Best Cheap Auto Insurance in Union Springs, AL (2021)

The average Union Springs, AL auto insurance rates are $302 per month. The minimum auto insurance in Union Springs is at least 25/50/25 in coverage to comply with Alabama auto insurance laws. To find the best cheap auto insurance in Union Springs, Alabama, compare quotes from multiple companies.

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Mathew B. Sims is Editor-in-Chief and has authored, edited, and contributed to several books. He has been working in the insurance industry ensuring content is accurate for consumers who are searching for the best policies and rates. He has also been featured on sites like UpJourney.

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Dan Walker graduated with a BS in Administrative Management in 2005 and has been working in his family’s insurance agency, FCI Agency, for 15 years (BBB A+). He is licensed as an agent to write property and casualty insurance, including home, auto, umbrella, and dwelling fire insurance. He’s also been featured on sites like Reviews.com and Safeco. He reviews content, ensuring that ex...

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Reviewed by Daniel Walker
Licensed Auto Insurance Agent

UPDATED: May 17, 2021

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Things to Remember

  • Average auto insurance rates in Union Springs, AL for senior drivers are $1,945 per year
  • The minimum auto insurance required in Union Springs, Alabama is 25/50/25
  • The average commute length in Union Springs is 25.7 minutes

Union Springs, Alabama auto insurance requirements are 25/50/25 according to Alabama auto insurance laws. Finding cheap auto insurance in Union Springs can seem like a difficult task, but all of the information you need is right here. We’ll cover factors that affect auto insurance rates in Union Springs, Alabama, including driving record, credit, commute time, and more.

Compare auto insurance in Union Springs to other Alabama cities, including Hoover auto insurance rates, Auburn auto insurance rates, and Tuscaloosa auto insurance rates to see how Union Springs, Alabama auto insurance rates stack up.

Before you buy Union Springs, Alabama auto insurance, make sure you have compared rates from multiple companies. Enter your ZIP code above to get free Union Springs, Alabama auto insurance quotes.

Minimum Auto Insurance in Union Springs, Alabama

Union Springs, Alabama auto insurance laws require that you have at least the Alabama minimum auto insurance to be financially responsible in the event of an accident. Take a look at the required auto insurance in Union Springs, Alabama.

Minimum Required Auto Insurance Coverage in Union Springs, Alabama

Liability Insurance Required Minimum Coverage Limits Required
Bodily Injury Liability Coverage $25,000 per person
$50,000 per accident
Property Damage Liability Coverage $25,000 minimum

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Cheap Union Springs, Alabama Auto Insurance by Age, Gender, and Marital Status

Auto insurance rates in Union Springs, Alabama are affected by age, gender, and marital status. See how demographics impact the annual cost of insurance.

Annual Auto Insurance Rates by Age, Gender, and Marital Status in Union Springs, Alabama

Insurance Company Married 35-Year-Old Female Married 35-Year-Old Male Married 60-Year-Old Female Married 60-Year-Old Male Single 17-Year-Old Female Single 17-Year-Old Male Single 25-Year-Old Female Single 25-Year-Old Male
Allstate $1,855 $1,773 $1,676 $1,709 $6,357 $6,831 $2,085 $2,133
Farmers $2,167 $2,153 $1,937 $2,056 $8,282 $8,525 $2,458 $2,556
GEICO $2,147 $2,117 $2,014 $2,065 $5,548 $5,428 $2,276 $2,115
Liberty Mutual $3,045 $3,296 $2,500 $2,802 $10,665 $11,876 $3,253 $3,475
Nationwide $1,757 $1,780 $1,600 $1,658 $4,596 $5,937 $1,950 $2,183
Progressive $2,311 $2,185 $1,892 $2,015 $8,977 $10,034 $2,701 $2,854
State Farm $3,150 $3,150 $2,818 $2,818 $9,065 $11,397 $3,548 $4,070
Travelers $1,535 $1,561 $1,429 $1,426 $7,954 $12,431 $1,457 $1,695
USAA $1,405 $1,429 $1,313 $1,290 $4,208 $4,671 $1,837 $1,986

Cheap Union Springs, Alabama Auto Insurance for Teen Drivers

Finding cheap teen auto insurance in Union Springs, Alabama is a challenge. Take a look at the annual teen auto insurance rates in Union Springs, Alabama.

Annual Auto Insurance Rates for Teen Drivers in Union Springs, Alabama

Insurance Company Single 17-Year-Old Female Single 17-Year-Old Male
Allstate $6,357 $6,831
Farmers $8,282 $8,525
GEICO $5,548 $5,428
Liberty Mutual $10,665 $11,876
Nationwide $4,596 $5,937
Progressive $8,977 $10,034
State Farm $9,065 $11,397
Travelers $7,954 $12,431
USAA $4,208 $4,671

Cheap Union Springs, Alabama Auto Insurance for Seniors

What are senior auto insurance rates in Union Springs, Alabama? Take a look at the annual average rates for older drivers.

Annual Auto Insurance Rates for Senior Drivers in Union Springs, Alabama

Insurance Company Married 60-Year-Old Female Married 60-Year-Old Male
Allstate $1,676 $1,709
Farmers $1,937 $2,056
GEICO $2,014 $2,065
Liberty Mutual $2,500 $2,802
Nationwide $1,600 $1,658
Progressive $1,892 $2,015
State Farm $2,818 $2,818
Travelers $1,429 $1,426
USAA $1,313 $1,290

Cheap Union Springs, Alabama Auto Insurance By Driving Record

Driving record has a big impact on your auto insurance rates. See the annual auto insurance rates for a bad record in Union Springs, Alabama compared to the annual auto insurance rates with a clean record in Union Springs, Alabama.

Annual Union Springs, Alabama Auto Insurance Rates by Driving Record

Group Clean Record With 1 Accident With 1 DUI With 1 Speeding Violation
Allstate $2,604 $3,062 $3,610 $2,933
Farmers $3,172 $4,098 $3,998 $3,798
GEICO $2,014 $3,219 $3,924 $2,698
Liberty Mutual $4,019 $5,567 $5,471 $5,399
Nationwide $2,345 $2,345 $3,420 $2,620
Progressive $3,732 $4,650 $3,997 $4,104
State Farm $4,547 $5,558 $4,951 $4,951
Travelers $3,072 $3,226 $4,700 $3,747
USAA $1,742 $2,187 $3,255 $1,885

Cheap Union Springs, Alabama Auto Insurance Rates After a DUI

Finding cheap auto insurance after a DUI in Union Springs, Alabama is not easy. Compare the annual rates for DUI auto insurance in Union Springs, Alabama to find the best deal.

Annual Auto Insurance Rates After a DUI in Union Springs, Alabama

Insurance Company Annual Auto Insurance Rates With a DUI
Allstate $3,610
Farmers $3,998
GEICO $3,924
Liberty Mutual $5,471
Nationwide $3,420
Progressive $3,997
State Farm $4,951
Travelers $4,700
USAA $3,255

Cheap Union Springs, Alabama Auto Insurance By Credit History

Credit history can have a major effect on the cost of auto insurance. See how Union Springs, Alabama annual auto insurance rates by credit history compare.

Annual Auto Insurance Rates by Credit Score in Union Springs, Alabama

Insurance Company Poor Fair Good
Allstate $3,775 $2,961 $2,421
Farmers $4,224 $3,632 $3,443
GEICO $3,771 $2,688 $2,432
Liberty Mutual $7,335 $4,482 $3,525
Nationwide $3,234 $2,526 $2,287
Progressive $4,684 $3,980 $3,700
State Farm $8,108 $4,106 $2,791
Travelers $4,025 $3,485 $3,549
USAA $3,047 $1,984 $1,771

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Cheap Union Springs, Alabama Auto Insurance Rates By ZIP Code

Auto insurance rates by ZIP code in Union Springs, Alabama can vary. Compare the annual cost of auto insurance by ZIP code in Union Springs, Alabama to see how car insurance rates are affected by location.

Annual Auto Insurance Rates by ZIP Code in Union Springs, Alabama

ZIP Code Average Annual Rates
36089 $3,691

Cheap Union Springs, Alabama Auto Insurance Rates By Commute

Commute length and annual mileage affect Union Springs, Alabama auto insurance. Find the cheapest annual Union Springs, Alabama auto insurance by commute length.

Annual Auto Insurance Rates by Commute Length in Union Springs, Alabama

Insurance Company 10 Mile Commute, 6000 Annual Mileage 25 Mile Commute, 12000 Annual Mileage
Allstate $3,052 $3,052
Farmers $3,767 $3,767
GEICO $2,906 $3,021
Liberty Mutual $5,114 $5,114
Nationwide $2,682 $2,682
Progressive $4,121 $4,121
State Farm $4,882 $5,121
Travelers $3,686 $3,686
USAA $2,163 $2,371

Cheap Union Springs, Alabama Auto Insurance Rates By Coverage Level

How much does the coverage level you select affect the cost of your auto insurance in Union Springs, Alabama? Check out the comparison of annual Union Springs, Alabama auto insurance rates by coverage level.

Annual Auto Insurance Rates by Coverage Level in Union Springs, Alabama

Insurance Company Low Medium High
Allstate $2,949 $3,048 $3,160
Farmers $3,557 $3,718 $4,025
GEICO $2,742 $2,952 $3,198
Liberty Mutual $4,879 $5,089 $5,374
Nationwide $2,658 $2,662 $2,728
Progressive $3,697 $4,096 $4,571
State Farm $4,754 $4,994 $5,257
Travelers $3,531 $3,759 $3,768
USAA $2,186 $2,255 $2,361

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Best By Category: Cheapest Auto Insurance in Union Springs, Alabama

Compare the cheapest auto insurance companies in Union Springs, Alabama in each category to find the company with the best rates for your personal needs.

Best Annual Auto Insurance Rates by Company in Union Springs, Alabama

Category Insurance Company
Teenagers USAA
Seniors USAA
Clean Record USAA
With 1 Accident USAA
With 1 DUI USAA
With 1 Speeding Violation USAA

The Cheapest Union Springs, Alabama Auto Insurance Companies

What auto insurance companies in Union Springs, Alabama are the cheapest? Compare the top Union Springs, Alabama auto insurance companies to find the best annual rates.

Average Annual Auto Insurance Rates by Company in Union Springs, Alabama

Insurance Company Average Annual Rates
Allstate $3,052
Farmers $3,767
GEICO $2,964
Liberty Mutual $5,114
Nationwide $2,682
Progressive $4,121
State Farm $5,002
Travelers $3,686
USAA $2,267

What affects auto insurance rates in Union Springs, Alabama?

There are a lot of reasons why auto insurance rates in Union Springs, Alabama are higher or lower than in other cities. These include traffic and the number of vehicle thefts in Union Springs, Alabama. Many local factors may affect your Union Springs auto insurance rates.

Union Springs Auto Theft

More theft means higher auto insurance rates because auto insurance companies are paying more in claims. According to the FBI’s annual Union Springs, Alabama auto theft statistics, there have been 17 auto thefts in the city.

Union Springs Commute Time

Cities in which drivers have a longer average commute time tend to have higher auto insurance costs. The average Union Springs, Alabama commute length is 25.7 minutes according to City-Data.

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Compare Union Springs, Alabama Auto Insurance Quotes

Before you buy Union Springs, Alabama auto insurance, make sure you have compared rates from multiple companies. Enter your ZIP code below to get free Union Springs, Alabama auto insurance quotes.

Free Auto Insurance Comparison

Enter your ZIP code below to view companies that have cheap auto insurance rates.

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