Best Cheap Auto Insurance in Guntersville, AL (2021)

The average Guntersville, AL auto insurance rates are $299 per month. The minimum auto insurance in Guntersville is at least 25/50/25 in coverage to comply with Alabama auto insurance laws. To find the best cheap auto insurance in Guntersville, Alabama, compare quotes from multiple companies.

Free Auto Insurance Comparison

 Secured with SHA-256 Encryption

Mathew B. Sims is Editor-in-Chief and has authored, edited, and contributed to several books. He has been working in the insurance industry ensuring content is accurate for consumers who are searching for the best policies and rates. He has also been featured on sites like UpJourney.

Full Bio →

Written by

Dan Walker graduated with a BS in Administrative Management in 2005 and has been working in his family’s insurance agency, FCI Agency, for 15 years (BBB A+). He is licensed as an agent to write property and casualty insurance, including home, auto, umbrella, and dwelling fire insurance. He’s also been featured on sites like Reviews.com and Safeco. He reviews content, ensuring that ex...

Full Bio →

Reviewed by Daniel Walker
Licensed Auto Insurance Agent

UPDATED: May 17, 2021

Advertiser Disclosure

It’s all about you. We want to help you make the right coverage choices.

Advertiser Disclosure: We strive to help you make confident auto insurance decisions. Comparison shopping should be easy. We are not affiliated with any one auto insurance provider and cannot guarantee quotes from any single provider. Our partnerships don’t influence our content. Our opinions are our own. To compare quotes from many different companies please enter your ZIP code on this page to use the free quote tool. The more quotes you compare, the more chances to save.

Editorial Guidelines: We are a free online resource for anyone interested in learning more about auto insurance. Our goal is to be an objective, third-party resource for everything auto insurance related. We update our site regularly, and all content is reviewed by auto insurance experts.

Things to Remember

  • The cheapest auto insurance company in Guntersville is USAA
  • The minimum auto insurance required in Guntersville, Alabama is 25/50/25
  • Average auto insurance rates in Guntersville, AL for senior drivers are $1,894 per year

Guntersville, Alabama auto insurance requirements are 25/50/25 according to Alabama auto insurance laws. Finding cheap auto insurance in Guntersville can seem like a difficult task, but all of the information you need is right here. We’ll cover factors that affect auto insurance rates in Guntersville, Alabama, including driving record, credit, commute time, and more.

Compare auto insurance in Guntersville to other Alabama cities, including Madison auto insurance rates, Huntsville auto insurance rates, and Decatur auto insurance rates to see how Guntersville, Alabama auto insurance rates stack up.

Before you buy Guntersville, Alabama auto insurance, make sure you have compared rates from multiple companies. Enter your ZIP code above to get free Guntersville, Alabama auto insurance quotes.

Minimum Auto Insurance in Guntersville, Alabama

Guntersville, Alabama auto insurance laws require that you have at least the Alabama minimum auto insurance to be financially responsible in the event of an accident. Take a look at the required auto insurance in Guntersville, Alabama.

Minimum Required Auto Insurance Coverage in Guntersville, Alabama

Liability Insurance Required Minimum Coverage Limits Required
Bodily Injury Liability Coverage $25,000 per person
$50,000 per accident
Property Damage Liability Coverage $25,000 minimum

Free Auto Insurance Comparison

Enter your ZIP code below to view companies that have cheap auto insurance rates.

 Secured with SHA-256 Encryption

Cheap Guntersville, Alabama Auto Insurance by Age, Gender, and Marital Status

Auto insurance rates in Guntersville, Alabama are affected by age, gender, and marital status. See how demographics impact the annual cost of insurance.

Annual Auto Insurance Rates by Age, Gender, and Marital Status in Guntersville, Alabama

Insurance Company Married 35-Year-Old Female Married 35-Year-Old Male Married 60-Year-Old Female Married 60-Year-Old Male Single 17-Year-Old Female Single 17-Year-Old Male Single 25-Year-Old Female Single 25-Year-Old Male
Allstate $2,034 $1,938 $1,839 $1,874 $7,078 $7,599 $2,280 $2,333
Farmers $2,288 $2,269 $2,044 $2,172 $8,901 $9,156 $2,607 $2,713
GEICO $1,887 $1,878 $1,810 $1,872 $4,963 $4,863 $1,985 $1,837
Liberty Mutual $2,932 $3,166 $2,406 $2,689 $10,743 $11,940 $3,121 $3,324
Nationwide $1,634 $1,653 $1,494 $1,543 $4,292 $5,507 $1,812 $2,019
Progressive $2,217 $2,072 $1,818 $1,944 $9,352 $10,436 $2,597 $2,778
State Farm $3,129 $3,129 $2,843 $2,843 $9,765 $12,189 $3,542 $4,116
Travelers $1,344 $1,364 $1,265 $1,259 $7,090 $11,115 $1,273 $1,455
USAA $1,290 $1,307 $1,206 $1,179 $3,876 $4,295 $1,681 $1,811

Cheap Guntersville, Alabama Auto Insurance for Teen Drivers

Finding cheap teen auto insurance in Guntersville, Alabama is a challenge. Take a look at the annual teen auto insurance rates in Guntersville, Alabama.

Annual Auto Insurance Rates for Teen Drivers in Guntersville, Alabama

Insurance Company Single 17-Year-Old Female Single 17-Year-Old Male
Allstate $7,078 $7,599
Farmers $8,901 $9,156
GEICO $4,963 $4,863
Liberty Mutual $10,743 $11,940
Nationwide $4,292 $5,507
Progressive $9,352 $10,436
State Farm $9,765 $12,189
Travelers $7,090 $11,115
USAA $3,876 $4,295

Cheap Guntersville, Alabama Auto Insurance for Seniors

What are senior auto insurance rates in Guntersville, Alabama? Take a look at the annual average rates for older drivers.

Annual Auto Insurance Rates for Senior Drivers in Guntersville, Alabama

Insurance Company Married 60-Year-Old Female Married 60-Year-Old Male
Allstate $1,839 $1,874
Farmers $2,044 $2,172
GEICO $1,810 $1,872
Liberty Mutual $2,406 $2,689
Nationwide $1,494 $1,543
Progressive $1,818 $1,944
State Farm $2,843 $2,843
Travelers $1,265 $1,259
USAA $1,206 $1,179

Cheap Guntersville, Alabama Auto Insurance By Driving Record

Driving record has a big impact on your auto insurance rates. See the annual auto insurance rates for a bad record in Guntersville, Alabama compared to the annual auto insurance rates with a clean record in Guntersville, Alabama.

Annual Guntersville, Alabama Auto Insurance Rates by Driving Record

Group Clean Record With 1 Accident With 1 DUI With 1 Speeding Violation
Allstate $2,865 $3,377 $4,007 $3,239
Farmers $3,377 $4,375 $4,267 $4,056
GEICO $1,776 $2,863 $3,548 $2,362
Liberty Mutual $3,951 $5,506 $5,378 $5,325
Nationwide $2,188 $2,188 $3,164 $2,437
Progressive $3,746 $4,728 $4,027 $4,106
State Farm $4,669 $5,837 $5,136 $5,136
Travelers $2,724 $2,859 $4,177 $3,322
USAA $1,600 $2,011 $2,980 $1,731

Cheap Guntersville, Alabama Auto Insurance Rates After a DUI

Finding cheap auto insurance after a DUI in Guntersville, Alabama is not easy. Compare the annual rates for DUI auto insurance in Guntersville, Alabama to find the best deal.

Annual Auto Insurance Rates After a DUI in Guntersville, Alabama

Insurance Company Annual Auto Insurance Rates With a DUI
Allstate $4,007
Farmers $4,267
GEICO $3,548
Liberty Mutual $5,378
Nationwide $3,164
Progressive $4,027
State Farm $5,136
Travelers $4,177
USAA $2,980

Cheap Guntersville, Alabama Auto Insurance By Credit History

Credit history can have a major effect on the cost of auto insurance. See how Guntersville, Alabama annual auto insurance rates by credit history compare.

Annual Auto Insurance Rates by Credit Score in Guntersville, Alabama

Insurance Company Poor Fair Good
Allstate $4,164 $3,274 $2,678
Farmers $4,505 $3,877 $3,674
GEICO $3,353 $2,393 $2,165
Liberty Mutual $7,215 $4,429 $3,476
Nationwide $3,007 $2,349 $2,126
Progressive $4,671 $4,021 $3,763
State Farm $8,433 $4,261 $2,889
Travelers $3,569 $3,092 $3,150
USAA $2,792 $1,822 $1,628

Free Auto Insurance Comparison

Enter your ZIP code below to view companies that have cheap auto insurance rates.

 Secured with SHA-256 Encryption

Cheap Guntersville, Alabama Auto Insurance Rates By ZIP Code

Auto insurance rates by ZIP code in Guntersville, Alabama can vary. Compare the annual cost of auto insurance by ZIP code in Guntersville, Alabama to see how car insurance rates are affected by location.

Annual Auto Insurance Rates by ZIP Code in Guntersville, Alabama

ZIP Code Average Annual Rates
35976 $3,660

Cheap Guntersville, Alabama Auto Insurance Rates By Commute

Commute length and annual mileage affect Guntersville, Alabama auto insurance. Find the cheapest annual Guntersville, Alabama auto insurance by commute length.

Annual Auto Insurance Rates by Commute Length in Guntersville, Alabama

Insurance Company 10 Mile Commute, 6000 Annual Mileage 25 Mile Commute, 12000 Annual Mileage
Allstate $3,372 $3,372
Farmers $4,019 $4,019
GEICO $2,591 $2,683
Liberty Mutual $5,040 $5,040
Nationwide $2,494 $2,494
Progressive $4,152 $4,152
State Farm $5,070 $5,319
Travelers $3,270 $3,270
USAA $1,986 $2,176

Cheap Guntersville, Alabama Auto Insurance Rates By Coverage Level

How much does the coverage level you select affect the cost of your auto insurance in Guntersville, Alabama? Check out the comparison of annual Guntersville, Alabama auto insurance rates by coverage level.

Annual Auto Insurance Rates by Coverage Level in Guntersville, Alabama

Insurance Company Low Medium High
Allstate $3,256 $3,366 $3,493
Farmers $3,797 $3,967 $4,292
GEICO $2,419 $2,624 $2,868
Liberty Mutual $4,809 $5,016 $5,295
Nationwide $2,476 $2,473 $2,534
Progressive $3,727 $4,131 $4,597
State Farm $4,919 $5,190 $5,474
Travelers $3,099 $3,336 $3,377
USAA $2,004 $2,069 $2,168

Free Auto Insurance Comparison

Enter your ZIP code below to view companies that have cheap auto insurance rates.

 Secured with SHA-256 Encryption

Best By Category: Cheapest Auto Insurance in Guntersville, Alabama

Compare the cheapest auto insurance companies in Guntersville, Alabama in each category to find the company with the best rates for your personal needs.

Best Annual Auto Insurance Rates by Company in Guntersville, Alabama

Category Insurance Company
Teenagers USAA
Seniors USAA
Clean Record USAA
With 1 Accident USAA
With 1 DUI USAA
With 1 Speeding Violation USAA

The Cheapest Guntersville, Alabama Auto Insurance Companies

What auto insurance companies in Guntersville, Alabama are the cheapest? Compare the top Guntersville, Alabama auto insurance companies to find the best annual rates.

Average Annual Auto Insurance Rates by Company in Guntersville, Alabama

Insurance Company Average Annual Rates
Allstate $3,372
Farmers $4,019
GEICO $2,637
Liberty Mutual $5,040
Nationwide $2,494
Progressive $4,152
State Farm $5,194
Travelers $3,270
USAA $2,081

What affects auto insurance rates in Guntersville, Alabama?

There are a lot of reasons why auto insurance rates in Guntersville, Alabama are higher or lower than in other cities. These include traffic and the number of vehicle thefts in Guntersville, Alabama. Many local factors may affect your Guntersville auto insurance rates.

Guntersville Auto Theft

More theft means higher auto insurance rates because auto insurance companies are paying more in claims. According to the FBI’s annual Guntersville, Alabama auto theft statistics, there have been 41 auto thefts in the city.

Guntersville Commute Time

Cities in which drivers have a longer average commute time tend to have higher auto insurance costs. The average Guntersville, Alabama commute length is 22.9 minutes according to City-Data.

Free Auto Insurance Comparison

Enter your ZIP code below to view companies that have cheap auto insurance rates.

 Secured with SHA-256 Encryption

Compare Guntersville, Alabama Auto Insurance Quotes

Before you buy Guntersville, Alabama auto insurance, make sure you have compared rates from multiple companies. Enter your ZIP code below to get free Guntersville, Alabama auto insurance quotes.

Free Auto Insurance Comparison

Enter your ZIP code below to view companies that have cheap auto insurance rates.

 Secured with SHA-256 Encryption