2018 Volvo S90 T6 4 DR FWD N/R N/R N/R N/R
2018 Volvo S90 T6 4 DR AWD N/R N/R N/R N/R
2018 Volvo S90 T5 4 DR FWD N/R N/R N/R N/R
2018 Volvo S90 T5 4 DR AWD N/R N/R N/R N/R
2017 Volvo S90 T6 SUV AWD N/R N/R N/R N/R
2017 Volvo S90 T5 SUV AWD N/R N/R N/R N/R
1-5 Star Rating Scale, N/R = No Rating | Source: National Highway Traffic Safety Administration
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Volvo S90 Safety Features

The numerous safety features of the Volvo S90 help contribute to lower insurance rates. The 2020 Volvo S90 has the following safety features:

  • Driver Air Bag
  • Passenger Air Bag
  • Front Head Air Bag
  • Rear Head Air Bag
  • Front Side Air Bag
  • 4-Wheel ABS
  • 4-Wheel Disc Brakes
  • Brake Assist
  • Electronic Stability Control
  • Daytime Running Lights
  • Child Safety Locks
  • Integrated Turn Signal Mirrors
  • Traction Control
  • Blind Spot Monitor
  • Auto-Leveling Headlights
  • Lane Departure Warning
  • Lane Keeping Assist

Volvo S90 Finance and Insurance Cost

If you are financing a Volvo S90, most lenders will require your carry higher Volvo S90 coverage options including comprehensive coverage, so be sure to shop around and compare Volvo S90 auto insurance rates from the best companies using our FREE tool below.

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5 Ways to Save on Volvo S90 Insurance

Drivers can end up saving more money on their Volvo S90 auto insurance rates by employing any one of the following strategies.

  • Ask Your Insurance Company About Volvo S90 Discounts
  • Park Your Volvo S90 Somewhere Safe – like a Garage or Private Driveway
  • Understand that Insurance Companies Can’t Change Your Volvo S90 Auto Insurance Rate Mid-Term Based on Changes to Your Credit Score
  • Pay Your Volvo S90 Insurance Rates Upfront
  • Audit Your Volvo S90 Driving When You Move to a New Location or Start a New Job

Top Volvo S90 Insurance Companies

Who is the top auto insurance company for Volvo S90 insurance rates? While the actual rates you pay will depend on many factors, here are some of the top companies offering Volvo S90 auto insurance coverage (ordered by market share). Many of these companies offer discounts for security systems and other safety features that the Volvo S90 offers.

Rank Company Volume Market Share
1 State Farm $65,615,190 9.3%
2 GEICO $46,106,971 6.6%
3 Progressive $39,222,879 5.6%
4 Liberty Mutual $35,600,051 5.1%
5 Allstate $35,025,903 5.0%
6 Travelers $28,016,966 4.0%
7 USAA $23,483,080 3.3%
8 Chubb $23,388,385 3.3%
9 Farmers $20,643,559 2.9%
10 Nationwide $18,442,145 2.6%
Source: Insurance Information Institute
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Compare Free Volvo S90 Insurance Quotes Online

Save on your Volvo S90 auto insurance rates by taking advantage of our FREE comparison tool.

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