Is Volvo’s safety rating for midsize luxury SUVs better than BMW’s?
Volvo SUV's have a higher safety rating than BMW SUV's according to IIHS test studies. Auto insurance costs average around 18% more for some luxury model SUV's.
Free Auto Insurance Comparison
Secured with SHA-256 Encryption
UPDATED: Mar 22, 2022
It’s all about you. We want to help you make the right coverage choices.
Advertiser Disclosure: We strive to help you make confident auto insurance decisions. Comparison shopping should be easy. We are not affiliated with any one auto insurance provider and cannot guarantee quotes from any single provider. Our partnerships don’t influence our content. Our opinions are our own. To compare quotes from many different companies please enter your ZIP code on this page to use the free quote tool. The more quotes you compare, the more chances to save.
Editorial Guidelines: We are a free online resource for anyone interested in learning more about auto insurance. Our goal is to be an objective, third-party resource for everything auto insurance related. We update our site regularly, and all content is reviewed by auto insurance experts.
- Presently, Sports Utility Vehicles (SUV) are strongly present in the market where people oftentimes fail to acknowledge their safety hazards
- Companies such as the Insurance Institute for Highway Safety provide real-life-like tests to access SUVs’ safety rankings
- Volvo and BMW compare fairly close to one another, however, there are distinctions between topics such as front crash prevention efficiency and small overlap frontal crash performance
- Given the results, Volvo outperforms BMW in certain areas
Ever since Chevrolet came out with their Carryall Suburban, the first modern-day SUV model from 1935, the market for these vehicles has been gaining momentum.
This momentum has turned into a large force that now holds over 11 percent of the entire market.
Regardless of the powerful presence, SUVs tend to have some safety issues often overlooked. The problems arise when the vehicles’ sheer size is undermined by their comfort.
Yes, SUVs will provide a very spacious cabin to as many as seven people, but this comes in the form of a 4,000-pound vehicle. Therefore, what could be expected out of a multi-ton giant?
Well, issues with steering, difficulties controlling, and troubling emergency braking is a good start. Nevertheless, many brands work hard to preserve households that invest in their SUV models.
For one to objectively compare large manufacturers and their midsize SUVs, the IIHS’s reviews (IIHS) are a great starting point. Since the company works for a larger public good, their tests are designed to reflect real-life situations:
- Crashworthiness – Tests such as an overlap front crash simulation
- Crash Avoidance – Assessments such as front crash prevention
- Child Seat Anchors – Ease of use
Enter your zip code into our free car insurance rate comparison tool above to find the best deal for the coverage you need.
Volvo Versus BMW
Both manufacturers produce cars of all sizes and shapes, and SUVs are a very common practice of theirs. To orchestrate a quality comparison, the Volvo XC60 and the BMW X3 will be used as they are both midsize luxury SUV models form 2017.
The Rating System
The way the IIHS classifies vehicles is based on three factors aforesaid. Crashworthiness and child anchors ratings can be good, acceptable, marginal, or poor. However, crash avoidance is evaluated on a basic-moderate-superior spectrum.
When it comes to the CX60, Volvo’s performance in this area is above and beyond. Every single test was rated “good” by the IIHS.
Volvo was complimented for maintaining a great survival space during the small overlap front, a test which the BMW X3 did not have a score on. BMW’s X3 also had a good rating for crashworthiness, only not as impressive.
Head restraints and seats, which have been one of the main issues for BMW in the past, performed up to par. Dummy movement was limited by the frontal and side airbags that prevented any injuries to the head or neck area.
Although there was a lack of some tests (small overlap frontal crash), BMW showcased an ability to upkeep one’s safety during a severe accident. Ultimately. Volvo outdid the BMW as their record was complete.
Crash Avoidance and Mitigation
From an overall perspective, BMW’s X3 had a higher “superior” rating than the Volvo CX60. Up until 2015, BMW struggled with some very low “basic” review of their crash avoidance abilities. This problem was dealt with, enabling them to stay competitive against their rivals.
Volvo’s model utilizes an optional collision warning with full auto brake while BMW has extra extended collision mitigation. The X3 received three points in the high-speed auto brake while the Volvo was capped at two. This point led to a six to five score in BMW’s favor.
Child Seat Anchors
A common shortcoming of both cars was their lower anchor being too deep in the seat. This mixed with BMW’s harsh anchor that requires excessive force to use, as well as Volvo’s creation that is hard to maneuver around, granted both brands a “marginal” rating only.
As this is the second from the lowest, it seems that both brands need some upgrades within this area. The BMW X3 has a slight advantage by not utilizing hardware that can be confused for an anchor.
Top Safety Pick
The main area where Volvo takes advantage is its perfect completion of all five areas of crashworthiness. This test enabled the model to be selected as a Top Safety Pick, something that the BMW X3 did not get as they had no scores on small overlap front test.
Volvo also beat BMW in the area of headlights’ efficiency where they scored a good rating. BMW’s two of the three headlight variations got a marginal score, and one even performed poorly.
Free Auto Insurance Comparison
Enter your ZIP code below to view companies that have cheap auto insurance rates.
Secured with SHA-256 Encryption
Although the BMW has performed very well in their IIHS tests, the X3 luxury SUV was not able to match the Volvo’s CX60.
This result comes from the fact that Volvo did the following:
- dominated every single category of the crashworthiness test
- had better headlights performance
- maintained the consistency that can be a key factor of driver’s survival
Furthermore, Volvo has persevered a lot better history of ratings over the past decade, whereas BMW struggled to do this.
The Bavarian manufacturer had issues with head restraints and seats up until 2008, and their front crash prevention was nothing more than basic up until two years ago. Volvo has demonstrated a longer trend of successfully increased safety that trumps BMW’s efforts.
Compare car insurance quotes below to find the coverage you need at the best rate.